SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 or 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report: January 10, 2003
OAK HILL FINANCIAL, INC.
(Exact Name of Registrant as specified in its charter)
Ohio 0-26876 31-1010517
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(State or other (Commission File No.) (IRS Employer
jurisdiction of Identification
incorporation or Number)
organization)
14621 State Route 93
Jackson, Ohio 44640
(740) 286-3283
(Address, including zip code, and telephone number
including area code of Registrant's
principal executive offices)
Not Applicable
(Former name or former address, if changed since last report)
Item 5. Other Events.
On January 9, 2003, Oak Hill Financial, Inc., ("Oak Hill") issued a
news release announcing its earnings for the fourth quarter ended December 31,
2002. The information contained in the news release, which is attached as
Exhibit 99 to this Form 8-K, is incorporated herein by this reference.
The information contained or incorporated by reference in this Current
Report on Form 8-K may contain forward-looking statements, including certain
plans, expectations, goals, and projections, which are subject to numerous
assumptions, risks, and uncertainties. Actual results could differ materially
from those contained or implied by such statements for a variety of factors,
including: changes in economic conditions; movements in interest rates;
competitive pressures on product pricing and services; success and timing of
business strategies; the nature and extent of legislative and regulatory actions
and reforms; and extended disruption of vital infrastructure.
Item 7. Financial Statements and Exhibits.
(c) Exhibits.
Exhibit No. Description
99 Press release of Oak Hill Financial, Inc.,
dated January 9, 2003, announcing the company's
earnings for the three and twelve months ended
December 31, 2002.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
OAK HILL FINANCIAL, INC.
Date: January 10, 2003 By: /s/H. Tim Bichsel
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H. Tim Bichsel, Secretary
EXHIBIT INDEX
Exhibit No. Description
99 Press release of Oak Hill Financial, Inc., dated
January 9, 2003, announcing the company's earnings
for the three and twelve months ended December 31, 2002.