UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                     FORM 15

 Certification and Notice of Termination of Registration under Section 12(g) of
the Securities Exchange Act of 1934 or Suspension of Duty to File Reports Under
         Sections 13 and 15(d) of the Securities Exchange Act of 1934.

                         Commission File Number 0-22629

                        Unified Financial Services, Inc.
             (Exact name of registrant as specified in its charter)


                              2353 Alexandria Drive
                            Lexington, Kentucky 40504
                                 (859) 442-0347
   (Address, including zip code, and telephone number, including area code, of
                    registrant's principal executive offices)


                     Common Stock, Par Value $.01 Per Share
            (Title of each class of securities covered by this Form)

                                 Not applicable.
(Titles of all other classes of securities for which a duty to file reports
                     under section 13(a) or 15(d) remains)

Please place an X in the box(es) to designate the appropriate rule provision(s)
         relied upon to terminate or suspend the duty to file reports:


   Rule 12g-4(a)(1)(i)       [X]       Rule 12h-3(b)(1)(ii)      [ ]
   Rule 12g-4(a)(1)(ii)      [ ]       Rule 12h-3(b)(2)(i)       [ ]
   Rule 12g-4(a)(2)(i)       [ ]       Rule 12h-3(b)(2)(ii)      [ ]
   Rule 12g-4(a)(2)(ii)      [ ]       Rule 15d-6                [ ]
   Rule 12h-3(b)(1)(i)       [ ]


 Approximate number of holders of record as of the certification or notice date:

                                       290

     Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,
Unified  Financial  Services,  Inc. has caused this  certification/notice  to be
signed on its behalf by the undersigned duly authorized person.

Date: May 28, 2004              Unified Financial Services, Inc.

                                By: /s/ John S. Penn

                                Name:  John S. Penn
                                Title:    President and Chief Executive Officer

Instruction:  This  form is  required  by Rules  12g-4,  12h-3  and 15d-6 of the
General Rules and  Regulations  under the  Securities  Exchange Act of 1934. The
registrant  shall file with the Commission three copies of Form 15, one of which
shall be manually signed.  It may be signed by an officer of the registrant,  by
counsel or by any other duly authorized person. The name and title of the person
signing the form shall be typed or printed under the signature.