Exhibit B: FORM N-CSR CERTIFICATION

         I, Timothy Ashburn, certify that:

     1. I have reviewed this report on Form N-CSR of the IMS Strategic Income
Fund;

     2. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;

     3. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.



Date:    04/16/2003                                      /s/ Timothy Ashburn
                                                     Timothy Ashburn, President


                                    Exhibit B: FORM N-CSR CERTIFICATION

         I, Thomas Napurano, certify that:

     4. I have reviewed this report on Form N-CSR of the IMS Strategic Income
Fund;

     5. Based on my knowledge, this report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;

     6. Based on my knowledge, the financial statements and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations, changes in net assets, and cash
flows (if the financial statements are required to include a statement of cash
flows) of the registrant as of, and for, the periods presented in this report.



Date:    04/16/2003                              /s/ Thomas Napurano
                                     Thomas  Napurano,Chief  Financial Officer