<ARTICLE> 9 <MULTIPLIER> 1000 <CIK> 0001035976 <NAME> First National Community Bancorp, Inc. <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> DEC-31-1998 <CASH> 10,027 <INT-BEARING-DEPOSITS> 2,478 <FED-FUNDS-SOLD> 3,400 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 124,661 <INVESTMENTS-CARRYING> 711 <INVESTMENTS-MARKET> 714 <LOANS> 328,893 <ALLOWANCE> 4,283 <TOTAL-ASSETS> 483,385 <DEPOSITS> 380,039 <SHORT-TERM> 0 <LIABILITIES-OTHER> 3,492 <LONG-TERM> 65,176 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 2,998 <OTHER-SE> 31,681 <TOTAL-LIABILITIES-AND-EQUITY> 483,385 <INTEREST-LOAN> 25,559 <INTEREST-INVEST> 7,947 <INTEREST-OTHER> 401 <INTEREST-TOTAL> 33,906 <INTEREST-DEPOSIT> 15,255 <INTEREST-EXPENSE> 3,206 <INTEREST-INCOME-NET> 15,445 <LOAN-LOSSES> 920 <SECURITIES-GAINS> 125 <EXPENSE-OTHER> 9,423 <INCOME-PRETAX> 6,685 <INCOME-PRE-EXTRAORDINARY> 6,685 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 5,107 <EPS-PRIMARY> 2.13 <EPS-DILUTED> 2.13 <YIELD-ACTUAL> 8.08 <LOANS-NON> 845 <LOANS-PAST> 452 <LOANS-TROUBLED> 209 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 3,623 <CHARGE-OFFS> 307 <RECOVERIES> 47 <ALLOWANCE-CLOSE> 4,283 <ALLOWANCE-DOMESTIC> 4,283 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 2,368