<Page>


                                                                   EXHIBIT 24.14


                                POWER OF ATTORNEY

                         Know all men by these presents:

               That I Walden Swanson, of Community Consulting Group
Cooperative, Inc., 606 N. Greensboro, Suite D1, Carrboro, NC 27510 as a
member of the Board of Directors of THE NATIONAL CONSUMER COOPERATIVE BANK,
do hereby make, constitute and appoint as my true lawful attorney in fact
Richard L. Reed or Louise M. Grant for me and in my name, place and stead to
sign any and all of the following and amendments thereto executed on behalf
of THE NATIONAL CONSUMER COOPERATIVE BANK and filed with the Securities and
Exchange Commission, as follows:

Annual Reports on Form 10-K for the NATIONAL CONSUMER COOPERATIVE BANK.

       IN WITNESS WHEREOF, I have hereunto set my hand this 7th day of
       May, 2002.


/s/  WALDEN SWANSON
- --------------------------
Signature


State of   NC        )
         -----------
                     )             SS:
County of  ORANGE    )
         -----------

     On this 7th day of May, 2002, before me personally appeared the
above, to me known and known to me to be the person mentioned and described in
and who executed the foregoing instrument and he duly acknowledged to me that he
executed the same.