<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> SEP-30-2000 <PERIOD-START> OCT-01-1999 <PERIOD-END> JUN-30-2000 <CASH> 302 <INT-BEARING-DEPOSITS> 1,235 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 7,751 <INVESTMENTS-CARRYING> 3,688 <INVESTMENTS-MARKET> 3,756 <LOANS> 82,412 <ALLOWANCE> 232 <TOTAL-ASSETS> 98,404 <DEPOSITS> 69,048 <SHORT-TERM> 18,500 <LIABILITIES-OTHER> 587 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 10,269 <TOTAL-LIABILITIES-AND-EQUITY> 98,404 <INTEREST-LOAN> 4,404 <INTEREST-INVEST> 635 <INTEREST-OTHER> 95 <INTEREST-TOTAL> 5,134 <INTEREST-DEPOSIT> 2,442 <INTEREST-EXPENSE> 3,105 <INTEREST-INCOME-NET> 2,029 <LOAN-LOSSES> 9 <SECURITIES-GAINS> 387 <EXPENSE-OTHER> 1,832 <INCOME-PRETAX> 616 <INCOME-PRE-EXTRAORDINARY> 420 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 420 <EPS-BASIC> .34 <EPS-DILUTED> .34 <YIELD-ACTUAL> 2.42 <LOANS-NON> 210 <LOANS-PAST> 13 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 213 <CHARGE-OFFS> 0 <RECOVERIES> 10 <ALLOWANCE-CLOSE> 232 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 232