EXHIBIT I.(2)

Minnesota Life Letterhead

                           Notice of Withdrawal Right

July 1, 2000

JOHN DOE
400 ROBERT STREET NORTH
ST PAUL MN  55101

SPECIMEN

RE: 1-234-567V
    JOHN DOE
    MONTHLY -        $817.75
    ANNUALIZED -   $3,271.00
    May 1, 1996

Dear John Doe:

Congratulations on your recent adjustment to your Variable Adjustable Life
Insurance policy.  You already know this is an investment-oriented life
insurance contract with customary insurance expense charges.  You have a right
to examine and return the contract for cancellation of the adjustment and a
refund of any associated premiums.  This letter will explain the procedure of
declining your adjustment if it does not meet your needs.

Your policy cash value will vary depending on the investment experience of the
portfolios (sub-accounts) you selected.  The Minnesota Life Variable Life
Account and all sub-accounts are described in your prospectus.

Your scheduled premium is shown on Page 1A of your policy, and we encourage you
to review your ongoing ability to pay the premium.  Your prospectus describes
the various deductions from your premiums before application to the Variable
Life Account.  These charges are similar to those made in a whole life insurance
policy.  They are:

 -- A premium tax charge of 6 percent, and

 -- In the first year, a sales charge not to exceed 44 percent of the increased
    premium and an additional face amount charge not to exceed $5 per $1,000 of
    the increased face amount of insurance.

    These charges do not include any premiums for additional benefits or
    deductions for administration, transaction or insurance costs assessed
    against policy actual cash values.

If you have any questions, please contact your agent immediately.  We want you
to understand and be satisfied with this adjustment.  If you are satisfied, no
action on your part is required.  If the adjustment is not what you want, you
must complete the attached form and return it, along with the policy, postmarked
no later than 10 days from the date you received this notice and adjustment.

We are confident you'll be satisfied with this adjustment and look forward to a
long association.  Thank you for choosing Minnesota Life.

Sincerely,



Nancy Winter
Director
Individual Policy Services