<Page>
<Table>
CNH EQUIPMENT TRUST 2000-B
$107,000,000 Class A-1 6.66% Asset Backed Notes due October 12, 2001
$353,000,000 Class A-2 6.87% Asset Backed Notes due February 16, 2004
$244,000,000 Class A-3 6.88% Asset Backed Notes due March 15, 2005 $231,000,000
$231,000,000 Class A-4 6.95% Asset Backed Notes due September 17, 2007
$42,500,000 Class B 7.14% Asset Backed Notes due September 17, 2007
$22,500,000 7.14% Asset Backed Certificates
Prepared by: Karen Kudla (262) 636-7381 300080 300081 300083 300181 5300080
--------------------------------------------------------------------------------
Cutoff Date 11/30/2002
--------------------------------------------------------------------------------
Date Added 8/31/2000 8/31/2000 8/31/2000 8/31/2000 8/31/2000
--------------------------------------------------------------------------------
Pool Pool 1 Pool 2 Pool 3 Pool 4 Pool 5
--------------------------------------------------------------------------------
Scheduled Cashflows 825,395.82 1,641,503.11 323,570.52 106,331.22 2,762,933.27
906,948.59 2,348,079.41 363,858.43 28,854.39 2,947,792.70
853,633.05 1,989,247.73 403,756.12 0.00 2,494,662.14
676,252.78 1,515,919.51 299,104.55 28,258.46 2,363,131.28
731,292.06 1,594,166.13 221,474.57 0.00 2,275,633.44
743,185.85 2,236,557.04 203,017.11 0.00 3,239,948.34
667,737.65 3,392,398.22 261,662.60 0.00 5,000,104.63
706,092.09 5,221,439.15 205,981.25 0.00 5,939,735.08
2,078,600.32 3,610,353.54 235,493.56 0.00 4,512,046.27
2,787,677.87 1,354,279.54 203,387.15 0.00 3,781,044.61
978,148.78 1,324,942.44 189,403.04 0.00 1,813,651.56
704,911.71 1,080,402.18 174,391.05 0.00 1,987,732.17
680,208.69 1,300,063.22 183,754.76 0.00 2,148,275.64
651,401.06 1,937,375.43 233,395.08 0.00 2,615,801.54
635,010.87 1,496,341.15 240,848.07 0.00 2,002,283.71
472,739.72 1,127,487.72 237,597.04 0.00 1,891,948.91
500,613.78 1,157,893.03 131,165.03 0.00 1,786,737.83
553,348.12 1,592,529.48 109,429.94 0.00 2,546,635.45
479,331.12 2,255,592.91 181,382.39 0.00 3,813,388.96
504,427.36 3,372,456.20 106,744.61 0.00 4,597,750.53
1,459,644.89 2,145,669.38 140,387.91 0.00 3,365,071.51
1,817,036.06 670,625.39 110,098.03 0.00 2,743,471.11
587,444.89 665,155.00 93,259.84 0.00 1,271,759.53
396,958.76 472,591.01 84,603.78 0.00 1,356,826.27
345,012.68 662,527.46 92,647.65 0.00 1,447,146.62
365,804.47 1,167,428.40 133,908.67 0.00 1,895,841.57
346,862.62 763,217.22 193,127.14 0.00 1,356,424.53
226,101.40 432,826.12 71,674.85 0.00 1,277,465.63
263,813.43 523,247.25 64,163.07 0.00 1,190,456.59
309,787.69 720,855.20 25,417.29 0.00 1,676,975.10
201,289.57 1,223,596.34 50,522.31 0.00 2,362,703.34
213,300.60 2,219,136.64 69,808.33 0.00 2,876,164.01
845,724.72 1,185,225.74 50,393.88 0.00 1,677,891.38
1,132,709.27 154,015.90 2,182.44 0.00 1,241,706.34
283,335.32 99,404.37 512.00 0.00 103,046.25
130,810.65 38,796.75 512.00 0.00 56,796.01
68,596.44 100,594.37 14,705.26 0.00 85,552.36
116,943.82 109,254.09 15,433.15 0.00 171,688.60
869.78 93,461.50 0.00 0.00 42,271.71
869.78 794.14 0.00 0.00 25,971.94
869.78 794.14 0.00 0.00 42,326.16
869.78 70,856.67 0.00 0.00 80,692.70
869.78 22,044.16 0.00 0.00 86,207.19
869.78 38,775.33 0.00 0.00 126,983.99
113,793.40 24,682.79 27,509.63 0.00 5,069.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
44,977.88 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 45,959.74 0.00 0.00 0.00
Total Amount of Scheduled Cashflow 26,412,124.53 55,200,562.24 5,750,284.10 163,444.07 87,087,747.50
Discount Rate 8.629% 8.629% 8.629% 8.629% 8.629%
Beginning Contract Value 24,939,127.19 51,998,017.12 5,500,493.92 175,182.62 83,795,768.03
Scheduled Contract Value Decline 1,474,162.30 2,771,796.34 445,019.75 118,876.72 6,287,918.10
Unscheduled Contract Value Decline (345,851.36) (972,983.90) (239,993.49) (106,331.22) (1,120,196.01)
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 23,810,816.24 50,199,204.68 5,295,467.67 162,637.12 78,628,045.93
Prepared by: Karen Kudla (262) 636-7381 300090 5300084 300085 300086 300087
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Cutoff Date 11/30/2002
-------------------------------------------------------------------------------
Date Added 9/30/2000 10/31/2000 11/30/2000 11/30/2000 11/30/2000
-------------------------------------------------------------------------------
Pool Pool 6 Pool 7 Pool 8 Pool 9 Pool 10
-------------------------------------------------------------------------------
Scheduled Cashflows 495,476.15 669,206.56 2,764,855.51 419,007.73 59,046.87
475,834.84 379,617.61 2,499,912.52 233,414.21 0.00
490,228.22 328,069.71 2,089,103.95 109,374.04 21,530.11
533,947.33 349,158.93 1,481,221.25 83,692.65 0.00
577,962.99 381,273.34 1,913,615.72 46,307.44 0.00
447,374.02 369,591.26 1,713,401.78 90,561.51 5,067.21
469,056.55 283,857.10 1,551,205.61 0.00 0.00
465,739.09 314,286.30 1,416,824.08 0.00 0.00
535,039.24 308,627.71 1,530,275.84 0.00 0.00
1,195,021.85 353,996.50 2,561,552.51 0.00 0.00
1,875,714.41 1,082,286.65 6,586,070.41 0.00 0.00
405,640.60 1,484,122.76 5,094,174.43 0.00 0.00
411,295.08 331,687.22 4,286,316.36 8,512.60 0.00
412,933.52 380,232.32 2,322,590.69 16,251.36 0.00
383,734.41 265,459.39 1,357,820.52 0.00 0.00
403,140.82 314,175.34 1,034,087.10 0.00 0.00
432,421.96 285,788.57 1,376,812.13 0.00 0.00
349,745.36 295,526.80 1,244,148.77 0.00 0.00
362,384.05 239,397.51 1,122,223.92 0.00 0.00
363,809.77 264,806.37 1,032,376.83 0.00 0.00
421,167.76 258,578.41 1,128,421.62 0.00 0.00
958,798.60 281,820.29 1,832,130.94 0.00 0.00
1,470,386.41 877,433.92 4,547,804.75 0.00 0.00
294,065.06 1,229,981.93 3,646,916.28 0.00 0.00
283,462.12 254,577.16 2,912,380.41 0.00 0.00
295,637.26 289,536.45 1,541,049.06 0.00 0.00
263,416.52 188,807.31 699,469.88 0.00 0.00
283,560.09 184,012.62 504,563.52 0.00 0.00
300,027.97 209,107.44 705,183.51 0.00 0.00
232,418.37 203,304.67 535,070.77 0.00 0.00
239,701.96 160,220.61 499,458.50 0.00 0.00
230,509.04 181,149.13 413,648.27 0.00 0.00
289,351.29 164,429.58 542,958.87 0.00 0.00
708,494.25 217,425.61 1,035,149.71 0.00 0.00
935,123.30 561,206.28 2,976,942.74 0.00 0.00
26,903.18 899,267.33 2,256,700.77 0.00 0.00
22,750.76 82,130.71 1,490,368.39 0.00 0.00
2,831.18 47,527.45 611,667.37 0.00 0.00
17,573.49 17,497.90 16,833.62 0.00 0.00
27,177.26 17,077.76 74,910.63 0.00 0.00
2,449.80 17,077.76 82,188.92 0.00 0.00
1,251.25 21,344.10 34,637.24 0.00 0.00
1,251.25 17,077.76 2,636.26 0.00 0.00
1,117.93 17,077.76 15,557.06 0.00 0.00
51,880.11 32,772.36 2,636.26 0.00 0.00
0.00 60,682.07 74,388.29 0.00 0.00
0.00 10,597.07 72,917.71 0.00 0.00
0.00 115,778.09 57,268.85 0.00 0.00
0.00 58,700.57 124,482.27 0.00 0.00
0.00 0.00 3,596.61 0.00 0.00
0.00 0.00 6,427.32 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 21,727.56 0.00 0.00
Total Amount of Scheduled Cashflow 18,447,806.47 15,357,368.05 73,448,683.89 1,007,121.54 85,644.19
Discount Rate 8.578% 8.423% 8.986% 8.986% 8.986%
Beginning Contract Value 17,138,379.47 14,182,540.81 69,882,566.86 1,150,073.40 134,273.93
Scheduled Contract Value Decline 855,147.89 1,075,387.63 6,363,265.97 526,185.85 108,181.01
Unscheduled Contract Value Decline (212,164.43) (530,203.75) (1,795,240.82) (371,118.42) (59,046.87)
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 16,495,396.00 13,637,356.93 65,314,541.71 995,005.97 85,139.79
Prepared by: Karen Kudla (262) 636-7381 5300085 300088 5300088
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Cutoff Date 11/30/2002
----------------------------------------------
Date Added 11/30/2000 12/31/2000 12/31/2000
----------------------------------------------
Pool Pool 11 Pool 12 Pool 13
----------------------------------------------
Scheduled Cashflows 640,963.48 634,893.29 625,654.47
229,330.89 1,884,395.66 586,599.55
276,091.04 333,925.62 186,541.33
261,377.47 265,590.43 170,907.84
258,386.02 207,573.84 171,864.65
266,228.47 229,336.99 175,062.06
262,796.05 257,288.87 203,872.20
226,656.28 258,860.52 194,555.91
239,887.41 247,619.64 174,611.66
231,258.86 276,567.35 167,482.64
237,223.66 310,682.62 155,227.79
1,091,367.94 241,982.51 188,152.59
1,303,069.56 872,656.75 989,993.93
204,234.14 2,044,169.75 526,117.09
201,330.01 272,640.52 142,446.36
201,823.46 191,568.38 119,630.27
184,106.43 133,302.40 115,957.02
193,394.35 160,388.66 129,270.25
200,966.16 173,128.48 154,232.20
175,522.03 171,647.18 147,547.41
187,738.87 174,630.06 123,857.63
176,859.95 162,883.95 129,284.33
173,166.85 192,295.47 116,639.36
861,902.90 167,343.16 163,855.32
937,302.57 569,549.83 846,326.81
150,195.23 1,371,329.02 360,162.62
146,528.12 147,329.11 103,271.16
149,823.24 104,066.61 76,892.03
127,851.57 61,973.30 76,767.20
132,399.06 70,405.16 90,492.89
139,006.06 101,466.03 99,206.04
120,432.01 72,535.27 105,997.25
124,518.57 85,588.09 75,721.39
122,756.95 86,960.72 85,764.50
117,971.32 115,267.91 261,090.18
603,427.23 69,794.73 80,868.31
694,656.76 388,507.78 729,519.64
24,838.68 800,120.64 213,565.23
37,333.04 45,125.71 3,876.61
23,848.85 20,576.02 2,300.83
14,199.99 0.00 2,300.83
7,287.54 0.00 2,300.83
7,287.54 0.00 2,300.83
7,287.54 0.00 2,300.83
7,287.54 0.00 2,300.83
7,287.54 0.00 2,300.83
7,287.54 0.00 2,300.83
20,478.13 0.00 2,275.76
18,605.83 17,531.02 40,603.11
0.00 145,354.37 25,245.78
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
Total Amount of Scheduled Cashflow 12,035,580.73 14,138,853.42 9,155,417.01
Discount Rate 8.986% 8.923% 8.923%
Beginning Contract Value 12,075,688.88 13,571,243.08 8,748,729.28
Scheduled Contract Value Decline 1,915,076.94 1,217,767.85 1,189,444.62
Unscheduled Contract Value Decline (447,667.02) (302,565.99) (539,873.11)
Additional Contract Value Added 0.00 0.00 0.00
Ending Contract Value 10,608,278.96 12,656,041.22 8,099,157.77
2000-b-2 Page 1
<Page>
CNH EQUIPMENT TRUST 2000-B
$107,000,000 Class A-1 6.66% Asset Backed Notes due October 12, 2001
$353,000,000 Class A-2 6.87% Asset Backed Notes due February 16, 2004
$244,000,000 Class A-3 6.88% Asset Backed Notes due March 15, 2005 $231,000,000
$231,000,000 Class A-4 6.95% Asset Backed Notes due September 17, 2007
$42,500,000 Class B 7.14% Asset Backed Notes due September 17, 2007
$22,500,000 7.14% Asset Backed Certificates
Scheduled Payment Date 9/21/2000 12/15/2002
Actual Payment Date 9/21/2000 12/16/2002
Collection Period Begin Date 11/1/2002
Collection Period End Date 11/30/2002
Days in accrual period (30/360) 30
Days in accrual period (act/360) 31
COLLATERAL SUMMARY
Wtd. Average Discount Rate 8.734%
Beginning Contract Value 303,292,084.58
Scheduled Contract Value Decline 24,348,230.98
Unscheduled Contract Value Decline (7,043,236.38)
Additional Contract Value Purchased 0.00
Ending Contract Value 285,987,089.98
Beginning Pre-funding Account Balance 0.00
Ending Pre-funding Account Balance 0.00
Total Beginning Balance (Pool Balance + Pre-funding Account Balance) 303,292,084.58
Total Ending Balance (Pool Balance + Pre-funding Account Balance) 285,987,089.98
COLLATERAL PERFORMANCE
Scheduled Amounts 30 - 59 days past due $1,815,679.91 0.63%
Scheduled Amounts 60 days or more past due $3,212,645.54 1.12%
Net Losses on Liquidated Receivables $964,576.65 0.34%
Cumulative Net Losses $9,514,085.99
Number of Loans at Beginning of Period 22,901
Number of Loans at End of Period 22,411
Repossessed Equipment not Sold or Reassigned (Beginning) $4,045,579.30
Repossessed Equipment not Sold or Reassigned (End) $2,286,062.37
Collections and Reinvestment Income
Receipts During the period $18,453,596.78
Warranty Repurchases
Contracts deferred beyond Final Scheduled Maturity Date $0.00
Government obligors $0.00
Total Warranty Repurchases $0.00
Total Collections For The Period $18,453,596.78
Reinvestment Income (excluding Pre-funding Account) $42,351.53
Reinvestment Income on Pre-funding Account) $0.00
Total Collections + Reinvestment Income For The Period $18,495,948.31
2000-b-2 Page 2
<Page>
CNH EQUIPMENT TRUST 2000-B
$107,000,000 Class A-1 6.66% Asset Backed Notes due October 12, 2001
$353,000,000 Class A-2 6.87% Asset Backed Notes due February 16, 2004
$244,000,000 Class A-3 6.88% Asset Backed Notes due March 15, 2005 $231,000,000
$231,000,000 Class A-4 6.95% Asset Backed Notes due September 17, 2007+B61+B111
$42,500,000 Class B 7.14% Asset Backed Notes due September 17, 2007
$22,500,000 7.14% Asset Backed Certificates
Actual Payment Date 12/16/2002
CALCULATION OF DISTRIBUTABLE AMOUNTS
Current Servicing Fee Due 1.000% $252,743.40
Past Due Servicing Fee $1,310,077.79
Total Servicing Fee Due $1,562,821.19
Current Administration Fee Due $500.00 $166.67
Past Due Administration Fee $0.00
Total Administration Fee Due $166.67
Total Principal Balance of Notes and Certificates (Beginning of Period) $303,292,084.58
A-1 notes Beginning Principal balance $0.00
A-2 notes Beginning Principal balance $0.00
A-3 notes Beginning Principal balance $36,902,170.99
A-4 notes Beginning Principal balance $231,000,000.00
B notes Beginning Principal balance $12,889,913.59
Certificate Beginning Principal balance $22,500,000.00
A-1 notes Current Interest Due 6.660% act/360 $0.00
A-2 notes Current Interest Due 6.870% 30/360 $0.00
A-3 notes Current Interest Due 6.880% 30/360 $211,572.45
A-4 notes Current Interest Due 6.950% 30/360 $1,337,875.00
B notes Current Interest Due 7.140% 30/360 $76,694.99
Certificate Current Interest Due 7.140% 30/360 $133,875.00
A-1 notes Past Due Interest $0.00
A-2 notes Past Due Interest $0.00
A-3 notes Past Due Interest $0.00
A-4 notes Past Due Interest $0.00
B notes Past Due Interest $0.00
Certificate Past Due Interest $0.00
A-1 notes Interest Due on Past Due Interest $0.00
A-2 notes Interest Due on Past Due Interest $0.00
A-3 notes Interest Due on Past Due Interest $0.00
A-4 notes Interest Due on Past Due Interest $0.00
B notes Interest Due on Past Due Interest $0.00
Certificate Interest Due on Past Due Interest $0.00
A-1 notes Total Interest Due $0.00
A-2 notes Total Interest Due $0.00
A-3 notes Total Interest Due $211,572.45
A-4 notes Total Interest Due $1,337,875.00
B notes Total Interest Due $76,694.99
Certificate Total Interest Due $133,875.00
A-1 notes Principal Due $0.00
A-2 notes Principal Due $0.00
A-3 notes Principal Due $16,569,532.33
A-4 notes Principal Due $0.00
Class B notes Principal Due $735,462.27
Certificate Principal Due $0.00
Total notes Interest Due $1,626,142.44
Total notes Principal Due $17,304,994.60
Total notes Distributable Amount $18,931,137.04
2000-b-2 Page 3
<Page>
CNH EQUIPMENT TRUST 2000-B
$107,000,000 Class A-1 6.66% Asset Backed Notes due October 12, 2001
$353,000,000 Class A-2 6.87% Asset Backed Notes due February 16, 2004
$244,000,000 Class A-3 6.88% Asset Backed Notes due March 15, 2005 $231,000,000
Class A-4 6.95% Asset Backed Notes due September 17, 2007
$42,500,000 Class B 7.14% Asset Backed Notes due September 17, 2007
$22,500,000 7.14% Asset Backed Certificates
Actual Payment Date 12/16/2002
CASH AVAILABLE FOR DISTRIBUTION
Total Collections + Reinvestment Income For The Period $18,495,948.31
Beginning Negitive Carry Account $0.00
Deposits from Negitive Carry Account to Distribution Account $0.00
Beginning Spread Account Balance $20,000,000.28
Additional Deposit to Spread Account from Pre-funding $0.00
Deposits from Spread Account to Distribution Account $435,355.40
Beginning Principal Supplement Account $0.00
Deposits from Principal Supplement Account to Distribution Account $0.00
Total Cash Available $18,931,303.71
CASH ALLOCATION (CASHFLOW WATERFALL) AVAILABLE
CASH
---------
Is CNH the servicier yes
Servicing Fee Paid (If CNH is not the servicer) $0.00
Servicing Fee Shortfall $0.00
$18,931,303.71
Administration Fee Paid $166.67
Administration Fee Shortfall $0.00
$18,931,137.04
Class A-1 notes Interest Paid $0.00
Class A-2 notes Interest Paid $0.00
Class A-3 notes Interest Paid $211,572.45
Class A-4 notes Interest Paid $1,337,875.00
$17,381,689.59
Class A-1 notes Interest Shortfall $0.00
Class A-2 notes Interest Shortfall $0.00
Class A-3 notes Interest Shortfall $0.00
Class A-4 notes Interest Shortfall $0.00
Class B notes Interest Paid $76,694.99
Class B notes Interest Shortfall $0.00
$17,304,994.60
Class A-1 notes Principal Paid $0.00
Class A-2 notes Principal Paid $0.00
Class A-3 notes Principal Paid $16,569,532.33
Class A-4 notes Principal Paid $0.00
Class B notes Principal Paid $735,462.27
$0.00
Deposits to Spread Account $0.00
$0.00
Certificate Interest Paid $0.00
Certificate Interest Shortfall $133,875.00
$0.00
Certificate Principal Paid $0.00
$0.00
Total Principal Balance of Notes and Certificates (End of Period) $285,987,089.98
A-1 notes Ending Principal balance $0.00
A-2 notes Ending Principal balance $0.00
A-3 notes Ending Principal balance $20,332,638.66
A-4 notes Ending Principal balance $231,000,000.00
B notes Ending Principal balance $12,154,451.32
Certificate Ending Principal balance $22,500,000.00
Servicing Fee Paid (If CNH is the servicer) $0.00
Servicing Fee Shortfall $1,562,821.19
Release to Seller as Excess $0.00 $0.00
2000-b-2 Page 4
<Page>
CNH EQUIPMENT TRUST 2000-B
$107,000,000 Class A-1 6.66% Asset Backed Notes due October 12, 2001
$353,000,000 Class A-2 6.87% Asset Backed Notes due February 16, 2004
$244,000,000 Class A-3 6.88% Asset Backed Notes due March 15, 2005 $231,000,000
Class A-4 6.95% Asset Backed Notes due September 17, 2007
$42,500,000 Class B 7.14% Asset Backed Notes due September 17, 2007
$22,500,000 7.14% Asset Backed Certificates
Actual Payment Date 12/16/2002
SUMMARY AND FACTORS AMOUNT FACTOR PER/$1000
------ ------ ---------
Total Principal Balance of Notes and Certificates (Beginning of Period) $303,292,084.58 0.3032921 $303.29
A-1 notes Beginning Principal balance $0.00 0.0000000 $0.00
A-2 notes Beginning Principal balance $0.00 0.0000000 $0.00
A-3 notes Beginning Principal balance $36,902,170.99 0.1512384 $151.24
A-4 notes Beginning Principal balance $231,000,000.00 1.0000000 $1,000.00
B notes Beginning Principal balance $12,889,913.59 0.3032921 $303.29
Certificate Beginning Principal balance $22,500,000.00 1.0000000 $1,000.00
Total Principal Balance of Notes and Certificates (End of Period) $285,987,089.98 0.2859871 $285.99
A-1 notes Ending Principal balance $107,000,000.00 $0.00 0.0000000 $0.00
A-2 notes Ending Principal balance $353,000,000.00 $0.00 0.0000000 $0.00
A-3 notes Ending Principal balance $244,000,000.00 $20,332,638.66 0.0833305 $83.33
A-4 notes Ending Principal balance $231,000,000.00 $231,000,000.00 1.0000000 $1,000.00
B notes Ending Principal balance $42,500,000.00 $12,154,451.32 0.2859871 $285.99
Certificate Ending Principal balance $22,500,000.00 $22,500,000.00 1.0000000 $1,000.00
Class A-1 notes Interest Paid $0.00 0.0000000 $0.00
Class A-2 notes Interest Paid $0.00 0.0000000 $0.00
Class A-3 notes Interest Paid $211,572.45 0.0008671 $0.87
Class A-4 notes Interest Paid $1,337,875.00 0.0057917 $5.79
Class B notes Interest Paid $76,694.99 0.0018046 $1.80
Certificate Interest Paid $0.00 0.0000000 $0.00
Class A-1 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A21 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A-3 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A-4 notes Interest Shortfall $0.00 0.0000000 $0.00
Class B notes Interest Shortfall $0.00 0.0000000 $0.00
Certificate Interest Shortfall $133,875.00 0.0059500 $5.95
Class A-1 notes Principal Paid $0.00 0.0000000 $0.00
Class A-2 notes Principal Paid $0.00 0.0000000 $0.00
Class A-3 notes Principal Paid $16,569,532.33 0.0679079 $67.91
Class A-4 notes Principal Paid $0.00 0.0000000 $0.00
Class B notes Principal Paid $735,462.27 0.0173050 $17.30
Certificate Principal Paid $0.00 0.0000000 $0.00
Negitive Carry Account
Negitive Carry 4.103%
Negitive Carry Days Remaining 3/15/2001 0
Required Negitive Carry Account $0.00
Beginning Negitive Carry Account $0.00
Negitive Carry Account Withdrawls to Distribution Account $0.00
Negitive Carry Released to Seller $0.00
Ending Negitive Carry Account Balance $0.00
Spread Account
Required Spread Account Balance 2.00% $20,000,000.28
Beginning Spread Account Balance $20,000,000.28
Additional Deposit to Spread Account from Pre-funding $0.00
Spread Account Withdrawls to Distribution Account $435,355.40
Spread Account Deposits from Excess Cash $0.00
Spread Account Released to Seller $0.00
Ending Spread Account Balance $19,564,644.88
Principal Supplement Account
Required Principal Supplement Account Balance $0.00
Beginning Principal Supplement Account Balance $0.00
Additional Deposit to Principal Supplement Account from Pre-funding $0.00
Principal Supplement Account Withdrawls to Distribution Account $0.00
Principal Supplement Account Released to Seller $0.00
Ending Principal Supplement Account $0.00
Pre-funding Account
Beginning Pre-funding Account Balance $0.00
New Contract Value Purchased $0.00
Deposits to Spread Account $0.00
Deposits to Principal Supplement Account $0.00
Ending Pre-funding Account Balance $0.00
Release to seller $0.00
Total Release to Seller $166.67
2000-b-2 Page 5
<Page>
CNH EQUIPMENT TRUST 2001-A
$135,750,000 Class A-1 4.035% Asset Backed Notes due May 15, 2002
$273,000,000 Class A-2 4.162% Asset Backed Notes due September 15, 2004
$212,000,000 Class A-3 4.580% Asset Backed Notes due November 15, 2005
$220,750,000 Class A-4 5.380% Asset Backed Notes due August 15, 2007
$38,250,000 Class B 5.730% Asset Backed Notes due May 15, 2008
$20,250,000 5.730% Asset Backed Certificates
Prepared by: Kathy Aber (262) - 636 - 7706
101050 101051 5101050 5101051 101053
---------------------------------------------------------------------------------
Cutoff Date 11/30/2002
---------------------------------------------------------------------------------
Date Added 4/30/2001 4/30/2001 4/30/2001 4/30/2001 5/31/2001
---------------------------------------------------------------------------------
Pool Pool 1 Pool 2 Pool 3 Pool 4 Pool 5
---------------------------------------------------------------------------------
Scheduled Cashflows 494,669.58 2,110,102.06 651,841.31 1,924,808.73 548,108.17
1,082,748.91 5,871,916.78 776,689.34 3,668,595.31 1,056,588.57
1,011,735.57 6,904,526.53 704,108.49 4,126,163.43 757,897.44
876,646.15 6,343,909.70 724,244.49 3,875,965.25 781,585.98
2,101,179.67 5,536,513.80 2,015,213.70 3,132,674.98 859,604.09
4,574,018.14 2,222,139.06 2,097,954.23 1,804,790.90 3,371,800.45
836,648.89 2,060,887.27 683,153.55 1,890,316.78 4,396,580.23
688,230.58 2,164,616.92 705,002.14 1,937,502.73 753,548.81
675,054.94 2,302,741.15 680,438.35 1,994,473.28 657,195.26
672,320.53 2,165,843.51 659,407.62 1,980,757.61 658,433.12
793,233.79 2,295,009.41 799,712.36 2,099,689.84 666,690.49
815,459.94 2,210,534.71 781,949.25 2,086,991.55 700,846.27
741,247.88 3,546,404.20 681,339.42 2,662,959.59 836,862.57
1,116,065.16 6,044,232.75 778,727.65 3,698,053.59 1,088,854.64
961,990.50 6,458,611.94 667,097.73 3,722,526.47 724,280.51
807,374.75 5,887,837.42 679,859.26 3,383,034.61 721,013.31
1,980,850.92 4,900,336.97 1,796,481.00 2,640,329.17 792,951.09
4,371,889.35 1,559,004.20 1,906,834.74 1,393,803.96 3,295,195.77
647,061.65 1,406,209.11 523,534.72 1,474,563.80 4,265,276.52
504,050.91 1,510,380.65 545,032.76 1,474,246.03 612,559.92
463,951.02 1,643,319.50 513,336.48 1,484,597.30 490,082.26
476,231.38 1,513,393.92 497,431.68 1,517,970.28 489,155.80
532,502.50 1,517,198.59 604,981.76 1,640,086.77 515,131.30
554,777.87 1,463,808.17 610,361.20 1,607,600.65 509,488.82
515,523.08 2,232,533.11 530,830.31 2,176,617.35 616,717.27
849,010.77 3,970,311.15 566,438.14 2,792,886.13 768,868.80
750,649.86 4,164,424.46 501,662.76 2,790,691.46 529,069.07
573,621.63 3,561,718.55 493,400.35 2,447,232.34 527,424.40
1,158,449.40 2,878,091.54 1,257,520.24 1,811,212.51 621,952.26
2,700,834.96 736,410.17 1,426,851.05 820,817.34 2,244,495.46
332,190.36 689,227.45 323,633.10 866,993.04 2,606,796.04
263,378.14 726,939.92 337,665.81 884,910.00 336,050.78
214,135.19 867,139.84 308,217.66 873,607.13 282,176.81
223,236.32 736,365.08 300,309.15 923,272.16 296,165.49
266,414.66 764,139.19 363,427.71 951,484.60 278,249.24
256,904.54 699,334.46 383,057.02 1,079,894.33 306,600.69
238,561.05 1,225,322.87 317,817.55 1,367,481.49 331,620.09
559,698.71 2,600,320.15 397,229.16 1,531,427.68 441,035.63
237,839.10 2,642,748.13 288,371.14 1,674,048.17 301,261.72
268,713.67 1,712,613.13 297,907.32 1,316,012.83 289,414.33
631,868.66 1,228,794.05 809,600.16 796,496.61 309,560.95
1,521,341.06 65,179.92 931,583.44 43,411.48 1,382,449.08
101,026.62 23,405.14 51,093.59 41,795.92 1,659,621.40
38,854.68 17,020.11 24,422.08 57,706.66 67,245.74
15,037.92 40,741.97 12,955.49 37,013.58 11,229.42
7,191.45 1,905.43 12,955.49 116,034.26 3,385.62
7,176.62 22,313.51 17,978.04 45,579.15 14,667.03
6,296.29 1,905.43 48,325.81 132,571.95 10,002.89
21,394.25 21,838.79 12,572.95 95,746.73 33,718.11
36,606.92 89,575.67 162,486.59 168,642.30 5,833.18
6,296.29 69,674.85 12,398.95 186,893.65 1,503.23
37,797.08 61,759.59 15,035.52 37,895.65 1,503.23
34,344.40 72,678.76 27,083.23 31,390.27 1,503.23
16,149.70 0.00 66,173.75 406.09 1,503.23
0.00 0.00 0.00 0.00 19,929.26
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 29,883.59 0.00 0.00
0.00 0.00 0.00 0.00 1,569.22
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 1,569.22
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 1,505.32
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow 39,670,483.96 111,563,910.74 31,413,620.38 83,322,675.47 43,855,928.83
Discount Rate 8.351% 8.351% 8.351% 8.351% 7.404%
Beginning Contract Value 36,298,828.66 103,958,086.31 28,707,608.83 77,566,329.62 40,322,801.82
Scheduled Contract Value Decline 933,852.47 3,888,885.84 1,088,740.28 3,795,138.48 966,705.19
Unscheduled Contract Value Decline 5,975.12 (243,315.54) (205,894.41) (613,096.29) 38,385.65
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 35,359,001.07 100,312,516.01 27,824,762.96 74,384,287.43 39,317,710.98
5101053 101054 5101054 101055 5101055
--------------------------------------------------------------------------------
Cutoff Date 11/30/2002
--------------------------------------------------------------------------------
Date Added 5/31/2001 6/30/2001 6/30/2001 7/30/2001 7/30/2001
--------------------------------------------------------------------------------
Pool Pool 6 Pool 7 Pool 8 Pool 9 Pool 10
--------------------------------------------------------------------------------
Scheduled Cashflows 1,094,330.03 402,258.54 692,370.78 116,432.37 124,527.31
1,020,345.22 1,126,223.64 1,305,664.67 441,801.79 259,738.31
967,605.19 768,464.60 1,037,278.11 310,855.83 207,804.74
1,007,835.91 573,260.92 954,557.23 394,499.85 211,007.82
958,449.80 624,904.32 1,034,106.27 829,452.04 369,521.89
2,899,480.35 863,800.51 960,470.98 593,300.78 223,762.01
3,191,889.63 2,030,980.00 2,816,569.03 312,661.03 154,489.02
973,810.78 4,042,679.41 3,506,579.11 969,889.53 628,306.26
953,367.86 827,941.66 951,400.67 923,034.93 427,035.63
975,623.52 691,030.25 969,236.63 274,470.22 138,730.59
955,156.93 687,355.19 1,044,813.68 414,521.12 145,006.91
1,143,824.73 577,912.43 977,338.11 265,215.05 148,754.16
1,208,001.20 757,601.49 1,243,988.28 229,962.53 189,145.62
1,241,731.67 1,128,225.82 1,387,824.46 466,040.71 264,572.09
971,500.28 754,724.33 977,861.67 303,724.79 191,221.24
967,037.70 553,288.57 915,859.56 397,205.93 207,793.65
904,029.45 591,681.33 958,871.25 822,834.66 358,398.91
2,700,986.11 801,237.62 899,743.01 592,197.79 216,314.76
2,898,094.32 2,000,704.35 2,683,586.62 297,973.84 142,783.74
729,950.83 3,929,206.70 3,198,848.88 943,446.77 592,699.91
699,901.54 658,110.10 723,485.89 904,829.34 387,646.69
725,934.44 490,022.07 730,812.33 235,734.12 109,299.25
712,618.63 522,483.26 775,035.47 352,774.99 117,295.70
882,801.66 422,464.62 748,567.05 219,497.42 116,192.35
929,489.55 530,384.46 944,960.34 188,550.20 126,199.33
849,594.72 862,999.62 1,046,473.19 398,894.21 185,405.87
717,864.10 588,319.64 738,709.98 259,289.93 155,266.25
746,555.46 410,584.03 668,136.08 350,614.03 152,612.28
706,096.30 466,037.58 720,674.32 759,621.52 312,022.48
1,982,367.55 630,668.09 675,116.22 515,748.67 195,574.57
2,085,601.82 1,414,636.34 1,931,386.32 249,588.22 113,175.06
501,203.99 2,451,588.84 2,270,742.10 804,963.40 486,199.65
492,724.04 404,939.29 519,322.87 646,556.67 275,865.88
512,031.13 318,720.82 520,512.92 161,623.42 85,430.99
498,842.37 315,449.67 578,610.58 269,195.36 92,566.78
604,132.90 244,750.30 540,085.04 160,764.08 88,259.11
655,037.62 327,002.28 686,975.01 128,774.54 111,026.11
573,197.57 676,085.29 774,543.65 337,590.29 148,592.95
481,983.09 337,811.03 525,450.47 175,054.36 109,497.16
515,710.59 257,023.50 457,727.69 331,516.96 118,505.63
452,330.70 283,382.87 599,498.12 679,716.18 262,495.94
1,394,355.24 383,205.06 452,203.90 420,295.61 147,116.39
1,352,298.48 1,033,720.71 1,267,114.20 136,788.86 83,110.75
51,673.52 1,804,293.42 1,450,307.16 666,429.59 457,177.86
53,494.82 153,610.99 43,944.73 476,545.66 147,249.69
44,927.20 61,481.14 45,487.50 15,812.17 15,584.38
37,919.08 51,975.84 48,202.52 108,750.81 14,404.22
47,499.72 59,936.65 34,497.54 24,884.54 15,653.25
85,008.15 39,105.36 46,702.17 9,059.36 12,873.35
64,322.81 22,982.78 83,696.23 30,965.38 26,285.67
45,835.11 60,382.76 139,354.41 0.00 12,362.28
55,778.03 567.32 34,389.42 0.00 5,399.54
36,814.70 567.32 45,120.72 0.00 5,399.54
59,197.89 508.14 33,492.40 0.00 5,376.08
128,013.89 0.00 137,595.96 0.00 5,024.67
845.00 0.00 271,712.79 0.00 78,684.06
259.89 0.00 466.69 17,222.63 3,324.23
0.00 0.00 466.69 0.00 0.00
0.00 0.00 1,104.45 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow 47,547,314.81 40,019,282.87 49,829,654.12 19,937,174.08 9,985,770.56
Discount Rate 7.404% 7.266% 7.266% 7.844% 7.844%
Beginning Contract Value 43,853,077.12 36,668,353.16 45,929,817.92 17,916,043.19 9,005,670.08
Scheduled Contract Value Decline 1,758,836.27 827,937.37 1,504,946.26 347,403.33 258,483.54
Unscheduled Contract Value Decline (362,674.65) 165,975.67 61,419.36 138,091.60 (2,697.78)
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 42,456,915.50 35,674,440.12 44,363,452.30 17,430,548.26 8,749,884.33
2001-a(2) Page 1
<Page>
CNH EQUIPMENT TRUST 2001-A
$135,750,000 Class A-1 4.035% Asset Backed Notes due May 15, 2002
$273,000,000 Class A-2 4.162% Asset Backed Notes due September 15, 2004
$212,000,000 Class A-3 4.580% Asset Backed Notes due November 15, 2005
$220,750,000 Class A-4 5.380% Asset Backed Notes due August 15, 2007
$38,250,000 Class B 5.730% Asset Backed Notes due May 15, 2008
$20,250,000 5.730% Asset Backed Certificates
Settlement Date
Scheduled Payment Date 6/15/2001 12/15/2002
Actual Payment Date 6/15/2001 12/16/2002
Collection Period Begin Date 11/1/2002
Collection Period End Date 11/30/2002
Days in accrual period (30/360) 30
Days in accrual period (act/360) 31
1 month LIBOR Rate 1.3813%
Collateral Summary
Wtd. Average Discount Rate 7.934%
Beginning Contract Value 440,226,616.70
Scheduled Contract Value Decline 15,370,929.03
Unscheduled Contract Value Decline (1,017,831.28)
Additional Contract Value Purchased 0.00
Ending Contract Value 425,873,518.95
Beginning Pre-funding Account Balance 0.00
Ending Pre-funding Account Balance 0.00
Total Beginning Balance (Pool Balance + Pre-funding Account Balance) 440,226,616.70
Total Ending Balance (Pool Balance + Pre-funding Account Balance) 425,873,518.95
Collateral Performance
Scheduled Amounts 30 - 59 days past due $941,259.69 0.22%
Scheduled Amounts 60 days or more past due $1,604,915.49 0.38%
Net Losses on Liquidated Receivables $255,399.52 0.06%
Cumulative Net Losses $4,551,211.44
Number of Loans at Beginning of Period 27,763
Number of Loans at End of Period 27,310
Repossessed Equipment not Sold or Reassigned (Beginning) $1,657,622.03
Repossessed Equipment not Sold or Reassigned (End) $1,751,020.02
Collections and Reinvestment Income
Receipts During the period $17,031,050.48
Warranty Repurchases
Contracts deferred beyond Final Scheduled Maturity Date $0.00
Government obligors $0.00
Total Warranty Repurchases $0.00
Total Collections For The Period $17,031,050.48
Reinvestment Income (excluding Pre-funding Account) $36,798.44
Reinvestment Income on Pre-funding Account) $0.00
Net Swap Receipts 0.00
Net Swap Termination Payments due Trust from the Swap CounterParty $0.00
Total Collections + Reinvestment Income For The Period - Swap Receipt $17,067,848.92
Swap Termination Payments due to Swap CounterParty $0.00
Prior Swap Termination Payment Shortfall $0.00
------
Total Swap Termination Payment due to Swap CounterParty $0.00
2001-a(2) Page 2
<Page>
CNH EQUIPMENT TRUST 2000-B
$107,000,000 Class A-1 6.66% Asset Backed Notes due October 12, 2001
$353,000,000 Class A-2 6.87% Asset Backed Notes due February 16, 2004
$244,000,000 Class A-3 6.88% Asset Backed Notes due March 15, 2005
$231,000,000 Class A-4 6.95% Asset Backed Notes due September 17, 2007
$42,500,000 Class B 7.14% Asset Backed Notes due September 17, 2007
$22,500,000 7.14% Asset Backed Certificates
Actual Payment Date 12/16/2002
Caclulation of Distributable Amounts
Current Servicing Fee Due 1.000% $366,855.51
Past Due Servicing Fee $0.00
Total Servicing Fee Due $366,855.51
Current Administration Fee Due $500.00 $166.67
Past Due Administration Fee $0.00
Total Administration Fee Due $166.67
Total Principal Balance of Notes and Certificates (Beginning of Period) $440,226,616.70
A-1 notes Beginning Principal balance $0.00
A-2 notes Beginning Principal balance $0.00
A-3 notes Beginning Principal balance $180,516,985.49
A-4 notes Beginning Principal balance $220,750,000.00
B notes Beginning Principal balance $18,709,631.21
Certificate Beginning Principal balance $20,250,000.00
A-1 notes Current Interest Due 4.035% act/360 $0.00
Class A-2 Current Interest Due
1 Month LIBOR Rate 1.38125%
Spread for Note 0.11000%
--------
Floating Rate Yield 1.49125% ACT/360
Class A-2 Current Interest Due $0.00
Class A-2 Swap float Rate receipt due $0.00
Class A-2 Swap fixed Rate payment due 4.162% 30/360 $0.00
Class A-2 Net Swap receipt 0.00
Class A-2 Past due Net Swap payment 0.00
Interest on Class A-2 Past due Net Swap payment 0.00
Class A-2 Net Swap payment 0.00
Class A-3 Current Interest Due
1 Month LIBOR Rate 1.38125%
Spread for Note 0.17000%
--------
Floating Rate Yield 1.55125% ACT/360
Class A-3 Current Interest Due $241,134.34
Class A-3 Swap float Rate receipt due $214,708.66
Class A-3 Swap fixed Rate payment due 4.580% 30/360 $688,973.16
Class A-3 Net Swap receipt 0.00
Class A-3 Past due Net Swap payment 0.00
Interest on Class A-3 Past due Net Swap payment 0.00
Class A-3 Net Swap payment 474,264.50
Net Swap Payments Due 474,264.50
A-4 notes Current Interest Due 5.380% 30/360 $989,695.83
B notes Current Interest Due 5.730% 30/360 $89,338.49
Certificate Current Interest Due 5.730% 30/360 $96,693.75
A-1 notes Past Due Interest $0.00
A-2 notes Past Due Interest $0.00
A-3 notes Past Due Interest $0.00
A-4 notes Past Due Interest $0.00
B notes Past Due Interest $0.00
Certificate Past Due Interest $0.00
A-1 notes Interest Due on Past Due Interest $0.00
A-2 notes Interest Due on Past Due Interest $0.00
A-3 notes Interest Due on Past Due Interest $0.00
A-4 notes Interest Due on Past Due Interest $0.00
B notes Interest Due on Past Due Interest $0.00
Certificate Interest Due on Past Due Interest $0.00
A-1 notes Total Interest Due $0.00
A-2 notes Total Interest Due $0.00
A-3 notes Total Interest Due $241,134.34
A-4 notes Total Interest Due $989,695.83
B notes Total Interest Due $89,338.49
Certificate Total Interest Due $96,693.75
A-1 notes Principal Due $0.00
A-2 notes Principal Due $0.00
A-3 notes Principal Due $13,743,091.10
A-4 notes Principal Due $0.00
Class B notes Principal Due $610,006.65
Certificate Principal Due $0.00
Total notes Interest Due $1,320,168.66
Total notes Principal Due $14,353,097.75
Net Swap/Termination Payment Due $474,264.50
Total notes Distributable Amount $16,147,530.91
2001-a(2) Page 3
<Page>
CNH EQUIPMENT TRUST 2001-A
$135,750,000 Class A-1 4.035% Asset Backed Notes due May 15, 2002
$273,000,000 Class A-2 4.162% Asset Backed Notes due September 15, 2004
$212,000,000 Class A-3 4.580% Asset Backed Notes due November 15, 2005
$220,750,000 Class A-4 5.380% Asset Backed Notes due August 15, 2007
$38,250,000 Class B 5.730% Asset Backed Notes due May 15, 2008
$20,250,000 5.730% Asset Backed Certificates
Actual Payment Date 12/16/2002
Cash Available for Distribution
Total Collections + Reinvestment Income For The Period $17,067,848.92
Beginning Negitive Carry Account $0.00
Deposits from Negitive Carry Account to Distribution Account $0.00
Beginning Spread Account Balance $18,000,045.50
Additional Deposit to Spread Account from Pre-funding $0.00
Deposits from Spread Account to Distribution Account $0.00
Beginning Principal Supplement Account $0.00
Deposits from Principal Supplement Account to Distribution Account $0.00
Total Cash Available $17,067,848.92
CASH ALLOCATION (CASHFLOW WATERFALL) AVAILABLE
CASH
---------
Is CNH the servicier yes
Servicing Fee Paid (If CNH is not the servicer) $0.00
Servicing Fee Shortfall $0.00
$17,067,848.92
Administration Fee Paid $166.67
Administration Fee Shortfall $0.00
$17,067,682.25
Net Swap Payment Paid $474,264.50
Net Swap Payment Shortfall $0.00
Remaining Cash Available to Pay Note Interest & Swap Termination Payment $16,593,417.75
Cash Available to Pay Note Interest $16,593,417.75
Cash Available to Pay Termination Payment $0.00
Class A-1 notes Interest Paid $0.00
Class A-2 notes Interest Paid $0.00
Class A-3 notes Interest Paid $241,134.34
Class A-4 notes Interest Paid $989,695.83
$15,362,587.58
Class A-1 notes Interest Shortfall $0.00
Class A-2 notes Interest Shortfall $0.00
Class A-3 notes Interest Shortfall $0.00
Class A-4 notes Interest Shortfall $0.00
Swap Termination Payment Paid $0.00
Swap Termination Payment Shortfall $0.00
$15,362,587.58
Class B notes Interest Paid $89,338.49
Class B notes Interest Shortfall $0.00
$15,273,249.09
Class A-1 notes Principal Paid $0.00
Class A-2 notes Principal Paid $0.00
Class A-3 notes Principal Paid $13,743,091.10
Class A-4 notes Principal Paid $0.00
Class B notes Principal Paid $610,006.65
$920,151.34
Deposits to Spread Account $0.00
$920,151.34
Certificate Interest Paid $96,693.75
Certificate Interest Shortfall $0.00
$823,457.59
Certificate Principal Paid $0.00
$823,457.59
Total Principal Balance of Notes and Certificates (End of Period) $425,873,518.95
A-1 notes Ending Principal balance $0.00
A-2 notes Ending Principal balance $0.00
A-3 notes Ending Principal balance $166,773,894.39
A-4 notes Ending Principal balance $220,750,000.00
B notes Ending Principal balance $18,099,624.56
Certificate Ending Principal balance $20,250,000.00
Servicing Fee Paid (If CNH is the servicer) $366,855.51
Servicing Fee Shortfall $0.00
Release to Seller as Excess $456,602.08 $456,602.08
2001-a(2) Page 4
<Page>
CNH EQUIPMENT TRUST 2001-A
$135,750,000 Class A-1 4.035% Asset Backed Notes due May 15, 2002
$273,000,000 Class A-2 4.162% Asset Backed Notes due September 15, 2004
$212,000,000 Class A-3 4.580% Asset Backed Notes due November 15, 2005
$220,750,000 Class A-4 5.380% Asset Backed Notes due August 15, 2007
$38,250,000 Class B 5.730% Asset Backed Notes due May 15, 2008
$20,250,000 5.730% Asset Backed Certificates
Actual Payment Date 12/16/2002
SUMMARY AND FACTORS AMOUNT FACTOR PER/$1000
------ ------ ---------
Summary and Factors Amount Factor Per/$1000
Total Principal Balance of Notes and Certificates (Beginning of Period) $440,226,616.70 0.4891407 $489.14
A-1 notes Beginning Principal balance $0.00 0.0000000 $0.00
A-2 notes Beginning Principal balance $0.00 0.0000000 $0.00
A-3 notes Beginning Principal balance $180,516,985.49 0.8514952 $851.50
A-4 notes Beginning Principal balance $220,750,000.00 1.0000000 $1,000.00
B notes Beginning Principal balance $18,709,631.21 0.4891407 $489.14
Certificate Beginning Principal balance $20,250,000.00 1.0000000 $1,000.00
Total Principal Balance of Notes and Certificates (End of Period) $425,873,518.95 0.4731928 $473.19
A-1 notes Ending Principal balance 4.035% $135,750,000.00 $0.00 0.0000000 $0.00
A-2 notes Ending Principal balance 4.162% $273,000,000.00 $0.00 0.0000000 $0.00
A-3 notes Ending Principal balance 4.580% $212,000,000.00 $166,773,894.39 0.7866693 $786.67
A-4 notes Ending Principal balance 5.380% $220,750,000.00 $220,750,000.00 1.0000000 $1,000.00
B notes Ending Principal balance 5.730% $38,250,000.00 $18,099,624.56 0.4731928 $473.19
Certificate Ending Principal balance 5.730% $20,250,000.00 $20,250,000.00 1.0000000 $1,000.00
Class A-1 notes Interest Paid $0.00 0.0000000 $0.00
Class A-2 notes Interest Paid $0.00 0.0000000 $0.00
Class A-3 notes Interest Paid $241,134.34 0.0011374 $1.14
Class A-4 notes Interest Paid $989,695.83 0.0044833 $4.48
Class B notes Interest Paid $89,338.49 0.0023356 $2.34
Certificate Interest Paid $96,693.75 0.0047750 $4.78
Class A-1 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A21 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A-3 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A-4 notes Interest Shortfall $0.00 0.0000000 $0.00
Class B notes Interest Shortfall $0.00 0.0000000 $0.00
Certificate Interest Shortfall $0.00 0.0000000 $0.00
Class A-1 notes Principal Paid $0.00 0.0000000 $0.00
Class A-2 notes Principal Paid $0.00 0.0000000 $0.00
Class A-3 notes Principal Paid $13,743,091.10 0.0648259 $64.83
Class A-4 notes Principal Paid $0.00 0.0000000 $0.00
Class B notes Principal Paid $610,006.65 0.0159479 $15.95
Certificate Principal Paid $0.00 0.0000000 $0.00
Negitive Carry Account
Negitive Carry 5/22/2001 2.445%
Negitive Carry Days Remaining 11/15/2001 0
Required Negitive Carry Account $0.00
Beginning Negitive Carry Account $0.00
Negitive Carry Account Withdrawls to Distribution Account $0.00
Negitive Carry Released to Seller $0.00
Ending Negitive Carry Account Balance $0.00
Spread Account
Required Spread Account Balance 2.00% $18,000,045.50
Beginning Spread Account Balance $18,000,045.50
Additional Deposit to Spread Account from Pre-funding $0.00
Spread Account Withdrawls to Distribution Account $0.00
Spread Account Deposits from Excess Cash $0.00
Spread Account Released to Seller $0.00
Ending Spread Account Balance $18,000,045.50
Principal Supplement Account
Required Principal Supplement Account Balance $0.00
Beginning Principal Supplement Account Balance $0.00
Additional Deposit to Principal Supplement Account from Pre-funding $0.00
Principal Supplement Account Withdrawls to Distribution Account $0.00
Principal Supplement Account Released to Seller $0.00
Ending Principal Supplement Account $0.00
Pre-funding Account
Beginning Pre-funding Account Balance $0.00
New Contract Value Purchased $0.00
Deposits to Spread Account $0.00
Deposits to Principal Supplement Account $0.00
Ending Pre-funding Account Balance $0.00
Release to seller $0.00
Total Release to Seller $823,624.26
2001-a(2) Page 5
<Page>
CNH EQUIPMENT TRUST 2001-B
$321,500,000 Class A-1 2.1125% Asset Backed Notes due December 16, 2002
$170,000,000 Class A-2 2.495% Asset Backed Notes due April 15, 2004 $331,000,000
Class A-3 3.405% Asset Backed Notes due March 15, 2006 $132,328,000 Class A-4
4.450% Asset Backed Notes due April 16, 2007
$43,401,000 Class B 4.300% Asset Backed Notes due May 15, 2008
$22,977,424 4.300% Asset Backed Certificates
Prepared by: Kathy Aber (262) - 636 - 7706
801100 801101 801103 801151
------------------------------------------------------------------
Cutoff Date 11/30/2002
------------------------------------------------------------------
Date Added 10/31/2001 10/31/2001 10/31/2001 10/31/2001
------------------------------------------------------------------
Pool Pool 1 Pool 2 Pool 3 Pool 4
------------------------------------------------------------------
Scheduled Cashflows 1,092,494.72 2,566,809.40 124,292.39 564,004.54
1,888,540.76 6,045,894.56 361,271.30 2,612,526.58
1,265,415.14 4,495,852.95 396,803.07 2,679,728.77
900,652.37 3,979,559.71 402,279.74 2,514,716.35
1,376,352.15 4,455,818.37 410,889.40 2,738,728.23
1,103,714.50 3,934,657.19 408,762.64 2,624,582.23
889,007.83 3,084,622.94 413,968.43 2,975,872.61
843,698.29 4,893,414.63 406,603.43 3,155,077.22
1,228,262.87 7,190,335.83 409,726.02 2,750,352.55
821,599.63 9,000,523.99 409,677.33 2,527,336.25
5,966,961.59 13,178,220.72 581,838.79 2,288,344.87
7,217,918.61 3,772,924.91 469,378.13 1,952,541.98
2,305,882.13 5,253,188.18 374,192.44 1,933,425.14
1,889,959.09 6,449,152.50 347,800.23 1,929,147.27
1,152,125.25 4,377,228.65 347,624.97 1,720,017.13
832,311.39 3,722,186.63 345,417.77 1,637,250.05
1,179,897.31 4,141,469.81 353,446.92 1,756,984.06
1,040,666.05 3,701,051.00 349,888.30 1,501,436.72
817,118.17 2,964,148.76 352,869.57 1,677,927.27
774,758.48 4,471,991.05 347,012.91 1,816,102.48
1,135,553.35 6,533,453.93 347,549.87 1,388,193.20
770,688.69 8,181,245.40 345,865.04 975,985.90
5,790,713.87 12,175,695.54 514,443.77 490,010.58
7,036,694.58 2,947,989.66 300,265.99 63,989.55
2,116,911.40 4,216,816.79 34,184.30 11,229.07
1,668,558.76 5,296,328.15 4,506.42 27,855.56
954,376.05 3,473,829.17 2,419.12 9,173.73
675,344.47 2,766,328.78 2,419.12 8,213.76
928,160.59 3,035,674.20 2,419.12 8,144.09
800,959.11 2,558,016.30 2,419.12 7,734.84
637,157.97 1,950,339.80 2,419.12 7,734.84
591,495.78 3,310,648.40 2,419.12 7,734.80
870,959.24 4,326,555.97 2,419.12 4,496.31
576,609.80 6,116,268.14 2,419.12 3,105.90
4,316,949.87 9,236,769.40 2,419.23 15,105.70
5,264,869.71 2,024,803.36 0.00 0.00
1,647,470.28 3,261,705.76 0.00 0.00
1,347,726.96 4,271,070.05 0.00 0.00
705,897.36 2,556,132.11 0.00 0.00
444,995.84 1,958,916.14 0.00 0.00
663,367.84 1,975,328.02 0.00 0.00
504,478.58 1,551,578.12 0.00 0.00
401,048.89 974,610.87 0.00 0.00
322,710.35 2,018,360.68 0.00 0.00
633,651.95 3,161,112.82 0.00 0.00
464,952.76 4,233,850.18 0.00 0.00
3,554,629.61 6,265,955.76 0.00 12,000.00
4,292,352.20 480,912.78 0.00 0.00
1,023,299.87 694,840.69 0.00 0.00
580,521.75 827,153.04 0.00 0.00
171,386.38 250,074.59 0.00 0.00
41,186.31 151,957.82 0.00 0.00
57,262.65 56,806.41 0.00 0.00
66,154.24 31,220.75 0.00 0.00
41,213.33 7,335.37 0.00 0.00
1,607.89 11,708.80 0.00 0.00
1,607.89 284,755.29 0.00 0.00
99,702.31 119,481.75 0.00 0.00
26,721.99 136,574.00 0.00 0.00
101,158.43 0.00 0.00 0.00
50,347.39 3,637.86 0.00 0.00
35,551.76 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 3,637.86 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 3,874.08 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow 86,004,344.38 215,122,406.37 9,182,331.36 46,396,810.13
Discount Rate 6.750% 6.750% 6.750% 6.750%
Beginning Contract Value 78,488,347.84 198,559,622.55 8,947,601.42 46,850,116.27
Scheduled Contract Value Decline 3,017,251.43 5,825,171.84 414,742.42 2,750,550.04
Unscheduled Contract Value Decline (135,845.83) 1,078,817.67 (74,838.43) 124,231.03
Additional Contract Value Added 0.00 0.00 0.00 0.00
Ending Contract Value 75,606,942.23 191,655,633.03 8,607,697.43 43,975,335.20
5801100 5801101 5801103 5801151
---------------------------------------------------------------
Cutoff Date 11/30/2002
---------------------------------------------------------------
Date Added 10/31/2001 10/31/2001 10/31/2001 10/31/2001
---------------------------------------------------------------
Pool Pool 5 Pool 6 Pool 7 Pool 8
---------------------------------------------------------------
Scheduled Cashflows 554,096.85 2,740,239.96 51,283.97 1,770,788.87
957,650.38 3,885,753.12 105,417.77 2,609,583.92
893,569.34 3,706,516.23 124,338.30 2,003,689.97
872,097.99 3,621,915.91 114,435.06 1,824,226.96
1,022,063.04 3,939,157.73 132,969.24 2,139,899.16
1,013,396.47 3,769,176.15 147,632.01 1,944,294.24
899,316.52 3,734,260.37 110,754.26 2,598,999.41
892,559.71 5,176,696.71 120,963.35 2,812,882.59
912,973.62 6,471,554.51 125,546.31 2,233,933.80
898,727.96 6,855,224.35 124,025.22 2,271,899.94
2,319,163.80 4,998,909.50 145,224.21 1,939,946.06
3,359,743.10 4,402,048.24 758,134.87 4,521,650.97
863,963.74 5,089,041.55 76,882.94 7,135,371.87
969,440.99 3,631,336.73 72,001.78 1,655,192.09
847,911.77 3,006,197.39 57,477.58 669,809.79
813,748.55 2,931,821.57 58,834.31 468,961.92
944,081.75 3,181,144.73 80,518.15 751,143.64
936,528.42 2,865,267.89 82,632.84 464,943.62
826,300.81 2,806,763.31 57,366.53 822,057.80
821,219.64 4,260,337.04 67,140.35 1,245,550.42
826,190.61 5,502,972.86 69,876.76 616,442.05
796,654.12 5,604,017.10 71,904.19 383,866.53
2,099,937.60 3,965,459.56 90,350.73 63,448.19
3,040,670.24 3,007,198.62 712,030.60 35,659.94
624,032.76 3,862,662.34 1,028.75 68,282.99
724,168.44 2,459,258.06 0.00 16,779.47
581,331.90 1,949,404.92 0.00 26,156.70
581,188.01 1,944,429.91 0.00 7,349.70
688,555.41 2,110,487.56 23,527.20 23,136.09
654,265.81 1,837,165.58 0.00 6,763.72
596,875.96 1,722,105.23 0.00 46,352.00
572,003.69 2,744,180.83 0.00 3,002.59
581,537.27 3,784,802.81 12,023.60 3,002.59
566,765.91 4,051,111.93 0.00 3,002.75
1,562,044.48 2,504,012.11 16,065.81 35,012.99
2,495,207.25 1,581,016.75 11,423.60 719.43
428,326.46 1,966,685.96 0.00 3,358.03
512,195.89 1,609,278.69 0.00 719.43
390,053.00 1,275,291.29 0.00 5,243.91
377,333.14 1,317,914.85 0.00 4,575.12
464,999.87 1,432,785.67 23,527.20 10,743.03
442,126.51 1,158,801.32 0.00 719.43
397,309.01 1,062,674.94 0.00 719.24
359,530.75 1,901,631.99 0.00 0.00
374,214.45 2,539,076.90 12,023.60 0.00
359,060.71 2,728,158.42 0.00 0.00
1,095,726.14 1,285,675.80 10,023.60 30,810.80
1,742,828.80 145,455.96 11,423.60 0.00
66,462.19 166,509.89 0.00 0.00
155,016.04 215,796.17 0.00 0.00
58,002.85 163,252.76 0.00 0.00
29,405.04 165,515.71 0.00 0.00
66,922.59 144,863.92 0.00 0.00
41,997.99 125,484.66 0.00 0.00
35,703.59 111,983.21 0.00 0.00
36,384.25 201,377.05 0.00 0.00
29,038.40 290,119.06 0.00 0.00
28,709.15 481,914.60 0.00 0.00
150,596.45 204,238.20 0.00 0.00
272,444.18 8,807.33 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow 46,524,371.36 150,406,943.51 3,678,808.29 43,280,693.76
Discount Rate 6.750% 6.750% 6.750% 6.750%
Beginning Contract Value 42,630,923.69 142,423,845.69 3,651,426.99 47,985,562.27
Scheduled Contract Value Decline 1,410,808.45 7,533,228.72 226,486.53 7,901,747.67
Unscheduled Contract Value Decline (15,143.63) (344,234.50) 10,868.70 (1,100,222.20)
Additional Contract Value Added 0.00 0.00 0.00 0.00
Ending Contract Value 41,235,258.86 135,234,851.48 3,414,071.77 41,184,036.80
2001-b Page 1
<Page>
CNH EQUIPMENT TRUST 2001-B
$321,500,000 Class A-1 2.1125% Asset Backed Notes due December 16, 2002
$170,000,000 Class A-2 2.495% Asset Backed Notes due April 15, 2004 $331,000,000
Class A-3 3.405% Asset Backed Notes due March 15, 2006 $132,328,000 Class A-4
4.450% Asset Backed Notes due April 16, 2007
$43,401,000 Class B 4.300% Asset Backed Notes due May 15, 2008
$22,977,424 4.300% Asset Backed Certificates
Settlement Date
Scheduled Payment Date 12/15/2001 12/15/2002
Actual Payment Date 12/17/2001 12/16/2002
Collection Period Begin Date 11/1/2002
Collection Period End Date 11/30/2002
Days in accrual period (30/360) 30
Days in accrual period (act/360) 31
1 month LIBOR Rate 1.3813%
Collateral Summary
Wtd. Average Discount Rate 6.750%
Beginning Contract Value 569,537,446.72
Scheduled Contract Value Decline 29,079,987.10
Unscheduled Contract Value Decline (456,367.19)
Additional Contract Value Purchased 0.00
Ending Contract Value 540,913,826.80
Beginning Pre-funding Account Balance 0.00
Ending Pre-funding Account Balance 0.00
Total Beginning Balance (Pool Balance + Pre-funding Account Balance) 569,537,446.72
Total Ending Balance (Pool Balance + Pre-funding Account Balance) 540,913,826.81
Collateral Performance
Scheduled Amounts 30 - 59 days past due $1,407,943.70 0.26%
Scheduled Amounts 60 days or more past due $1,329,577.44 0.25%
Net Losses on Liquidated Receivables $213,206.74 0.04%
Cumulative Net Losses $2,262,653.25
Number of Loans at Beginning of Period 34,209
Number of Loans at End of Period 33,450
Repossessed Equipment not Sold or Reassigned (Beginning) $1,004,624.47
Repossessed Equipment not Sold or Reassigned (End) $1,094,523.96
Collections and Reinvestment Income
Receipts During the period $31,650,907.66
Warranty Repurchases
Contracts deferred beyond Final Scheduled Maturity Date $0.00
Government obligors $0.00
Total Warranty Repurchases $0.00
Total Collections For The Period $31,650,907.66
Reinvestment Income (excluding Pre-funding Account) $61,636.54
Reinvestment Income on Pre-funding Account) $0.00
Net Swap Receipts 0.00
Net Swap Termination Payments due Trust from the Swap CounterParty $0.00
Total Collections + Reinvestment Income For The Period - Swap Receipt $31,712,544.20
Swap Termination Payments due to Swap CounterParty $0.00
Prior Swap Termination Payment Shortfall $0.00
Total Swap Termination Payment due to Swap CounterParty $0.00
2001-b Page 2
<Page>
CNH EQUIPMENT TRUST 2001-B
$321,500,000 Class A-1 2.1125% Asset Backed Notes due December 16, 2002
$170,000,000 Class A-2 2.495% Asset Backed Notes due April 15, 2004 $331,000,000
Class A-3 3.405% Asset Backed Notes due March 15, 2006 $132,328,000 Class A-4
4.450% Asset Backed Notes due April 16, 2007
$43,401,000 Class B 4.300% Asset Backed Notes due May 15, 2008
$22,977,424 4.300% Asset Backed Certificates
Actual Payment Date 12/16/2002
Caclulation of Distributable Amounts
Current Servicing Fee Due 1.000% $474,614.54
Past Due Servicing Fee $0.00
Total Servicing Fee Due $474,614.54
Current Administration Fee Due $500.00 $166.67
Past Due Administration Fee $0.00
Total Administration Fee Due $166.67
Total Principal Balance of Notes and Certificates (Beginning of Period) $569,537,446.72
A-1 notes Beginning Principal balance $0.00
A-2 notes Beginning Principal balance $59,026,832.55
A-3 notes Beginning Principal balance $331,000,000.00
A-4 notes Beginning Principal balance $132,328,000.00
B notes Beginning Principal balance $24,205,189.20
Certificate Beginning Principal balance $22,977,424.97
A-1 notes Current Interest Due 2.1125% act/360 $0.00
Class A-2 Current Interest Due
1 Month LIBOR Rate 1.38125%
Spread for Note 0.20000%
Floating Rate Yield 1.58125% ACT/360
Class A-2 Current Interest Due $80,372.82
Class A-2 Swap float Rate receipt due $70,207.09
Class A-2 Swap fixed Rate payment due 2.495% 30/360 $122,726.62
Class A-2 Net Swap receipt 0.00
Class A-2 Past due Net Swap payment 0.00
Interest on Class A-2 Past due Net Swap payment 0.00
Class A-2 Net Swap payment 52,519.53
Class A-3 Current Interest Due
1 Month LIBOR Rate 1.38125%
Spread for Note 0.31000%
Floating Rate Yield 1.69125% ACT/360
Class A-3 Current Interest Due $482,053.23
Class A-3 Swap float Rate receipt due $393,694.62
Class A-3 Swap fixed Rate payment due 3.405% 30/360 $939,212.50
Class A-3 Net Swap receipt 0.00
Class A-3 Past due Net Swap payment 0.00
Interest on Class A-3 Past due Net Swap payment 0.00
Class A-3 Net Swap payment 545,517.88
Net Swap Payments Due 598,037.41
A-4 notes Current Interest Due 4.450% 30/360 $490,716.33
B notes Current Interest Due 4.300% 30/360 $86,735.26
Certificate Current Interest Due 4.300% 30/360 $82,335.77
A-1 notes Past Due Interest $0.00
A-2 notes Past Due Interest $0.00
A-3 notes Past Due Interest $0.00
A-4 notes Past Due Interest $0.00
B notes Past Due Interest $0.00
Certificate Past Due Interest $0.00
A-1 notes Interest Due on Past Due Interest $0.00
A-2 notes Interest Due on Past Due Interest $0.00
A-3 notes Interest Due on Past Due Interest $0.00
A-4 notes Interest Due on Past Due Interest $0.00
B notes Interest Due on Past Due Interest $0.00
Certificate Interest Due on Past Due Interest $0.00
A-1 notes Total Interest Due $0.00
A-2 notes Total Interest Due $80,372.82
A-3 notes Total Interest Due $482,053.23
A-4 notes Total Interest Due $490,716.33
B notes Total Interest Due $86,735.26
Certificate Total Interest Due $82,335.77
A-1 notes Principal Due $0.00
A-2 notes Principal Due $27,407,123.72
A-3 notes Principal Due $0.00
A-4 notes Principal Due $0.00
Class B notes Principal Due $1,216,496.19
Certificate Principal Due $0.00
Total notes Interest Due $1,139,877.64
Total notes Principal Due $28,623,619.91
Net Swap/Termination Payment Due $598,037.41
Total notes Distributable Amount $30,361,534.96
2001-b Page 3
<Page>
CNH EQUIPMENT TRUST 2001-B
$321,500,000 Class A-1 2.1125% Asset Backed Notes due December 16, 2002
$170,000,000 Class A-2 2.495% Asset Backed Notes due April 15, 2004 $331,000,000
Class A-3 3.405% Asset Backed Notes due March 15, 2006 $132,328,000 Class A-4
4.450% Asset Backed Notes due April 16, 2007
$43,401,000 Class B 4.300% Asset Backed Notes due May 15, 2008
$22,977,424 4.300% Asset Backed Certificates
Actual Payment Date 12/16/2002
CASH AVAILABLE FOR DISTRIBUTION
Total Collections + Reinvestment Income For The Period $31,712,544.20
Beginning Negitive Carry Account $0.00
Deposits from Negitive Carry Account to Distribution Account $0.00
Beginning Spread Account Balance $20,424,128.50
Additional Deposit to Spread Account from Pre-funding $0.00
Deposits from Spread Account to Distribution Account $0.00
Beginning Principal Supplement Account $0.00
Deposits from Principal Supplement Account to Distribution Account $0.00
Total Cash Available $31,712,544.20
CASH ALLOCATION (CASHFLOW WATERFALL) AVAILABLE
CASH
---------
Is CNH the servicier YES
Servicing Fee Paid (If CNH is not the servicer) $0.00
Servicing Fee Shortfall $0.00
$31,712,544.20
Administration Fee Paid $166.67
Administration Fee Shortfall $0.00
$31,712,377.53
Net Swap Payment Paid $598,037.41
Net Swap Payment Shortfall $0.00
Remaining Cash Available to Pay Note Interest & Swap Termination Payment $31,114,340.12
Cash Available to Pay Note Interest $31,114,340.12
Cash Available to Pay Termination Payment $0.00
Class A-1 notes Interest Paid $0.00
Class A-2 notes Interest Paid $80,372.82
Class A-3 notes Interest Paid $482,053.23
Class A-4 notes Interest Paid $490,716.33
$30,061,197.74
Class A-1 notes Interest Shortfall $0.00
Class A-2 notes Interest Shortfall $0.00
Class A-3 notes Interest Shortfall $0.00
Class A-4 notes Interest Shortfall $0.00
Swap Termination Payment Paid $0.00
Swap Termination Payment Shortfall $0.00
$30,061,197.74
Class B notes Interest Paid $86,735.26
Class B notes Interest Shortfall $0.00
$29,974,462.48
Class A-1 notes Principal Paid $0.00
Class A-2 notes Principal Paid $27,407,123.72
Class A-3 notes Principal Paid $0.00
Class A-4 notes Principal Paid $0.00
Class B notes Principal Paid $1,216,496.19
$1,350,842.57
Deposits to Spread Account $0.00
$1,350,842.57
Certificate Interest Paid $82,335.77
Certificate Interest Shortfall $0.00
$1,268,506.80
Certificate Principal Paid $0.00
$1,268,506.80
Total Principal Balance of Notes and Certificates (End of Period) $540,913,826.81
A-1 notes Ending Principal balance $0.00
A-2 notes Ending Principal balance $31,619,708.83
A-3 notes Ending Principal balance $331,000,000.00
A-4 notes Ending Principal balance $132,328,000.00
B notes Ending Principal balance $22,988,693.01
Certificate Ending Principal balance $22,977,424.97
Servicing Fee Paid (If CNH is the servicer) $474,614.54
Servicing Fee Shortfall $0.00
Release to Seller as Excess $793,892.26 $793,892.26
2001-b Page 4
<Page>
CNH EQUIPMENT TRUST 2001-B
$321,500,000 Class A-1 2.1125% Asset Backed Notes due December 16, 2002
$170,000,000 Class A-2 2.495% Asset Backed Notes due April 15, 2004 $331,000,000
Class A-3 3.405% Asset Backed Notes due March 15, 2006 $132,328,000 Class A-4
4.450% Asset Backed Notes due April 16, 2007
$43,401,000 Class B 4.300% Asset Backed Notes due May 15, 2008
$22,977,424 4.300% Asset Backed Certificates
Actual Payment Date 12/16/2002
SUMMARY AND FACTORS AMOUNT FACTOR PER/$1000
------ ------ ---------
Total Principal Balance of Notes and Certificates (Beginning of Period) $569,537,446.72 0.5577104 $557.71
A-1 notes Beginning Principal balance $0.00 0.0000000 $0.00
A-2 notes Beginning Principal balance $59,026,832.55 0.3472167 $347.22
A-3 notes Beginning Principal balance $331,000,000.00 1.0000000 $1,000.00
A-4 notes Beginning Principal balance $132,328,000.00 1.0000000 $1,000.00
B notes Beginning Principal balance $24,205,189.20 0.5577104 $557.71
Certificate Beginning Principal balance $22,977,424.97 1.0000000 $1,000.00
Total Principal Balance of Notes and Certificates (End of Period) $540,913,826.81 0.5296812 $529.68
A-1 notes Ending Principal balance 2.1125% $321,500,000.00 $0.00 0.0000000 $0.00
A-2 notes Ending Principal balance 2.495% $170,000,000.00 $31,619,708.83 0.1859983 $186.00
A-3 notes Ending Principal balance 3.405% $331,000,000.00 $331,000,000.00 1.0000000 $1,000.00
A-4 notes Ending Principal balance 4.450% $132,328,000.00 $132,328,000.00 1.0000000 $1,000.00
B notes Ending Principal balance 4.300% $43,401,000.00 $22,988,693.01 0.5296812 $529.68
Certificate Ending Principal balance 4.300% $22,977,424.97 $22,977,424.97 1.0000000 $1,000.00
Class A-1 notes Interest Paid $0.00 0.0000000 $0.00
Class A-2 notes Interest Paid $80,372.82 0.0004728 $0.47
Class A-3 notes Interest Paid $482,053.23 0.0014564 $1.46
Class A-4 notes Interest Paid $490,716.33 0.0037083 $3.71
Class B notes Interest Paid $86,735.26 0.0019985 $2.00
Certificate Interest Paid $82,335.77 0.0035833 $3.58
Class A-1 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A21 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A-3 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A-4 notes Interest Shortfall $0.00 0.0000000 $0.00
Class B notes Interest Shortfall $0.00 0.0000000 $0.00
Certificate Interest Shortfall $0.00 0.0000000 $0.00
Class A-1 notes Principal Paid $0.00 0.0000000 $0.00
Class A-2 notes Principal Paid $27,407,123.72 0.1612184 $161.22
Class A-3 notes Principal Paid $0.00 0.0000000 $0.00
Class A-4 notes Principal Paid $0.00 0.0000000 $0.00
Class B notes Principal Paid $1,216,496.19 0.0280292 $28.03
Certificate Principal Paid $0.00 0.0000000 $0.00
NEGITIVE CARRY ACCOUNT
Negitive Carry 11/21/2001 1.107%
Negitive Carry Days Remaining 11/21/2001 0
Required Negitive Carry Account $0.00
Beginning Negitive Carry Account $0.00
Negitive Carry Account Withdrawls to Distribution Account $0.00
Negitive Carry Released to Seller $0.00
Ending Negitive Carry Account Balance $0.00
SPREAD ACCOUNT
Required Spread Account Balance 2.00% $20,424,128.50
Beginning Spread Account Balance $20,424,128.50
Additional Deposit to Spread Account from Pre-funding $0.00
Spread Account Withdrawls to Distribution Account $0.00
Spread Account Deposits from Excess Cash $0.00
Spread Account Released to Seller $0.00
Ending Spread Account Balance $20,424,128.50
PRINCIPAL SUPPLEMENT ACCOUNT
Required Principal Supplement Account Balance $0.00
Beginning Principal Supplement Account Balance $0.00
Additional Deposit to Principal Supplement Account from Pre-funding $0.00
Principal Supplement Account Withdrawls to Distribution Account $0.00
Principal Supplement Account Released to Seller $0.00
Ending Principal Supplement Account $0.00
PRE-FUNDING ACCOUNT
Beginning Pre-funding Account Balance $0.00
New Contract Value Purchased $0.00
Deposits to Spread Account $0.00
Deposits to Principal Supplement Account $0.00
Ending Pre-funding Account Balance $0.00
Release to seller $0.00
Total Release to Seller $1,268,673.47
2001-b Page 5
<Page>
CNH EQUIPMENT TRUST 2002-A
$162,400,000 Class A-1 2.0825% Asset Backed Notes due April 15, 2003
$235,456,000 Class A-2 3.1300% Asset Backed Notes due September 15, 2004
$356,019,000 Class A-3 Floating-Rate Asset Backed Notes due July 17, 2006
$183,625,000 Class A-4 Floating-Rate Asset Backed Notes due August 15, 2008
$30,000,000 Class B Floating-Rate Asset Backed Notes due August 15, 2008
$32,500,000 Class C Floating-Rate Asset Backed Notes due March 15, 2010
---------------------------------------------------------------------------------
Prepared by: Karen Kudla (262) 636-7381 502030 502031 502033 502051 5502030
---------------------------------------------------------------------------------
---------------------------------------------------------------------------------
Cutoff Date 11/30/2002
---------------------------------------------------------------------------------
Date Added 2/28/2002 2/28/2002 2/28/2002 2/28/2002 2/28/2002
---------------------------------------------------------------------------------
Pool Pool 1 Pool 2 Pool 3 Pool 4 Pool 5
---------------------------------------------------------------------------------
Scheduled Cashflows 109,549.70 2,804,101.51 14,825.19 195,804.93 256,118.68
1,008,068.41 15,042,976.79 227,280.88 1,430,748.78 565,492.86
2,212,874.14 10,646,761.50 333,409.29 1,342,912.42 2,079,003.83
5,757,231.34 2,585,664.00 380,232.53 1,194,184.10 3,159,732.37
896,684.63 2,432,802.75 210,452.08 1,195,780.68 636,157.21
531,535.29 2,164,375.70 215,553.91 1,206,400.50 634,812.21
544,415.71 2,273,445.94 213,307.58 1,220,498.80 596,933.67
463,836.12 2,249,365.49 214,554.67 1,232,181.50 580,489.45
523,926.73 2,270,477.57 214,573.24 1,224,803.91 691,285.17
616,444.18 2,060,473.83 217,343.17 1,210,145.90 705,639.08
604,984.26 2,868,118.01 214,208.93 1,211,241.27 605,995.92
521,786.50 4,190,952.31 226,474.01 1,256,168.57 618,257.14
677,356.61 10,870,476.12 214,208.93 1,389,815.18 683,987.05
1,175,983.71 16,355,839.59 233,605.56 1,402,620.79 636,600.47
2,321,839.49 10,640,862.86 289,752.08 1,108,244.55 2,112,967.69
5,790,971.78 2,442,767.31 336,270.16 972,773.32 3,074,820.91
895,067.76 2,292,571.95 138,105.30 961,908.93 584,934.64
507,939.37 1,996,587.50 136,231.78 967,642.66 587,007.82
517,434.96 2,123,560.16 133,985.45 981,195.61 547,061.19
437,359.19 2,130,726.03 134,838.12 993,954.40 529,432.04
482,956.81 2,173,036.51 134,838.12 977,879.33 631,907.85
576,574.28 1,952,946.56 136,800.62 977,205.16 648,668.11
574,691.66 2,692,507.21 134,838.12 977,227.81 551,159.66
480,416.90 4,051,256.01 147,100.22 1,019,761.21 559,838.71
630,582.55 10,722,217.04 134,838.12 1,100,880.64 617,579.70
1,156,172.39 16,048,122.67 151,734.69 922,465.79 584,044.00
2,229,703.90 10,252,389.96 210,366.67 285,642.21 1,968,499.92
5,597,183.49 1,959,740.96 238,204.61 43,008.17 2,853,000.25
786,465.86 1,835,520.18 22,983.98 21,987.79 483,516.89
398,019.49 1,554,173.94 15,386.09 18,235.41 479,947.10
400,513.50 1,618,828.48 15,386.09 18,235.41 425,946.38
304,987.62 1,573,858.09 15,386.09 23,264.69 413,670.66
366,424.54 1,652,499.71 15,386.09 18,235.41 490,532.74
409,143.69 1,463,598.00 15,386.09 18,235.41 521,768.26
413,866.02 1,939,602.74 15,386.09 18,235.41 443,153.02
341,162.94 3,053,840.86 25,404.84 18,235.41 450,500.00
453,772.59 8,418,504.91 15,386.09 39,376.60 528,062.55
960,433.11 12,748,070.43 15,386.09 35,863.01 461,857.10
1,829,431.86 7,642,281.76 20,404.74 9,450.09 1,609,379.18
3,946,114.20 1,345,401.80 29,122.36 6,649.83 2,269,821.98
539,627.67 1,175,540.92 11,015.75 6,649.83 308,375.06
266,143.63 968,615.74 11,015.75 6,649.83 320,874.01
245,053.93 981,902.34 11,015.75 6,649.83 290,467.92
174,825.46 886,940.17 11,015.75 11,679.11 281,133.66
225,587.05 973,790.65 11,015.75 6,649.83 324,600.81
242,334.87 823,243.00 11,015.75 6,649.83 354,641.15
284,980.23 1,188,921.48 11,015.75 6,649.83 299,525.74
206,970.33 2,217,902.83 11,015.75 6,649.53 303,797.28
421,327.44 7,059,745.98 11,015.75 26,717.35 339,999.53
853,012.92 10,059,786.15 11,015.75 61,219.88 302,642.70
1,393,626.18 5,089,969.78 11,015.75 4,829.12 1,212,998.29
3,063,539.43 480,337.17 51,617.12 0.00 1,681,887.73
268,633.73 95,353.66 944.75 0.00 42,098.78
7,637.86 16,317.68 944.75 0.00 26,872.09
1,759.54 65,797.88 0.00 0.00 22,977.76
1,708.67 5,516.01 0.00 0.00 22,977.76
1,708.67 5,011.75 0.00 0.00 22,977.76
1,671.98 5,011.75 0.00 0.00 24,649.81
1,078.22 5,011.75 0.00 0.00 22,977.76
6,702.89 42,815.84 0.00 0.00 29,622.21
1,078.22 230,555.84 0.00 0.00 41,532.46
47,937.17 312,214.61 0.00 0.00 22,555.62
35,363.37 135,707.21 0.00 0.00 64,624.39
46,424.56 0.00 0.00 0.00 105,563.77
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow 56,792,641.30 227,967,314.93 5,983,618.54 29,400,095.56 43,349,957.51
Discount Rate 6.750% 6.750% 6.750% 6.750% 6.750%
Beginning Contract Value 51,828,540.95 240,006,918.22 5,755,751.08 28,719,197.09 38,850,770.44
Scheduled Contract Value Decline 372,607.02 10,738,552.00 166,784.80 1,220,635.58 560,410.47
Unscheduled Contract Value Decline 1,448,538.09 28,237,050.91 58,445.97 90,470.74 98,595.24
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 50,007,395.84 201,031,315.31 5,530,520.30 27,408,090.77 38,191,764.73
---------------------------------------------------------------------------------
Prepared by: Karen Kudla (262) 636-7381 5502031 5502033 5502051 502034 502035
---------------------------------------------------------------------------------
---------------------------------------------------------------------------------
Cutoff Date 11/30/2002
---------------------------------------------------------------------------------
Date Added 2/28/2002 2/28/2002 2/28/2002 3/31/2002 3/31/2002
---------------------------------------------------------------------------------
Pool Pool 6 Pool 7 Pool 8 Pool 9 Pool 10
---------------------------------------------------------------------------------
Scheduled Cashflows 2,683,074.86 32,359.66 742,555.87 241,530.85 36,837.43
5,933,840.88 186,894.34 2,574,184.12 889,586.27 292,652.80
4,297,879.47 758,187.62 1,729,927.02 808,097.72 326,276.26
2,290,943.36 711,895.25 472,842.93 3,098,216.25 421,050.05
2,620,300.01 97,123.75 486,408.03 6,941,206.85 445,488.48
2,709,710.52 103,879.16 483,355.86 895,960.68 309,216.14
3,054,927.72 99,219.40 643,031.37 608,671.93 305,007.25
2,623,813.24 101,279.41 590,508.05 613,969.20 297,280.04
2,628,814.37 115,778.62 562,406.21 552,675.54 298,987.32
2,474,274.32 100,646.02 501,898.30 673,274.93 299,129.07
2,423,791.45 100,646.02 495,753.57 967,544.21 332,425.07
3,934,919.06 106,176.42 1,222,882.44 605,892.00 307,787.17
7,466,180.01 101,580.82 4,457,388.40 669,996.37 299,425.07
6,227,266.68 118,376.88 1,367,686.60 1,066,141.62 310,692.22
4,258,515.69 295,287.34 642,389.31 816,629.18 297,985.96
2,105,338.06 237,565.93 331,855.08 3,106,649.23 390,234.31
2,099,250.57 90,176.23 327,527.49 6,877,671.81 354,216.84
2,174,038.91 95,706.63 339,859.75 879,781.44 179,254.95
2,399,492.01 90,947.85 495,973.21 545,648.77 172,862.40
2,349,820.58 92,476.02 415,399.88 580,230.73 162,862.40
2,333,124.75 106,673.82 395,985.52 513,034.91 164,301.51
2,217,913.48 91,541.22 335,615.58 635,461.64 164,301.51
2,145,631.05 91,541.22 330,613.53 929,029.60 164,301.51
3,608,367.51 97,071.62 1,137,166.85 563,946.82 172,663.61
6,900,612.41 92,476.02 4,265,098.69 634,864.91 164,301.51
5,408,307.21 109,271.87 974,011.79 954,487.20 175,568.66
3,545,992.42 262,035.11 314,787.18 803,169.29 162,862.85
1,530,337.75 220,351.95 4,983.01 3,032,466.00 243,576.39
1,536,886.07 2,942.98 4,282.23 6,742,795.30 232,403.42
1,604,855.32 4,088.46 3,942.28 734,888.52 42,575.69
1,717,112.16 1,102.23 5,583.60 411,950.91 19,548.98
1,712,039.29 2,630.40 15,158.05 411,365.62 19,548.98
1,710,384.42 9,299.44 5,583.60 371,883.98 20,988.09
1,594,359.63 2,630.40 5,583.60 474,030.05 20,988.09
1,567,929.60 2,630.40 5,583.60 732,514.13 20,988.09
2,814,490.17 5,116.13 5,583.60 426,205.98 29,350.19
5,841,650.63 2,630.40 11,166.07 479,628.78 20,988.09
4,252,672.86 11,124.73 126,986.85 781,219.57 32,255.24
2,652,689.84 35,644.57 52,774.83 586,763.63 19,548.98
1,037,185.38 10,558.73 1,166.67 2,159,080.01 19,549.04
1,035,591.32 1,102.23 1,166.67 5,234,128.17 58,653.44
1,084,871.31 3,587.96 1,166.67 519,255.55 16,931.48
1,180,472.85 1,102.23 2,807.99 248,104.31 16,931.48
1,162,537.48 2,630.40 12,382.44 221,670.09 16,931.48
1,176,896.04 9,299.44 2,807.99 206,404.69 18,370.59
1,030,365.23 2,630.40 2,807.99 293,459.49 18,370.59
1,067,582.45 2,630.40 2,807.99 502,719.89 18,370.59
2,060,155.11 5,116.13 2,807.98 243,741.92 26,732.69
4,737,126.41 2,630.30 8,390.27 251,627.08 18,370.59
2,840,156.64 11,124.73 126,986.56 581,545.20 29,637.86
1,295,017.64 35,644.01 51,608.13 389,517.83 16,931.48
113,496.26 9,456.50 0.00 1,680,619.91 16,931.81
87,708.57 0.00 0.00 4,149,798.20 51,631.80
85,460.51 0.00 0.00 235,538.78 1,306.27
67,601.25 0.00 0.00 17,113.72 1,306.07
78,824.35 0.00 0.00 20,711.75 0.00
78,006.83 0.00 0.00 7,564.37 0.00
62,321.04 0.00 0.00 2,973.45 0.00
68,731.07 0.00 0.00 85,855.60 0.00
115,630.03 0.00 0.00 21,791.02 0.00
447,396.38 0.00 0.00 2,973.45 0.00
185,245.05 0.00 0.00 25,127.44 0.00
100,309.25 0.00 0.00 2,973.45 0.00
1,426.95 0.00 0.00 17,202.59 0.00
0.00 0.00 0.00 77,860.59 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow 142,651,663.74 4,884,519.80 27,101,231.30 68,858,440.97 8,077,689.88
Discount Rate 6.750% 6.750% 6.750% 6.750% 6.750%
Beginning Contract Value 132,915,086.18 4,792,486.19 30,215,291.76 62,304,390.38 7,732,827.35
Scheduled Contract Value Decline 7,769,965.23 186,144.08 5,547,507.49 398,938.60 252,717.00
Unscheduled Contract Value Decline (1,161,696.92) 41,553.17 (504,498.53) 1,513,510.46 24,028.95
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 126,306,817.87 4,564,788.94 25,172,282.80 60,391,941.32 7,456,081.41
--------------------------------------------------- ------------------------------
Prepared by: Karen Kudla (262) 636-7381 5502034 5502035 502036 502037 502038
--------------------------------------------------- ------------------------------
--------------------------------------------------- ------------------------------
Cutoff Date 11/30/2002
--------------------------------------------------- ------------------------------
Date Added 3/31/2002 3/31/2002 4/30/2002 4/30/2002 4/30/2002
--------------------------------------------------- ------------------------------
Pool Pool 11 Pool 12 Pool 13 Pool 14 Pool 15
--------------------------------------------------- ------------------------------
Scheduled Cashflows 372,493.12 57,153.50 278,789.48 52,350.94 474,808.41
790,744.76 288,072.83 1,048,287.18 404,509.62 1,099,692.38
790,260.89 327,829.51 1,268,225.96 478,567.88 888,003.28
2,584,504.64 938,324.54 1,103,428.79 494,356.73 496,615.75
3,110,648.20 1,007,058.63 5,432,338.58 764,124.96 486,260.67
766,646.85 217,352.94 8,155,169.32 714,658.58 1,399,797.84
786,939.48 204,437.35 959,158.62 456,586.28 1,491,370.23
799,303.79 204,534.84 904,260.42 456,645.20 1,182,687.73
794,787.87 204,238.35 876,265.38 461,606.98 1,108,988.14
860,864.44 212,561.00 1,061,443.30 457,950.62 524,065.70
983,175.46 217,127.37 1,096,797.30 468,149.21 342,831.06
787,810.37 205,095.59 1,171,446.36 461,789.46 243,758.52
900,302.44 207,840.01 1,052,634.68 457,950.62 180,710.78
901,903.94 206,363.77 1,301,994.16 472,073.12 298,750.28
810,225.19 210,201.25 1,116,430.69 465,833.57 53,487.77
2,568,393.50 413,752.49 1,024,534.38 475,667.68 21,747.11
3,061,579.69 344,180.13 5,377,820.69 717,240.57 31,268.98
702,094.83 191,637.63 8,111,327.13 553,381.40 64,128.04
703,677.82 194,363.89 801,872.05 270,663.46 67,897.65
707,371.35 192,880.98 738,525.83 261,551.86 67,519.77
684,897.33 191,637.75 774,558.01 265,390.70 19,145.57
769,676.29 199,613.39 985,976.40 261,551.86 0.00
895,837.84 222,869.11 1,014,333.91 271,750.44 0.00
694,301.01 191,302.84 1,057,054.15 265,390.70 0.00
816,778.68 197,466.60 972,475.65 261,551.99 0.00
816,340.06 195,990.35 1,184,698.04 278,070.84 8,236.20
732,906.97 199,827.84 927,892.98 267,935.83 0.00
2,393,484.04 403,377.28 951,573.02 278,476.02 0.00
2,788,732.85 266,284.15 5,202,325.78 508,268.40 0.00
582,470.84 6,940.87 7,901,332.09 345,369.84 0.00
588,758.26 1,262.44 640,552.78 26,007.11 0.00
590,074.12 1,262.44 578,348.21 15,834.73 0.00
569,304.43 1,262.44 600,902.66 15,692.73 0.00
637,906.35 6,789.69 620,170.67 12,407.22 0.00
752,591.06 5,024.29 825,181.63 12,407.22 0.00
578,597.54 1,262.44 834,289.77 14,996.58 0.00
613,351.70 1,262.44 776,947.74 12,407.22 0.00
654,865.66 1,262.44 887,755.90 20,429.72 0.00
622,069.09 1,262.44 729,347.48 14,996.58 0.00
1,951,839.17 12,399.39 749,734.51 32,407.22 0.00
2,104,646.57 32,674.62 3,818,978.49 31,635.15 0.00
446,265.70 165.03 5,732,710.07 53,175.33 0.00
446,995.20 165.03 391,702.63 8,645.81 0.00
448,212.85 165.03 353,087.66 8,645.81 0.00
428,389.92 165.03 339,391.03 8,645.81 0.00
484,128.03 5,692.28 377,619.95 8,645.81 0.00
561,233.63 3,926.88 529,321.35 8,645.81 0.00
431,460.96 165.03 540,409.18 8,645.81 0.00
631,153.77 165.03 536,591.27 8,645.81 0.00
507,584.56 165.03 534,548.39 8,645.81 0.00
470,757.56 165.03 1,087,034.36 8,645.81 0.00
1,689,248.90 11,302.28 460,833.71 28,645.81 0.00
1,549,644.32 17,881.85 2,970,213.99 19,205.45 0.00
46,698.74 0.00 4,261,964.99 33,537.56 0.00
36,274.05 0.00 90,697.24 1,409.99 0.00
41,843.47 0.00 36,114.99 1,409.99 0.00
35,542.17 0.00 2,333.43 1,409.99 0.00
35,020.93 0.00 2,333.43 1,409.99 0.00
41,552.94 0.00 91,235.28 1,409.99 0.00
35,020.93 0.00 2,333.43 1,409.99 0.00
35,020.93 0.00 56,950.29 1,409.99 0.00
45,415.68 0.00 30,307.66 1,409.99 0.00
34,295.18 0.00 2,333.43 1,409.99 0.00
91,757.53 0.00 2,333.43 1,409.99 0.00
125,013.68 0.00 29,290.90 1,409.99 0.00
562.77 0.00 113,691.48 1,410.21 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow 53,322,252.89 8,226,165.38 93,490,563.74 12,787,933.38 10,551,771.86
Discount Rate 6.750% 6.750% 6.750% 6.750% 6.750%
Beginning Contract Value 47,629,623.34 7,946,755.12 84,158,387.47 12,256,273.82 11,205,822.75
Scheduled Contract Value Decline 826,214.84 287,178.22 696,994.05 342,794.88 1,242,541.70
Unscheduled Contract Value Decline 65,579.00 (8,705.92) 1,641,355.07 90,916.08 (248,457.59)
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 46,737,829.50 7,668,282.83 81,820,038.35 11,822,562.86 10,211,738.64
----------------------------------
Prepared by: Karen Kudla (262) 636-7381 5502036 5502037
----------------------------------
----------------------------------
Cutoff Date 11/30/2002
----------------------------------
Date Added 4/30/2002 4/30/2002
----------------------------------
Pool Pool 16 Pool 17
----------------------------------
Scheduled Cashflows 356,000.47 86,197.98
1,027,338.70 420,610.76
1,006,504.93 437,933.35
981,447.59 443,928.03
3,540,642.94 1,492,416.02
3,476,927.57 1,701,465.11
963,396.43 276,669.96
1,012,952.05 271,088.81
1,009,127.29 276,898.17
1,007,185.42 278,587.39
1,181,828.43 283,906.53
1,201,474.48 286,345.26
1,039,443.28 277,776.96
1,137,156.90 293,473.27
1,030,977.49 267,838.31
992,122.85 273,764.56
3,459,008.35 530,148.92
3,378,581.46 415,173.40
874,884.44 263,084.57
906,592.52 264,859.26
896,930.25 270,662.87
875,651.53 270,996.06
1,068,159.14 286,578.36
1,086,621.14 273,465.09
954,636.39 267,440.11
1,011,617.16 262,510.65
921,212.22 258,875.88
894,170.72 263,286.30
3,143,609.66 509,724.77
3,006,091.34 243,311.51
709,517.49 6,240.87
732,730.99 5,328.37
723,869.26 5,328.37
719,426.02 5,328.37
862,613.45 10,226.64
1,046,720.31 5,328.37
770,424.38 5,328.37
844,786.67 5,328.37
749,345.88 5,328.37
742,289.50 5,328.37
2,527,475.61 74,765.63
2,384,197.85 37,984.50
518,280.51 1,570.38
542,249.88 1,570.38
531,419.62 1,570.38
529,513.64 1,570.38
651,430.95 6,468.65
670,787.35 1,570.38
564,650.96 31,739.91
632,505.36 1,570.38
555,288.05 1,570.38
543,020.20 1,570.38
1,966,940.46 43,316.78
1,566,471.37 26,907.87
53,947.84 0.00
57,589.41 0.00
49,523.94 0.00
49,523.94 0.00
57,173.16 0.00
59,492.92 0.00
48,993.48 0.00
232,990.92 0.00
48,462.89 0.00
47,289.43 0.00
221,961.46 0.00
147,164.27 0.00
267.96 0.00
460.68 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
Total Amount of Scheduled Cashflow 66,603,091.20 12,041,859.07
Discount Rate 6.750% 6.750%
Beginning Contract Value 59,280,327.52 11,680,837.81
Scheduled Contract Value Decline 891,860.51 402,430.50
Unscheduled Contract Value Decline 160,399.40 64,687.47
Additional Contract Value Added 0.00 0.00
Ending Contract Value 58,228,067.61 11,213,719.83
Page 1 of 7
<Page>
CNH EQUIPMENT TRUST 2002-A
$162,400,000 Class A-1 2.0825% Asset Backed Notes due April 15, 2003
$235,456,000 Class A-2 3.1300% Asset Backed Notes due September 15, 2004
$356,019,000 Class A-3 Floating-Rate Asset Backed Notes due July 17, 2006
$183,625,000 Class A-4 Floating-Rate Asset Backed Notes due August 15, 2008
$30,000,000 Class B Floating-Rate Asset Backed Notes due August 15, 2008
$32,500,000 Class C Floating-Rate Asset Backed Notes due March 15, 2010
Settlement Date
Scheduled Payment Date 4/15/2002 12/15/2002
Actual Payment Date 4/15/2002 12/16/2002
Collection Period Begin Date 11/1/2002
Collection Period End Date 11/30/2002
Days in accrual period (30/360) 30
Days in accrual period (act/360) 31
1 month LIBOR Rate 1.3813%
Collateral Summary
Wtd. Average Discount Rate 6.750%
Beginning Contract Value 837,279,287.47
Scheduled Contract Value Decline 31,904,276.98
Unscheduled Contract Value Decline 31,611,771.60
Additional Contract Value Purchased 0.00
Ending Contract Value 773,763,238.89
Beginning Pre-funding Account Balance 0.00
Ending Pre-funding Account Balance 0.00
Total Beginning Balance (Pool Balance + Pre-funding Account Balance) 837,279,287.47
Total Ending Balance (Pool Balance + Pre-funding Account Balance) 773,763,238.89
Total Original Contract Value (including Additional Contracts) 999,794,417.00
Collateral Performance
Scheduled Amounts 30 - 59 days past due $843,815.02 0.11%
Scheduled Amounts 60 days or more past due $349,417.12 0.05%
Net Losses on Liquidated Receivables $113,069.60 0.01%
Cumulative Net Losses $911,952.01
Number of Loans at Beginning of Period 36,061
Number of Loans at End of Period 35,231
Repossessed Equipment not Sold or Reassigned (Beginning) $721,745.74
Repossessed Equipment not Sold or Reassigned (End) $642,713.12
Collections and Reinvestment Income
Receipts During the period $68,291,671.14
Warranty Repurchases
Contracts deferred beyond Final Scheduled Maturity Date $0.00
Government obligors $0.00
Total Warranty Repurchases $0.00
Total Collections For The Period $68,291,671.14
Reinvestment Income (excluding Pre-funding Account) $90,896.83
Reinvestment Income on Pre-funding Account) $110.44
Net Swap Receipts 0.00
Net Swap Termination Payments due Trust from the Swap CounterParty $0.00
Total Collections + Reinvestment Income For The Period - Swap Receipt $68,382,678.41
Swap Termination Payments due to Swap CounterParty $0.00
Prior Swap Termination Payment Shortfall $0.00
Total Swap Termination Payment due to Swap CounterParty $0.00
Page 2 of 7
<Page>
CNH EQUIPMENT TRUST 2002-A
$162,400,000 Class A-1 2.0825% Asset Backed Notes due April 15, 2003
$235,456,000 Class A-2 3.1300% Asset Backed Notes due September 15, 2004
$356,019,000 Class A-3 Floating-Rate Asset Backed Notes due July 17, 2006
$183,625,000 Class A-4 Floating-Rate Asset Backed Notes due August 15, 2008
$30,000,000 Class B Floating-Rate Asset Backed Notes due August 15, 2008
$32,500,000 Class C Floating-Rate Asset Backed Notes due March 15, 2010
Actual Payment Date 12/16/2002
Calculation of Distributable Amounts
Current Servicing Fee Due 1.000% $697,732.74
Past Due Servicing Fee $0.00
Total Servicing Fee Due $697,732.74
Current Administration Fee Due $500.00 $166.67
Past Due Administration Fee $0.00
Total Administration Fee Due $166.67
Total Principal Balance of Notes and Certificates (Beginning of Period)
$837,279,287.47 A-1 notes Beginning Principal balance $9,849,332.00 A-2
notes Beginning Principal balance $235,456,000.00 A-3 notes Beginning
Principal balance $356,019,000.00 A-4 notes Beginning Principal balance
$183,625,000.00 B notes Beginning Principal balance $25,118,378.62 C notes
Beginning Principal balance $27,211,576.85
A-1 notes Current Interest Due 2.0825% act/360 $17,662.45
A-2 notes Current Interest Due 3.1300% 30/360 $614,147.73
Class A-3 Current Interest Due
1 Month LIBOR Rate 1.38125%
Spread for Note 0.25000%
Floating Rate Yield 1.63125% ACT/360
Class A-3 Current Interest Due $500,095.44
Class A-3 Swap float Rate receipt due $423,452.46
Class A-3 Swap fixed Rate payment due 4.2130% 30/360 $1,249,923.37
Class A-3 Net Swap receipt 0.00
Class A-3 Past due Net Swap payment 0.00
Interest on Class A-3 Past due Net Swap payment 0.00
Class A-3 Net Swap payment 826,470.91
Class A-4 Current Interest Due
1 Month LIBOR Rate 1.38125%
Spread for Note 0.30000%
Floating Rate Yield 1.68125% ACT/360
Class A-4 Current Interest Due $265,841.82
Class A-4 Swap float Rate receipt due $218,405.36
Class A-4 Swap fixed Rate payment due 4.9950% 30/360 $764,339.06
Class A-4 Net Swap receipt 0.00
Class A-4 Past due Net Swap payment 0.00
Interest on Class A-4 Past due Net Swap payment 0.00
Class A-4 Net Swap payment 545,933.70
Class B Current Interest Due
1 Month LIBOR Rate 1.38125%
Spread for Note 0.97000%
Floating Rate Yield 2.35125% ACT/360
Class B Current Interest Due $50,856.87
Class B Swap float Rate receipt due $29,876.04
Class B Swap fixed Rate payment due 4.3230% 30/360 $90,488.96
Class B Net Swap receipt 0.00
Class B Past due Net Swap payment 0.00
Interest on Class B Past due Net Swap payment 0.00
Class B Net Swap payment 60,612.92
Class C Current Interest Due
1 Month LIBOR Rate 1.38125%
Spread for Note 1.90000%
Floating Rate Yield 3.28125% ACT/360
Class C Current Interest Due $76,886.88
Class C Swap float Rate receipt due $32,365.71
Class C Swap fixed Rate payment due 4.4675% 30/360 $101,306.43
Class C Net Swap receipt 0.00
Class C Past due Net Swap payment 0.00
Interest on Class C Past due Net Swap payment 0.00
Class C Net Swap payment 68,940.72
Net Swap Payments Due 1,501,958.25
A-1 notes Past Due Interest $0.00
A-2 notes Past Due Interest $0.00
A-3 notes Past Due Interest $0.00
A-4 notes Past Due Interest $0.00
B notes Past Due Interest $0.00
C notes Past Due Interest $0.00
A-1 notes Interest Due on Past Due Interest $0.00
A-2 notes Interest Due on Past Due Interest $0.00
A-3 notes Interest Due on Past Due Interest $0.00
A-4 notes Interest Due on Past Due Interest $0.00
B notes Interest Due on Past Due Interest $0.00
Page 3 of 7
<Page>
C notes Interest Due on Past Due Interest $0.00
A-1 notes Total Interest Due $17,662.45
A-2 notes Total Interest Due $614,147.73
A-3 notes Total Interest Due $500,095.44
A-4 notes Total Interest Due $265,841.82
B notes Total Interest Due $50,856.87
C notes Total Interest Due $76,886.88
Class A Noteholders' Monthly Principal Distributable Amount $59,546,295.54
Class B Noteholders' Monthly Principal Distributable Amount $1,905,481.45
Class C Noteholders' Monthly Principal Distributable Amount $2,064,271.59
Reallocated Class C Principal Amount $0.00
A-1 notes Principal Due $9,849,332.00
A-2 notes Principal Due $49,696,963.54
A-3 notes Principal Due $0.00
A-4 notes Principal Due $0.00
Class B notes Principal Due $1,905,481.45
Class C notes Principal Due $2,064,271.59
Total notes Interest Due $1,525,491.19
Total notes Principal Due $63,516,048.58
Net Swap/Termination Payment Due $1,501,958.25
Total notes Distributable Amount $66,543,498.02
Page 4 of 7
<Page>
CNH EQUIPMENT TRUST 2002-A
$162,400,000 Class A-1 2.0825% Asset Backed Notes due April 15, 2003
$235,456,000 Class A-2 3.1300% Asset Backed Notes due September 15, 2004
$356,019,000 Class A-3 Floating-Rate Asset Backed Notes due July 17, 2006
$183,625,000 Class A-4 Floating-Rate Asset Backed Notes due August 15, 2008
$30,000,000 Class B Floating-Rate Asset Backed Notes due August 15, 2008
$32,500,000 Class C Floating-Rate Asset Backed Notes due March 15, 2010
Actual Payment Date 12/16/2002
CASH AVAILABLE FOR DISTRIBUTION
Total Collections + Reinvestment Income For The Period $68,382,678.41
Beginning Negitive Carry Account $0.00
Deposits from Negitive Carry Account to Distribution Account $0.00
Beginning Spread Account Balance $38,982,885.86
Additional Deposit to Spread Account from Pre-funding $0.00
Deposits from Spread Account to Distribution Account $0.00
Beginning Principal Supplement Account $0.00
Deposits from Principal Supplement Account to Distribution Account $0.00
Beginning Prefunding Account
Deposits from Prefunding Account
Total Cash Available $68,382,678.41
CASH ALLOCATION (CASHFLOW WATERFALL) AVAILABLE
CASH
---------
Is CNH the servicier Yes
Servicing Fee Paid (If CNH is not the servicer) $0.00
Servicing Fee Shortfall $0.00
$68,382,678.41
Administration Fee Paid $166.67
Administration Fee Shortfall $0.00
$68,382,511.74
Net Swap Payment Paid $1,501,958.25
Net Swap Payment Shortfall $0.00
Remaining Cash Available to Pay Class A Interest & Swap Termination Payment $66,880,553.49
Cash Available to Pay Class A Interest $66,880,553.49
Cash Available to Pay Class A Termination Payment $0.00
Class A-1 notes Interest Paid $17,662.45
Class A-2 notes Interest Paid $614,147.73
Class A-3 notes Interest Paid $500,095.44
Class A-4 notes Interest Paid $265,841.82
Class A-1 notes Interest Shortfall $0.00
Class A-2 notes Interest Shortfall $0.00
Class A-3 notes Interest Shortfall $0.00
Class A-4 notes Interest Shortfall $0.00
Cash Available to Pay Class A Termination Payment $65,482,806.05
Class A Swap Termination Payments due to Swap CounterParty $0.00
Prior Class A Swap Termination Payment Shortfall $0.00
Total Class A Swap Termination Payment due to Swap CounterParty $0.00
Class A Swap Termination Payment Paid $0.00
Class A Swap Termination Payment Shortfall $0.00
Remaining Cash Available to Pay Class B Interest & Swap Termination Payment $65,482,806.05
Cash Available to Pay Class B Interest $65,482,806.05
Cash Available to Pay Class B Termination Payment $0.00
Class B notes Interest Paid $50,856.87
Class B notes Interest Shortfall $0.00
Cash Available to Pay Class B Termination Payment $65,431,949.18
Class B Swap Termination Payments due to Swap CounterParty $0.00
Prior Class B Swap Termination Payment Shortfall $0.00
Total Class B Swap Termination Payment due to Swap CounterParty $0.00
Class B Swap Termination Payment Paid $0.00
Class B Swap Termination Payment Shortfall $0.00
Remaining Cash Available to Pay Class C Interest & Swap Termination Payment $65,431,949.18
Cash Available to Pay Class C Interest $65,431,949.18
Cash Available to Pay Class C Termination Payment $0.00
Class C notes Interest Paid $76,886.88
Class C notes Interest Shortfall $0.00
Cash Available to Pay Class C Termination Payment $65,355,062.30
Class C Swap Termination Payments due to Swap CounterParty $0.00
Prior Class C Swap Termination Payment Shortfall $0.00
Total Class C Swap Termination Payment due to Swap CounterParty $0.00
Class C Swap Termination Payment Paid $0.00
Class C Swap Termination Payment Shortfall $0.00
$65,355,062.30
Class A-1 notes Principal Paid $9,849,332.00
Class A-2 notes Principal Paid $49,696,963.54
Class A-3 notes Principal Paid $0.00
Class A-4 notes Principal Paid $0.00
Class B notes Principal Paid $1,905,481.45
Page 5 of 7
<Page>
Class C notes Principal Paid $2,064,271.59
$1,839,013.72
Deposits to Spread Account $0.00
$1,839,013.72
Total Principal Balance of Notes and Certificates (End of Period) $773,763,238.89
A-1 notes Ending Principal balance $0.00
A-2 notes Ending Principal balance $185,759,036.46
A-3 notes Ending Principal balance $356,019,000.00
A-4 notes Ending Principal balance $183,625,000.00
B notes Ending Principal balance $23,212,897.17
C notes Ending Principal balance $25,147,305.26
Servicing Fee Paid (If CNH is the servicer) $697,732.74
Servicing Fee Shortfall $0.00
Release to Seller as Excess $1,141,280.98 $1,141,280.98
Page 6 of 7
<Page>
CNH EQUIPMENT TRUST 2002-A
$162,400,000 Class A-1 2.0825% Asset Backed Notes due April 15, 2003
$235,456,000 Class A-2 3.1300% Asset Backed Notes due September 15, 2004
$356,019,000 Class A-3 Floating-Rate Asset Backed Notes due July 17, 2006
$183,625,000 Class A-4 Floating-Rate Asset Backed Notes due August 15, 2008
$30,000,000 Class B Floating-Rate Asset Backed Notes due August 15, 2008
$32,500,000 Class C Floating-Rate Asset Backed Notes due March 15, 2010
Actual Payment Date 12/16/2002
SUMMARY AND FACTORS AMOUNT FACTOR PER/$1000
------ ------ ---------
Total Principal Balance of Notes and Certificates (Beginning of Period) $837,279,287.47 0.8372793 $837.28
A-1 notes Beginning Principal balance $9,849,332.00 0.0606486 $60.65
A-2 notes Beginning Principal balance $235,456,000.00 1.0000000 $1,000.00
A-3 notes Beginning Principal balance $356,019,000.00 1.0000000 $1,000.00
A-4 notes Beginning Principal balance $183,625,000.00 1.0000000 $1,000.00
B notes Beginning Principal balance $25,118,378.62 0.8372793 $837.28
C notes Beginning Principal balance $27,211,576.85 0.8372793 $837.28
Total Principal Balance of Notes and Certificates (End of Period) $773,763,238.89 0.7737632 $773.76
A-1 notes Ending Principal balance 2.0825% $162,400,000.00 $0.00 0.0000000 $0.00
A-2 notes Ending Principal balance 3.1300% $235,456,000.00 $185,759,036.46 0.7889331 $788.93
A-3 notes Ending Principal balance 4.4630% $356,019,000.00 $356,019,000.00 1.0000000 $1,000.00
A-4 notes Ending Principal balance 5.2950% $183,625,000.00 $183,625,000.00 1.0000000 $1,000.00
B notes Ending Principal balance 5.2930% $30,000,000.00 $23,212,897.17 0.7737632 $773.76
C notes Ending Principal balance 6.3675% $32,500,000.00 $25,147,305.26 0.7737632 $773.76
Class A-1 notes Interest Paid $17,662.45 0.0001088 $0.11
Class A-2 notes Interest Paid $614,147.73 0.0026083 $2.61
Class A-3 notes Interest Paid $500,095.44 0.0014047 $1.40
Class A-4 notes Interest Paid $265,841.82 0.0014477 $1.45
Class B notes Interest Paid $50,856.87 0.0016952 $1.70
Class C notes Interest Paid $76,886.88 0.0023658 $2.37
Class A-1 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A-2 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A-3 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A-4 notes Interest Shortfall $0.00 0.0000000 $0.00
Class B notes Interest Shortfall $0.00 0.0000000 $0.00
Class C notes Interest Shortfall $0.00 0.0000000 $0.00
Class A-1 notes Principal Paid $9,849,332.00 0.0606486 $60.65
Class A-2 notes Principal Paid $49,696,963.54 0.2110669 $211.07
Class A-3 notes Principal Paid $0.00 0.0000000 $0.00
Class A-4 notes Principal Paid $0.00 0.0000000 $0.00
Class B notes Principal Paid $1,905,481.45 0.0635160 $63.52
Class C notes Principal Paid $2,064,271.59 0.0635160 $63.52
NEGATIVE CARRY ACCOUNT
Negative Carry 3/27/2002 1.862%
Negative Carry Days Remaining 9/16/2002 0
Required Negative Carry Account $0.00
Beginning Negative Carry Account $0.00
Negative Carry Account Withdrawals to Distribution Account $0.00
Negative Carry Released to Seller $0.00
Ending Negative Carry Account Balance $0.00
SPREAD ACCOUNT
Required Spread Account Balance 3.25% $37,677,567.94
Beginning Spread Account Balance 4.50% $38,982,885.86
Additional Deposit to Spread Account from Pre-funding $0.00
Spread Account Withdrawals to Distribution Account $0.00
Spread Account Deposits from Excess Cash $0.00
Spread Account Released to Seller $1,305,317.92
Ending Spread Account Balance $37,677,567.94
PRINCIPAL SUPPLEMENT ACCOUNT
Required Principal Supplement Account Balance $0.00
Beginning Principal Supplement Account Balance $0.00
Additional Deposit to Principal Supplement Account from Pre-funding $0.00
Principal Supplement Account Withdrawals to Distribution Account $0.00
Principal Supplement Account Released to Seller $0.00
Ending Principal Supplement Account $0.00
PRE-FUNDING ACCOUNT
Beginning Pre-funding Account Balance $0.00
New Contract Value Purchased $0.00
Deposits to Spread Account $0.00
Deposits to Principal Supplement Account $0.00
Excess Release to Noteholders for Unpurchased Amount $0.00
Ending Pre-funding Account Balance $0.00
Release to seller $0.00
Total Release to Seller $3,144,498.31
Page 7 of 7
<Page>
CNH EQUIPMENT TRUST 2002-B
$270,000,000 Class A-1 1.40625% Asset Backed Notes due December 9, 2003
$270,000,000 Class A-2 1.860% Asset Backed Notes due June 15, 2005
$305,000,000 Class A-3 Floating-Rate Asset Backed Notes due December 15, 2006
$186,250,000 Class A-4 Floating-Rate Asset Backed Notes due April 15, 2008
$35,750,000 Class B 4.120% Asset Backed Notes due May 17, 2010
$33,000,000 4.120% Asset Backed Certificates
Prepared by: Qazzafi Pothiawala (262) - 636 - 5272 1 2 3
0 0 0
--------------------------------------------------------
Cutoff Date 10/31/2002
--------------------------------------------------------
Date Added 10/31/2002 11/30/2002 12/31/2002
--------------------------------------------------------
Pool Pool 1 Pool 2 Pool 3
Scheduled Cashflows 4,032,765.15 392,362.45 0.00
16,459,345.68 3,049,118.52 0.00
22,549,205.15 3,128,260.99 0.00
20,104,071.28 2,632,493.76 0.00
15,957,064.24 3,180,477.66 0.00
17,170,194.17 3,532,568.07 0.00
24,011,818.74 2,846,375.92 0.00
30,143,664.78 2,856,706.93 0.00
27,182,998.01 2,403,543.79 0.00
23,452,930.93 2,511,142.94 0.00
22,959,813.23 3,194,398.96 0.00
32,153,288.56 6,370,020.42 0.00
23,080,467.65 13,345,613.13 0.00
17,495,696.04 3,942,223.79 0.00
17,321,445.23 3,262,523.77 0.00
14,773,318.06 2,531,023.48 0.00
12,608,246.06 3,079,000.00 0.00
13,246,757.20 3,255,688.77 0.00
20,042,001.14 2,612,918.87 0.00
25,536,993.91 2,626,861.89 0.00
22,691,027.44 2,273,823.49 0.00
19,981,388.87 2,322,783.64 0.00
18,515,625.89 2,801,632.94 0.00
26,166,504.99 5,923,235.59 0.00
18,411,232.09 12,426,908.11 0.00
12,879,488.06 3,575,122.64 0.00
13,547,731.57 2,939,943.25 0.00
11,928,379.42 2,169,072.74 0.00
10,597,320.51 2,794,654.33 0.00
11,188,468.51 2,942,123.30 0.00
17,684,098.93 2,316,176.36 0.00
22,828,894.42 2,222,064.66 0.00
19,543,132.06 1,913,520.33 0.00
16,226,106.41 1,880,053.64 0.00
14,684,462.65 2,458,954.80 0.00
21,599,397.55 5,651,809.01 0.00
14,287,956.39 12,072,070.39 0.00
8,614,496.77 2,820,931.87 0.00
9,198,701.32 2,339,695.49 0.00
8,093,142.79 1,627,937.28 0.00
6,789,838.38 2,266,084.46 0.00
7,439,384.61 2,352,587.79 0.00
12,185,091.86 1,669,963.95 0.00
15,822,648.07 1,662,022.71 0.00
13,304,074.29 1,313,646.66 0.00
11,159,224.63 1,279,735.00 0.00
10,013,975.28 1,929,011.44 0.00
15,910,305.15 3,926,623.28 0.00
9,897,800.17 8,317,782.22 0.00
5,925,761.44 2,158,253.97 0.00
7,314,310.72 1,598,661.09 0.00
5,474,376.31 1,310,696.92 0.00
4,710,274.37 1,782,389.34 0.00
4,812,344.37 1,746,025.21 0.00
8,066,294.62 1,164,320.40 0.00
11,058,214.02 987,203.16 0.00
8,445,772.16 785,146.04 0.00
7,092,382.02 781,808.80 0.00
5,905,244.87 1,473,938.46 0.00
10,521,973.63 3,380,585.51 0.00
4,943,590.36 7,176,865.97 0.00
856,327.33 277,044.65 0.00
677,026.48 281,297.27 0.00
766,322.37 161,719.35 0.00
348,943.09 423,642.38 0.00
397,409.25 438,024.36 0.00
379,652.62 199,512.98 0.00
622,364.64 279,970.71 0.00
556,793.51 127,683.13 0.00
426,344.09 53,762.51 0.00
645,708.58 61,190.53 0.00
485,009.67 74,701.33 0.00
205,550.21 86,449.56 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
Total Amount of Scheduled Cashflow 912,109,975.02 197,754,189.11 0.00
Discount Rate 5.500% 5.500% 5.500%
Beginning Contract Value
Scheduled Contract Value Decline
Unscheduled Contract Value Decline
Additional Contract Value Added 816,865,722.13 174,359,146.66 0.00
Ending Contract Value 816,865,722.13 0.00 0.00
Prepared by: Qazzafi Pothiawala (262) - 636 - 5272 1 2 3
1 1 1
--------------------------------------------------
Cutoff Date 10/31/2002
--------------------------------------------------
Date Added 10/31/2002 11/30/2002 12/31/2002
--------------------------------------------------
Pool Pool 1 Pool 2 Pool 3
Scheduled Cashflows 5,197,648.21 392,362.45 0.00
20,379,426.65 3,049,118.52 0.00
19,718,220.94 3,128,260.99 0.00
15,763,818.35 2,632,493.76 0.00
16,937,976.99 3,180,477.66 0.00
23,823,389.28 3,532,568.07 0.00
29,686,194.01 2,846,375.92 0.00
26,869,550.50 2,856,706.93 0.00
23,295,526.92 2,403,543.79 0.00
22,720,551.84 2,511,142.94 0.00
31,779,459.72 3,194,398.96 0.00
22,866,471.78 6,370,020.42 0.00
17,200,674.50 13,345,613.13 0.00
17,063,596.36 3,942,223.79 0.00
14,658,999.61 3,262,523.77 0.00
12,556,789.10 2,531,023.48 0.00
13,164,082.67 3,079,000.00 0.00
19,941,554.11 3,255,688.77 0.00
25,179,253.39 2,612,918.87 0.00
22,474,605.45 2,626,861.89 0.00
19,844,753.54 2,273,823.49 0.00
18,392,184.83 2,322,783.64 0.00
25,898,873.33 2,801,632.94 0.00
18,302,017.87 5,923,235.59 0.00
12,791,229.72 12,426,908.11 0.00
13,357,695.48 3,575,122.64 0.00
11,855,265.16 2,939,943.25 0.00
10,513,457.74 2,169,072.74 0.00
11,117,449.53 2,794,654.33 0.00
17,594,762.16 2,942,123.30 0.00
22,479,328.64 2,316,176.36 0.00
19,348,423.82 2,222,064.66 0.00
16,092,333.37 1,913,520.33 0.00
14,564,755.22 1,880,053.64 0.00
21,382,604.21 2,458,954.80 0.00
14,191,266.03 5,651,809.01 0.00
8,542,521.55 12,072,070.39 0.00
9,029,704.30 2,820,931.87 0.00
7,940,425.03 2,339,695.49 0.00
6,723,034.50 1,627,937.28 0.00
7,383,996.56 2,266,084.46 0.00
12,109,940.35 2,352,587.79 0.00
15,499,665.86 1,669,963.95 0.00
13,134,225.70 1,662,022.71 0.00
11,064,026.48 1,313,646.66 0.00
9,930,712.43 1,279,735.00 0.00
15,727,378.95 1,929,011.44 0.00
9,813,284.63 3,926,623.28 0.00
5,920,652.06 8,317,782.22 0.00
7,229,866.40 2,158,253.97 0.00
5,436,572.77 1,598,661.09 0.00
4,655,890.79 1,310,696.92 0.00
4,747,836.01 1,782,389.34 0.00
7,988,469.07 1,746,025.21 0.00
10,820,105.12 1,164,320.40 0.00
8,281,872.54 987,203.16 0.00
7,013,408.51 785,146.04 0.00
5,837,002.23 781,808.80 0.00
10,346,938.88 1,473,938.46 0.00
4,861,472.85 3,380,585.51 0.00
851,880.64 7,176,865.97 0.00
672,989.84 277,044.65 0.00
763,140.74 281,297.27 0.00
345,690.92 161,719.35 0.00
393,655.74 423,642.38 0.00
376,114.45 438,024.36 0.00
518,951.70 199,512.98 0.00
546,468.05 279,970.71 0.00
422,817.05 127,683.13 0.00
643,987.88 53,762.51 0.00
483,397.62 61,190.53 0.00
203,011.32 74,701.33 0.00
0.00 86,449.56 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
Total Amount of Scheduled Cashflow 885,265,300.55 197,754,189.11 0.00
Discount Rate 5.500% 5.500% 5.500%
Beginning Contract Value 816,865,722.13 0.00 0.00
Scheduled Contract Value Decline 16,766,626.44 0.00 0.00
Unscheduled Contract Value Decline 5,331,831.31 0.00 0.00
Additional Contract Value Added 0.00 174,359,146.66 0.00
Ending Contract Value 794,767,264.38 174,359,146.66 0.00
2002-b Page 1
<Page>
CNH EQUIPMENT TRUST 2002-B
$270,000,000 Class A-1 1.40625% Asset Backed Notes due December 9, 2003
$270,000,000 Class A-2 1.860% Asset Backed Notes due June 15, 2005
$305,000,000 Class A-3 Floating-Rate Asset Backed Notes due December 15, 2006
$186,250,000 Class A-4 Floating-Rate Asset Backed Notes due April 15, 2008
$35,750,000 Class B 4.120% Asset Backed Notes due May 17, 2010
$33,000,000 4.120% Asset Backed Certificates
Dated Date (30/360) 11/19/2002 11/19/2002
Dated Date (act/360) 11/19/2002 11/19/2002
Scheduled Payment Date 11/19/2002 12/15/2002
Actual Payment Date 11/19/2002 12/16/2002
Days in accrual period (30/360) 0 26
Days in accrual period (act/360) 0 27
1 month LIBOR Rate 0.0000% 1.3900%
COLLATERAL SUMMARY
Wtd. Average Discount Rate 5.500% 5.500%
Beginning Contract Value 0.00 816,865,722.13
Scheduled Contract Value Decline 0.00 16,766,626.44
Unscheduled Contract Value Decline 0.00 5,331,831.31
Additional Contract Value Purchased 816,865,722.13 174,359,146.66
Ending Contract Value 816,865,722.13 969,126,411.04
Beginning Pre-funding Account Balance 0.00 283,134,277.87
Ending Pre-funding Account Balance 283,134,277.87 108,775,131.21
Total Beginning Balance (Pool Balance + Pre-funding Account Balance) 1,100,000,000.00
Total Ending Balance (Pool Balance + Pre-funding Account Balance) 1,100,000,000.00 1,077,901,542.24
Collateral Performance
Scheduled Amounts 30 - 59 days past due $521,276.50 0.05%
Scheduled Amounts 60 days or more past due $428,113.42 0.04%
Net Losses on Liquidated Receivables $157,100.47 0.02%
Cumulative Net Losses $157,100.47
Number of Loans at Beginning of Period 37,265
Number of Loans at End of Period 37,265 42,307
Repossessed Equipment not Sold or Reassigned (Beginning) $0.00
Repossessed Equipment not Sold or Reassigned (End) $227,541.65
Collections and Reinvestment Income
Receipts During the period $24,027,556.11
Warranty Repurchases
Contracts deferred beyond Final Scheduled Maturity Date $0.00
Government obligors $0.00
Total Warranty Repurchases $0.00
Total Collections For The Period $24,027,556.11
Reinvestment Income (excluding Pre-funding Account) $13,493.20
Reinvestment Income on Pre-funding Account) $111,272.53
Net Swap Receipts 0.00
Net Swap Termination Payments due Trust from the Swap CounterParty $0.00
Total Collections + Reinvestment Income For The Period + Swap Receipt $24,152,321.84
Swap Termination Payments due to Swap CounterParty $0.00
Prior Swap Termination Payment Shortfall $0.00
Total Swap Termination Payment due to Swap CounterParty $0.00
2002-b Page 2
<Page>
CNH EQUIPMENT TRUST 2002-B
$270,000,000 Class A-1 1.40625% Asset Backed Notes due December 9, 2003
$270,000,000 Class A-2 1.860% Asset Backed Notes due June 15, 2005
$305,000,000 Class A-3 Floating-Rate Asset Backed Notes due December 15, 2006
$186,250,000 Class A-4 Floating-Rate Asset Backed Notes due April 15, 2008
$35,750,000 Class B 4.120% Asset Backed Notes due May 17, 2010
$33,000,000 4.120% Asset Backed Certificates
Actual Payment Date 12/16/2002
CACLULATION OF DISTRIBUTABLE AMOUNTS
Current Servicing Fee Due 1.000% $680,721.44
Past Due Servicing Fee $0.00
Total Servicing Fee Due $680,721.44
Current Administration Fee Due $500.00 $166.67
Past Due Administration Fee $0.00
Total Administration Fee Due $166.67
Total Principal Balance of Notes and Certificates (Beginning of Period) $1,100,000,000.00
A-1 notes Beginning Principal balance $270,000,000.00
A-2 notes Beginning Principal balance $270,000,000.00
A-3 notes Beginning Principal balance $305,000,000.00
A-4 notes Beginning Principal balance $186,250,000.00
B notes Beginning Principal balance $35,750,000.00
Certificate Beginning Principal balance $33,000,000.00
Coupon/ Swap Adj.
Type Spread Coupon
---- ------- ---------
A-1 notes Current Interest Due Fix 1.40625% 1.40625% $284,765.63
A-2 notes Current Interest Due Fix 1.86000% 1.86000% $362,700.00
A-3 notes Current Interest Due Flt 0.21000% 2.43050% $366,000.00
A-4 notes Current Interest Due Flt 0.36000% 3.16700% $244,453.13
B notes Current Interest Due Fix 4.12000% 4.12000% $106,376.11
Certificate Current Interest Due Fix 4.12000% 4.12000% $98,193.33
A-1 notes Past Due Interest $0.00
A-2 notes Past Due Interest $0.00
A-3 notes Past Due Interest $0.00
A-4 notes Past Due Interest $0.00
B notes Past Due Interest $0.00
Certificate Past Due Interest $0.00
A-1 notes Interest Due on Past Due Interest $0.00
A-2 notes Interest Due on Past Due Interest $0.00
A-3 notes Interest Due on Past Due Interest $0.00
A-4 notes Interest Due on Past Due Interest $0.00
B notes Interest Due on Past Due Interest $0.00
Certificate Interest Due on Past Due Interest $0.00
A-1 notes Total Interest Due $284,765.63
A-2 notes Total Interest Due $362,700.00
A-3 notes Total Interest Due $366,000.00
A-4 notes Total Interest Due $244,453.13
B notes Total Interest Due $106,376.11
Certificate Total Interest Due $98,193.33
1 Month LIBOR
Fixed Coupon
-------------
A-1 Net Swap Payment Due 0.00000% $0.00
A-2 Net Swap Payment Due 0.00000% $0.00
A-3 Net Swap Payment Due 2.22050% $171,164.31
A-4 Net Swap Payment Due 2.80700% $183,414.86
B Net Swap Payment Due 0.00000% $0.00
Certificate Net Swap Payment Due 0.00000% $0.00
A-1 Net Swap Payment Past Due $0.00
A-2 Net Swap Payment Past Due $0.00
A-3 Net Swap Payment Past Due $0.00
A-4 Net Swap Payment Past Due $0.00
B Net Swap Payment Past Due $0.00
Certificate Net Swap Payment Past Due $0.00
A-1 Interest on Swap Payment Past Due $0.00
A-2 Interest on Swap Payment Past Due $0.00
A-3 Interest on Swap Payment Past Due $0.00
A-4 Interest on Swap Payment Past Due $0.00
B Interest on Swap Payment Past Due $0.00
Cert Interest on Swap Payment Past Due $0.00
A-1 Total Net Swap Payment Due $0.00
A-2 Total Net Swap Payment Due $0.00
A-3 Total Net Swap Payment Due $171,164.31
A-4 Total Net Swap Payment Due $183,414.86
B Total Net Swap Payment Due $0.00
Certificate Total Net Swap Payment Due $0.00
A-1 Net Swap Receipt $0.00
A-2 Net Swap Receipt $0.00
A-3 Net Swap Receipt $0.00
A-4 Net Swap Receipt $0.00
B Net Swap Receipt $0.00
Certificate Net Swap Receipt $0.00
A-1 notes Principal Due $21,380,257.88
A-2 notes Principal Due $0.00
A-3 notes Principal Due $0.00
A-4 notes Principal Due $0.00
Class B notes Principal Due $718,199.88
Certificate Principal Due $0.00
Total notes Interest Due $1,364,294.86
Total notes Principal Due $22,098,457.76
Net Swap/Termination Payment Due $354,579.17
Total notes Distributable Amount $23,817,331.79
2002-b Page 3
<Page>
CNH EQUIPMENT TRUST 2002-B
$270,000,000 Class A-1 1.40625% Asset Backed Notes due December 9, 2003
$270,000,000 Class A-2 1.860% Asset Backed Notes due June 15, 2005
$305,000,000 Class A-3 Floating-Rate Asset Backed Notes due December 15, 2006
$186,250,000 Class A-4 Floating-Rate Asset Backed Notes due April 15, 2008
$35,750,000 Class B 4.120% Asset Backed Notes due May 17, 2010
$33,000,000 4.120% Asset Backed Certificates
Actual Payment Date 12/16/2002
CASH AVAILABLE FOR DISTRIBUTION
Total Collections + Reinvestment Income For The Period $24,152,321.84
Beginning Negitive Carry Account $1,291,663.61
Deposits from Negitive Carry Account to Distribution Account $331,156.70
Beginning Spread Account Balance $16,337,314.44
Additional Deposit to Spread Account from Pre-funding $3,487,182.93
Deposits from Spread Account to Distribution Account $0.00
Beginning Principal Supplement Account $0.00
Deposits from Principal Supplement Account to Distribution Account $0.00
Total Cash Available $24,483,478.54
CASH ALLOCATION (CASHFLOW WATERFALL) AVAILABLE
CASH
---------
Is CNH the servicier YES
Servicing Fee Paid (If CNH is not the servicer) $0.00
Servicing Fee Shortfall $0.00
$24,483,478.54
Administration Fee Paid $166.67
Administration Fee Shortfall $0.00
$24,483,311.87
Net Swap Payment Paid $354,579.17
Net Swap Payment Shortfall $0.00
Remaining Cash Available to Pay Note Interest & Swap Termination Payment $24,128,732.70
Cash Available to Pay Note Interest $24,128,732.70
Cash Available to Pay Termination Payment $0.00
Class A-1 notes Interest Paid $284,765.63
Class A-2 notes Interest Paid $362,700.00
Class A-3 notes Interest Paid $366,000.00
Class A-4 notes Interest Paid $244,453.13
$22,870,813.95
Class A-1 notes Interest Shortfall $0.00
Class A-2 notes Interest Shortfall $0.00
Class A-3 notes Interest Shortfall $0.00
Class A-4 notes Interest Shortfall $0.00
Swap Termination Payment Paid $0.00
Swap Termination Payment Shortfall $0.00
$22,870,813.95
Class B notes Interest Paid $106,376.11
Class B notes Interest Shortfall $0.00
$22,764,437.84
Class A-1 notes Principal Paid $21,380,257.88
Class A-2 notes Principal Paid $0.00
Class A-3 notes Principal Paid $0.00
Class A-4 notes Principal Paid $0.00
Class B notes Principal Paid $718,199.88
$665,980.08
Deposits to Spread Account $665,980.08
$0.00
Certificate Interest Paid $0.00
Certificate Interest Shortfall $98,193.33
$0.00
Certificate Principal Paid $0.00
$0.00
Total Principal Balance of Notes and Certificates (End of Period) $1,077,901,542.24
A-1 notes Ending Principal balance $248,619,742.12
A-2 notes Ending Principal balance $270,000,000.00
A-3 notes Ending Principal balance $305,000,000.00
A-4 notes Ending Principal balance $186,250,000.00
B notes Ending Principal balance $35,031,800.12
Certificate Ending Principal balance $33,000,000.00
Servicing Fee Paid (If CNH is the servicer) $0.00
Servicing Fee Shortfall $680,721.44
Release to Seller as Excess $0.00 $0.00
2002-b Page 4
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CNH EQUIPMENT TRUST 2002-B
$270,000,000 Class A-1 1.40625% Asset Backed Notes due December 9, 2003
$270,000,000 Class A-2 1.860% Asset Backed Notes due June 15, 2005
$305,000,000 Class A-3 Floating-Rate Asset Backed Notes due December 15, 2006
$186,250,000 Class A-4 Floating-Rate Asset Backed Notes due April 15, 2008
$35,750,000 Class B 4.120% Asset Backed Notes due May 17, 2010
$33,000,000 4.120% Asset Backed Certificates
Actual Payment Date
SUMMARY AND FACTORS
Total Principal Balance of Notes and Certificates (Beginning of Period)
A-1 notes Beginning Principal balance
A-2 notes Beginning Principal balance
A-3 notes Beginning Principal balance
A-4 notes Beginning Principal balance
B notes Beginning Principal balance
Certificate Beginning Principal balance
Total Principal Balance of Notes and Certificates (End of Period) $1,100,000,000.00
A-1 notes Ending Principal balance $270,000,000.00 $270,000,000.00
A-2 notes Ending Principal balance $270,000,000.00 $270,000,000.00
A-3 notes Ending Principal balance $305,000,000.00 $305,000,000.00
A-4 notes Ending Principal balance $186,250,000.00 $186,250,000.00
B notes Ending Principal balance $35,750,000.00 $35,750,000.00
Certificate Ending Principal balance $33,000,000.00 $33,000,000.00
Class A-1 notes Interest Paid
Class A-2 notes Interest Paid
Class A-3 notes Interest Paid
Class A-4 notes Interest Paid
Class B notes Interest Paid
Certificate Interest Paid
Class A-1 notes Interest Shortfall
Class A21 notes Interest Shortfall
Class A-3 notes Interest Shortfall
Class A-4 notes Interest Shortfall
Class B notes Interest Shortfall
Certificate Interest Shortfall
Class A-1 notes Principal Paid
Class A-2 notes Principal Paid
Class A-3 notes Principal Paid
Class A-4 notes Principal Paid
Class B notes Principal Paid
Certificate Principal Paid
NEGITIVE CARRY ACCOUNT
Negitive Carry 1.25000% 11/19/2002 0.9331%
Negitive Carry Days Remaining 5/15/2003 176
Required Negitive Carry Account $1,291,663.61
Beginning Negitive Carry Account $0.00
Negitive Carry Account Withdrawls to Distribution Account
Negitive Carry Released to Seller $0.00
Ending Negitive Carry Account Balance $1,291,663.61
SPREAD ACCOUNT
Required Spread Account Deposit (Add Loans) 2.00% $16,337,314.44
Required Spread Account Target 2.50% $20,421,643.05
Required Spread Account Floor 2.00% $19,824,497.38
Required Spread Account $20,421,643.05
Beginning Spread Account Balance $16,337,314.44
Additional Deposit to Spread Account from Pre-funding $0.00
Spread Account Withdrawls to Distribution Account $0.00
Spread Account Deposits from Excess Cash
Spread Account Released to Seller $0.00
Ending Spread Account Balance $16,337,314.44
PRINCIPAL SUPPLEMENT ACCOUNT
Required Principal Supplement Account Balance $0.00
Beginning Principal Supplement Account Balance
Additional Deposit to Principal Supplement Account from Pre-funding $0.00
Principal Supplement Account Withdrawls to Distribution Account
Principal Supplement Account Released to Seller
Ending Principal Supplement Account $0.00
PRE-FUNDING ACCOUNT
Beginning Pre-funding Account Balance
New Contract Value Purchased
Deposits to Spread Account
Deposits to Principal Supplement Account
Ending Pre-funding Account Balance $283,134,277.87
Release to seller
Total Release to Seller
Actual Payment Date 12/16/2002
SUMMARY AND FACTORS AMOUNT FACTOR PER/$1000
------ ------ ---------
Total Principal Balance of Notes and Certificates (Beginning of Period) $1,100,000,000.00 1.0000000 $1,000.00
A-1 notes Beginning Principal balance $270,000,000.00 1.0000000 $1,000.00
A-2 notes Beginning Principal balance $270,000,000.00 1.0000000 $1,000.00
A-3 notes Beginning Principal balance $305,000,000.00 1.0000000 $1,000.00
A-4 notes Beginning Principal balance $186,250,000.00 1.0000000 $1,000.00
B notes Beginning Principal balance $35,750,000.00 1.0000000 $1,000.00
Certificate Beginning Principal balance $33,000,000.00 1.0000000 $1,000.00
Total Principal Balance of Notes and Certificates (End of Period) $1,077,901,542.24 0.9799105 $979.91
A-1 notes Ending Principal balance $248,619,742.12 0.9208139 $920.81
A-2 notes Ending Principal balance $270,000,000.00 1.0000000 $1,000.00
A-3 notes Ending Principal balance $305,000,000.00 1.0000000 $1,000.00
A-4 notes Ending Principal balance $186,250,000.00 1.0000000 $1,000.00
B notes Ending Principal balance $35,031,800.12 0.9799105 $979.91
Certificate Ending Principal balance $33,000,000.00 1.0000000 $1,000.00
Class A-1 notes Interest Paid $284,765.63 0.0010547 $1.05
Class A-2 notes Interest Paid $362,700.00 0.0013433 $1.34
Class A-3 notes Interest Paid $366,000.00 0.0012000 $1.20
Class A-4 notes Interest Paid $244,453.13 0.0013125 $1.31
Class B notes Interest Paid $106,376.11 0.0029756 $2.98
Certificate Interest Paid $0.00 0.0000000 $0.00
Class A-1 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A21 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A-3 notes Interest Shortfall $0.00 0.0000000 $0.00
Class A-4 notes Interest Shortfall $0.00 0.0000000 $0.00
Class B notes Interest Shortfall $0.00 0.0000000 $0.00
Certificate Interest Shortfall $98,193.33 0.0029756 $2.98
Class A-1 notes Principal Paid $21,380,257.88 0.0791861 $79.19
Class A-2 notes Principal Paid $0.00 0.0000000 $0.00
Class A-3 notes Principal Paid $0.00 0.0000000 $0.00
Class A-4 notes Principal Paid $0.00 0.0000000 $0.00
Class B notes Principal Paid $718,199.88 0.0200895 $20.09
Certificate Principal Paid $0.00 0.0000000 $0.00
NEGITIVE CARRY ACCOUNT
Negitive Carry 0.9471%
Negitive Carry Days Remaining 150
Required Negitive Carry Account $429,248.92
Beginning Negitive Carry Account $1,291,663.61
Negitive Carry Account Withdrawls to Distribution Account $331,156.70
Negitive Carry Released to Seller $531,257.99
Ending Negitive Carry Account Balance $429,248.92
SPREAD ACCOUNT
Required Spread Account Deposit (Add Loans) $3,487,182.93
Required Spread Account Target $24,228,160.28
Required Spread Account Floor $19,824,497.38
Required Spread Account $24,228,160.28
Beginning Spread Account Balance $16,337,314.44
Additional Deposit to Spread Account from Pre-funding $3,487,182.93
Spread Account Withdrawls to Distribution Account $0.00
Spread Account Deposits from Excess Cash $665,980.08
Spread Account Released to Seller $0.00
Ending Spread Account Balance $20,490,477.45
PRINCIPAL SUPPLEMENT ACCOUNT
Required Principal Supplement Account Balance $0.00
Beginning Principal Supplement Account Balance $0.00
Additional Deposit to Principal Supplement Account from Pre-funding $0.00
Principal Supplement Account Withdrawls to Distribution Account $0.00
Principal Supplement Account Released to Seller $0.00
Ending Principal Supplement Account $0.00
PRE-FUNDING ACCOUNT
Beginning Pre-funding Account Balance $283,134,277.87
New Contract Value Purchased $174,359,146.66
Deposits to Spread Account $3,487,182.93
Deposits to Principal Supplement Account $0.00
Ending Pre-funding Account Balance $108,775,131.21
Release to seller $170,871,963.73
Total Release to Seller $171,403,388.39
2002-b Page 5
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