<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Aggressive
Growth Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: __2/27/03__ /s/ Arthur D. Ally
-----------
Arthur D. Ally, President
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Aggressive
Growth Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: _2/27/03__ _/s/ Arthur D. Ally__
---------- ----------------------
Arthur D. Ally, Chief Financial Officer
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Small-Cap
Variable Series;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: _2/27/03__ _/s/ Arthur D. Ally___
---------- -----------------------
Arthur D. Ally, President
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Small-Cap
Variable Series;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: _2/27/03__ _/s/ Arthur D. Ally___
---------- -----------------------
Arthur D. Ally, Chief Financial Officer
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan
Conservative Growth Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: _2/27/03__ __/s/ Arthur D. Ally_
---------- ----------------------
Arthur D. Ally, President
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan
Conservative Growth Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: __2/27/03__ _/s/ Arthur D. Ally___
----------- -----------------------
Arthur D. Ally, Chief Financial Officer
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan
Conservative Growth Portfolio Variable
Series;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: _2/27/03__ __/s/ Arthur D. Ally__
---------- -----------------------
Arthur D. Ally, President
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan
Conservative Growth Portfolio Variable Series;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: _2/27/03__ _/s/ Arthur D. Ally__
---------- ----------------------
Arthur D. Ally, Chief Financial Officer
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Fixed
Income Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: _2/27/03__ _/s/ Arthur D. Ally___
---------- -----------------------
Arthur D. Ally, President
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Fixed
Income Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: __2/27/03__ _/s/ Arthur D. Ally___
----------- -----------------------
Arthur D. Ally, Chief Financial Officer
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan
Large/Mid-Cap Growth Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: 2/27/03 /s/ Arthur D. Ally
------- ------------------
Arthur D. Ally, President
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan
Large/Mid-Cap Growth Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: 2/27/03 /s/ Arthur D. Ally
------- ------------------
Arthur D. Ally, Chief Financial Officer
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan
Large/Mid-Cap Value Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: 2/27/03 /s/ Arthur D. Ally
------- ------------------
Arthur D. Ally, President
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan
Large/Mid-Cap Value Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: 2/27/03 /s/ Arthur D. Ally
Arthur D. Ally, Chief Financial Officer
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Money
Market Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: 2/27/03 /s/ Arthur D. Ally
------- ------------------
Arthur D. Ally, President
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Money
Market Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: 2/27/03 /s/ Arthur D. Ally
------- ------------------
Arthur D. Ally, Chief Financial Officer
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Small-Cap
Value Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: 2/27/03 /s/ Arthur D. Ally
------- ------------------
Arthur D. Ally, President
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Small-Cap
Value Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: 2/27/03 /s/ Arthur D. Ally
------- ------------------
Arthur D. Ally, Chief Financial Officer
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Strategic
Growth Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: 2/27/03 /s/ Arthur D. Ally
------- ------------------
Arthur D. Ally, President
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Strategic
Growth Fund;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: 2/27/03 /s/ Arthur D. Ally
------- ------------------
Arthur D. Ally, Chief Financial Officer
<page>
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Strategic
Growth Portfolio Series;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: 2/27/03 /s/ Arthur D. Ally
------- ------------------
Arthur D. Ally, President
Exhibit B: FORM N-CSR CERTIFICATION
I, Arthur D. Ally, certify that:
1. I have reviewed this report on Form N-CSR of the Timothy Plan Strategic
Growth Portfolio Series;
2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.
Date: 2/27/03 /s/ Arthur D. Ally
------- ------------------
Arthur D. Ally, Chief Financial Officer