<Page>
EXHIBIT 20.1
CNH EQUIPMENT TRUST 2000-B
$107,000,000 Class A-1 6.66% Asset Backed Notes due October 12, 2001
$353,000,000 Class A-2 6.87% Asset Backed Notes due February 16, 2004
$244,000,000 Class A-3 6.88% Asset Backed Notes due March 15, 2005
$231,000,000 Class A-4 6.95% Asset Backed Notes due September 17, 2007
$42,500,000 Class B 7.14% Asset Backed Notes due September 17, 2007
$22,500,000 7.14% Asset Backed Certificates
Prepared by: Karen Kudla (262) 636-7381
<Table>
<Caption>
300080 300081 300083 300181 5300080
-------------------------------------------------------------------------
Cutoff Date 12/31/2002
-------------------------------------------------------------------------
Date Added 8/31/2000 8/31/2000 8/31/2000 8/31/2000 8/31/2000
-------------------------------------------------------------------------
Pool PERIOD POOL 1 POOL 2 POOL 3 POOL 4 POOL 5
-------------------------------------------------------------------------
Scheduled Cashflows 0 863,092.04 2,073,606.54 416,144.02 109,789.62 3,040,191.17
1 767,576.62 1,728,438.76 385,534.77 0.00 2,211,675.15
2 654,786.17 1,495,273.37 290,816.32 28,258.46 2,273,606.24
3 717,905.28 1,565,710.44 215,521.30 0.00 2,211,825.45
4 710,519.61 2,211,186.65 199,693.67 0.00 3,131,134.56
5 657,730.54 3,318,726.36 258,339.12 20,353.42 4,904,604.61
6 684,709.38 5,131,048.28 202,657.77 0.00 5,881,402.76
7 2,024,786.69 3,545,711.81 215,310.85 0.00 4,442,625.44
8 2,771,365.98 1,321,200.68 200,063.67 0.00 3,696,009.59
9 932,855.97 1,308,932.70 186,079.56 0.00 1,787,409.94
10 688,692.97 1,066,303.39 171,067.57 0.00 1,954,807.76
11 667,354.09 1,265,347.42 180,431.28 0.00 2,115,891.01
12 631,848.12 1,916,416.56 230,071.60 0.00 2,592,497.49
13 622,713.90 1,452,940.01 237,139.80 0.00 1,974,305.39
14 462,070.71 1,111,485.78 234,273.56 0.00 1,862,485.32
15 493,960.85 1,141,325.00 127,872.18 0.00 1,748,749.89
16 542,679.11 1,574,468.53 106,106.46 0.00 2,462,515.10
17 469,236.81 2,187,764.18 178,058.91 0.00 3,780,093.97
18 493,229.32 3,306,352.01 105,444.61 0.00 4,572,296.86
19 1,416,224.69 2,085,463.13 122,228.68 0.00 3,340,048.65
20 1,789,272.29 656,836.16 108,798.03 0.00 2,702,231.30
21 549,270.15 662,502.58 91,959.84 0.00 1,256,504.34
22 393,291.00 469,838.59 83,303.78 0.00 1,332,791.61
23 324,415.91 641,629.90 92,647.65 0.00 1,428,467.65
24 353,258.31 1,155,435.81 163,808.45 0.00 1,881,432.63
25 343,519.19 739,009.83 193,127.14 0.00 1,329,235.11
26 222,433.62 430,124.45 71,674.88 0.00 1,258,732.34
27 264,378.83 519,627.16 64,814.79 0.00 1,162,958.96
28 307,795.62 716,331.00 25,605.27 0.00 1,610,987.05
29 199,297.49 1,200,856.62 50,522.31 0.00 2,341,631.96
30 211,308.52 2,171,460.97 68,808.33 0.00 2,845,525.19
31 815,282.48 1,148,059.18 33,534.65 0.00 1,667,095.76
32 1,112,271.22 123,517.23 2,182.44 0.00 1,195,048.20
33 248,061.18 99,404.37 512.00 0.00 105,258.42
34 130,904.69 38,830.53 512.00 0.00 58,587.34
35 68,596.44 90,793.38 14,705.26 0.00 87,221.30
36 116,943.82 109,254.09 15,433.15 0.00 188,433.64
37 869.78 33,580.92 0.00 0.00 42,284.83
38 869.78 794.14 0.00 0.00 25,910.74
39 869.78 794.14 0.00 0.00 42,319.91
40 869.78 50,444.97 0.00 0.00 80,518.15
41 869.78 22,044.16 0.00 0.00 86,340.15
42 869.78 38,775.33 0.00 0.00 127,163.73
43 113,793.40 24,682.79 27,509.63 0.00 5,086.29
44 0.00 0.00 0.00 0.00 0.00
45 0.00 0.00 0.00 0.00 0.00
46 44,977.88 0.00 0.00 0.00 0.00
47 0.00 0.00 0.00 0.00 0.00
48 0.00 0.00 0.00 0.00 0.00
49 0.00 0.00 0.00 0.00 0.00
50 0.00 0.00 0.00 0.00 0.00
51 0.00 0.00 0.00 0.00 0.00
52 0.00 0.00 0.00 0.00 0.00
53 0.00 0.00 0.00 0.00 0.00
54 0.00 0.00 0.00 0.00 0.00
55 0.00 0.00 0.00 0.00 0.00
56 0.00 0.00 0.00 0.00 0.00
57 0.00 0.00 0.00 0.00 0.00
58 0.00 0.00 0.00 0.00 0.00
59 0.00 0.00 0.00 0.00 0.00
60 0.00 0.00 0.00 0.00 0.00
61 0.00 0.00 0.00 0.00 0.00
62 0.00 0.00 0.00 0.00 0.00
63 0.00 0.00 0.00 0.00 0.00
64 0.00 0.00 0.00 0.00 0.00
65 0.00 0.00 0.00 0.00 0.00
66 0.00 0.00 0.00 0.00 0.00
67 0.00 0.00 0.00 0.00 0.00
68 0.00 0.00 0.00 0.00 0.00
69 0.00 0.00 0.00 0.00 0.00
70 0.00 0.00 0.00 0.00 0.00
71 0.00 0.00 0.00 0.00 0.00
72 0.00 0.00 0.00 0.00 0.00
73
74
75
76
77
78
Total Amount of Scheduled Cashflow TOTAL 24,887,629.57 51,952,329.90 5,372,315.30 158,401.50 82,845,942.95
Discount Rate 8.629% 8.629% 8.629% 8.629% 8.629%
Beginning Contract Value 23,810,816.24 50,199,204.68 5,295,467.67 162,637.12 78,628,045.93
Scheduled Contract Value Decline 1,567,060.08 3,640,412.18 651,676.87 134,780.72 5,165,192.59
Unscheduled Contract Value Decline (267,827.72) (875,268.38) (315,736.76) (129,426.78) (1,584,513.77)
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 22,511,583.88 47,434,060.88 4,959,527.56 157,283.17 75,047,367.11
<Caption>
300090 5300084 300085 300086 300087
------------------------------------------------------------------------
Cutoff Date 12/31/2002
------------------------------------------------------------------------
Date Added 9/30/2000 10/31/2000 11/30/2000 11/30/2000 11/30/2000
------------------------------------------------------------------------
Pool POOL 6 POOL 7 POOL 8 POOL 9 POOL 10
------------------------------------------------------------------------
Scheduled Cashflows 405,917.43 566,533.93 2,456,442.38 452,541.26 175.39
460,582.09 303,261.51 1,914,405.57 116,766.80 0.00
518,969.67 341,557.29 1,466,948.99 76,119.63 0.00
571,870.18 375,429.43 1,987,531.64 46,307.44 0.00
443,317.79 362,142.84 1,695,285.55 90,561.51 5,067.21
466,079.62 277,941.40 1,532,709.67 0.00 0.00
465,174.06 309,190.88 1,408,113.40 0.00 0.00
527,522.43 302,952.57 1,521,023.22 0.00 0.00
1,191,237.42 347,927.51 2,511,953.80 0.00 0.00
1,863,016.44 1,072,355.21 6,518,379.55 0.00 0.00
403,827.04 1,456,376.76 4,967,324.13 0.00 0.00
398,560.64 319,414.42 4,226,580.42 8,512.60 0.00
411,376.79 383,174.25 2,305,771.73 24,654.12 0.00
382,126.09 260,685.83 1,356,053.71 0.00 0.00
399,896.14 309,457.41 1,009,104.66 0.00 0.00
430,360.96 281,040.48 1,349,598.27 0.00 0.00
347,853.48 286,520.05 1,229,520.90 0.00 0.00
359,635.61 234,503.08 1,107,465.88 0.00 0.00
362,209.32 259,671.03 1,017,624.44 0.00 0.00
419,446.00 253,645.43 1,120,718.30 0.00 0.00
937,555.31 276,690.21 1,771,648.79 0.00 0.00
1,458,496.83 872,803.79 4,504,107.61 0.00 0.00
293,527.14 1,205,181.51 3,568,339.40 0.00 0.00
273,057.27 243,684.80 2,872,077.28 0.00 0.00
294,444.38 293,925.19 1,530,672.04 0.00 0.00
261,826.37 186,232.61 692,146.34 0.00 0.00
280,623.04 181,587.52 486,473.64 0.00 0.00
297,995.50 206,680.60 683,723.16 0.00 0.00
229,594.43 200,913.22 529,521.93 0.00 0.00
236,220.86 157,829.72 494,456.14 0.00 0.00
228,370.83 177,735.81 408,188.16 0.00 0.00
287,225.52 161,698.12 545,319.06 0.00 0.00
715,447.33 214,906.12 988,299.65 0.00 0.00
924,579.19 557,861.39 2,945,614.06 0.00 0.00
26,541.88 899,105.70 2,149,760.61 0.00 0.00
13,607.47 74,692.34 1,467,558.70 0.00 0.00
2,831.18 55,034.50 601,422.29 0.00 0.00
17,573.49 17,500.88 23,951.50 0.00 0.00
27,210.73 17,077.76 74,910.61 0.00 0.00
2,598.87 17,077.76 68,249.85 0.00 0.00
1,439.35 20,055.49 34,637.24 0.00 0.00
1,251.25 17,077.76 2,636.26 0.00 0.00
1,117.93 17,077.76 15,133.16 0.00 0.00
43,349.88 32,876.66 2,636.26 0.00 0.00
0.00 60,766.20 74,388.29 0.00 0.00
0.00 10,675.38 59,077.51 0.00 0.00
0.00 115,647.11 57,268.85 0.00 0.00
0.00 46,223.93 125,248.16 0.00 0.00
0.00 13,653.95 3,596.61 0.00 0.00
0.00 0.00 5,837.02 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow 17,685,465.23 14,656,055.10 69,489,456.39 815,463.36 5,242.60
Discount Rate 8.578% 8.423% 8.986% 8.986% 8.986%
Beginning Contract Value 16,495,396.00 13,637,356.93 65,314,541.71 995,005.97 85,139.79
Scheduled Contract Value Decline 856,938.23 957,798.56 4,796,375.13 648,108.67 58,851.48
Unscheduled Contract Value Decline (228,385.97) (366,445.54) (1,450,609.82) (460,101.40) 21,194.69
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 15,866,843.74 13,046,003.91 61,968,776.40 806,998.70 5,093.62
<Caption>
5300085 300088 5300088
--------------------------------------------
Cutoff Date 12/31/2002
--------------------------------------------
Date Added 11/30/2000 12/31/2000 12/31/2000
--------------------------------------------
Pool POOL 11 POOL 12 POOL 13
--------------------------------------------
Scheduled Cashflows 360,888.14 786,637.68 361,110.01
250,107.86 281,820.45 216,852.26
257,204.55 258,580.60 165,840.19
258,489.45 224,761.32 177,424.60
264,220.80 231,358.05 173,385.40
273,131.50 272,143.60 200,769.58
228,925.11 253,103.48 205,284.85
241,964.78 260,037.95 190,232.47
235,466.79 271,147.52 177,649.58
235,099.99 305,798.85 164,184.07
1,085,325.71 239,186.64 186,517.42
1,295,464.10 862,224.23 977,106.10
202,294.54 1,994,175.27 507,562.38
196,680.21 256,638.92 151,958.27
199,431.92 187,699.36 117,586.88
178,733.18 129,433.37 114,449.58
186,861.15 156,519.83 128,020.04
200,658.55 169,219.19 152,455.45
172,146.81 166,969.80 158,021.94
184,669.80 170,520.14 134,334.85
176,883.19 159,541.77 139,117.77
170,737.82 189,308.31 125,863.50
820,021.85 164,268.62 161,691.91
926,027.16 562,443.10 833,689.02
146,841.63 1,341,544.55 346,476.21
143,197.60 134,110.97 113,233.00
148,989.00 102,438.43 75,767.56
124,640.92 60,332.10 75,521.25
125,076.69 68,763.96 89,246.91
137,916.84 99,824.83 96,661.01
116,441.36 70,918.41 104,073.34
120,556.25 80,777.13 73,871.68
121,419.66 85,319.52 83,693.38
113,927.85 113,635.58 100,500.77
599,639.11 67,563.49 78,117.90
689,850.01 391,490.07 699,241.95
25,513.99 785,175.39 207,997.85
37,881.83 49,314.18 15,435.47
24,658.16 20,605.80 2,482.11
14,193.74 0.00 2,482.11
7,287.54 0.00 2,482.11
7,287.54 0.00 2,482.11
7,287.54 0.00 2,482.11
7,287.54 0.00 2,482.11
7,287.54 0.00 2,482.11
7,287.54 0.00 2,383.32
20,448.37 0.00 2,279.11
18,744.68 17,531.02 40,829.15
0.00 146,308.95 25,636.36
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
Total Amount of Scheduled Cashflow 11,375,097.89 12,189,192.43 8,169,449.11
Discount Rate 8.986% 8.923% 8.923%
Beginning Contract Value 10,608,278.96 12,656,041.22 8,099,157.77
Scheduled Contract Value Decline 795,655.79 2,429,901.70 1,156,682.30
Unscheduled Contract Value Decline (229,594.88) (593,720.22) (266,479.68)
Additional Contract Value Added 0.00 0.00 0.00
Ending Contract Value 10,042,218.06 10,819,859.75 7,208,955.15
</Table>
2000-b-2 Page 1
<Page>
CNH EQUIPMENT TRUST 2000-B
$107,000,000 Class A-1 6.66% Asset Backed Notes due October 12, 2001
$353,000,000 Class A-2 6.87% Asset Backed Notes due February 16, 2004
$244,000,000 Class A-3 6.88% Asset Backed Notes due March 15, 2005
$231,000,000 Class A-4 6.95% Asset Backed Notes due September 17, 2007
$42,500,000 Class B 7.14% Asset Backed Notes due September 17, 2007
$22,500,000 7.14% Asset Backed Certificates
<Table>
Scheduled Payment Date 9/21/2000 1/15/2003
Actual Payment Date 9/21/2000 1/15/2003
Collection Period Begin Date 12/1/2002
Collection Period End Date 12/31/2002
Days in accrual period (30/360) 30
Days in accrual period (act/360) 30
COLLATERAL SUMMARY
Wtd. Average Discount Rate 8.732%
Beginning Contract Value 285,987,089.98
Scheduled Contract Value Decline 22,859,434.30
Unscheduled Contract Value Decline (6,746,916.23)
Additional Contract Value Purchased 0.00
Ending Contract Value 269,874,571.92
Beginning Pre-funding Account Balance 0.00
Ending Pre-funding Account Balance 0.00
Total Beginning Balance (Pool Balance + Pre-funding Account Balance) 285,987,089.98
Total Ending Balance (Pool Balance + Pre-funding Account Balance) 269,874,571.92
COLLATERAL PERFORMANCE
Scheduled Amounts 30 - 59 days past due $ 3,769,235.01 1.40%
Scheduled Amounts 60 days or more past due $ 3,326,236.66 1.23%
Net Losses on Liquidated Receivables $ 448,179.97 0.17%
Cumulative Net Losses $ 9,962,265.96
Number of Loans at Beginning of Period 22,411
Number of Loans at End of Period 21,938
Repossessed Equipment not Sold or Reassigned (Beginning) $ 2,286,062.37
Repossessed Equipment not Sold or Reassigned (End) $ 2,088,382.43
COLLECTIONS AND REINVESTMENT INCOME
Receipts During the period $ 17,726,007.30
Warranty Repurchases
Contracts deferred beyond Final Scheduled Maturity Date $ 0.00
Government obligors $ 0.00
Total Warranty Repurchases $ 0.00
Total Collections For The Period $ 17,726,007.30
Reinvestment Income (excluding Pre-funding Account) $ 38,434.76
Reinvestment Income on Pre-funding Account) $ 0.00
Total Collections + Reinvestment Income For The Period $ 17,764,442.06
</Table>
2000-b-2 Page 2
<Page>
CNH EQUIPMENT TRUST 2000-B
$107,000,000 Class A-1 6.66% Asset Backed Notes due October 12, 2001
$353,000,000 Class A-2 6.87% Asset Backed Notes due February 16, 2004
$244,000,000 Class A-3 6.88% Asset Backed Notes due March 15, 2005
$231,000,000 Class A-4 6.95% Asset Backed Notes due September 17, 2007
$42,500,000 Class B 7.14% Asset Backed Notes due September 17, 2007
$22,500,000 7.14% Asset Backed Certificates
Actual Payment Date 1/15/2003
<Table>
CALCULATION OF DISTRIBUTABLE AMOUNTS
Current Servicing Fee Due 1.000% $ 238,322.57
Past Due Servicing Fee $ 1,562,821.19
Total Servicing Fee Due $ 1,801,143.76
Current Administration Fee Due $ 500.00 $ 166.67
Past Due Administration Fee $ 0.00
Total Administration Fee Due $ 166.67
Total Principal Balance of Notes and
Certificates (Beginning of Period) $ 285,987,089.98
A-1 notes Beginning Principal balance $ 0.00
A-2 notes Beginning Principal balance $ 0.00
A-3 notes Beginning Principal balance $ 20,332,638.66
A-4 notes Beginning Principal balance $ 231,000,000.00
B notes Beginning Principal balance $ 12,154,451.32
Certificate Beginning Principal balance $ 22,500,000.00
A-1 notes Current Interest Due 6.660% act/360 $ 0.00
A-2 notes Current Interest Due 6.870% 30/360 $ 0.00
A-3 notes Current Interest Due 6.880% 30/360 $ 116,573.79
A-4 notes Current Interest Due 6.950% 30/360 $ 1,337,875.00
B notes Current Interest Due 7.140% 30/360 $ 72,318.99
Certificate Current Interest Due 7.140% 30/360 $ 133,875.00
A-1 notes Past Due Interest $ 0.00
A-2 notes Past Due Interest $ 0.00
A-3 notes Past Due Interest $ 0.00
A-4 notes Past Due Interest $ 0.00
B notes Past Due Interest $ 0.00
Certificate Past Due Interest $ 133,875.00
A-1 notes Interest Due on Past Due Interest $ 0.00
A-2 notes Interest Due on Past Due Interest $ 0.00
A-3 notes Interest Due on Past Due Interest $ 0.00
A-4 notes Interest Due on Past Due Interest $ 0.00
B notes Interest Due on Past Due Interest $ 0.00
Certificate Interest Due on Past Due Interest $ 796.56
A-1 notes Total Interest Due $ 0.00
A-2 notes Total Interest Due $ 0.00
A-3 notes Total Interest Due $ 116,573.79
A-4 notes Total Interest Due $ 1,337,875.00
B notes Total Interest Due $ 72,318.99
Certificate Total Interest Due $ 268,546.56
A-1 notes Principal Due $ 0.00
A-2 notes Principal Due $ 0.00
A-3 notes Principal Due $ 15,427,736.05
A-4 notes Principal Due $ 0.00
Class B notes Principal Due $ 684,782.01
Certificate Principal Due $ 0.00
Total notes Interest Due $ 1,526,767.78
Total notes Principal Due $ 16,112,518.06
Total notes Distributable Amount $ 17,639,285.84
</Table>
2000-b-2 Page 3
<Page>
CNH Equipment Trust 2000-B
$107,000,000 Class A-1 6.66% Asset Backed Notes due October 12, 2001
$353,000,000 Class A-2 6.87% Asset Backed Notes due February 16, 2004
$244,000,000 Class A-3 6.88% Asset Backed Notes due March 15, 2005
$231,000,000 Class A-4 6.95% Asset Backed Notes due September 17, 2007
$42,500,000 Class B 7.14% Asset Backed Notes due September 17, 2007
$22,500,000 7.14% Asset Backed Certificates
Actual Payment Date 1/15/2003
<Table>
CASH AVAILABLE FOR DISTRIBUTION
Total Collections + Reinvestment Income For The Period $ 17,764,442.06
Beginning Negitive Carry Account $ 0.00
Deposits from Negitive Carry Account to Distribution Account $ 0.00
Beginning Spread Account Balance $ 19,564,644.88
Additional Deposit to Spread Account from Pre-funding $ 0.00
Deposits from Spread Account to Distribution Account $ 0.00
Beginning Principal Supplement Account $ 0.00
Deposits from Principal Supplement Account to Distribution Account $ 0.00
Total Cash Available $ 17,764,442.06
<Caption>
CASH ALLOCATION (CASHFLOW WATERFALL) AVAILABLE
CASH
---------
Is CNH the servicier YES
Servicing Fee Paid (If CNH is not the servicer) $ 0.00
Servicing Fee Shortfall $ 0.00
$ 17,764,442.06
Administration Fee Paid $ 166.67
Administration Fee Shortfall $ 0.00
$ 17,764,275.39
Class A-1 notes Interest Paid $ 0.00
Class A-2 notes Interest Paid $ 0.00
Class A-3 notes Interest Paid $ 116,573.79
Class A-4 notes Interest Paid $ 1,337,875.00
$ 16,309,826.60
Class A-1 notes Interest Shortfall $ 0.00
Class A-2 notes Interest Shortfall $ 0.00
Class A-3 notes Interest Shortfall $ 0.00
Class A-4 notes Interest Shortfall $ 0.00
Class B notes Interest Paid $ 72,318.99
Class B notes Interest Shortfall $ 0.00
$ 16,237,507.61
Class A-1 notes Principal Paid $ 0.00
Class A-2 notes Principal Paid $ 0.00
Class A-3 notes Principal Paid $ 15,427,736.05
Class A-4 notes Principal Paid $ 0.00
Class B notes Principal Paid $ 684,782.01
$ 124,989.55
Deposits to Spread Account $ 124,989.55
$ 0.00
Certificate Interest Paid $ 0.00
Certificate Interest Shortfall $ 268,546.56
$ 0.00
Certificate Principal Paid $ 0.00
$ 0.00
Total Principal Balance of Notes and Certificates (End of Period) $ 269,874,571.92
A-1 notes Ending Principal balance $ 0.00
A-2 notes Ending Principal balance $ 0.00
A-3 notes Ending Principal balance $ 4,904,902.61
A-4 notes Ending Principal balance $ 231,000,000.00
B notes Ending Principal balance $ 11,469,669.31
Certificate Ending Principal balance $ 22,500,000.00
Servicing Fee Paid (If CNH is the servicer) $ 0.00
Servicing Fee Shortfall $ 1,801,143.76
Release to Seller as Excess $ 0.00 $ 0.00
</Table>
2000-b-2 Page 4
<Page>
CNH EQUIPMENT TRUST 2000-B
$107,000,000 Class A-1 6.66% Asset Backed Notes due October 12, 2001
$353,000,000 Class A-2 6.87% Asset Backed Notes due February 16, 2004
$244,000,000 Class A-3 6.88% Asset Backed Notes due March 15, 2005
$231,000,000 Class A-4 6.95% Asset Backed Notes due September 17, 2007
$42,500,000 Class B 7.14% Asset Backed Notes due September 17, 2007
$22,500,000 7.14% Asset Backed Certificates
Actual Payment Date 1/15/2003
<Table>
<Caption>
SUMMARY AND FACTORS AMOUNT FACTOR PER/$1000
------ ------ ---------
Total Principal Balance of Notes and
Certificates (Beginning of Period) $ 285,987,089.98 0.2859871 $ 285.99
A-1 notes Beginning Principal balance $ 0.00 0.0000000 $ 0.00
A-2 notes Beginning Principal balance $ 0.00 0.0000000 $ 0.00
A-3 notes Beginning Principal balance $ 20,332,638.66 0.0833305 $ 83.33
A-4 notes Beginning Principal balance $ 231,000,000.00 1.0000000 $ 1,000.00
B notes Beginning Principal balance $ 12,154,451.32 0.2859871 $ 285.99
Certificate Beginning Principal balance $ 22,500,000.00 1.0000000 $ 1,000.00
Total Principal Balance of Notes and
Certificates (End of Period) $ 269,874,571.92 0.2698746 $ 269.87
A-1 notes Ending Principal balance $107,000,000.00 $ 0.00 0.0000000 $ 0.00
A-2 notes Ending Principal balance $353,000,000.00 $ 0.00 0.0000000 $ 0.00
A-3 notes Ending Principal balance $244,000,000.00 $ 4,904,902.61 0.0201021 $ 20.10
A-4 notes Ending Principal balance $231,000,000.00 93.50% $ 231,000,000.00 1.0000000 $ 1,000.00
B notes Ending Principal balance $ 42,500,000.00 4.25% $ 11,469,669.31 0.2698746 $ 269.87
Certificate Ending Principal balance $ 22,500,000.00 2.25% $ 22,500,000.00 1.0000000 $ 1,000.00
Class A-1 notes Interest Paid $ 0.00 0.0000000 $ 0.00
Class A-2 notes Interest Paid $ 0.00 0.0000000 $ 0.00
Class A-3 notes Interest Paid $ 116,573.79 0.0004778 $ 0.48
Class A-4 notes Interest Paid $ 1,337,875.00 0.0057917 $ 5.79
Class B notes Interest Paid $ 72,318.99 0.0017016 $ 1.70
Certificate Interest Paid $ 0.00 0.0000000 $ 0.00
Class A-1 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A21 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A-3 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A-4 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class B notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Certificate Interest Shortfall $ 268,546.56 0.0119354 $ 11.94
Class A-1 notes Principal Paid $ 0.00 0.0000000 $ 0.00
Class A-2 notes Principal Paid $ 0.00 0.0000000 $ 0.00
Class A-3 notes Principal Paid $ 15,427,736.05 0.0632284 $ 63.23
Class A-4 notes Principal Paid $ 0.00 0.0000000 $ 0.00
Class B notes Principal Paid $ 684,782.01 0.0161125 $ 16.11
Certificate Principal Paid $ 0.00 0.0000000 $ 0.00
NEGITIVE CARRY ACCOUNT
Negitive Carry 4.086%
Negitive Carry Days Remaining 3/15/01 0
Required Negitive Carry Account $ 0.00
Beginning Negitive Carry Account $ 0.00
Negitive Carry Account Withdrawls to
Distribution Account $ 0.00
Negitive Carry Released to Seller $ 0.00
Ending Negitive Carry Account Balance $ 0.00
SPREAD ACCOUNT
Required Spread Account Balance 2.00% $ 20,000,000.28
Beginning Spread Account Balance $ 19,564,644.88
Additional Deposit to Spread Account
from Pre-funding $ 0.00
Spread Account Withdrawls to Distribution
Account $ 0.00
Spread Account Deposits from Excess Cash $ 124,989.55
Spread Account Released to Seller $ 0.00
Ending Spread Account Balance $ 19,689,634.43
PRINCIPAL SUPPLEMENT ACCOUNT
Required Principal Supplement Account Balance $ 0.00
Beginning Principal Supplement Account Balance $ 0.00
Additional Deposit to Principal Supplement
Account from Pre-funding $ 0.00
Principal Supplement Account Withdrawls to
Distribution Account $ 0.00
Principal Supplement Account Released to Seller $ 0.00
Ending Principal Supplement Account $ 0.00
PRE-FUNDING ACCOUNT
Beginning Pre-funding Account Balance $ 0.00
New Contract Value Purchased $ 0.00
Deposits to Spread Account $ 0.00
Deposits to Principal Supplement Account $ 0.00
Ending Pre-funding Account Balance $ 0.00
Release to seller $ 0.00
Total Release to Seller $ 166.67
</Table>
2000-b-2 Page 5
<Page>
CNH EQUIPMENT TRUST 2001-A
$135,750,000 Class A-1 4.035% Asset Backed Notes due May 15, 2002
$273,000,000 Class A-2 4.162% Asset Backed Notes due September 15, 2004
$212,000,000 Class A-3 4.580% Asset Backed Notes due November 15, 2005
$220,750,000 Class A-4 5.380% Asset Backed Notes due August 15, 2007
$38,250,000 Class B 5.730% Asset Backed Notes due May 15, 2008
$20,250,000 5.730% Asset Backed Certificates
Prepared by: Kathy Aber (262) - 636 - 7706
<Table>
<Caption>
101050 101051 5101050 5101051 101053
----------------------------------------------------------------------------------
Cutoff Date 12/31/2002
----------------------------------------------------------------------------------
Date Added 4/30/2001 4/30/2001 4/30/2001 4/30/2001 5/31/2001
----------------------------------------------------------------------------------
Pool PERIOD POOL 1 POOL 2 POOL 3 POOL 4 POOL 5
----------------------------------------------------------------------------------
Scheduled Cashflows 0 559,074.67 3,042,069.27 660,265.26 2,551,792.54 499,352.14
1 809,000.16 6,180,183.46 620,132.74 3,808,968.50 669,359.47
2 877,178.07 6,268,006.95 700,322.34 3,792,708.97 767,288.29
3 2,049,596.14 5,507,844.03 1,973,186.56 3,040,376.23 851,165.71
4 4,503,151.25 2,206,808.30 2,089,011.86 1,774,566.49 3,324,173.12
5 825,366.84 2,052,113.87 679,157.37 1,833,417.08 4,341,506.67
6 678,062.85 2,130,221.20 700,754.86 1,922,817.19 748,499.03
7 670,036.22 2,275,873.12 698,733.40 1,972,855.99 653,204.71
8 661,401.53 2,142,653.71 655,042.49 1,948,201.03 653,334.17
9 782,155.77 2,273,100.86 767,820.84 2,073,312.98 659,988.45
10 801,629.28 2,191,875.87 775,318.22 2,030,554.31 693,649.03
11 730,723.70 3,440,562.26 675,371.00 2,594,598.04 827,117.83
12 1,105,728.63 5,912,486.45 796,879.87 3,610,833.22 1,076,662.49
13 923,119.68 6,351,424.42 660,807.78 3,666,450.28 714,841.02
14 796,640.82 5,840,371.96 675,818.61 3,345,137.11 714,777.35
15 1,937,935.69 4,887,661.31 1,772,251.81 2,610,044.72 787,633.20
16 4,301,112.15 1,539,516.51 1,898,278.58 1,369,078.03 3,259,829.87
17 644,100.63 1,387,736.03 520,102.56 1,425,258.54 4,218,818.54
18 501,087.16 1,479,692.29 541,739.14 1,449,832.98 609,880.87
19 451,748.58 1,617,250.51 531,818.91 1,460,077.30 487,334.36
20 473,267.72 1,492,938.04 493,800.73 1,487,794.84 486,407.90
21 529,550.35 1,499,312.65 582,596.10 1,613,338.95 512,383.44
22 551,809.70 1,445,669.93 607,276.60 1,571,936.07 506,740.92
23 512,769.79 2,144,317.86 528,083.24 2,107,761.85 612,411.03
24 846,941.61 3,897,331.88 584,828.95 2,748,233.53 766,762.83
25 746,129.80 4,103,118.05 495,655.01 2,754,172.99 522,123.40
26 570,567.86 3,538,957.20 487,919.12 2,424,101.05 523,557.51
27 1,125,332.61 2,837,550.37 1,234,773.85 1,794,741.05 618,953.16
28 2,663,424.58 730,282.04 1,425,268.00 806,027.16 2,211,430.38
29 329,999.45 683,302.81 321,437.65 839,856.99 2,569,366.12
30 261,474.10 719,768.37 335,368.07 868,407.49 334,796.42
31 202,222.02 853,756.60 305,566.05 856,920.72 280,969.40
32 220,563.87 730,960.19 298,449.71 907,270.42 294,744.28
33 263,742.20 759,593.53 343,290.79 937,769.80 276,560.36
34 254,296.58 694,844.20 381,939.03 1,066,398.55 305,470.26
35 236,218.50 1,166,982.25 316,452.53 1,328,455.79 327,973.53
36 559,043.80 2,577,455.13 347,946.53 1,509,190.86 442,666.69
37 234,899.40 2,595,190.55 286,364.44 1,654,782.40 300,605.96
38 265,754.13 1,701,571.46 295,772.52 1,303,669.42 291,518.74
39 603,477.28 1,227,619.31 788,072.60 794,428.78 308,177.63
40 1,500,421.29 65,150.80 936,102.16 43,501.70 1,362,455.23
41 101,044.01 23,405.14 51,171.91 42,356.82 1,628,951.78
42 38,983.43 17,020.11 24,429.68 57,543.53 67,236.37
43 15,037.92 40,069.54 12,955.49 36,720.57 11,265.79
44 7,191.45 1,905.43 12,955.49 116,865.89 3,783.06
45 7,178.60 22,313.51 17,990.15 45,134.63 14,667.03
46 6,296.29 1,905.43 48,330.37 132,189.61 10,002.89
47 21,405.47 21,838.79 12,572.95 94,956.01 32,189.03
48 38,084.63 90,067.63 75,215.13 170,514.20 5,930.32
49 6,296.29 69,613.74 12,398.95 185,812.44 1,503.23
50 37,797.09 61,759.59 15,014.22 37,569.46 1,503.23
51 34,354.10 72,678.96 27,063.22 31,516.16 1,503.23
52 16,191.87 0.00 66,313.20 410.54 1,503.23
53 0.00 0.00 0.00 0.00 18,360.19
54 0.00 0.00 0.00 0.00 0.00
55 0.00 0.00 0.00 0.00 0.00
56 0.00 0.00 0.00 0.00 0.00
57 0.00 0.00 0.00 0.00 0.00
58 0.00 0.00 30,057.87 0.00 0.00
59 0.00 0.00 0.00 0.00 0.00
60 0.00 0.00 0.00 0.00 0.00
61 0.00 0.00 0.00 0.00 0.00
62 0.00 0.00 0.00 0.00 0.00
63 0.00 0.00 0.00 0.00 0.00
64 0.00 0.00 0.00 0.00 0.00
65 0.00 0.00 0.00 0.00 0.00
66 0.00 0.00 0.00 0.00 0.00
67 0.00 0.00 0.00 0.00 0.00
68 0.00 0.00 0.00 0.00 0.00
69 0.00 0.00 0.00 0.00 0.00
70 0.00 0.00 0.00 0.00 0.00
71 0.00 0.00 0.00 0.00 0.00
72 0.00 0.00 0.00 0.00 0.00
73 0.00 0.00 0.00 0.00 0.00
74 0.00 0.00 0.00 0.00 0.00
75 0.00 0.00 0.00 0.00 0.00
76 0.00 0.00 0.00 0.00 0.00
77 0.00 0.00 0.00 0.00 0.00
78 0.00 0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow TOTAL 37,890,617.61 104,615,703.47 30,196,246.51 78,651,231.80 42,212,890.89
Discount Rate 8.351% 8.351% 8.351% 8.351% 7.404%
Beginning Contract Value 35,359,001.07 100,312,516.01 27,824,762.96 74,384,287.43 39,317,710.98
Scheduled Contract Value Decline 1,334,791.80 7,298,611.87 1,239,429.76 5,089,146.45 1,365,488.29
Unscheduled Contract Value Decline 141,612.75 (1,184,375.76) (271,266.27) (1,061,793.57) (8,681.02)
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 33,882,596.52 94,198,279.90 26,856,599.47 70,356,934.56 37,960,903.71
<Caption>
5101053 101054 5101054 101055 5101055
----------------------------------------------------------------------------------
Cutoff Date 12/31/2002
----------------------------------------------------------------------------------
Date Added 5/31/2001 6/30/2001 6/30/2001 7/30/2001 7/30/2001
----------------------------------------------------------------------------------
Pool POOL 6 POOL 7 POOL 8 POOL 9 POOL 10
----------------------------------------------------------------------------------
Scheduled Cashflows 947,043.76 482,576.68 717,991.79 213,126.28 138,412.83
845,978.33 662,361.28 916,685.25 281,418.78 178,738.26
962,630.45 564,576.58 923,097.30 387,380.27 204,177.56
936,170.56 623,190.59 1,023,324.21 820,679.81 349,369.52
2,875,040.32 859,929.84 953,064.03 594,115.65 217,821.24
3,119,163.54 2,020,184.75 2,775,412.07 311,034.69 150,021.92
948,104.34 3,958,646.37 3,462,038.11 968,851.60 630,353.61
936,263.56 824,699.17 940,862.23 921,440.36 420,226.88
962,517.93 682,802.71 958,465.33 272,901.99 134,292.57
943,190.07 676,806.76 1,033,408.68 388,746.25 140,568.89
1,130,851.04 571,500.90 951,767.10 263,646.83 143,753.18
1,171,995.31 719,212.39 1,228,870.09 227,852.22 184,762.43
1,217,113.28 1,074,144.21 1,374,002.17 463,914.77 260,252.63
960,990.60 743,567.16 965,096.66 301,893.77 186,187.99
950,917.65 546,808.63 903,193.42 395,637.70 205,194.31
891,269.33 583,045.68 946,669.70 814,432.13 339,791.66
2,689,100.41 795,880.33 887,874.54 591,307.54 211,110.63
2,838,001.26 1,990,837.73 2,642,035.16 297,089.86 138,342.52
709,008.94 3,843,027.34 3,170,643.57 942,594.67 586,733.36
690,590.67 653,665.69 714,322.57 900,744.88 381,480.47
716,331.27 484,554.30 721,502.64 234,238.47 105,207.68
703,891.65 513,893.83 765,812.58 327,092.25 113,204.53
828,975.31 418,011.92 725,206.52 217,999.33 112,102.68
894,969.97 493,561.42 932,625.36 187,052.11 122,107.76
827,006.16 811,228.28 1,036,485.68 397,584.66 181,344.24
706,532.73 578,362.15 730,185.24 258,003.66 151,200.55
733,088.28 405,538.37 660,353.10 349,318.14 151,025.61
694,231.52 457,859.17 712,339.70 751,412.47 294,317.31
1,970,381.32 626,579.15 666,756.89 514,452.76 191,858.94
2,041,597.16 1,419,865.65 1,898,592.90 248,352.05 109,254.87
481,324.79 2,381,954.81 2,273,375.10 804,237.08 482,308.23
484,967.09 413,774.98 514,813.28 637,134.45 272,233.20
504,026.99 327,650.21 515,861.36 160,898.37 81,702.39
492,280.08 320,242.16 573,672.22 251,365.89 88,475.39
596,704.06 253,679.39 520,848.74 160,040.61 84,164.98
625,054.66 304,491.08 681,774.90 128,108.34 106,959.06
554,268.45 532,375.22 771,554.22 337,927.74 146,264.20
472,442.54 333,562.93 520,158.72 173,911.18 107,261.84
504,009.21 255,046.98 451,527.83 330,792.13 116,657.25
442,490.92 276,932.68 593,158.71 672,438.99 246,946.04
1,389,765.79 381,237.67 445,687.50 420,269.63 145,617.84
1,299,678.76 1,024,295.10 1,252,453.93 136,728.44 81,562.84
51,807.54 1,734,164.47 1,442,077.43 668,779.71 457,042.96
54,356.88 156,496.55 43,562.01 469,903.32 146,714.96
44,822.79 61,481.16 45,227.88 16,354.35 15,606.77
37,808.88 51,977.54 47,809.77 91,378.37 14,439.43
47,387.81 59,936.65 34,103.32 24,893.28 15,663.40
62,058.93 39,105.36 46,272.12 9,059.34 12,873.35
65,178.82 23,612.36 83,675.00 31,262.90 26,305.92
45,608.72 60,363.31 138,380.73 0.00 12,345.14
55,568.33 567.32 33,984.85 0.00 5,399.54
36,605.30 567.32 44,564.55 0.00 5,202.84
59,222.38 508.14 32,909.90 0.00 5,024.67
92,655.63 0.00 121,210.72 0.00 5,024.67
851.82 0.00 274,764.66 0.00 78,714.54
322.35 0.00 466.69 17,222.63 3,350.00
0.00 0.00 466.69 0.00 0.00
0.00 0.00 1,106.30 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow 45,344,216.24 38,080,942.42 47,844,153.72 19,387,022.70 9,497,078.08
Discount Rate 7.404% 7.266% 7.266% 7.844% 7.844%
Beginning Contract Value 42,456,915.50 35,674,440.12 44,363,452.30 17,430,548.26 8,749,884.33
Scheduled Contract Value Decline 1,859,468.10 1,314,909.12 1,733,607.05 445,057.56 327,884.54
Unscheduled Contract Value Decline (21,476.82) 309,663.44 (74,087.26) (31,623.90) 79,011.39
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 40,618,924.23 34,049,867.55 42,703,932.50 17,017,114.60 8,342,988.40
</Table>
2001-a(2) Page 1
<Page>
CNH EQUIPMENT TRUST 2001-A
$135,750,000 Class A-1 4.035% Asset Backed Notes due May 15, 2002
$273,000,000 Class A-2 4.162% Asset Backed Notes due September 15, 2004
$212,000,000 Class A-3 4.580% Asset Backed Notes due November 15, 2005
$220,750,000 Class A-4 5.380% Asset Backed Notes due August 15, 2007
$38,250,000 Class B 5.730% Asset Backed Notes due May 15, 2008
$20,250,000 5.730% Asset Backed Certificates
<Table>
Settlement Date
Scheduled Payment Date 6/15/2001 1/15/2003
Actual Payment Date 6/15/2001 1/15/2003
Collection Period Begin Date 12/1/2002
Collection Period End Date 12/31/2002
Days in accrual period (30/360) 30
Days in accrual period (act/360) 30
1 month LIBOR Rate 1.4200%
COLLATERAL SUMMARY
Wtd. Average Discount Rate 7.931%
Beginning Contract Value 425,873,518.95
Scheduled Contract Value Decline 22,008,394.53
Unscheduled Contract Value Decline (2,123,017.02)
Additional Contract Value Purchased 0.00
Ending Contract Value 405,988,141.43
Beginning Pre-funding Account Balance 0.00
Ending Pre-funding Account Balance 0.00
Total Beginning Balance (Pool Balance + Pre-funding Account Balance) 425,873,518.95
Total Ending Balance (Pool Balance + Pre-funding Account Balance) 405,988,141.43
COLLATERAL PERFORMANCE
Scheduled Amounts 30 - 59 days past due $ 2,768,433.74 0.68%
Scheduled Amounts 60 days or more past due $ 1,685,660.06 0.42%
Net Losses on Liquidated Receivables $ 222,764.87 0.05%
Cumulative Net Losses $ 4,773,976.31
Number of Loans at Beginning of Period 27,310
Number of Loans at End of Period 26,721
Repossessed Equipment not Sold or Reassigned (Beginning) $ 1,751,020.02
Repossessed Equipment not Sold or Reassigned (End) $ 1,495,356.17
COLLECTIONS AND REINVESTMENT INCOME
Receipts During the period $ 22,410,312.80
Warranty Repurchases
Contracts deferred beyond Final Scheduled Maturity Date $ 0.00
Government obligors $ 0.00
Total Warranty Repurchases $ 0.00
Total Collections For The Period $ 22,410,312.80
Reinvestment Income (excluding Pre-funding Account) $ 37,433.23
Reinvestment Income on Pre-funding Account) $ 0.00
Net Swap Receipts 0.00
Net Swap Termination Payments due Trust from the Swap CounterParty $ 0.00
Total Collections + Reinvestment Income For The Period - Swap Receipt $ 22,447,746.03
Swap Termination Payments due to Swap CounterParty $ 0.00
Prior Swap Termination Payment Shortfall $ 0.00
---------------
Total Swap Termination Payment due to Swap CounterParty $ 0.00
</Table>
2001-a(2) Page 2
<Page>
CNH EQUIPMENT TRUST 2001-A
$135,750,000 Class A-1 4.035% Asset Backed Notes due May 15, 2002
$273,000,000 Class A-2 4.162% Asset Backed Notes due September 15, 2004
$212,000,000 Class A-3 4.580% Asset Backed Notes due November 15, 2005
$220,750,000 Class A-4 5.380% Asset Backed Notes due August 15, 2007
$38,250,000 Class B 5.730% Asset Backed Notes due May 15, 2008
$20,250,000 5.730% Asset Backed Certificates
Actual Payment Date 1/15/2003
<Table>
CACLULATION OF DISTRIBUTABLE AMOUNTS
Current Servicing Fee Due 1.000% $ 354,894.60
Past Due Servicing Fee $ 0.00
Total Servicing Fee Due $ 354,894.60
Current Administration Fee Due $ 500.00 $ 166.67
Past Due Administration Fee $ 0.00
Total Administration Fee Due $ 166.67
Total Principal Balance of Notes and
Certificates (Beginning of Period) $ 425,873,518.95
A-1 notes Beginning Principal balance $ 0.00
A-2 notes Beginning Principal balance $ 0.00
A-3 notes Beginning Principal balance $ 166,773,894.39
A-4 notes Beginning Principal balance $ 220,750,000.00
B notes Beginning Principal balance $ 18,099,624.56
Certificate Beginning Principal balance $ 20,250,000.00
A-1 notes Current Interest Due 4.035% act/360 $ 0.00
Class A-2 Current Interest Due
1 Month LIBOR Rate 1.42000%
Spread for Note 0.11000%
----------------
Floating Rate Yield 1.53000% ACT/360
Class A-2 Current Interest Due $ 0.00
Class A-2 Swap float Rate receipt due $ 0.00
Class A-2 Swap fixed Rate payment due 4.162% 30/360 $ 0.00
Class A-2 Net Swap receipt 0.00
Class A-2 Past due Net Swap payment 0.00
Interest on Class A-2 Past due Net Swap payment 0.00
Class A-2 Net Swap payment 0.00
Class A-3 Current Interest Due
1 Month LIBOR Rate 1.42000%
Spread for Note 0.17000%
----------------
Floating Rate Yield 1.59000% ACT/360
Class A-3 Current Interest Due $ 220,975.41
Class A-3 Swap float Rate receipt due $ 197,349.11
Class A-3 Swap fixed Rate payment due 4.580% 30/360 $ 636,520.36
Class A-3 Net Swap receipt 0.00
Class A-3 Past due Net Swap payment 0.00
Interest on Class A-3 Past due Net Swap payment 0.00
Class A-3 Net Swap payment 439,171.25
Net Swap Payments Due 439,171.25
A-4 notes Current Interest Due 5.380% 30/360 $ 989,695.83
B notes Current Interest Due 5.730% 30/360 $ 86,425.71
Certificate Current Interest Due 5.730% 30/360 $ 96,693.75
A-1 notes Past Due Interest $ 0.00
A-2 notes Past Due Interest $ 0.00
A-3 notes Past Due Interest $ 0.00
A-4 notes Past Due Interest $ 0.00
B notes Past Due Interest $ 0.00
Certificate Past Due Interest $ 0.00
A-1 notes Interest Due on Past Due Interest $ 0.00
A-2 notes Interest Due on Past Due Interest $ 0.00
A-3 notes Interest Due on Past Due Interest $ 0.00
A-4 notes Interest Due on Past Due Interest $ 0.00
B notes Interest Due on Past Due Interest $ 0.00
Certificate Interest Due on Past Due Interest $ 0.00
A-1 notes Total Interest Due $ 0.00
A-2 notes Total Interest Due $ 0.00
A-3 notes Total Interest Due $ 220,975.41
A-4 notes Total Interest Due $ 989,695.83
B notes Total Interest Due $ 86,425.71
Certificate Total Interest Due $ 96,693.75
A-1 notes Principal Due $ 0.00
A-2 notes Principal Due $ 0.00
A-3 notes Principal Due $ 19,040,248.97
A-4 notes Principal Due $ 0.00
Class B notes Principal Due $ 845,128.55
Certificate Principal Due $ 0.00
Total notes Interest Due $ 1,297,096.95
Total notes Principal Due $ 19,885,377.52
Net Swap/Termination Payment Due $ 439,171.25
Total notes Distributable Amount $ 21,621,645.72
</Table>
2001-a(2) Page 3
<Page>
CNH Equipment Trust 2001-A
$135,750,000 Class A-1 4.035% Asset Backed Notes due May 15, 2002
$273,000,000 Class A-2 4.162% Asset Backed Notes due September 15, 2004
$212,000,000 Class A-3 4.580% Asset Backed Notes due November 15, 2005
$220,750,000 Class A-4 5.380% Asset Backed Notes due August 15, 2007
$38,250,000 Class B 5.730% Asset Backed Notes due May 15, 2008
$20,250,000 5.730% Asset Backed Certificates
Actual Payment Date 1/15/2003
<Table>
CASH AVAILABLE FOR DISTRIBUTION
Total Collections + Reinvestment Income For The Period $ 22,447,746.03
Beginning Negitive Carry Account $ 0.00
Deposits from Negitive Carry Account to Distribution Account $ 0.00
Beginning Spread Account Balance $ 18,000,045.50
Additional Deposit to Spread Account from Pre-funding $ 0.00
Deposits from Spread Account to Distribution Account $ 0.00
Beginning Principal Supplement Account $ 0.00
Deposits from Principal Supplement Account to Distribution Account $ 0.00
Total Cash Available $ 22,447,746.03
<Caption>
CASH ALLOCATION (CASHFLOW WATERFALL) AVAILABLE
CASH
---------
Is CNH the servicier YES
Servicing Fee Paid (If CNH is not the servicer) $ 0.00
Servicing Fee Shortfall $ 0.00
$ 22,447,746.03
Administration Fee Paid $ 166.67
Administration Fee Shortfall $ 0.00
$ 22,447,579.36
Net Swap Payment Paid $ 439,171.25
Net Swap Payment Shortfall $ 0.00
Remaining Cash Available to Pay Note Interest & Swap Termination Payment $ 22,008,408.11
Cash Available to Pay Note Interest $ 22,008,408.11
Cash Available to Pay Termination Payment $ 0.00
Class A-1 notes Interest Paid $ 0.00
Class A-2 notes Interest Paid $ 0.00
Class A-3 notes Interest Paid $ 220,975.41
Class A-4 notes Interest Paid $ 989,695.83
$ 20,797,736.87
Class A-1 notes Interest Shortfall $ 0.00
Class A-2 notes Interest Shortfall $ 0.00
Class A-3 notes Interest Shortfall $ 0.00
Class A-4 notes Interest Shortfall $ 0.00
Swap Termination Payment Paid $ 0.00
Swap Termination Payment Shortfall $ 0.00
$ 20,797,736.87
Class B notes Interest Paid $ 86,425.71
Class B notes Interest Shortfall $ 0.00
$ 20,711,311.16
Class A-1 notes Principal Paid $ 0.00
Class A-2 notes Principal Paid $ 0.00
Class A-3 notes Principal Paid $ 19,040,248.97
Class A-4 notes Principal Paid $ 0.00
Class B notes Principal Paid $ 845,128.55
$ 825,933.64
Deposits to Spread Account $ 0.00
$ 825,933.64
Certificate Interest Paid $ 96,693.75
Certificate Interest Shortfall $ 0.00
$ 729,239.89
Certificate Principal Paid $ 0.00
$ 729,239.89
Total Principal Balance of Notes and Certificates (End of Period) $ 405,988,141.43
A-1 notes Ending Principal balance $ 0.00
A-2 notes Ending Principal balance $ 0.00
A-3 notes Ending Principal balance $ 147,733,645.42
A-4 notes Ending Principal balance $ 220,750,000.00
B notes Ending Principal balance $ 17,254,496.01
Certificate Ending Principal balance $ 20,250,000.00
Servicing Fee Paid (If CNH is the servicer) $ 354,894.60
Servicing Fee Shortfall $ 0.00
Release to Seller as Excess $ 374,345.29 $ 374,345.29
</Table>
2001-a(2) Page 4
<Page>
CNH EQUIPMENT TRUST 2001-A
$135,750,000 Class A-1 4.035% Asset Backed Notes due May 15, 2002
$273,000,000 Class A-2 4.162% Asset Backed Notes due September 15, 2004
$212,000,000 Class A-3 4.580% Asset Backed Notes due November 15, 2005
$220,750,000 Class A-4 5.380% Asset Backed Notes due August 15, 2007
$38,250,000 Class B 5.730% Asset Backed Notes due May 15, 2008
$20,250,000 5.730% Asset Backed Certificates
Actual Payment Date 1/15/2003
<Table>
<Caption>
SUMMARY AND FACTORS AMOUNT FACTOR PER/$1000
------ ------ ---------
Total Principal Balance of Notes and
Certificates (Beginning of Period) $ 425,873,518.95 0.4731928 $ 473.19
A-1 notes Beginning Principal balance $ 0.00 0.0000000 $ 0.00
A-2 notes Beginning Principal balance $ 0.00 0.0000000 $ 0.00
A-3 notes Beginning Principal balance $ 166,773,894.39 0.7866693 $ 786.67
A-4 notes Beginning Principal balance $ 220,750,000.00 1.0000000 $ 1,000.00
B notes Beginning Principal balance $ 18,099,624.56 0.4731928 $ 473.19
Certificate Beginning Principal balance $ 20,250,000.00 1.0000000 $ 1,000.00
Total Principal Balance of Notes and
Certificates (End of Period) $ 405,988,141.43 0.4510979 $ 451.10
A-1 notes Ending Principal balance 4.035% $ 135,750,000.00 $ 0.00 0.0000000 $ 0.00
A-2 notes Ending Principal balance 4.162% $ 273,000,000.00 $ 0.00 0.0000000 $ 0.00
A-3 notes Ending Principal balance 4.580% $ 212,000,000.00 $ 147,733,645.42 0.6968568 $ 696.86
A-4 notes Ending Principal balance 5.380% $ 220,750,000.00 93.50% $ 220,750,000.00 1.0000000 $ 1,000.00
B notes Ending Principal balance 5.730% $ 38,250,000.00 4.25% $ 17,254,496.01 0.4510979 $ 451.10
Certificate Ending Principal balance 5.730% $ 20,250,000.00 2.25% $ 20,250,000.00 1.0000000 $ 1,000.00
Class A-1 notes Interest Paid $ 0.00 0.0000000 $ 0.00
Class A-2 notes Interest Paid $ 0.00 0.0000000 $ 0.00
Class A-3 notes Interest Paid $ 220,975.41 0.0010423 $ 1.04
Class A-4 notes Interest Paid $ 989,695.83 0.0044833 $ 4.48
Class B notes Interest Paid $ 86,425.71 0.0022595 $ 2.26
Certificate Interest Paid $ 96,693.75 0.0047750 $ 4.78
Class A-1 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A21 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A-3 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A-4 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class B notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Certificate Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A-1 notes Principal Paid $ 0.00 0.0000000 $ 0.00
Class A-2 notes Principal Paid $ 0.00 0.0000000 $ 0.00
Class A-3 notes Principal Paid $ 19,040,248.97 0.0898125 $ 89.81
Class A-4 notes Principal Paid $ 0.00 0.0000000 $ 0.00
Class B notes Principal Paid $ 845,128.55 0.0220949 $ 22.09
Certificate Principal Paid $ 0.00 0.0000000 $ 0.00
NEGITIVE CARRY ACCOUNT
Negitive Carry 5/22/2001 2.460%
Negitive Carry Days Remaining 11/15/2001 0
Required Negitive Carry Account $ 0.00
Beginning Negitive Carry Account $ 0.00
Negitive Carry Account Withdrawls to
Distribution Account $ 0.00
Negitive Carry Released to Seller $ 0.00
Ending Negitive Carry Account Balance $ 0.00
SPREAD ACCOUNT
Required Spread Account Balance 2.00% $ 18,000,045.50
Beginning Spread Account Balance $ 18,000,045.50
Additional Deposit to Spread Account
from Pre-funding $ 0.00
Spread Account Withdrawls to Distribution
Account $ 0.00
Spread Account Deposits from Excess Cash $ 0.00
Spread Account Released to Seller $ 0.00
Ending Spread Account Balance $ 18,000,045.50
PRINCIPAL SUPPLEMENT ACCOUNT
Required Principal Supplement
Account Balance $ 0.00
Beginning Principal Supplement
Account Balance $ 0.00
Additional Deposit to Principal
Supplement Account from Pre-funding $ 0.00
Principal Supplement Account Withdrawls
to Distribution Account $ 0.00
Principal Supplement Account Released to
Seller $ 0.00
Ending Principal Supplement Account $ 0.00
PRE-FUNDING ACCOUNT
Beginning Pre-funding Account Balance $ 0.00
New Contract Value Purchased $ 0.00
Deposits to Spread Account $ 0.00
Deposits to Principal Supplement Account $ 0.00
Ending Pre-funding Account Balance $ 0.00
Release to seller $ 0.00
Total Release to Seller $ 729,406.56
</Table>
2001-a(2) Page 5
<Page>
CNH EQUIPMENT TRUST 2001-B
$321,500,000 Class A-1 2.1125% Asset Backed Notes due December 16, 2002
$170,000,000 Class A-2 2.495% Asset Backed Notes due April 15, 2004
$331,000,000 Class A-3 3.405% Asset Backed Notes due March 15, 2006
$132,328,000 Class A-4 4.450% Asset Backed Notes due April 16, 2007
$43,401,000 Class B 4.300% Asset Backed Notes due May 15, 2008
$22,977,424 4.300% Asset Backed Certificates
Prepared by: Kathy Aber (262) - 636 - 7706
<Table>
<Caption>
801100 801101 801103 801151 5801100
----------------------------------------------------------------------------------
Cutoff Date 12/31/2002
----------------------------------------------------------------------------------
Date Added 10/31/2001 10/31/2001 10/31/2001 10/31/2001 10/31/2001
----------------------------------------------------------------------------------
Pool PERIOD POOL 1 POOL 2 POOL 3 POOL 4 POOL 5
----------------------------------------------------------------------------------
Scheduled Cashflows 0 921,957.79 2,593,206.01 87,305.87 515,670.17 579,734.27
1 1,109,128.54 3,915,121.75 352,236.29 2,203,508.35 796,677.61
2 876,480.33 3,927,697.65 393,669.87 2,449,081.07 848,094.96
3 1,359,240.08 4,471,228.34 424,055.15 2,709,097.99 1,014,525.66
4 1,107,945.12 3,912,853.35 408,293.61 2,605,199.38 1,004,585.76
5 880,633.96 3,071,729.12 412,783.22 2,957,320.75 893,106.83
6 837,689.14 4,853,395.28 405,916.01 3,140,422.30 881,414.87
7 1,220,003.54 7,183,980.05 408,363.57 2,737,590.77 904,012.08
8 810,580.97 8,770,965.47 407,826.55 2,515,861.36 889,625.27
9 5,857,132.57 12,703,710.96 580,903.24 2,275,690.12 2,293,001.12
10 7,066,553.41 3,731,559.51 466,849.73 1,939,131.21 3,327,410.02
11 2,223,313.83 5,091,045.96 373,178.65 1,920,613.63 855,088.36
12 1,767,612.03 6,181,256.33 346,786.44 1,892,891.73 963,999.92
13 1,119,025.78 4,308,331.13 346,611.18 1,710,414.57 838,860.89
14 822,284.28 3,674,396.89 344,403.98 1,627,391.34 804,771.15
15 1,166,937.34 4,110,291.94 352,433.13 1,745,026.73 935,435.57
16 1,026,573.99 3,667,548.65 348,874.51 1,492,532.77 929,716.66
17 807,564.72 2,923,572.55 351,855.78 1,670,354.36 817,430.76
18 765,181.83 4,422,291.18 345,999.12 1,811,671.05 810,929.78
19 1,123,352.61 6,489,031.40 346,536.08 1,383,761.66 812,397.62
20 762,451.08 7,983,266.52 344,851.25 972,438.79 787,185.75
21 5,694,856.15 11,712,783.19 513,426.50 486,697.26 2,075,206.82
22 6,858,995.90 2,919,370.50 293,013.35 63,989.55 3,014,359.27
23 2,037,085.15 4,090,892.25 34,184.30 11,229.07 617,953.87
24 1,553,278.22 5,103,679.72 4,506.42 27,855.56 720,010.76
25 919,478.31 3,419,211.03 2,419.12 9,173.73 575,471.13
26 667,404.10 2,729,023.60 2,419.12 8,213.76 575,462.18
27 916,790.71 3,017,410.24 2,419.12 8,144.09 682,354.13
28 793,069.46 2,534,658.05 2,419.12 7,734.84 648,339.87
29 628,555.83 1,929,722.68 2,419.12 7,734.84 590,663.83
30 582,827.37 3,269,568.37 2,419.12 7,734.80 565,649.07
31 863,306.44 4,306,739.68 2,419.12 4,496.31 575,179.84
32 568,889.40 5,980,496.04 2,419.12 3,105.90 559,961.37
33 4,233,184.15 8,831,804.33 2,419.23 15,105.70 1,549,877.07
34 5,110,551.68 2,005,112.29 0.00 0.00 2,469,730.80
35 1,570,500.31 3,167,129.65 0.00 0.00 423,044.29
36 1,237,432.14 4,098,110.75 0.00 0.00 509,066.28
37 672,927.00 2,499,811.54 0.00 0.00 385,272.51
38 439,916.29 1,934,591.50 0.00 0.00 372,608.64
39 653,868.60 1,965,155.28 0.00 0.00 460,315.56
40 498,739.45 1,541,166.79 0.00 0.00 435,823.19
41 395,729.72 961,670.78 0.00 0.00 387,925.74
42 318,658.44 2,011,520.09 0.00 0.00 351,320.19
43 629,470.85 3,110,340.52 0.00 0.00 366,169.41
44 461,299.45 4,153,251.55 0.00 0.00 351,284.38
45 3,428,897.26 5,958,208.36 0.00 12,000.00 1,079,916.65
46 4,169,857.52 474,444.92 0.00 0.00 1,720,715.60
47 996,634.26 681,148.00 0.00 0.00 66,573.05
48 486,050.61 815,175.17 0.00 0.00 155,697.75
49 162,712.49 259,732.20 0.00 0.00 56,930.83
50 41,186.33 151,957.80 0.00 0.00 28,450.52
51 57,262.69 56,806.42 0.00 0.00 66,054.68
52 66,154.22 31,266.60 0.00 0.00 41,100.84
53 41,213.38 3,697.51 0.00 0.00 34,814.70
54 1,607.89 11,708.99 0.00 0.00 35,705.26
55 1,607.89 284,785.94 0.00 0.00 27,951.95
56 99,702.31 92,069.03 0.00 0.00 27,624.28
57 26,725.25 136,637.02 0.00 0.00 149,934.37
58 101,158.44 0.00 0.00 0.00 274,063.68
59 50,347.46 0.00 0.00 0.00 0.00
60 0.00 0.00 0.00 0.00 0.00
61 0.00 0.00 0.00 0.00 0.00
62 0.00 0.00 0.00 0.00 0.00
63 0.00 0.00 0.00 0.00 0.00
64 0.00 0.00 0.00 0.00 0.00
65 0.00 0.00 0.00 0.00 0.00
66 0.00 0.00 0.00 0.00 0.00
67 0.00 0.00 0.00 0.00 0.00
68 0.00 0.00 0.00 0.00 0.00
69 0.00 0.00 0.00 0.00 0.00
70 0.00 0.00 0.00 0.00 0.00
71 0.00 0.00 0.00 0.00 0.00
72 0.00 0.00 0.00 0.00 0.00
73 0.00 0.00 0.00 0.00 0.00
74 0.00 0.00 0.00 0.00 0.00
75 0.00 0.00 0.00 0.00 0.00
76 0.00 0.00 0.00 0.00 0.00
77 0.00 0.00 0.00 0.00 0.00
78 0.00 0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow TOTAL 81,669,576.06 204,237,338.42 8,716,635.99 42,948,885.51 45,016,589.27
Discount Rate 6.750% 6.750% 6.750% 6.750% 6.750%
Beginning Contract Value 75,606,942.23 191,655,633.03 8,607,697.43 43,975,335.20 41,235,258.86
Scheduled Contract Value Decline 2,561,891.71 7,549,079.33 437,844.54 2,932,342.39 1,282,915.69
Unscheduled Contract Value Decline 1,061,106.47 1,750,621.56 (22,175.55) 255,142.80 (60,578.64)
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 71,983,944.05 182,355,932.14 8,192,028.45 40,787,850.01 40,012,921.80
<Caption>
5801101 5801103 5801151
---------------------------------------------
Cutoff Date 12/31/2002
---------------------------------------------
Date Added 10/31/2001 10/31/2001 10/31/2001
---------------------------------------------
Pool POOL 6 POOL 7 POOL 8
---------------------------------------------
Scheduled Cashflows 2,347,700.33 34,133.89 948,674.78
3,307,665.99 101,594.86 1,749,928.07
3,562,101.81 111,660.64 1,797,613.69
3,887,221.32 132,957.15 2,130,415.24
3,723,360.71 147,231.74 1,926,533.53
3,692,577.09 110,620.43 2,577,580.99
5,120,229.77 120,452.94 2,800,148.35
6,389,471.63 125,326.81 2,214,260.32
6,755,741.13 124,025.22 2,256,656.86
4,921,772.14 145,224.21 1,925,683.13
4,351,041.06 754,234.87 4,454,814.80
5,043,723.02 76,882.94 7,014,329.16
3,585,487.86 72,001.78 1,629,516.03
2,971,489.55 57,477.58 662,334.33
2,903,626.70 58,834.31 464,657.18
3,149,431.72 80,518.15 749,375.02
2,834,382.25 82,632.84 455,343.80
2,773,078.24 56,990.95 813,246.95
4,212,096.35 66,764.77 1,242,119.27
5,422,816.43 69,501.18 616,010.90
5,514,348.74 71,528.61 383,435.28
3,898,480.53 89,975.15 63,448.19
2,975,186.73 707,655.06 35,659.94
3,826,924.06 1,028.75 68,282.99
2,431,095.16 0.00 16,779.47
1,924,477.00 0.00 26,156.70
1,921,582.71 0.00 7,350.13
2,099,654.87 23,527.20 23,136.09
1,811,871.50 0.00 6,763.72
1,697,237.20 0.00 46,352.00
2,707,370.84 0.00 3,002.59
3,728,542.46 12,023.60 3,002.59
3,956,565.86 0.00 3,002.75
2,439,256.00 16,070.31 35,012.99
1,566,850.82 11,423.60 719.43
1,952,571.19 0.00 3,358.03
1,592,624.22 0.00 719.43
1,248,210.33 0.00 5,182.70
1,301,588.46 0.00 4,575.12
1,414,568.61 23,527.20 10,743.03
1,137,345.21 0.00 719.43
1,040,398.84 0.00 719.24
1,873,123.92 0.00 0.00
2,480,252.67 12,023.60 0.00
2,640,105.13 0.00 0.00
1,336,917.83 10,023.60 30,810.80
146,086.75 11,423.60 0.00
169,848.13 0.00 0.00
215,837.00 0.00 0.00
162,158.45 0.00 0.00
164,922.57 0.00 0.00
144,371.60 0.00 0.00
125,164.11 0.00 0.00
111,078.68 0.00 0.00
200,629.05 0.00 0.00
289,875.25 0.00 0.00
435,262.42 0.00 0.00
204,179.12 0.00 0.00
8,818.41 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
Total Amount of Scheduled Cashflow 143,850,397.53 3,519,297.54 39,208,175.04
Discount Rate 6.750% 6.750% 6.750%
Beginning Contract Value 135,234,851.48 3,414,071.77 41,184,036.80
Scheduled Contract Value Decline 5,880,710.89 137,786.06 4,158,673.27
Unscheduled Contract Value Decline (275,515.65) 1,702.98 (328,874.27)
Additional Contract Value Added 0.00 0.00 0.00
Ending Contract Value 129,629,656.24 3,274,582.73 37,354,237.80
</Table>
2001-b Page 1
<Page>
CNH EQUIPMENT TRUST 2001-B
$321,500,000 Class A-1 2.1125% Asset Backed Notes due December 16, 2002
$170,000,000 Class A-2 2.495% Asset Backed Notes due April 15, 2004
$331,000,000 Class A-3 3.405% Asset Backed Notes due March 15, 2006
$132,328,000 Class A-4 4.450% Asset Backed Notes due April 16, 2007
$43,401,000 Class B 4.300% Asset Backed Notes due May 15, 2008
$22,977,424 4.300% Asset Backed Certificates
<Table>
Settlement Date
Scheduled Payment Date 12/15/2001 1/15/2003
Actual Payment Date 12/17/2001 1/15/2003
Collection Period Begin Date 12/1/2002
Collection Period End Date 12/31/2002
Days in accrual period (30/360) 30
Days in accrual period (act/360) 30
1 month LIBOR Rate 1.4200%
COLLATERAL SUMMARY
Wtd. Average Discount Rate 6.750%
Beginning Contract Value 540,913,826.80
Scheduled Contract Value Decline 24,941,243.87
Unscheduled Contract Value Decline 2,381,429.70
Additional Contract Value Purchased 0.00
Ending Contract Value 513,591,153.22
Beginning Pre-funding Account Balance 0.00
Ending Pre-funding Account Balance 0.00
Total Beginning Balance (Pool Balance + Pre-funding Account Balance) 540,913,826.81
Total Ending Balance (Pool Balance + Pre-funding Account Balance) 513,591,153.23
COLLATERAL PERFORMANCE
Scheduled Amounts 30 - 59 days past due $ 2,522,996.58 0.49%
Scheduled Amounts 60 days or more past due $ 1,449,387.09 0.28%
Net Losses on Liquidated Receivables $427,622.39 0.08%
Cumulative Net Losses $ 2,690,275.64
Number of Loans at Beginning of Period 33,450
Number of Loans at End of Period 32,690
Repossessed Equipment not Sold or Reassigned (Beginning) $ 1,094,523.96
Repossessed Equipment not Sold or Reassigned (End) $ 1,436,153.18
COLLECTIONS AND REINVESTMENT INCOME
Receipts During the period $ 29,902,556.84
Warranty Repurchases
Contracts deferred beyond Final Scheduled Maturity Date $ 0.00
Government obligors $ 0.00
Total Warranty Repurchases $ 0.00
Total Collections For The Period $ 29,902,556.84
Reinvestment Income (excluding Pre-funding Account) $ 51,515.37
Reinvestment Income on Pre-funding Account) $ 0.00
Net Swap Receipts 0.00
Net Swap Termination Payments due Trust from the Swap CounterParty $ 0.00
Total Collections + Reinvestment Income For The Period - Swap Receipt $ 29,954,072.21
Swap Termination Payments due to Swap CounterParty $ 0.00
Prior Swap Termination Payment Shortfall $ 0.00
---------------
Total Swap Termination Payment due to Swap CounterParty $ 0.00
</Table>
2001-b Page 2
<Page>
CNH EQUIPMENT TRUST 2001-B
$321,500,000 Class A-1 2.1125% Asset Backed Notes due December 16, 2002
$170,000,000 Class A-2 2.495% Asset Backed Notes due April 15, 2004
$331,000,000 Class A-3 3.405% Asset Backed Notes due March 15, 2006
$132,328,000 Class A-4 4.450% Asset Backed Notes due April 16, 2007
$43,401,000 Class B 4.300% Asset Backed Notes due May 15, 2008
$22,977,424 4.300% Asset Backed Certificates
<Table>
Actual Payment Date 1/15/2003
CACLULATION OF DISTRIBUTABLE AMOUNTS
Current Servicing Fee Due 1.000% $ 450,761.52
Past Due Servicing Fee $ 0.00
Total Servicing Fee Due $ 450,761.52
Current Administration Fee Due $ 500.00 $ 166.67
Past Due Administration Fee $ 0.00
Total Administration Fee Due $ 166.67
Total Principal Balance of Notes and Certificates (Beginning of Period) $ 540,913,826.81
A-1 notes Beginning Principal balance $ 0.00
A-2 notes Beginning Principal balance $ 31,619,708.83
A-3 notes Beginning Principal balance $ 331,000,000.00
A-4 notes Beginning Principal balance $ 132,328,000.00
B notes Beginning Principal balance $ 22,988,693.01
Certificate Beginning Principal balance $ 22,977,424.97
A-1 notes Current Interest Due 2.1125% act/360 $ 0.00
Class A-2 Current Interest Due
1 Month LIBOR Rate 1.42000%
Spread for Note 0.20000%
----------------
Floating Rate Yield 1.62000% ACT/360
Class A-2 Current Interest Due $ 42,686.61
Class A-2 Swap float Rate receipt due $ 37,416.66
Class A-2 Swap fixed Rate payment due 2.495% 30/360 $ 65,742.64
Class A-2 Net Swap receipt 0.00
Class A-2 Past due Net Swap payment 0.00
Interest on Class A-2 Past due Net Swap payment 0.00
Class A-2 Net Swap payment 28,325.98
Class A-3 Current Interest Due
1 Month LIBOR Rate 1.42000%
Spread for Note 0.31000%
----------------
Floating Rate Yield 1.73000% ACT/360
Class A-3 Current Interest Due $ 477,191.67
Class A-3 Swap float Rate receipt due $ 391,683.33
Class A-3 Swap fixed Rate payment due 3.405% 30/360 $ 939,212.50
Class A-3 Net Swap receipt 0.00
Class A-3 Past due Net Swap payment 0.00
Interest on Class A-3 Past due Net Swap payment 0.00
Class A-3 Net Swap payment 547,529.17
Net Swap Payments Due 575,855.15
A-4 notes Current Interest Due 4.450% 30/360 $ 490,716.33
B notes Current Interest Due 4.300% 30/360 $ 82,376.15
Certificate Current Interest Due 4.300% 30/360 $ 82,335.77
A-1 notes Past Due Interest $ 0.00
A-2 notes Past Due Interest $ 0.00
A-3 notes Past Due Interest $ 0.00
A-4 notes Past Due Interest $ 0.00
B notes Past Due Interest $ 0.00
Certificate Past Due Interest $ 0.00
A-1 notes Interest Due on Past Due Interest $ 0.00
A-2 notes Interest Due on Past Due Interest $ 0.00
A-3 notes Interest Due on Past Due Interest $ 0.00
A-4 notes Interest Due on Past Due Interest $ 0.00
B notes Interest Due on Past Due Interest $ 0.00
Certificate Interest Due on Past Due Interest $ 0.00
A-1 notes Total Interest Due $ 0.00
A-2 notes Total Interest Due $ 42,686.61
A-3 notes Total Interest Due $ 477,191.67
A-4 notes Total Interest Due $ 490,716.33
B notes Total Interest Due $ 82,376.15
Certificate Total Interest Due $ 82,335.77
A-1 notes Principal Due $ 0.00
A-2 notes Principal Due $ 26,161,467.26
A-3 notes Principal Due $ 0.00
A-4 notes Principal Due $ 0.00
Class B notes Principal Due $ 1,161,206.32
Certificate Principal Due $ 0.00
Total notes Interest Due $ 1,092,970.76
Total notes Principal Due $ 27,322,673.58
Net Swap/Termination Payment Due $ 575,855.15
Total notes Distributable Amount $ 28,991,499.49
</Table>
2001-b Page 3
<Page>
CNH Equipment Trust 2001-B
$321,500,000 Class A-1 2.1125% Asset Backed Notes due December 16, 2002
$170,000,000 Class A-2 2.495% Asset Backed Notes due April 15, 2004
$331,000,000 Class A-3 3.405% Asset Backed Notes due March 15, 2006
$132,328,000 Class A-4 4.450% Asset Backed Notes due April 16, 2007
$43,401,000 Class B 4.300% Asset Backed Notes due May 15, 2008
$22,977,424 4.300% Asset Backed Certificates
<Table>
Actual Payment Date 1/15/2003
CASH AVAILABLE FOR DISTRIBUTION
Total Collections + Reinvestment Income For The Period $ 29,954,072.21
Beginning Negitive Carry Account $ 0.00
Deposits from Negitive Carry Account to Distribution Account $ 0.00
Beginning Spread Account Balance $ 20,424,128.50
Additional Deposit to Spread Account from Pre-funding $ 0.00
Deposits from Spread Account to Distribution Account $ 0.00
Beginning Principal Supplement Account $ 0.00
Deposits from Principal Supplement Account to Distribution Account $ 0.00
Total Cash Available $ 29,954,072.21
<Caption>
AVAILABLE
CASH
---------
CASH ALLOCATION (CASHFLOW WATERFALL)
Is CNH the servicier YES
Servicing Fee Paid (If CNH is not the servicer) $ 0.00
Servicing Fee Shortfall $ 0.00
$ 29,954,072.21
Administration Fee Paid $ 166.67
Administration Fee Shortfall $ 0.00
$ 29,953,905.54
Net Swap Payment Paid $ 575,855.15
Net Swap Payment Shortfall $ 0.00
Remaining Cash Available to Pay Note Interest & Swap Termination Payment $ 29,378,050.39
Cash Available to Pay Note Interest $ 29,378,050.39
Cash Available to Pay Termination Payment $ 0.00
Class A-1 notes Interest Paid $ 0.00
Class A-2 notes Interest Paid $ 42,686.61
Class A-3 notes Interest Paid $ 477,191.67
Class A-4 notes Interest Paid $ 490,716.33
$ 28,367,455.78
Class A-1 notes Interest Shortfall $ 0.00
Class A-2 notes Interest Shortfall $ 0.00
Class A-3 notes Interest Shortfall $ 0.00
Class A-4 notes Interest Shortfall $ 0.00
Swap Termination Payment Paid $ 0.00
Swap Termination Payment Shortfall $ 0.00
$ 28,367,455.78
Class B notes Interest Paid $ 82,376.15
Class B notes Interest Shortfall $ 0.00
$ 28,285,079.63
Class A-1 notes Principal Paid $ 0.00
Class A-2 notes Principal Paid $ 26,161,467.26
Class A-3 notes Principal Paid $ 0.00
Class A-4 notes Principal Paid $ 0.00
Class B notes Principal Paid $ 1,161,206.32
$ 962,406.05
Deposits to Spread Account $ 0.00
$ 962,406.05
Certificate Interest Paid $ 82,335.77
Certificate Interest Shortfall $ 0.00
$ 880,070.28
Certificate Principal Paid $ 0.00
$ 880,070.28
Total Principal Balance of Notes and Certificates (End of Period) $ 513,591,153.23
A-1 notes Ending Principal balance $ 0.00
A-2 notes Ending Principal balance $ 5,458,241.57
A-3 notes Ending Principal balance $ 331,000,000.00
A-4 notes Ending Principal balance $ 132,328,000.00
B notes Ending Principal balance $ 21,827,486.69
Certificate Ending Principal balance $ 22,977,424.97
Servicing Fee Paid (If CNH is the servicer) $ 450,761.52
Servicing Fee Shortfall $ 0.00
Release to Seller as Excess $ 429,308.76 $ 429,308.76
</Table>
2001-b Page 4
<Page>
CNH EQUIPMENT TRUST 2001-B
$321,500,000 Class A-1 2.1125% Asset Backed Notes due December 16, 2002
$170,000,000 Class A-2 2.495% Asset Backed Notes due April 15, 2004
$331,000,000 Class A-3 3.405% Asset Backed Notes due March 15, 2006
$132,328,000 Class A-4 4.450% Asset Backed Notes due April 16, 2007
$43,401,000 Class B 4.300% Asset Backed Notes due May 15, 2008
$22,977,424 4.300% Asset Backed Certificates
<Table>
<Caption>
SUMMARY AND FACTORS AMOUNT
------
Actual Payment Date 1/15/2003
Total Principal Balance of Notes and Certificates (Beginning of Period) $ 540,913,826.81
A-1 notes Beginning Principal balance $ 0.00
A-2 notes Beginning Principal balance $ 31,619,708.83
A-3 notes Beginning Principal balance $ 331,000,000.00
A-4 notes Beginning Principal balance $ 132,328,000.00
B notes Beginning Principal balance $ 22,988,693.01
Certificate Beginning Principal balance $ 22,977,424.97
Total Principal Balance of Notes and Certificates (End of Period) $ 513,591,153.23
A-1 notes Ending Principal balance 2.1125% $ 321,500,000.00 $ 0.00
A-2 notes Ending Principal balance 2.495% $ 170,000,000.00 $ 5,458,241.57
A-3 notes Ending Principal balance 3.405% $ 331,000,000.00 $ 331,000,000.00
A-4 notes Ending Principal balance 4.450% $ 132,328,000.00 93.50% $ 132,328,000.00
B notes Ending Principal balance 4.300% $ 43,401,000.00 4.25% $ 21,827,486.69
Certificate Ending Principal balance 4.300% $ 22,977,424.97 2.25% $ 22,977,424.97
Class A-1 notes Interest Paid $ 0.00
Class A-2 notes Interest Paid $ 42,686.61
Class A-3 notes Interest Paid $ 477,191.67
Class A-4 notes Interest Paid $ 490,716.33
Class B notes Interest Paid $ 82,376.15
Certificate Interest Paid $ 82,335.77
Class A-1 notes Interest Shortfall $ 0.00
Class A21 notes Interest Shortfall $ 0.00
Class A-3 notes Interest Shortfall $ 0.00
Class A-4 notes Interest Shortfall $ 0.00
Class B notes Interest Shortfall $ 0.00
Certificate Interest Shortfall $ 0.00
Class A-1 notes Principal Paid $ 0.00
Class A-2 notes Principal Paid $ 26,161,467.26
Class A-3 notes Principal Paid $ 0.00
Class A-4 notes Principal Paid $ 0.00
Class B notes Principal Paid $ 1,161,206.32
Certificate Principal Paid $ 0.00
NEGITIVE CARRY ACCOUNT
Negitive Carry 11/21/2001 1.162%
Negitive Carry Days Remaining 11/21/2001 0
Required Negitive Carry Account $ 0.00
Beginning Negitive Carry Account $ 0.00
Negitive Carry Account Withdrawls to Distribution Account $ 0.00
Negitive Carry Released to Seller $ 0.00
Ending Negitive Carry Account Balance $ 0.00
SPREAD ACCOUNT
Required Spread Account Balance 2.00% $ 20,424,128.50
Beginning Spread Account Balance $ 20,424,128.50
Additional Deposit to Spread Account from Pre-funding $ 0.00
Spread Account Withdrawls to Distribution Account $ 0.00
Spread Account Deposits from Excess Cash $ 0.00
Spread Account Released to Seller $ 0.00
Ending Spread Account Balance $ 20,424,128.50
PRINCIPAL SUPPLEMENT ACCOUNT
Required Principal Supplement Account Balance $ 0.00
Beginning Principal Supplement Account Balance $ 0.00
Additional Deposit to Principal Supplement Account from Pre-funding $ 0.00
Principal Supplement Account Withdrawls to Distribution Account $ 0.00
Principal Supplement Account Released to Seller $ 0.00
Ending Principal Supplement Account $ 0.00
PRE-FUNDING ACCOUNT
Beginning Pre-funding Account Balance $ 0.00
New Contract Value Purchased $ 0.00
Deposits to Spread Account $ 0.00
Deposits to Principal Supplement Account $ 0.00
Ending Pre-funding Account Balance $ 0.00
Release to seller $ 0.00
Total Release to Seller $ 880,236.95
<Caption>
SUMMARY AND FACTORS FACTOR PER/$1000
------ ---------
Total Principal Balance of Notes and Certificates (Beginning of Period) 0.5296812 $ 529.68
A-1 notes Beginning Principal balance 0.0000000 $ 0.00
A-2 notes Beginning Principal balance 0.1859983 $ 186.00
A-3 notes Beginning Principal balance 1.0000000 $ 1,000.00
A-4 notes Beginning Principal balance 1.0000000 $ 1,000.00
B notes Beginning Principal balance 0.5296812 $ 529.68
Certificate Beginning Principal balance 1.0000000 $ 1,000.00
Total Principal Balance of Notes and Certificates (End of Period) 0.5029259 $ 502.93
A-1 notes Ending Principal balance 0.0000000 $ 0.00
A-2 notes Ending Principal balance 0.0321073 $ 32.11
A-3 notes Ending Principal balance 1.0000000 $ 1,000.00
A-4 notes Ending Principal balance 1.0000000 $ 1,000.00
B notes Ending Principal balance 0.5029259 $ 502.93
Certificate Ending Principal balance 1.0000000 $ 1,000.00
Class A-1 notes Interest Paid 0.0000000 $ 0.00
Class A-2 notes Interest Paid 0.0002511 $ 0.25
Class A-3 notes Interest Paid 0.0014417 $ 1.44
Class A-4 notes Interest Paid 0.0037083 $ 3.71
Class B notes Interest Paid 0.0018980 $ 1.90
Certificate Interest Paid 0.0035833 $ 3.58
Class A-1 notes Interest Shortfall 0.0000000 $ 0.00
Class A21 notes Interest Shortfall 0.0000000 $ 0.00
Class A-3 notes Interest Shortfall 0.0000000 $ 0.00
Class A-4 notes Interest Shortfall 0.0000000 $ 0.00
Class B notes Interest Shortfall 0.0000000 $ 0.00
Certificate Interest Shortfall 0.0000000 $ 0.00
Class A-1 notes Principal Paid 0.0000000 $ 0.00
Class A-2 notes Principal Paid 0.1538910 $ 153.89
Class A-3 notes Principal Paid 0.0000000 $ 0.00
Class A-4 notes Principal Paid 0.0000000 $ 0.00
Class B notes Principal Paid 0.0267553 $ 26.76
Certificate Principal Paid 0.0000000 $ 0.00
NEGITIVE CARRY ACCOUNT
Negitive Carry
Negitive Carry Days Remaining
Required Negitive Carry Account
Beginning Negitive Carry Account
Negitive Carry Account Withdrawls to Distribution Account
Negitive Carry Released to Seller
Ending Negitive Carry Account Balance
SPREAD ACCOUNT
Required Spread Account Balance
Beginning Spread Account Balance
Additional Deposit to Spread Account from Pre-funding
Spread Account Withdrawls to Distribution Account
Spread Account Deposits from Excess Cash
Spread Account Released to Seller
Ending Spread Account Balance
PRINCIPAL SUPPLEMENT ACCOUNT
Required Principal Supplement Account Balance
Beginning Principal Supplement Account Balance
Additional Deposit to Principal Supplement Account from Pre-funding
Principal Supplement Account Withdrawls to Distribution Account
Principal Supplement Account Released to Seller
Ending Principal Supplement Account
PRE-FUNDING ACCOUNT
Beginning Pre-funding Account Balance
New Contract Value Purchased
Deposits to Spread Account
Deposits to Principal Supplement Account
Ending Pre-funding Account Balance
Release to seller
Total Release to Seller
</Table>
2001-b Page 5
<Page>
CNH EQUIPMENT TRUST 2002-A
$162,400,000 Class A-1 2.0825% Asset Backed Notes due April 15, 2003
$235,456,000 Class A-2 3.1300% Asset Backed Notes due September 15, 2004
$356,019,000 Class A-3 Floating-Rate Asset Backed Notes due July 17, 2006
$183,625,000 Class A-4 Floating-Rate Asset Backed Notes due August 15, 2008
$30,000,000 Class B Floating-Rate Asset Backed Notes due August 15, 2008
$32,500,000 Class C Floating-Rate Asset Backed Notes due March 15, 2010
Prepared by: Karen Kudla (262) 636-7381
<Table>
<Caption>
502030 502031 502033 502051 5502030
----------------------------------------------------------------------------------------
Cutoff Date 12/31/02
----------------------------------------------------------------------------------------
Date Added 2/28/2002 2/28/2002 2/28/2002 2/28/2002 2/28/2002
----------------------------------------------------------------------------------------
Pool PERIOD POOL 1 POOL 2 POOL 3 POOL 4 POOL 5
----------------------------------------------------------------------------------------
Scheduled Cashflows 0 236,176.05 3,625,508.08 14,876.43 198,793.18 251,127.97
1 2,110,412.76 8,519,335.86 289,718.47 1,078,344.67 1,965,685.36
2 5,608,767.14 2,533,629.88 377,730.48 1,149,745.12 3,097,051.66
3 869,826.95 2,361,428.42 210,425.50 1,175,223.73 622,806.49
4 509,525.94 2,131,827.04 215,209.32 1,194,312.58 622,558.86
5 540,529.51 2,267,778.59 213,307.58 1,209,998.71 586,198.82
6 460,108.24 2,188,405.40 214,160.25 1,223,382.20 570,211.51
7 520,459.74 2,256,046.20 214,554.67 1,216,213.13 680,933.26
8 612,961.37 2,023,828.46 216,535.70 1,202,627.34 691,962.41
9 568,382.81 2,789,765.67 214,208.93 1,203,457.14 596,346.70
10 519,065.30 4,117,381.50 226,474.01 1,248,169.38 608,141.84
11 674,800.13 10,033,599.87 214,208.93 1,380,322.53 673,799.47
12 1,081,293.98 13,683,117.33 233,605.56 1,394,490.06 626,979.32
13 2,316,526.51 9,800,354.82 289,752.08 1,101,851.43 2,095,769.72
14 5,691,603.59 2,372,804.52 336,270.16 972,213.96 3,034,665.62
15 870,175.63 2,199,730.67 138,105.30 961,349.57 577,655.11
16 489,904.37 1,961,394.09 136,231.78 967,083.30 579,654.54
17 515,108.90 2,093,645.55 133,985.45 980,590.67 539,356.04
18 435,033.14 2,053,335.16 134,838.12 992,616.25 521,718.19
19 480,630.75 2,147,096.22 134,838.12 975,557.76 624,245.79
20 574,248.75 1,920,002.03 136,800.62 973,834.68 636,973.79
21 538,790.49 2,620,029.29 134,838.12 973,857.33 542,871.24
22 478,090.84 4,002,403.17 147,100.22 1,016,390.73 551,636.23
23 628,251.32 9,923,968.35 134,838.12 1,097,510.00 608,777.27
24 1,072,378.38 13,348,390.60 151,734.69 922,465.79 574,686.76
25 2,224,342.47 9,434,070.04 210,366.67 285,642.21 1,951,989.26
26 5,498,870.61 1,888,246.46 238,204.61 43,008.17 2,826,097.94
27 761,376.46 1,740,803.34 22,983.98 21,987.79 477,756.38
28 379,723.15 1,521,237.63 15,386.09 18,235.41 474,041.77
29 398,128.44 1,598,572.77 15,386.09 18,235.41 420,041.44
30 302,661.56 1,552,166.83 15,386.09 23,264.69 407,769.15
31 364,100.78 1,629,806.99 15,386.09 18,235.41 484,655.08
32 406,818.80 1,435,385.77 15,386.09 18,235.41 513,740.99
33 377,979.91 1,876,705.07 15,386.09 18,235.41 438,738.66
34 338,836.87 3,006,235.57 25,404.84 18,235.41 444,867.58
35 451,333.67 7,600,409.62 15,386.09 39,376.60 521,046.56
36 885,833.19 10,146,172.07 15,386.09 35,863.01 453,285.16
37 1,823,580.93 6,837,608.28 20,404.74 9,450.09 1,595,818.69
38 3,902,109.24 1,284,051.01 29,122.36 6,649.83 2,260,800.11
39 515,675.05 1,091,333.64 11,015.75 6,649.83 304,990.97
40 249,052.21 947,217.48 11,015.75 6,649.83 316,657.01
41 243,670.87 970,417.37 11,015.75 6,649.83 286,217.08
42 173,442.39 872,641.32 11,015.75 11,679.11 277,516.06
43 224,549.89 956,662.25 11,015.75 6,649.83 321,539.94
44 241,710.02 803,786.66 11,015.75 6,649.83 348,056.64
45 250,706.66 1,150,503.37 11,015.75 6,649.83 296,408.04
46 206,236.83 2,175,524.39 11,015.75 6,649.53 300,685.89
47 419,661.44 6,070,580.53 11,015.75 26,717.35 336,658.56
48 780,608.23 8,432,094.77 11,015.75 61,219.88 299,175.44
49 1,364,827.29 4,818,992.91 11,015.75 4,829.12 1,206,833.33
50 3,021,595.68 459,331.87 51,617.12 0.00 1,676,481.86
51 246,565.69 74,460.78 944.75 0.00 41,822.15
52 8,185.45 16,319.68 944.75 0.00 26,656.77
53 2,749.30 64,352.81 0.00 0.00 22,758.52
54 1,708.67 5,516.01 0.00 0.00 22,758.52
55 1,708.67 5,011.75 0.00 0.00 22,758.52
56 1,672.69 5,011.75 0.00 0.00 24,430.57
57 1,078.22 5,011.75 0.00 0.00 22,758.52
58 6,702.90 42,900.13 0.00 0.00 29,170.92
59 1,078.22 211,211.07 0.00 0.00 41,313.22
60 48,475.09 269,710.88 0.00 0.00 22,336.38
61 35,754.20 135,105.58 0.00 0.00 63,895.14
62 46,453.76 0.00 0.00 0.00 105,334.97
63 0.00 0.00 0.00 0.00 0.00
64 0.00 0.00 0.00 0.00 0.00
65 0.00 0.00 0.00 0.00 0.00
66 0.00 0.00 0.00 0.00 0.00
67 0.00 0.00 0.00 0.00 0.00
68 0.00 0.00 0.00 0.00 0.00
69 0.00 0.00 0.00 0.00 0.00
70 0.00 0.00 0.00 0.00 0.00
71 0.00 0.00 0.00 0.00 0.00
72 0.00 0.00 0.00 0.00 0.00
73 0.00 0.00 0.00 0.00 0.00
74 0.00 0.00 0.00 0.00 0.00
75 0.00 0.00 0.00 0.00 0.00
76 0.00 0.00 0.00 0.00 0.00
77 0.00 0.00 0.00 0.00 0.00
78 0.00 0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow TOTAL 54,612,618.09 194,109,976.97 5,708,604.40 27,536,050.06 42,169,677.76
Discount Rate 6.750% 6.750% 6.750% 6.750% 6.750%
Beginning Contract Value 50,007,395.84 201,031,315.31 5,530,520.30 27,408,090.77 38,191,764.73
Scheduled Contract Value Decline 836,942.73 16,732,050.22 211,080.28 1,473,484.60 608,223.53
Unscheduled Contract Value Decline 914,855.87 13,506,084.99 32,578.48 229,211.10 307,571.75
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 48,255,597.24 170,793,180.09 5,286,861.54 25,705,395.07 37,275,969.45
<Caption>
5502031 5502033 5502051 502034 502035
--------------------------------------------------------------------------------------
Cutoff Date 12/31/2002
--------------------------------------------------------------------------------------
Date Added 2/28/2002 2/28/2002 2/28/2002 3/31/2002 3/31/2002
--------------------------------------------------------------------------------------
Pool POOL 6 POOL 7 POOL 8 POOL 9 POOL 10
--------------------------------------------------------------------------------------
Scheduled Cashflows 2,752,571.31 29,432.44 628,276.46 174,376.54 34,262.02
3,865,498.01 710,833.15 1,564,772.20 722,442.00 276,446.99
2,282,595.04 691,462.07 463,836.05 3,027,344.84 409,662.05
2,594,566.39 96,400.87 486,321.58 6,810,575.93 442,084.43
2,684,502.96 102,983.56 481,331.26 885,811.81 305,844.21
3,033,011.15 98,541.94 639,359.37 606,766.29 302,395.96
2,584,878.65 100,131.34 585,800.32 611,274.94 295,660.64
2,592,828.22 114,898.77 560,879.32 550,252.00 297,099.75
2,457,341.37 100,067.58 500,198.45 671,033.90 297,099.75
2,397,277.81 100,067.58 495,687.81 965,680.45 330,367.92
3,856,715.13 105,597.98 1,228,102.70 604,148.01 305,947.27
7,324,507.65 101,002.38 4,439,210.16 619,374.08 297,805.67
6,051,895.30 117,798.44 1,360,297.22 990,560.80 309,072.82
4,212,318.08 294,708.90 641,408.48 813,418.49 296,366.56
2,097,502.34 232,761.72 330,997.02 3,100,045.17 388,614.91
2,074,643.93 89,597.79 326,547.85 6,776,128.42 352,597.44
2,138,813.53 95,128.19 339,001.69 871,129.11 177,635.55
2,385,407.72 90,369.41 495,115.15 545,233.92 171,243.00
2,315,419.80 91,897.58 414,541.82 578,408.20 161,243.00
2,285,216.06 106,095.38 395,127.46 510,881.99 162,682.11
2,204,567.69 90,962.78 334,757.52 633,174.37 162,682.11
2,123,201.25 90,962.78 329,755.47 926,742.89 162,682.11
3,532,363.31 96,493.18 1,136,259.01 561,638.86 171,044.21
6,819,232.81 91,897.58 4,244,003.08 583,564.16 162,682.11
5,298,984.06 108,693.43 974,576.36 906,047.83 173,949.26
3,512,046.52 261,456.67 315,351.75 800,419.98 161,243.45
1,529,931.16 215,547.84 5,547.58 3,023,703.01 241,956.99
1,520,329.85 2,942.98 4,846.80 6,641,476.97 230,784.02
1,576,057.12 4,088.46 4,506.85 726,237.43 40,956.29
1,708,888.26 1,102.23 6,148.17 411,536.06 17,929.58
1,686,815.20 2,630.40 15,722.62 410,952.16 17,929.58
1,682,660.49 9,299.44 6,148.17 371,469.13 19,368.69
1,577,870.47 2,630.40 6,148.17 473,624.63 19,368.69
1,548,656.15 2,630.40 6,148.17 732,100.20 19,368.69
2,756,341.89 5,116.13 6,148.17 425,791.13 27,730.79
5,803,342.95 2,630.40 11,630.57 430,186.40 19,368.69
4,161,384.04 11,124.73 126,986.85 737,445.98 30,635.84
2,619,428.36 35,644.57 52,774.83 584,960.19 17,929.58
1,040,098.37 10,558.73 1,166.67 2,151,899.24 17,962.14
1,023,873.93 1,102.23 1,166.67 5,132,628.96 58,653.44
1,063,256.64 3,587.96 1,166.67 510,593.73 16,931.48
1,177,037.69 1,102.23 2,807.99 247,264.35 16,931.48
1,143,061.91 2,630.40 12,382.44 220,802.75 16,931.48
1,158,391.17 9,299.44 2,807.99 205,537.36 18,370.59
1,028,310.76 2,630.40 2,807.99 292,582.45 18,370.59
1,056,024.24 2,630.40 2,807.99 501,877.85 18,370.59
2,040,929.18 5,116.13 2,807.98 242,874.59 26,732.69
4,582,817.74 2,630.30 8,390.27 201,517.83 18,370.59
2,774,528.84 11,124.73 126,986.56 566,448.13 29,637.86
1,277,734.33 35,644.01 51,608.13 386,920.53 16,931.48
116,011.30 9,456.50 0.00 1,672,473.91 16,931.81
86,358.92 0.00 0.00 4,047,893.33 51,631.80
83,807.10 0.00 0.00 227,321.28 1,306.27
65,946.13 0.00 0.00 17,113.81 1,306.07
77,366.84 0.00 0.00 20,749.69 0.00
76,619.23 0.00 0.00 7,564.37 0.00
60,712.71 0.00 0.00 2,973.45 0.00
67,352.44 0.00 0.00 85,855.57 0.00
114,515.85 0.00 0.00 21,791.02 0.00
446,501.63 0.00 0.00 2,973.45 0.00
178,060.19 0.00 0.00 25,490.80 0.00
99,125.71 0.00 0.00 2,973.45 0.00
1,427.81 0.00 0.00 17,202.58 0.00
0.00 0.00 0.00 77,730.33 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow 134,489,482.69 4,603,144.93 24,181,179.86 66,707,013.08 7,657,113.09
Discount Rate 6.750% 6.750% 6.750% 6.750% 6.750%
Beginning Contract Value 126,306,817.87 4,564,788.94 25,172,282.80 60,391,941.32 7,456,081.41
Scheduled Contract Value Decline 7,921,532.19 193,759.09 3,179,322.78 792,771.06 287,756.98
Unscheduled Contract Value Decline (691,478.69) 59,618.03 (401,801.69) 881,068.33 84,284.69
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 119,076,764.38 4,311,411.82 22,394,761.71 58,718,101.93 7,084,039.74
<Caption>
5502034 5502035 502036 502037 502038
--------------------------------------------------------------------------------------
Cutoff Date 12/31/02
--------------------------------------------------------------------------------------
Date Added 3/31/2002 3/31/2002 4/30/2002 4/30/2002 4/30/2002
--------------------------------------------------------------------------------------
Pool POOL 11 POOL 12 POOL 13 POOL 14 POOL 15
--------------------------------------------------------------------------------------
Scheduled Cashflows 267,358.58 53,487.03 237,760.34 48,713.34 773,241.94
697,350.96 288,948.32 954,480.09 387,615.86 716,438.69
2,551,879.65 904,648.31 1,079,959.71 478,791.73 506,317.83
3,079,502.12 986,203.95 5,338,767.05 760,069.97 469,281.05
752,712.17 217,352.94 7,990,205.01 712,035.66 1,392,870.65
788,164.76 203,732.53 936,590.57 453,339.18 1,502,168.74
785,626.28 202,407.67 885,933.31 454,022.34 1,141,345.04
787,821.22 201,780.78 853,125.01 458,984.12 1,112,731.10
856,335.28 212,002.76 1,038,713.67 455,327.76 521,290.59
968,321.24 216,566.13 1,068,836.46 465,526.35 344,120.71
774,489.61 203,749.85 1,089,052.06 459,166.60 220,069.29
895,031.72 206,818.93 979,686.76 455,327.76 167,331.11
886,575.69 206,363.77 1,236,060.05 469,450.26 327,602.73
795,314.15 210,201.25 1,073,134.41 463,210.71 53,487.77
2,555,538.92 413,752.49 989,684.71 472,750.70 21,747.11
3,048,792.98 344,180.13 5,306,171.04 713,791.78 31,268.98
697,234.99 191,637.63 7,948,746.44 549,932.62 63,996.80
708,429.77 194,363.89 797,645.71 268,170.35 67,897.65
702,121.37 192,880.98 734,298.74 259,058.75 67,519.77
678,915.50 191,637.75 770,331.84 262,897.59 19,145.57
773,308.27 199,613.39 981,748.33 259,058.75 0.00
889,663.61 222,703.35 1,005,514.78 269,257.33 0.00
688,051.44 191,053.36 993,790.14 262,897.59 0.00
819,524.75 197,466.60 917,326.92 259,058.88 0.00
809,771.63 195,990.35 1,136,808.85 275,577.73 8,426.75
726,338.57 199,827.84 903,079.90 265,442.72 0.00
2,390,702.46 403,377.28 935,243.46 275,982.91 0.00
2,780,314.48 266,284.15 5,148,695.98 505,775.33 0.00
577,053.24 6,940.87 7,766,467.87 343,252.00 0.00
592,696.36 1,262.44 637,871.92 26,007.11 0.00
584,418.36 1,262.44 575,669.17 15,834.73 0.00
564,074.96 1,262.44 598,228.55 15,692.73 0.00
642,202.88 6,789.69 617,491.18 12,407.22 0.00
747,127.33 5,024.29 817,910.88 12,407.22 0.00
573,282.58 1,262.44 772,593.24 14,996.58 0.00
617,580.17 1,262.44 723,345.21 12,407.22 0.00
649,363.21 1,262.44 841,487.99 20,429.72 0.00
616,481.82 1,262.44 725,643.73 14,996.58 0.00
1,949,805.49 12,399.39 734,356.57 32,407.22 0.00
2,096,908.28 32,674.62 3,790,346.89 32,638.81 0.00
441,752.00 165.03 5,628,276.32 52,171.67 0.00
451,987.62 165.03 390,488.30 8,645.81 0.00
443,585.43 165.03 351,871.26 8,645.81 0.00
423,682.14 165.03 338,175.87 8,645.81 0.00
489,180.15 5,692.28 376,676.79 8,645.81 0.00
556,789.74 3,926.88 523,548.68 8,645.81 0.00
427,188.79 165.03 479,972.51 8,645.81 0.00
636,601.52 165.03 484,431.24 8,645.81 0.00
505,198.50 165.03 490,773.96 8,645.81 0.00
465,229.65 165.03 1,083,985.86 8,645.81 0.00
1,688,313.89 11,302.28 447,130.51 28,645.81 0.00
1,546,488.20 17,881.85 2,948,563.55 19,205.45 0.00
46,701.54 0.00 4,177,940.00 33,537.56 0.00
36,274.05 0.00 90,734.76 1,409.99 0.00
41,846.57 0.00 36,124.76 1,409.99 0.00
35,549.11 0.00 2,333.43 1,409.99 0.00
35,020.93 0.00 2,333.43 1,409.99 0.00
41,552.94 0.00 91,285.20 1,409.99 0.00
35,020.93 0.00 2,333.43 1,409.99 0.00
35,020.93 0.00 56,950.29 1,409.99 0.00
45,203.85 0.00 8,625.62 1,409.99 0.00
34,237.77 0.00 2,333.43 1,409.99 0.00
91,888.71 0.00 2,333.43 1,409.99 0.00
125,485.81 0.00 29,290.91 1,409.99 0.00
566.46 0.00 113,692.12 1,410.21 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
Total Amount of Scheduled Cashflow 52,046,554.08 7,831,822.88 90,093,010.20 12,203,004.69 9,528,299.87
Discount Rate 6.750% 6.750% 6.750% 6.750% 6.750%
Beginning Contract Value 46,737,829.50 7,668,282.83 81,820,038.35 11,822,562.86 10,211,738.64
Scheduled Contract Value Decline 902,432.86 302,413.73 868,407.14 390,653.12 1,519,730.56
Unscheduled Contract Value Decline 88,491.47 47,756.47 1,827,653.82 121,795.95 (553,502.92)
Additional Contract Value Added 0.00 0.00 0.00 0.00 0.00
Ending Contract Value 45,746,905.17 7,318,112.63 79,123,977.39 11,310,113.79 9,245,511.01
<Caption>
5502036 5502037
---------------------------------------
Cutoff Date 12/31/02
---------------------------------------
Date Added 4/30/2002 4/30/2002
---------------------------------------
Pool POOL 16 POOL 17
---------------------------------------
Scheduled Cashflows 448,512.08 88,529.49
874,252.19 395,017.14
964,521.69 437,943.95
3,480,004.00 1,459,190.36
3,450,975.80 1,698,617.04
946,912.48 275,768.05
992,428.00 270,194.78
994,255.85 275,259.38
992,975.60 276,810.80
1,166,663.75 282,655.02
1,184,368.55 285,185.87
1,024,806.75 276,699.79
1,127,612.27 291,995.82
1,021,335.78 266,500.25
982,343.53 272,870.53
3,421,568.37 529,254.89
3,362,519.35 414,279.37
863,222.80 262,190.54
894,930.46 263,965.23
883,503.92 269,768.84
863,260.44 269,406.29
1,055,309.32 284,988.59
1,071,873.72 272,321.06
941,635.53 266,296.08
1,005,500.76 261,366.62
912,876.25 257,981.85
891,120.44 262,392.27
3,108,244.73 509,061.07
2,997,099.29 243,311.51
704,110.10 6,240.87
726,043.66 5,328.37
716,184.58 5,328.37
714,372.67 5,328.37
857,675.74 10,226.64
1,039,860.37 5,328.37
765,497.44 5,328.37
836,358.64 5,328.37
742,364.50 5,328.37
737,487.42 5,328.37
2,578,764.54 74,765.63
2,378,556.18 37,984.50
514,270.66 1,570.38
536,979.95 1,570.38
524,254.03 1,570.38
523,699.91 1,570.38
646,173.99 6,468.65
665,997.97 1,570.38
560,436.92 31,739.91
633,219.17 1,570.38
551,415.97 1,570.38
538,844.15 1,570.38
1,939,457.04 43,316.78
1,564,581.18 26,907.87
54,041.69 0.00
57,943.18 0.00
50,073.36 0.00
49,408.29 0.00
56,754.62 0.00
59,034.51 0.00
48,613.30 0.00
233,901.73 0.00
47,763.92 0.00
47,054.83 0.00
209,689.06 0.00
147,439.05 0.00
267.96 0.00
592.10 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
Total Amount of Scheduled Cashflow 64,983,818.08 11,512,663.33
Discount Rate 6.750% 6.750%
Beginning Contract Value 58,228,067.61 11,213,719.83
Scheduled Contract Value Decline 1,057,808.79 444,216.43
Unscheduled Contract Value Decline 181,605.11 19,321.11
Additional Contract Value Added 0.00 0.00
Ending Contract Value 56,988,653.72 10,750,182.29
</Table>
Page 1 of 7
<Page>
CNH EQUIPMENT TRUST 2002-A
$162,400,000 Class A-1 2.0825% Asset Backed Notes due April 15, 2003
$235,456,000 Class A-2 3.1300% Asset Backed Notes due September 15, 2004
$356,019,000 Class A-3 Floating-Rate Asset Backed Notes due July 17, 2006
$183,625,000 Class A-4 Floating-Rate Asset Backed Notes due August 15, 2008
$30,000,000 Class B Floating-Rate Asset Backed Notes due August 15, 2008
$32,500,000 Class C Floating-Rate Asset Backed Notes due March 15, 2010
<Table>
Settlement Date
Scheduled Payment Date 4/15/2002 1/15/2003
Actual Payment Date 4/15/2002 1/15/2003
Collection Period Begin Date 12/1/2002
Collection Period End Date 12/31/2002
Days in accrual period (30/360) 30
Days in accrual period (act/360) 30
1 month LIBOR Rate 1.4200%
COLLATERAL SUMMARY
Wtd. Average Discount Rate 6.750%
Beginning Contract Value 773,763,238.89
Scheduled Contract Value Decline 37,722,586.08
Unscheduled Contract Value Decline 16,655,113.85
Additional Contract Value Purchased 0.00
Ending Contract Value 719,385,538.97
Beginning Pre-funding Account Balance 0.00
Ending Pre-funding Account Balance 0.00
Total Beginning Balance (Pool Balance + Pre-funding Account Balance) 773,763,238.89
Total Ending Balance (Pool Balance + Pre-funding Account Balance) 719,385,538.97
Total Original Contract Value (including Additional Contracts) 999,794,417.00
COLLATERAL PERFORMANCE
Scheduled Amounts 30 - 59 days past due $ 2,252,956.98 0.31%
Scheduled Amounts 60 days or more past due $ 624,210.38 0.09%
Net Losses on Liquidated Receivables $ 129,657.23 0.02%
Cumulative Net Losses $ 1,041,609.24
Number of Loans at Beginning of Period 35,231
Number of Loans at End of Period 34,391
Repossessed Equipment not Sold or Reassigned (Beginning) $ 642,713.12
Repossessed Equipment not Sold or Reassigned (End) $ 630,932.24
COLLECTIONS AND REINVESTMENT INCOME
Receipts During the period $ 58,723,522.93
Warranty Repurchases
Contracts deferred beyond Final Scheduled Maturity Date $ 0.00
Government obligors $ 0.00
Total Warranty Repurchases $ 0.00
Total Collections For The Period $ 58,723,522.93
Reinvestment Income (excluding Pre-funding Account) $ 100,957.49
Reinvestment Income on Pre-funding Account) $ 0.00
Net Swap Receipts 0.00
Net Swap Termination Payments due Trust from the Swap CounterParty $ 0.00
Total Collections + Reinvestment Income For The Period - Swap Receipt $ 58,824,480.42
Swap Termination Payments due to Swap CounterParty $ 0.00
Prior Swap Termination Payment Shortfall $ 0.00
---------------
Total Swap Termination Payment due to Swap CounterParty $ 0.00
</Table>
Page 2 of 7
<Page>
CNH EQUIPMENT TRUST 2002-A
$162,400,000 Class A-1 2.0825% Asset Backed Notes due April 15, 2003
$235,456,000 Class A-2 3.1300% Asset Backed Notes due September 15, 2004
$356,019,000 Class A-3 Floating-Rate Asset Backed Notes due July 17, 2006
$183,625,000 Class A-4 Floating-Rate Asset Backed Notes due August 15, 2008
$30,000,000 Class B Floating-Rate Asset Backed Notes due August 15, 2008
$32,500,000 Class C Floating-Rate Asset Backed Notes due March 15, 2010
Actual Payment Date 1/15/03
<Table>
CALCULATION OF DISTRIBUTABLE AMOUNTS
Current Servicing Fee Due 1.000% $ 644,802.70
Past Due Servicing Fee $ 0.00
Total Servicing Fee Due $ 644,802.70
Current Administration Fee Due $ 500.00 $ 166.67
Past Due Administration Fee $ 0.00
Total Administration Fee Due $ 166.67
Total Principal Balance of Notes and Certificates
(Beginning of Period) $ 773,763,238.89
A-1 notes Beginning Principal balance $ 0.00
A-2 notes Beginning Principal balance $ 185,759,036.46
A-3 notes Beginning Principal balance $ 356,019,000.00
A-4 notes Beginning Principal balance $ 183,625,000.00
B notes Beginning Principal balance $ 23,212,897.17
C notes Beginning Principal balance $ 25,147,305.26
A-1 notes Current Interest Due 2.0825% act/360 $ 0.00
A-2 notes Current Interest Due 3.1300% 30/360 $ 484,521.49
Class A-3 Current Interest Due
1 Month LIBOR Rate 1.42000%
Spread for Note 0.25000%
----------------
Floating Rate Yield 1.67000% ACT/360
Class A-3 Current Interest Due $ 495,459.78
Class A-3 Swap float Rate receipt due $ 421,289.15
Class A-3 Swap fixed Rate payment due 4.2130% 30/360 $ 1,249,923.37
Class A-3 Net Swap receipt 0.00
Class A-3 Past due Net Swap payment 0.00
Interest on Class A-3 Past due Net Swap payment 0.00
Class A-3 Net Swap payment 828,634.22
Class A-4 Current Interest Due
1 Month LIBOR Rate 1.42000%
Spread for Note 0.30000%
----------------
Floating Rate Yield 1.72000% ACT/360
Class A-4 Current Interest Due $ 263,195.83
Class A-4 Swap float Rate receipt due $ 217,289.58
Class A-4 Swap fixed Rate payment due 4.9950% 30/360 $ 764,339.06
Class A-4 Net Swap receipt 0.00
Class A-4 Past due Net Swap payment 0.00
Interest on Class A-4 Past due Net Swap payment 0.00
Class A-4 Net Swap payment 547,049.48
Class B Current Interest Due
1 Month LIBOR Rate 1.42000%
Spread for Note 0.97000%
----------------
Floating Rate Yield 2.39000% ACT/360
Class B Current Interest Due $ 46,232.35
Class B Swap float Rate receipt due $ 27,468.59
Class B Swap fixed Rate payment due 4.3230% 30/360 $ 83,624.46
Class B Net Swap receipt 0.00
Class B Past due Net Swap payment 0.00
Interest on Class B Past due Net Swap payment 0.00
Class B Net Swap payment 56,155.87
Class C Current Interest Due
1 Month LIBOR Rate 1.42000%
Spread for Note 1.90000%
----------------
Floating Rate Yield 3.32000% ACT/360
Class C Current Interest Due $ 69,574.21
Class C Swap float Rate receipt due $ 29,757.64
Class C Swap fixed Rate payment due 4.4675% 30/360 $ 93,621.32
Class C Net Swap receipt 0.00
Class C Past due Net Swap payment 0.00
Interest on Class C Past due Net Swap payment 0.00
Class C Net Swap payment 63,863.68
Net Swap Payments Due 1,495,703.25
A-1 notes Past Due Interest $ 0.00
A-2 notes Past Due Interest $ 0.00
A-3 notes Past Due Interest $ 0.00
A-4 notes Past Due Interest $ 0.00
B notes Past Due Interest $ 0.00
C notes Past Due Interest $ 0.00
A-1 notes Interest Due on Past Due Interest $ 0.00
A-2 notes Interest Due on Past Due Interest $ 0.00
A-3 notes Interest Due on Past Due Interest $ 0.00
A-4 notes Interest Due on Past Due Interest $ 0.00
B notes Interest Due on Past Due Interest $ 0.00
</Table>
Page 3 of 7
<Page>
<Table>
C notes Interest Due on Past Due Interest $ 0.00
A-1 notes Total Interest Due $ 0.00
A-2 notes Total Interest Due $ 484,521.49
A-3 notes Total Interest Due $ 495,459.78
A-4 notes Total Interest Due $ 263,195.83
B notes Total Interest Due $ 46,232.35
C notes Total Interest Due $ 69,574.21
Class A Noteholders' Monthly Principal Distributable Amount $ 50,979,093.68
Class B Noteholders' Monthly Principal Distributable Amount $ 1,631,331.00
Class C Noteholders' Monthly Principal Distributable Amount $ 1,767,275.24
Reallocated Class C Principal Amount $ 0.00
A-1 notes Principal Due $ 0.00
A-2 notes Principal Due $ 50,979,093.68
A-3 notes Principal Due $ 0.00
A-4 notes Principal Due $ 0.00
Class B notes Principal Due $ 1,631,331.00
Class C notes Principal Due $ 1,767,275.24
Total notes Interest Due $ 1,358,983.66
Total notes Principal Due $ 54,377,699.92
Net Swap/Termination Payment Due $ 1,495,703.25
Total notes Distributable Amount $ 57,232,386.83
</Table>
Page 4 of 7
<Page>
CNH Equipment Trust 2002-A
$162,400,000 Class A-1 2.0825% Asset Backed Notes due April 15, 2003
$235,456,000 Class A-2 3.1300% Asset Backed Notes due September 15, 2004
$356,019,000 Class A-3 Floating-Rate Asset Backed Notes due July 17, 2006
$183,625,000 Class A-4 Floating-Rate Asset Backed Notes due August 15, 2008
$30,000,000 Class B Floating-Rate Asset Backed Notes due August 15, 2008
$32,500,000 Class C Floating-Rate Asset Backed Notes due March 15, 2010
Actual Payment Date 1/15/03
<Table>
CASH AVAILABLE FOR DISTRIBUTION
Total Collections + Reinvestment Income For The Period $ 58,824,480.42
Beginning Negitive Carry Account $ 0.00
Deposits from Negitive Carry Account to Distribution Account $ 0.00
Beginning Spread Account Balance $ 37,677,567.94
Additional Deposit to Spread Account from Pre-funding $ 0.00
Deposits from Spread Account to Distribution Account $ 0.00
Beginning Principal Supplement Account $ 0.00
Deposits from Principal Supplement Account to Distribution Account $ 0.00
Beginning Prefunding Account
Deposits from Prefunding Account
Total Cash Available $ 58,824,480.42
<Caption>
CASH ALLOCATION (CASHFLOW WATERFALL) AVAILABLE
CASH
---------
Is CNH the servicier YES
Servicing Fee Paid (If CNH is not the servicer) $ 0.00
Servicing Fee Shortfall $ 0.00
$ 58,824,480.42
Administration Fee Paid $ 166.67
Administration Fee Shortfall $ 0.00
$ 58,824,313.75
Net Swap Payment Paid $ 1,495,703.25
Net Swap Payment Shortfall $ 0.00
Remaining Cash Available to Pay Class A Interest & Swap Termination Payment $ 57,328,610.50
Cash Available to Pay Class A Interest $ 57,328,610.50
Cash Available to Pay Class A Termination Payment $ 0.00
Class A-1 notes Interest Paid $ 0.00
Class A-2 notes Interest Paid $ 484,521.49
Class A-3 notes Interest Paid $ 495,459.78
Class A-4 notes Interest Paid $ 263,195.83
Class A-1 notes Interest Shortfall $ 0.00
Class A-2 notes Interest Shortfall $ 0.00
Class A-3 notes Interest Shortfall $ 0.00
Class A-4 notes Interest Shortfall $ 0.00
Cash Available to Pay Class A Termination Payment $ 56,085,433.40
Class A Swap Termination Payments due to Swap CounterParty $ 0.00
Prior Class A Swap Termination Payment Shortfall $ 0.00
----------------
Total Class A Swap Termination Payment due to Swap CounterParty $ 0.00
Class A Swap Termination Payment Paid $ 0.00
Class A Swap Termination Payment Shortfall $ 0.00
Remaining Cash Available to Pay Class B Interest & Swap Termination Payment $ 56,085,433.40
Cash Available to Pay Class B Interest $ 56,085,433.40
Cash Available to Pay Class B Termination Payment $ 0.00
Class B notes Interest Paid $ 46,232.35
Class B notes Interest Shortfall $ 0.00
Cash Available to Pay Class B Termination Payment $ 56,039,201.05
Class B Swap Termination Payments due to Swap CounterParty $ 0.00
Prior Class B Swap Termination Payment Shortfall $ 0.00
----------------
Total Class B Swap Termination Payment due to Swap CounterParty $ 0.00
Class B Swap Termination Payment Paid $ 0.00
Class B Swap Termination Payment Shortfall $ 0.00
Remaining Cash Available to Pay Class C Interest & Swap Termination Payment $ 56,039,201.05
Cash Available to Pay Class C Interest $ 56,039,201.05
Cash Available to Pay Class C Termination Payment $ 0.00
Class C notes Interest Paid $ 69,574.21
Class C notes Interest Shortfall $ 0.00
Cash Available to Pay Class C Termination Payment $ 55,969,626.84
Class C Swap Termination Payments due to Swap CounterParty $ 0.00
Prior Class C Swap Termination Payment Shortfall $ 0.00
----------------
Total Class C Swap Termination Payment due to Swap CounterParty $ 0.00
Class C Swap Termination Payment Paid $ 0.00
Class C Swap Termination Payment Shortfall $ 0.00
$ 55,969,626.84
Class A-1 notes Principal Paid $ 0.00
Class A-2 notes Principal Paid $ 50,979,093.68
Class A-3 notes Principal Paid $ 0.00
Class A-4 notes Principal Paid $ 0.00
Class B notes Principal Paid $ 1,631,331.00
</Table>
Page 5 of 7
<Page>
<Table>
Class C notes Principal Paid $ 1,767,275.24
$ 1,591,926.92
Deposits to Spread Account $ 0.00
$ 1,591,926.92
Total Principal Balance of Notes and Certificates (End of Period) $ 719,385,538.97
A-1 notes Ending Principal balance $ 0.00
A-2 notes Ending Principal balance $ 134,779,942.78
A-3 notes Ending Principal balance $ 356,019,000.00
A-4 notes Ending Principal balance $ 183,625,000.00
B notes Ending Principal balance $ 21,581,566.17
C notes Ending Principal balance $ 23,380,030.02
Servicing Fee Paid (If CNH is the servicer) $ 644,802.70
Servicing Fee Shortfall $ 0.00
Release to Seller as Excess $ 947,124.22 $ 947,124.22
</Table>
Page 6 of 7
<Page>
CNH EQUIPMENT TRUST 2002-A
$162,400,000 Class A-1 2.0825% Asset Backed Notes due April 15, 2003
$235,456,000 Class A-2 3.1300% Asset Backed Notes due September 15, 2004
$356,019,000 Class A-3 Floating-Rate Asset Backed Notes due July 17, 2006
$183,625,000 Class A-4 Floating-Rate Asset Backed Notes due August 15, 2008
$30,000,000 Class B Floating-Rate Asset Backed Notes due August 15, 2008
$32,500,000 Class C Floating-Rate Asset Backed Notes due March 15, 2010
Actual Payment Date 1/15/03
<Table>
<Caption>
SUMMARY AND FACTORS AMOUNT FACTOR PER/$1000
------ ------ ---------
Total Principal Balance of Notes and Certificates
(Beginning of Period) $ 773,763,238.89 0.7737632 $ 773.76
A-1 notes Beginning Principal balance $ 0.00 0.0000000 $ 0.00
A-2 notes Beginning Principal balance $ 185,759,036.46 0.7889331 $ 788.93
A-3 notes Beginning Principal balance $ 356,019,000.00 1.0000000 $ 1,000.00
A-4 notes Beginning Principal balance $ 183,625,000.00 1.0000000 $ 1,000.00
B notes Beginning Principal balance $ 23,212,897.17 0.7737632 $ 773.76
C notes Beginning Principal balance $ 25,147,305.26 0.7737632 $ 773.76
Total Principal Balance of Notes and Certificates
(End of Period) $ 719,385,538.97 0.7193855 $ 719.39
A-1 notes Ending Principal balance 2.0825% $ 162,400,000.00 $ 0.00 0.0000000 $ 0.00
A-2 notes Ending Principal balance 3.1300% $ 235,456,000.00 $ 134,779,942.78 0.5724209 $ 572.42
A-3 notes Ending Principal balance 4.4630% $ 356,019,000.00 $ 356,019,000.00 1.0000000 $ 1,000.00
A-4 notes Ending Principal balance 5.2950% $ 183,625,000.00 93.75% $ 183,625,000.00 1.0000000 $ 1,000.00
B notes Ending Principal balance 5.2930% $ 30,000,000.00 3.00% $ 21,581,566.17 0.7193855 $ 719.39
C notes Ending Principal balance 6.3675% $ 32,500,000.00 3.25% $ 23,380,030.02 0.7193855 $ 719.39
Class A-1 notes Interest Paid $ 0.00 0.0000000 $ 0.00
Class A-2 notes Interest Paid $ 484,521.49 0.0020578 $ 2.06
Class A-3 notes Interest Paid $ 495,459.78 0.0013917 $ 1.39
Class A-4 notes Interest Paid $ 263,195.83 0.0014333 $ 1.43
Class B notes Interest Paid $ 46,232.35 0.0015411 $ 1.54
Class C notes Interest Paid $ 69,574.21 0.0021407 $ 2.14
Class A-1 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A-2 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A-3 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A-4 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class B notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class C notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A-1 notes Principal Paid $ 0.00 0.0000000 $ 0.00
Class A-2 notes Principal Paid $ 50,979,093.68 0.2165122 $ 216.51
Class A-3 notes Principal Paid $ 0.00 0.0000000 $ 0.00
Class A-4 notes Principal Paid $ 0.00 0.0000000 $ 0.00
Class B notes Principal Paid $ 1,631,331.00 0.0543777 $ 54.38
Class C notes Principal Paid $ 1,767,275.24 0.0543777 $ 54.38
NEGATIVE CARRY ACCOUNT
Negative Carry 3/27/2002 1.950%
Negative Carry Days Remaining 9/16/2002 0
Required Negative Carry Account $ 0.00
Beginning Negative Carry Account $ 0.00
Negative Carry Account Withdrawals to
Distribution Account $ 0.00
Negative Carry Released to Seller $ 0.00
Ending Negative Carry Account Balance $ 0.00
SPREAD ACCOUNT
Required Spread Account Balance 3.25% $ 34,819,345.75
Beginning Spread Account Balance 4.50% $ 37,677,567.94
Additional Deposit to Spread Account from
Pre-funding $ 0.00
Spread Account Withdrawals to Distribution Account $ 0.00
Spread Account Deposits from Excess Cash $ 0.00
Spread Account Released to Seller $ 2,858,222.19
Ending Spread Account Balance $ 34,819,345.75
PRINCIPAL SUPPLEMENT ACCOUNT
Required Principal Supplement Account Balance $ 0.00
Beginning Principal Supplement Account Balance $ 0.00
Additional Deposit to Principal Supplement Account
from Pre-funding $ 0.00
Principal Supplement Account Withdrawals to
Distribution Account $ 0.00
Principal Supplement Account Released to Seller $ 0.00
Ending Principal Supplement Account $ 0.00
PRE-FUNDING ACCOUNT
Beginning Pre-funding Account Balance $ 0.00
New Contract Value Purchased $ 0.00
Deposits to Spread Account $ 0.00
Deposits to Principal Supplement Account $ 0.00
Excess Release to Noteholders for Unpurchased
Amount $ 0.00
Ending Pre-funding Account Balance $ 0.00
Release to seller $ 0.00
Total Release to Seller $ 4,450,315.78
</Table>
Page 7 of 7
<Page>
CNH EQUIPMENT TRUST 2002-B
$270,000,000 Class A-1 1.40625% Asset Backed Notes due December 9, 2003
$270,000,000 Class A-2 1.860% Asset Backed Notes due June 15, 2005
$305,000,000 Class A-3 Floating-Rate Asset Backed Notes due December 15, 2006
$186,250,000 Class A-4 Floating-Rate Asset Backed Notes due April 15, 2008
$35,750,000 Class B 4.120% Asset Backed Notes due May 17, 2010
$33,000,000 4.120% Asset Backed Certificates
Prepared by: Qazzafi Pothiawala (262) - 636 - 5272
<Table>
<Caption>
1 2 3
2 2 2
-------------------------------------------------------
Cutoff Date 12/31/2002
-------------------------------------------------------
Date Added 10/31/2002 11/30/2002 12/31/2002
-------------------------------------------------------
Pool PERIOD POOL 1 POOL 2 POOL 3
Scheduled Cashflows 0 6,317,939.41 559,499.92 184,925.10
1 17,347,697.97 2,744,075.09 1,421,944.63
2 15,484,044.40 2,594,207.42 1,611,085.08
3 16,740,912.90 3,125,159.56 1,681,395.33
4 23,453,967.36 3,495,186.17 1,675,924.95
5 29,267,160.50 2,818,521.63 1,882,569.42
6 26,606,819.42 2,843,219.05 1,838,968.37
7 23,151,613.37 2,377,846.26 1,704,876.80
8 22,532,150.33 2,490,706.51 1,732,282.74
9 31,280,197.75 3,181,044.34 2,264,455.86
10 22,683,822.53 6,346,250.46 1,669,873.03
11 17,027,447.30 13,275,031.09 5,246,355.25
12 16,780,051.15 3,521,817.82 10,086,222.12
13 14,395,973.93 3,189,663.36 1,990,796.61
14 12,421,938.32 2,520,317.73 1,493,773.39
15 13,077,490.51 3,021,470.76 1,478,518.08
16 19,655,619.66 3,227,883.79 1,450,029.81
17 24,879,686.95 2,602,486.74 1,662,909.77
18 22,279,455.10 2,616,335.52 1,595,586.80
19 19,738,312.34 2,257,042.13 1,536,306.85
20 18,182,603.94 2,305,466.50 1,554,364.39
21 25,555,644.52 2,791,181.10 1,988,965.18
22 18,167,325.53 5,902,623.05 1,430,025.74
23 12,682,578.03 12,392,114.67 4,586,139.32
24 13,159,750.76 3,160,908.86 9,249,994.90
25 11,665,580.51 2,876,487.88 1,727,554.07
26 10,401,023.60 2,160,410.39 1,228,369.62
27 11,053,676.88 2,739,180.20 1,210,557.34
28 17,334,057.16 2,916,387.65 1,186,410.31
29 22,202,096.25 2,307,752.29 1,290,199.16
30 19,173,425.41 2,213,656.74 1,309,720.55
31 16,003,952.02 1,898,662.18 1,250,358.33
32 14,375,417.10 1,864,076.59 1,257,774.05
33 21,082,401.20 2,448,956.99 1,648,088.95
34 14,074,096.30 5,631,498.91 1,151,795.89
35 8,460,324.54 12,017,806.66 4,165,480.56
36 8,856,758.76 2,677,425.76 8,731,841.83
37 7,793,289.60 2,315,189.39 1,303,311.50
38 6,641,548.99 1,622,776.88 866,113.51
39 7,337,593.71 2,214,147.86 815,946.04
40 11,878,793.26 2,329,785.96 791,581.05
41 15,251,264.03 1,664,748.89 872,305.41
42 12,985,750.88 1,655,539.28 880,178.48
43 11,020,648.35 1,306,199.61 847,045.35
44 9,784,760.77 1,275,437.67 775,690.48
45 15,502,559.97 1,924,775.63 1,184,659.99
46 9,722,676.84 3,912,527.32 721,075.80
47 5,813,646.11 8,268,696.72 2,845,358.99
48 7,086,596.57 2,051,564.49 6,769,664.52
49 5,297,251.42 1,581,585.77 927,166.81
50 4,585,374.70 1,307,464.61 612,822.33
51 4,713,666.04 1,747,635.36 553,850.46
52 7,807,974.09 1,740,108.22 500,591.48
53 10,622,544.55 1,161,721.74 570,539.82
54 8,201,300.19 985,310.91 572,492.33
55 7,003,622.97 783,310.85 592,457.79
56 5,690,045.91 779,134.87 509,657.51
57 10,153,703.34 1,471,865.42 844,857.44
58 4,911,486.87 3,380,323.27 465,570.44
59 849,895.21 7,078,251.52 2,354,091.69
60 670,775.51 311,004.16 5,880,483.31
61 758,967.67 281,223.17 311,051.44
62 322,686.43 161,719.35 29,486.13
63 391,234.95 423,650.35 33,307.83
64 373,380.99 438,030.52 21,864.55
65 516,691.39 199,520.22 53,657.35
66 545,927.07 280,038.13 43,257.16
67 421,292.95 127,688.53 53,657.35
68 632,329.09 53,819.51 21,803.57
69 434,779.45 61,220.21 21,400.98
70 203,322.63 75,201.87 53,117.88
71 0.00 85,241.04 113,111.55
72 0.00 0.00 327,498.38
73 0.00 0.00 0.00
74 0.00 0.00 0.00
75 0.00 0.00 0.00
76 0.00 0.00 0.00
77 0.00 0.00 0.00
78 0.00 0.00 0.00
Total Amount of Scheduled Cashflow TOTAL 853,480,396.21 192,168,821.07 123,317,166.88
Discount Rate 5.500% 5.500% 5.500%
Beginning Contract Value 794,767,264.38 174,359,146.66 0.00
Scheduled Contract Value Decline 21,958,214.12 2,644,133.21 0.00
Unscheduled Contract Value Decline 5,116,576.44 1,902,441.34 0.00
Additional Contract Value Added 1,100,000,217.38 0.00 0.00 108,775,348.59
Ending Contract Value 767,692,473.82 169,812,572.11 108,775,348.59
</Table>
2002-b Page 1
<Page>
CNH EQUIPMENT TRUST 2002-B
$270,000,000 Class A-1 1.40625% Asset Backed Notes due December 9, 2003
$270,000,000 Class A-2 1.860% Asset Backed Notes due June 15, 2005
$305,000,000 Class A-3 Floating-Rate Asset Backed Notes due December 15, 2006
$186,250,000 Class A-4 Floating-Rate Asset Backed Notes due April 15, 2008
$35,750,000 Class B 4.120% Asset Backed Notes due May 17, 2010
$33,000,000 4.120% Asset Backed Certificates
<Table>
Dated Date (30/360) 12/15/2002
Dated Date (act/360) 12/16/2002
Scheduled Payment Date 1/15/2003
Actual Payment Date 1/15/2003
Days in accrual period (30/360) 30
Days in accrual period (act/360) 30
1 month LIBOR Rate 1.4200%
COLLATERAL SUMMARY
Wtd. Average Discount Rate 5.500%
Beginning Contract Value 969,126,411.04
Scheduled Contract Value Decline 24,602,347.33
Unscheduled Contract Value Decline 7,019,017.78
Additional Contract Value Purchased 108,775,348.59
Ending Contract Value 1,046,280,394.52
Beginning Pre-funding Account Balance 108,775,131.21
Ending Pre-funding Account Balance 0.00
Total Beginning Balance (Pool Balance + Pre-funding Account Balance) 1,077,901,542.24
Total Ending Balance (Pool Balance + Pre-funding Account Balance) 1,046,280,394.52
COLLATERAL PERFORMANCE
Scheduled Amounts 30 - 59 days past due $ 1,001,807.45 0.10%
Scheduled Amounts 60 days or more past due $ 340,414.40 0.03%
Net Losses on Liquidated Receivables $ 60,976.07 0.01%
Cumulative Net Losses $ 60,976.07
Number of Loans at Beginning of Period 42,307
Number of Loans at End of Period 41,663
Repossessed Equipment not Sold or Reassigned (Beginning) $ 227,541.65
Repossessed Equipment not Sold or Reassigned (End) $ 330,806.26
COLLECTIONS AND REINVESTMENT INCOME
Receipts During the period $ 35,757,636.15
Warranty Repurchases
Contracts deferred beyond Final Scheduled Maturity Date $ 0.00
Government obligors $ 0.00
Total Warranty Repurchases $ 0.00
Total Collections For The Period $ 35,757,636.15
Reinvestment Income (excluding Pre-funding Account) $ 46,229.74
Reinvestment Income on Pre-funding Account) $ 162,382.27
Net Swap Receipts 0.00
Net Swap Termination Payments due Trust from the Swap CounterParty $ 0.00
Total Collections + Reinvestment Income For The Period + Swap Receipt $ 35,966,248.16
Swap Termination Payments due to Swap CounterParty $ 0.00
Prior Swap Termination Payment Shortfall $ 0.00
------------------
Total Swap Termination Payment due to Swap CounterParty $ 0.00
</Table>
2002-b Page 2
<Page>
CNH EQUIPMENT TRUST 2002-B
$270,000,000 Class A-1 1.40625% Asset Backed Notes due December 9, 2003
$270,000,000 Class A-2 1.860% Asset Backed Notes due June 15, 2005
$305,000,000 Class A-3 Floating-Rate Asset Backed Notes due December 15, 2006
$186,250,000 Class A-4 Floating-Rate Asset Backed Notes due April 15, 2008
$35,750,000 Class B 4.120% Asset Backed Notes due May 17, 2010
$33,000,000 4.120% Asset Backed Certificates
Actual Payment Date 1/15/03
<Table>
CACLULATION OF DISTRIBUTABLE AMOUNTS
Current Servicing Fee Due 1.000% $ 807,605.34
Past Due Servicing Fee $ 680,721.44
Total Servicing Fee Due $ 1,488,326.78
Current Administration Fee Due $ 500.00 $ 166.67
Past Due Administration Fee $ 0.00
Total Administration Fee Due $ 166.67
Total Principal Balance of Notes and Certificates
(Beginning of Period) $ 1,077,901,542.24
A-1 notes Beginning Principal balance $ 248,619,742.12
A-2 notes Beginning Principal balance $ 270,000,000.00
A-3 notes Beginning Principal balance $ 305,000,000.00
A-4 notes Beginning Principal balance $ 186,250,000.00
B notes Beginning Principal balance $ 35,031,800.12
Certificate Beginning Principal balance $ 33,000,000.00
<Caption>
Coupon/ Swap Adj.
Type Spread Coupon Daycount
---- -------- --------- --------
A-1 notes Current Interest Due Fix 1.40625% 1.40625% act/360 $ 291,351.26
A-2 notes Current Interest Due Fix 1.86000% 1.86000% 30/360 $ 418,500.00
A-3 notes Current Interest Due Flt 0.21000% 2.43050% act/360 $ 414,291.67
A-4 notes Current Interest Due Flt 0.36000% 3.16700% act/360 $ 276,270.83
B notes Current Interest Due Fix 4.12000% 4.12000% 30/360 $ 120,275.85
Certificate Current Interest Due Fix 4.12000% 4.12000% 30/360 $ 113,300.00
A-1 notes Past Due Interest $ 0.00
A-2 notes Past Due Interest $ 0.00
A-3 notes Past Due Interest $ 0.00
A-4 notes Past Due Interest $ 0.00
B notes Past Due Interest $ 0.00
Certificate Past Due Interest $ 98,193.33
A-1 notes Interest Due on Past Due Interest $ 0.00
A-2 notes Interest Due on Past Due Interest $ 0.00
A-3 notes Interest Due on Past Due Interest $ 0.00
A-4 notes Interest Due on Past Due Interest $ 0.00
B notes Interest Due on Past Due Interest $ 0.00
Certificate Interest Due on Past Due Interest $ 337.13
A-1 notes Total Interest Due $ 291,351.26
A-2 notes Total Interest Due $ 418,500.00
A-3 notes Total Interest Due $ 414,291.67
A-4 notes Total Interest Due $ 276,270.83
B notes Total Interest Due $ 120,275.85
Certificate Total Interest Due $ 211,830.46
<Caption>
1 Month LIBOR
Fixed Coupon
-------------
A-1 Net Swap Payment Due 0.00000% $ 0.00
A-2 Net Swap Payment Due 0.00000% $ 0.00
A-3 Net Swap Payment Due 2.22050% $ 203,460.42
A-4 Net Swap Payment Due 2.80700% $ 215,273.96
B Net Swap Payment Due 0.00000% $ 0.00
Certificate Net Swap Payment Due 0.00000% $ 0.00
A-1 Net Swap Payment Past Due $ 0.00
A-2 Net Swap Payment Past Due $ 0.00
A-3 Net Swap Payment Past Due $ 0.00
A-4 Net Swap Payment Past Due $ 0.00
B Net Swap Payment Past Due $ 0.00
Certificate Net Swap Payment Past Due $ 0.00
A-1 Interest on Swap Payment Past Due $ 0.00
A-2 Interest on Swap Payment Past Due $ 0.00
A-3 Interest on Swap Payment Past Due $ 0.00
A-4 Interest on Swap Payment Past Due $ 0.00
B Interest on Swap Payment Past Due $ 0.00
Cert Interest on Swap Payment Past Due $ 0.00
A-1 Total Net Swap Payment Due $ 0.00
A-2 Total Net Swap Payment Due $ 0.00
A-3 Total Net Swap Payment Due $ 203,460.42
A-4 Total Net Swap Payment Due $ 215,273.96
B Total Net Swap Payment Due $ 0.00
Certificate Total Net Swap Payment Due $ 0.00
A-1 Net Swap Receipt $ 0.00
A-2 Net Swap Receipt $ 0.00
A-3 Net Swap Receipt $ 0.00
A-4 Net Swap Receipt $ 0.00
B Net Swap Receipt $ 0.00
Certificate Net Swap Receipt $ 0.00
A-1 notes Principal Due $ 30,593,460.42
A-2 notes Principal Due $ 0.00
A-3 notes Principal Due $ 0.00
A-4 notes Principal Due $ 0.00
Class B notes Principal Due $ 1,027,687.30
Certificate Principal Due $ 0.00
Total notes Interest Due $ 1,520,689.61
Total notes Principal Due $ 31,621,147.72
Net Swap/Termination Payment Due $ 418,734.38
Total notes Distributable Amount $ 33,560,571.70
</Table>
2002-b Page 3
<Page>
CNH Equipment Trust 2002-B
$270,000,000 Class A-1 1.40625% Asset Backed Notes due December 9, 2003
$270,000,000 Class A-2 1.860% Asset Backed Notes due June 15, 2005
$305,000,000 Class A-3 Floating-Rate Asset Backed Notes due December 15, 2006
$186,250,000 Class A-4 Floating-Rate Asset Backed Notes due April 15, 2008
$35,750,000 Class B 4.120% Asset Backed Notes due May 17, 2010
$33,000,000 4.120% Asset Backed Certificates
Actual Payment Date 1/15/03
<Table>
CASH AVAILABLE FOR DISTRIBUTION
Total Collections + Reinvestment Income For The Period $ 35,966,248.16
Beginning Negitive Carry Account $ 429,248.92
Deposits from Negitive Carry Account to Distribution Account $ 33,332.36
Beginning Spread Account Balance $ 20,490,477.45
Additional Deposit to Spread Account from Pre-funding $ 2,175,506.97
Deposits from Spread Account to Distribution Account $ 0.00
Beginning Principal Supplement Account $ 0.00
Deposits from Principal Supplement Account to Distribution Account $ 0.00
Total Cash Available $ 35,999,580.52
<Caption>
CASH ALLOCATION (CASHFLOW WATERFALL) AVAILABLE
CASH
---------
Is CNH the servicier YES
Servicing Fee Paid (If CNH is not the servicer) $ 0.00
Servicing Fee Shortfall $ 0.00
$ 35,999,580.52
Administration Fee Paid $ 166.67
Administration Fee Shortfall $ 0.00
$ 35,999,413.85
Net Swap Payment Paid $ 418,734.38
Net Swap Payment Shortfall $ 0.00
Remaining Cash Available to Pay Note Interest & Swap Termination Payment $ 35,580,679.48
Cash Available to Pay Note Interest $ 35,580,679.48
Cash Available to Pay Termination Payment $ 0.00
Class A-1 notes Interest Paid $ 291,351.26
Class A-2 notes Interest Paid $ 418,500.00
Class A-3 notes Interest Paid $ 414,291.67
Class A-4 notes Interest Paid $ 276,270.83
$ 34,180,265.71
Class A-1 notes Interest Shortfall $ 0.00
Class A-2 notes Interest Shortfall $ 0.00
Class A-3 notes Interest Shortfall $ 0.00
Class A-4 notes Interest Shortfall $ 0.00
Swap Termination Payment Paid $ 0.00
Swap Termination Payment Shortfall $ 0.00
$ 34,180,265.71
Class B notes Interest Paid $ 120,275.85
Class B notes Interest Shortfall $ 0.00
$ 34,059,989.87
Class A-1 notes Principal Paid $ 30,593,460.42
Class A-2 notes Principal Paid $ 0.00
Class A-3 notes Principal Paid $ 0.00
Class A-4 notes Principal Paid $ 0.00
Class B notes Principal Paid $ 1,027,687.30
$ 2,438,842.15
Deposits to Spread Account $ 2,438,842.15
$ 0.00
Certificate Interest Paid $ 0.00
Certificate Interest Shortfall $ 211,830.46
$ 0.00
Certificate Principal Paid $ 0.00
$ 0.00
Total Principal Balance of Notes and Certificates (End of Period) $ 1,046,280,394.52
A-1 notes Ending Principal balance $ 218,026,281.70
A-2 notes Ending Principal balance $ 270,000,000.00
A-3 notes Ending Principal balance $ 305,000,000.00
A-4 notes Ending Principal balance $ 186,250,000.00
B notes Ending Principal balance $ 34,004,112.82
Certificate Ending Principal balance $ 33,000,000.00
Servicing Fee Paid (If CNH is the servicer) $ 0.00
Servicing Fee Shortfall $ 1,488,326.78
Release to Seller as Excess $ 0.00 $ 0.00
</Table>
2002-b Page 4
<Page>
CNH EQUIPMENT TRUST 2002-B
$270,000,000 Class A-1 1.40625% Asset Backed Notes due December 9, 2003
$270,000,000 Class A-2 1.860% Asset Backed Notes due June 15, 2005
$305,000,000 Class A-3 Floating-Rate Asset Backed Notes due December 15, 2006
$186,250,000 Class A-4 Floating-Rate Asset Backed Notes due April 15, 2008
$35,750,000 Class B 4.120% Asset Backed Notes due May 17, 2010
$33,000,000 4.120% Asset Backed Certificates
Actual Payment Date 1/15/03
<Table>
<Caption>
SUMMARY AND FACTORS AMOUNT FACTOR PER/$1000
------------------ --------- ----------
Total Principal Balance of Notes and
Certificates (Beginning of Period) $ 1,077,901,542.24 0.9799105 $ 979.91
A-1 notes Beginning Principal balance $ 248,619,742.12 0.9208139 $ 920.81
A-2 notes Beginning Principal balance $ 270,000,000.00 1.0000000 $ 1,000.00
A-3 notes Beginning Principal balance $ 305,000,000.00 1.0000000 $ 1,000.00
A-4 notes Beginning Principal balance $ 186,250,000.00 1.0000000 $ 1,000.00
B notes Beginning Principal balance $ 35,031,800.12 0.9799105 $ 979.91
Certificate Beginning Principal balance $ 33,000,000.00 1.0000000 $ 1,000.00
Total Principal Balance of Notes and
Certificates (End of Period) $ 1,046,280,394.52 0.9511640 $ 951.16
A-1 notes Ending Principal balance $ 270,000,000.00 $ 218,026,281.70 0.8075047 $ 807.50
A-2 notes Ending Principal balance $ 270,000,000.00 $ 270,000,000.00 1.0000000 $ 1,000.00
A-3 notes Ending Principal balance $ 305,000,000.00 $ 305,000,000.00 1.0000000 $ 1,000.00
A-4 notes Ending Principal balance $ 186,250,000.00 93.75% $ 186,250,000.00 1.0000000 $ 1,000.00
B notes Ending Principal balance $ 35,750,000.00 3.25% $ 34,004,112.82 0.9511640 $ 951.16
Certificate Ending Principal balance $ 33,000,000.00 3.00% $ 33,000,000.00 1.0000000 $ 1,000.00
Class A-1 notes Interest Paid $ 291,351.26 0.0010791 $ 1.08
Class A-2 notes Interest Paid $ 418,500.00 0.0015500 $ 1.55
Class A-3 notes Interest Paid $ 414,291.67 0.0013583 $ 1.36
Class A-4 notes Interest Paid $ 276,270.83 0.0014833 $ 1.48
Class B notes Interest Paid $ 120,275.85 0.0033644 $ 3.36
Certificate Interest Paid $ 0.00 0.0000000 $ 0.00
Class A-1 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A21 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A-3 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class A-4 notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Class B notes Interest Shortfall $ 0.00 0.0000000 $ 0.00
Certificate Interest Shortfall $ 211,830.46 0.0064191 $ 6.42
Class A-1 notes Principal Paid $ 30,593,460.42 0.1133091 $ 113.31
Class A-2 notes Principal Paid $ 0.00 0.0000000 $ 0.00
Class A-3 notes Principal Paid $ 0.00 0.0000000 $ 0.00
Class A-4 notes Principal Paid $ 0.00 0.0000000 $ 0.00
Class B notes Principal Paid $ 1,027,687.30 0.0287465 $ 28.75
Certificate Principal Paid $ 0.00 0.0000000 $ 0.00
NEGITIVE CARRY ACCOUNT
Negitive Carry 1.25000% 11/19/2002 0.9685%
Negitive Carry Days Remaining 5/15/2003 120
Required Negitive Carry Account $ 0.00
Beginning Negitive Carry Account $ 429,248.92
Negitive Carry Account Withdrawls to
Distribution Account $ 33,332.36
Negitive Carry Released to Seller $ 395,916.56
Ending Negitive Carry Account Balance $ 0.00
SPREAD ACCOUNT
Required Spread Account Deposit (Add Loans) 2.00% $ 2,175,506.97
Required Spread Account Target 2.50% $ 26,157,009.86
Required Spread Account Floor 2.00% $ 22,000,004.35
Required Spread Account $ 26,157,009.86
Beginning Spread Account Balance $ 20,490,477.45
Additional Deposit to Spread Account from
Pre-funding $ 2,175,506.97
Spread Account Withdrawls to Distribution
Account $ 0.00
Spread Account Deposits from Excess Cash $ 2,438,842.15
Spread Account Released to Seller $ 0.00
Ending Spread Account Balance $ 25,104,826.57
PRINCIPAL SUPPLEMENT ACCOUNT
Required Principal Supplement Account Balance $ 0.00
Beginning Principal Supplement Account Balance $ 0.00
Additional Deposit to Principal Supplement
Account from Pre-funding $ 0.00
Principal Supplement Account Withdrawls to
Distribution Account $ 0.00
Principal Supplement Account Released to
Seller $ 0.00
Ending Principal Supplement Account $ 0.00
PRE-FUNDING ACCOUNT
Beginning Pre-funding Account Balance $ 108,775,131.21
New Contract Value Purchased $ 108,775,348.59
Deposits to Spread Account $ 2,175,506.97
Deposits to Principal Supplement Account $ 0.00
Ending Pre-funding Account Balance $ 0.00
Release to seller $ 106,599,624.24
Total Release to Seller $ 106,995,707.47
</Table>
2002-b Page 5