UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(d) OF THE

                         SECURITIES EXCHANGE ACT OF 1934

                DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED):
                                  JULY 22, 2003

                                  EZCORP, INC.

             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

                                    DELAWARE
                 (STATE OR OTHER JURISDICTION OF INCORPORATION)

                 0-19424                              74-2540145
       (COMMISSION FILE NUMBER)          (IRS EMPLOYER IDENTIFICATION NO.)

                              1901 CAPITAL PARKWAY
                               AUSTIN, TEXAS 78746
           (ADDRESS OF PRINCIPAL EXECUTIVE OFFICE, INCLUDING ZIP CODE)

                                 (512) 314-3400
              (REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE)







ITEM 7. EXHIBITS.

99    Press release dated July 22, 2003, issued by EZCORP, Inc.

ITEM 9. REGULATION FD DISCLOSURE

This information set forth under "Item 9. Regulation FD Disclosure" is intended
to be furnished solely under "Item 12. Results Of Operations And Financial
Condition" in accordance with SEC Release No. 33-8216. Such information,
including the Exhibit attached hereto, shall not be deemed "filed" for purposes
of Section 18 of the Securities and Exchange Act of 1934 (the "Exchange Act") or
otherwise subject to the liabilities of that section, nor shall it be deemed
incorporated by reference in any filing under the Securities Act of 1933 or the
Exchange Act, regardless of any general incorporation language in such filing.

On July 22, 2003, EZCORP, Inc. issued a press release announcing its results of
operations and financial condition for the three and nine-month periods ended
June 30, 2003. A copy of the press release is attached hereto as Exhibit 99.


ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION

The information required under this Item 12 is being provided under Item 9 of
this report as provided in SEC Release No. 33-8216.






SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                  EZCORP, INC.
                                    (Registrant)



Date: July 22, 2003                 By:  /s/ Daniel N. Tonissen
                                         --------------------------------------
                                         (Signature)
                                         Senior Vice President, Chief Financial
                                         Officer, and Director








                                  EXHIBIT INDEX

<Table>
      
99       Press release dated July 22, 2003, issued by EZCORP, Inc.
</Table>