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                                                         Exhibit 99.CERT

                                 CERTIFICATIONS

I, Timothy Ashburn, certify that:

               1. I have reviewed this report on Form N-CSR of Ameriprime
          Advisors Trust;

               2. Based on my knowledge, this report does not contain any untrue
          statement of a material fact or omit to state a material fact
          necessary to make the statements made, in light of the circumstances
          under which such statements were made, not misleading with respect to
          the period covered by this report;

               3. Based on my knowledge, the financial statements, and other
          financial information included in this report, fairly present in all
          material respects the financial condition, results of operations,
          changes in net assets, and cash flows (if the financial statements are
          required to include a statement of cash flows) of the registrant as
          of, and for, the periods presented in this report;

               4. The registrant's other certifying officer(s) and I are
          responsible for establishing and maintaining disclosure controls and
          procedures (as defined in Rule 30a-3(c) under the Investment Company
          Act of 1940) for the registrant and have:

               a) designed such disclosure controls and procedures, or caused
          such disclosure controls and procedures to be designed under our
          supervision, to ensure that material information relating to the
          registrant, including its consolidated subsidiaries, is made known to
          us by others within those entities, particularly during the period in
          which this report is being prepared;

               b) evaluated the effectiveness of the registrant's disclosure
          controls and procedures and presented in this report our conclusions
          about the effectiveness of the disclosure controls and procedures, as
          of a date within 90 days prior to the filing date of this report based
          on such evaluation;

               c) disclosed in this report any change in the registrant's
          internal control over financial reporting that occurred during the
          registrant's most recent fiscal half-year (the registrant's second
          fiscal half-year in the case of an annual report) that has materially
          affected, or is reasonably likely to materially affect, the
          registrant's internal control over financial reporting; and

               5. The registrant's other certifying officer(s) and I have
          disclosed to the registrant's auditors and the audit committee of the
          registrant's board of directors (or persons performing the equivalent
          functions):

               a) all significant deficiencies and material weaknesses in the
          design or operation of internal control over financial reporting which
          are reasonably likely to adversely affect the registrant's ability to
          record, process, summarize, and report financial information; and

               b) any fraud, whether or not material, that involves management
          or other employees who have a significant role in the registrant's
          internal control over financial reporting.


Date:   2/6/04
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                                                     /s/ Timothy Ashburn

                                                     Timothy Ashburn, President

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I, Thomas Napurano, certify that:

               1. I have reviewed this report on Form N-CSR of Ameriprime
          Advisors Trust;

               2. Based on my knowledge, this report does not contain any untrue
          statement of a material fact or omit to state a material fact
          necessary to make the statements made, in light of the circumstances
          under which such statements were made, not misleading with respect to
          the period covered by this report;

               3. Based on my knowledge, the financial statements, and other
          financial information included in this report, fairly present in all
          material respects the financial condition, results of operations,
          changes in net assets, and cash flows (if the financial statements are
          required to include a statement of cash flows) of the registrant as
          of, and for, the periods presented in this report;

               4. The registrant's other certifying officer(s) and I are
          responsible for establishing and maintaining disclosure controls and
          procedures (as defined in Rule 30a-3(c) under the Investment Company
          Act of 1940) for the registrant and have:

               a) designed such disclosure controls and procedures, or caused
          such disclosure controls and procedures to be designed under our
          supervision, to ensure that material information relating to the
          registrant, including its consolidated subsidiaries, is made known to
          us by others within those entities, particularly during the period in
          which this report is being prepared;

               b) evaluated the effectiveness of the registrant's disclosure
          controls and procedures and presented in this report our conclusions
          about the effectiveness of the disclosure controls and procedures, as
          of a date within 90 days prior to the filing date of this report based
          on such evaluation;

               c) disclosed in this report any change in the registrant's
          internal control over financial reporting that occurred during the
          registrant's most recent fiscal half-year (the registrant's second
          fiscal half-year in the case of an annual report) that has materially
          affected, or is reasonably likely to materially affect, the
          registrant's internal control over financial reporting; and

               5. The registrant's other certifying officer(s) and I have
          disclosed to the registrant's auditors and the audit committee of the
          registrant's board of directors (or persons performing the equivalent
          functions):

               a) all significant deficiencies and material weaknesses in the
          design or operation of internal control over financial reporting which
          are reasonably likely to adversely affect the registrant's ability to
          record, process, summarize, and report financial information; and

               b) any fraud, whether or not material, that involves management
          or other employees who have a significant role in the registrant's
          internal control over financial reporting.


Date:  2/7/04
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                                                  /s/ Thomas Napurano
                                                  Thomas Napurano, Treasurer and
                                                  Chief Financial Officer

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