<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> SEP-30-1997 <PERIOD-START> OCT-01-1996 <PERIOD-END> JUN-30-1997 <CASH> 436 <INT-BEARING-DEPOSITS> 1,916 <FED-FUNDS-SOLD> 600 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 36,881 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 45,063 <ALLOWANCE> 117 <TOTAL-ASSETS> 87,596 <DEPOSITS> 57,072 <SHORT-TERM> 0 <LIABILITIES-OTHER> 525 <LONG-TERM> 19,650 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 10,349 <TOTAL-LIABILITIES-AND-EQUITY> 87,596 <INTEREST-LOAN> 2,571 <INTEREST-INVEST> 1,707 <INTEREST-OTHER> 131 <INTEREST-TOTAL> 4,409 <INTEREST-DEPOSIT> 2,063 <INTEREST-EXPENSE> 2,679 <INTEREST-INCOME-NET> 1,730 <LOAN-LOSSES> 6 <SECURITIES-GAINS> 7 <EXPENSE-OTHER> 1,035 <INCOME-PRETAX> 740 <INCOME-PRE-EXTRAORDINARY> 491 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 491 <EPS-PRIMARY> .55 <EPS-DILUTED> .54 <YIELD-ACTUAL> 2.84 <LOANS-NON> 100 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 111 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 117 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 117