<page>
                                 Exhibit B: FORM N-CSR CERTIFICATION

         I, Timothy Ashburn, certify that:

1.    I have reviewed this report on Form N-CSR of the Dobson Covered Call Fund;

2.    Based on my knowledge, this report does not contain any untrue statement
      of a material fact or omit to state a material fact necessary to make the
      statements made, in light of the circumstances under which such statements
      were made, not misleading with respect to the period covered by this
      report;

3.    Based on my knowledge, the financial statements and other financial
      information included in this report, fairly present in all material
      respects the financial condition, results of operations, changes in net
      assets, and cash flows (if the financial statements are required to
      include a statement of cash flows) of the registrant as of, and for, the
      periods presented in this report.



Date:    _3/25/03_                               /s/    Timothy Ashburn
         ---------
                                                Timothy Ashburn , President

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                             Exhibit B: FORM N-CSR CERTIFICATION

         I, Thomas Napurano, certify that:

1.    I have reviewed this report on Form N-CSR of the Dobson Covered Call Fund;

2.    Based on my knowledge, this report does not contain any untrue statement
      of a material fact or omit to state a material fact necessary to make the
      statements made, in light of the circumstances under which such statements
      were made, not misleading with respect to the period covered by this
      report;

3.    Based on my knowledge, the financial statements and other financial
      information included in this report, fairly present in all material
      respects the financial condition, results of operations, changes in net
      assets, and cash flows (if the financial statements are required to
      include a statement of cash flows) of the registrant as of, and for, the
      periods presented in this report.



Date:    __3/21/03_                               /s/  Thomas Napurano
         ----------
                                       Thomas Napurano, Chief Financial Officer