EXHIBIT C [LETTERHEAD OF MINNESOTA LIFE] May 31, 2000 Minnesota Life Insurance Company Minnesota Mutual Life Center 400 Robert Street North St. Paul, Minnesota 55101 Gentlepersons: In my capacity as counsel for Minnesota Life Insurance Company (the "Company"), I have reviewed certain legal matters relating to the Company's Separate Account entitled Minnesota Life Variable Life Account (the "Account") in connection with Pre-Effective Amendment No. 1 to its Registration Statement on Form S-6. This Pre-Effective Amendment is to be filed by the Company and the Account with the Securities and Exchange Commission under the Securities Act of 1933, as amended, with respect to certain variable life insurance policies (Securities and Exchange Commission File No. 333-96383). Based upon that review, I am of the following opinion: 1. The Account is a separate account of the Company duly created and validly existing pursuant of the laws of the State of Minnesota; and 2. The issuance and sale of the variable life insurance policies funded by the Account have been duly authorized by the Company and such policies, when issued in accordance with and as described in the current Prospectus contained in the Registration Statement, and upon compliance with applicable local and federal laws, will be legal and binding obligations of the Company in accordance with their terms. I hereby consent to the filing of this opinion as an exhibit to the Registration Statement. Sincerely, /s/ Donald F. Gruber Donald F. Gruber Assistant General Counsel