EXHIBIT I.(1)

Minnesota Life Letterhead

                           Notice of Withdrawal Right

July 1, 2000

JOHN DOE
400 ROBERT STREET NORTH
ST PAUL MN  55101

SPECIMEN

RE: 1-234-567V
    JOHN DOE
    MONTHLY -        $817.75
    ANNUALIZED -   $3,271.00

Dear John Doe:

Congratulations on your purchase of the attached Variable Adjustable Life
Insurance policy.  Minnesota Life wants you to understand that this is an
investment-oriented life insurance contract with customary insurance expense
charges.  You have a right to examine and return the contract for cancellation
and a full refund of premiums paid.  This letter will explain the procedure for
returning your policy if it does not meet your needs.

Your policy cash value will vary depending on the investment experience of the
portfolios (sub-accounts) you selected.  The Minnesota Life Variable Life
Account and all sub-accounts are described in your prospectus.

Your scheduled premium is shown on Page 1A of your policy, and we encourage you
to review your ongoing ability to pay the premium.  Your prospectus describes
the various deductions from your premiums before application to the Variable
Life Account.  These charges are similar to those made in a whole life insurance
policy.  They are:

 --  A premium tax charge of 6 percent, and
 --  In the first year a sales charge not to exceed 44 percent of premium and an
     additional face amount charge not to exceed $5 per $1,000 of face amount of
     insurance.

     These charges do not include any premiums for additional benefits or
     deductions for administration, transaction or insurance costs assessed
     against policy actual cash values.

If you have any questions, please contact your agent immediately.  We want you
to understand and be satisfied with this policy.  If you are satisfied, no
action on your part is required.  If the policy is not what you want, you must
complete the attached form and return it, along with the policy, postmarked no
later than 10 days from the date you received this notice and policy.

We are confident you'll be satisfied with this policy and look forward to a long
association.  Thank you for choosing Minnesota Life.

Sincerely,



Nancy Winter
Director
Individual Policy Services