Exhibit 99.2
                                                                    ------------



          CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED
                         PURSUANT TO SECTION 906 OF THE
                           SARBANES-OXLEY ACT OF 2002


     In connection  with the Annual Report on Form 10-K of Equity One, Inc. (the
"Company")  for the period ended  December 31, 2002 as filed with the Securities
and Exchange Commission on the date hereof (the "Report"), I, Howard M. Sipzner,
Chief Financial  Officer of the Company,  hereby certify,  pursuant to 18 U.S.C.
ss.  1350,  as adopted  pursuant to ss. 906 of the  Sarbanes-Oxley  Act of 2002,
that:


(1)  The Report fully complies with the  requirements  of Section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.



                                      /s/  Howard M. Sipzner
                                    -------------------------------------
                                     Howard M. Sipzner
                                     Chief Financial Officer
                                     March 31, 2003