<Page> EXHIBIT 12.1 Computation of Ratio of EBITDA to interest expense <Table> <Caption> For the 12 Months Ended December 31, ------------------------------------ 2002 2001 2000 ---------- ---------- ---------- EBITDA: Total Revenue $ 525,724 $ 471,119 $ 463,519 Plus: Equity in earnings from joint ventures and unconsolidated subsidiares 1,222 7,361 4,796 Less: General and administrative 30,449 24,151 25,706 Less: General and administrative-stock-based compensation 3,048 3,574 2,864 Less: Provision for loan losses 8,250 7,000 6,500 Less: Operating costs-corporate tenant lease assets 13,755 12,782 12,737 Less: Advisory fees - - - ---------- ---------- ---------- Total EBIDTA $ 471,444 $ 430,973 $ 420,508 INTEREST EXPENSE: $ 185,375 $ 169,974 $ 173,741 EBITDA/INTEREST EXPENSE 2.54 2.54 2.42 </Table>