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                                                                    Exhibit 3.43

                                                                          PAGE 1

                                    DELAWARE
                             -----------------------
                                 THE FIRST STATE

     I, HARRIET SMITH WINDSOR, SECRETARY OF STATE OF THE STATE OF DELAWARE, DO
HEREBY CERTIFY THE ATTACHED ARE TRUE AND CORRECT COPIES OF ALL DOCUMENTS ON FILE
OF "FCR REDEMPTION, INC." AS RECEIVED AND FILED IN THIS OFFICE.

     THE FOLLOWING DOCUMENTS HAVE BEEN CERTIFIED:

     CERTIFICATE OF INCORPORATION, FILED THE TWENTY-FIRST DAY OF MARCH, A.D.
1994, AT 9 O'CLOCK A.M.

     CERTIFICATE OF AMENDMENT, CHANGING ITS NAME FROM "FCR MORRIS, INC." TO "FCR
REDEMPTION, INC.", FILED THE TWELFTH DAY OF JANUARY, A.D. 1995, AT 9 O'CLOCK
A.M.

     CERTIFICATE OF CHANGE OF REGISTERED AGENT, FILED THE NINTH DAY OF MAY, A.D.
2001, AT 4:30 O'CLOCK P.M.

     AND I DO HEREBY FURTHER CERTIFY THAT THE AFORESAID CERTIFICATES ARE THE
ONLY CERTIFICATES ON RECORD OF THE AFORESAID CORPORATION.


                                       /s/ Harriet Smith Windsor
[SEAL]                                 -----------------------------------------
                                       Harriet Smith Windsor, Secretary of State

2387743 B100H                            AUTHENTICATION: 1782871

020316576                                          DATE: 05-17-02

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                                                            STATE OF DELAWARE
                                                           SECRETARY OF STATE
                                                        DIVISION OF CORPORATIONS
                                                       FILED 09:00 AM 03/21/1994
                                                          944045335 - 2387743

                          CERTIFICATE OF INCORPORATION

                                       OF

                                FCR MORRIS, INC.

                         (A DELAWARE STOCK CORPORATION)

FIRST:         The name of the corporation shall be FCR Morris, Inc. (the
               "Corporation").

SECOND:        The address of the Corporation's a registered office in the State
               of Delaware is 1013 Centre Road, in the City of Wilmington,
               County of New Castle. The name of the Corporation's registered
               agent at such address is Corporation Service Company.

THIRD:         The nature of the business or purposes to be conducted and
               promoted by the Corporation shall be to engage in any lawful act
               or activity for which corporations may be organized under the
               General Corporation Law of Delaware.

               The foregoing provisions of this Article THIRD shall be construed
               both as purposes and powers and each as an independent purpose
               and power, and shall not be held to limit or restrict in any
               manner the purposes and powers of the Corporation; provided, that
               the Corporation shall not conduct any business, promote any
               purposes, or exercise any power or privilege within or without
               the State of Delaware which, under the laws thereof, the
               Corporation may not lawfully conduct, promote, or exercise.

FOURTH:        The authorized capital stock of the Corporation shall be as
               follows: one Thousand (1,000) shares designated as common stock
               and having a par value of One cent ($.01) per share (the "Common
               Stock").

               The holders of the Common Stock shall have the following rights
               and privileges:

                    a. VOTING RIGHTS. Each holder of record of Common Stock
               shall be entitled to one (1) vote for each share of stock held.

                    b. VOTING REQUIREMENTS. Stockholder action on any matter
               whatsoever shall require the affirmative vote of at least a
               majority of the shares of the Common Stock of the Corporation
               issued and outstanding at the time of such vote, and for those
               matters for which the vote of a greater proportion of such shares
               may be specified by statute, the affirmative vote of the
               proportion of such shares so specified shall be required.

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                                       -2-

FIFTH:         In addition to the foregoing Article FOURTH, the Board of
               Directors may issue one (1) or more classes of Preferred Stock,
               any or all of which classes may be of stock with or without
               par value and which classes may have such voting powers, full or
               limited, or no voting powers, and such designations, preferences
               and relative, participating, optional or other special rights and
               qualifications, limitations or restrictions as shall be adopted
               by resolution of the Board of Directors.

SIXTH:         The number of authorized shares of any separate class or classes
               of Preferred Stock of the Corporation may be increased or
               decreased by the affirmative vote of the holders of a majority of
               all classes of stock of the Corporation entitled to vote, voting
               as a group, and not as individual classes.

SEVENTH:       The name and mailing address of the incorporator is as follows:

                    NAME                      MAILING ADDRESS
                    Jay D. Crutcher, Esq.     Updike, Kelly & Spellacy, P.C.
                                              One State Street
                                              Suite 2400
                                              Hartford, CT 06123-1277

EIGHTH:        The Corporation is to have perpetual existence.

NINTH:         For the management of the business and for the conduct of the
               affairs of the Corporation, it is further provided that the
               management of the business and the conduct of the affairs of the
               Corporation shall be vested in its Board of Directors. The number
               of directors which shall constitute the whole Board of Directors
               shall be fixed by, or in the manner provided in, the Bylaws. No
               election of directors need be by written ballot. The following
               person is to serve as Director until the first annual meeting of
               shareholders or until his successor(s) is/are elected and
               qualify.

                    NAME                      MAILING ADDRESS
                    Paul A. Garrett           418 Meadow Street
                                              Fairfield, Connecticut 06430-5321

TENTH:         To the fullest extent permitted by the General Corporation Law of
               Delaware as the name exists or may hereafter be amended, a
               director of the corporation shall not be liable to the
               Corporation or its shareholders for monetary damages for breach
               of fiduciary duty as a director.

ELEVENTH       The Directors of the Corporation have the power to adopt, amend,
               or repeal the Bylaws.

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                                       -3-

     IN WITNESS WHEREOF, the undersigned being the incorporator hereinbefore
named, for the purpose of forming a corporation pursuant to the General
Corporation Law of Delaware, does make this Certificate, hereby declaring and
certifying that this is my act and deed, that the facts herein stated are true
and accordingly have hereunto set my hand this 21st day of March, 1994.

                                                /s/ Jay D. Crutcher
                                                --------------------------------
                                                Jay D. Crutcher, Esq.
                                                Incorporator

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    STATE OF DELAWARE
   SECRETARY OF STATE
DIVISION OF CORPORATIONS
FILED 09:00 AM 01/12/1995
   950008341 - 2387743


                            CERTIFICATE OF AMENDMENT
                                       OF
                          CERTIFICATE OF INCORPORATION
                                       OF
                                 FCR MORRIS INC.

FCR MORRIS INC., a corporation organized and existing under and by virtue of the
general corporation Law of the State of Delaware, DOES HEREBY CERTIFY:

          FIRST. That the Board of Directors of said corporation, at a meeting
duly convened and held, adopted the following resolution:

          RESOLVED that the Board of Directors hereby declares it advisable and
in the best interest of the Company that Article FIRST of the Certificate of
Incorporation be amended to read as follows:

          FIRST. The name of this corporation shall be:

                              FCR REDEMPTION, INC.

          SECOND. That the said amendment has been consented to and authorized
by the holders of a majority of the issued and outstanding stock entitled to
vote by written consent given in accordance with the provisions of Section 228
of the General Corporation Law of the State of Delaware.

          THIRD. That the aforesaid amendment was duly adopted in accordance
with the applicable provisions of Sections 242 and 228 of the general
Corporation Law of the State of Delaware.

          IN WITNESS WHEREOF, said corporation has caused this Certificate to be
signed by a duly authorized officer, this 19th day of December A.D. 1994.


                                                /s/ Paul Garrett
                                                --------------------------------
                                                PAUL GARRETT
                                                President

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                    CERTIFICATE OF CHANGE OF REGISTERED AGENT
                                       AND
                                REGISTERED OFFICE
                                       OF
                              FCR REDEMPTION, INC.
                                      *****

FCR Redemption, Inc., a corporation organized and existing under and by virtue
of the General Corporation Law of the State of Delaware, DOES HEREBY CERTIFY:

The present registered agent of the corporation is Corporation Service Company
and the present registered office of the corporation is in the county of New
Castle.

     The Board of Directors of FCR Redemption, Inc. adopted the following
resolution on the 2nd day of April, 2001.

Resolved, that the registered office of FCR Redemption, Inc. in the state of
Delaware be and it hereby is changed to Corporation Trust Center, 1209 Orange
Street, in the City of Wilmington, County of New Castle, and the authorization
of the present registered agent of this corporation be and the same is hereby
withdrawn, and THE CORPORATION TRUST COMPANY, shall be and is hereby constituted
and appointed the registered agent of this corporation at the address of its
registered office.

     IN WITNESS WHEREOF, FCR Redemption, Inc. has caused this statement to be
signed by Jerry S. Cifor, its Treasurer, this 8 day of May, 2001.


                                              /s/ Jerry S. Cifor
                                              ----------------------------
                                              Jerry S. Cifor, Treasurer


                                                            STATE OF DELAWARE
                                                           SECRETARY OF STATE
                                                        DIVISION OF CORPORATIONS
                                                       FILED 04:30 PM 05/09/2001
                                                          010224701 - 2387743