<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> JUN-30-1999 <PERIOD-START> JUL-01-1998 <PERIOD-END> MAR-31-1999 <CASH> 4,531 <INT-BEARING-DEPOSITS> 3,611 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 30,020 <INVESTMENTS-CARRYING> 650 <INVESTMENTS-MARKET> 650 <LOANS> 79,282 <ALLOWANCE> 746 <TOTAL-ASSETS> 121,320 <DEPOSITS> 98,277 <SHORT-TERM> 0 <LIABILITIES-OTHER> 1,993 <LONG-TERM> 5,830 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 15,220 <TOTAL-LIABILITIES-AND-EQUITY> 121,320 <INTEREST-LOAN> 4,781 <INTEREST-INVEST> 1,563 <INTEREST-OTHER> 61 <INTEREST-TOTAL> 6,405 <INTEREST-DEPOSIT> 3,638 <INTEREST-EXPENSE> 3,878 <INTEREST-INCOME-NET> 2,527 <LOAN-LOSSES> (1) <SECURITIES-GAINS> 60 <EXPENSE-OTHER> 1,701 <INCOME-PRETAX> 1,083 <INCOME-PRE-EXTRAORDINARY> 776 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 776 <EPS-PRIMARY> .49 <EPS-DILUTED> .48 <YIELD-ACTUAL> 3.23 <LOANS-NON> 119 <LOANS-PAST> 67 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 759 <CHARGE-OFFS> 10 <RECOVERIES> 1 <ALLOWANCE-CLOSE> 746 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 746