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                                                                    EXHIBIT 31.2

                                 CERTIFICATIONS

     I, Robert J. Mylod, Jr., certify that:

     1.   I have reviewed the Quarterly Report on Form 10-Q for the quarter
ended June 30, 2003 (the "Quarterly Report") of the Registrant;

     2.   Based on my knowledge, this Quarterly Report does not contain any
untrue statement of a material fact or omit to state a material fact necessary
in order to make the statements made, in light of the circumstances under which
such statements were made, not misleading with respect to the period covered by
this Quarterly Report;

     3.   Based on my knowledge, the financial statements, and other financial
information included in this Quarterly Report, fairly present in all material
respects the financial condition, results of operations and cash flows of the
Registrant as of, and for, the periods presented in this Quarterly Report;

     4.   The Registrant's other certifying officer and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-15(e) and 15d-15(e)) for the Registrant and we have:

          a.   designed such disclosure controls and procedures, or caused such
               disclosure controls and procedures to be designed under our
               supervision, to ensure that material information relating to the
               Registrant, including its consolidated subsidiaries, is made
               known to us by others within those entities, particularly during
               the period in which this Quarterly Report is being prepared;

          b.   evaluated the effectiveness of the Registrant's disclosure
               controls and procedures and presented in this report our
               conclusions about the effectiveness of the disclosure controls
               and procedures, as of the end of the period covered by this
               Quarterly Report based on such evaluation; and

          c.   disclosed in this report any change in the Registrant's internal
               control over financial reporting that occurred during the
               Registrant's most recent fiscal quarter (the Registrant's fourth
               fiscal quarter in the case of an annual report) that has
               materially affected, or is reasonably likely to materially
               affect, the Registrant's internal control over financial
               reporting; and

     5.   The Registrant's other certifying officer and I have disclosed, based
on our most recent evaluation, of internal control over financial reporting, to
the Registrant's auditors and the audit committee of the Registrant's board of
directors (or persons performing the equivalent function):

          a.   all significant deficiencies and material weaknesses in the
               design or operation of internal controls over financial reporting
               which are reasonably likely to adversely affect the Registrant's
               ability to record, process, summarize and report financial
               information; and

          b.   any fraud, whether or not material, that involves management or
               other employees who have a significant role in the Registrant's
               internal controls over financial reporting.

Dated:  August 14, 2003                            /s/ Robert J. Mylod, Jr.
                                                  ------------------------------
                                          Name:    Robert J. Mylod, Jr.
                                          Title:   Chief Financial Officer

A signed original of this written statement required by Section 302 of the
Sarbanes-Oxley Act of 2002 has been provided by the Company and will be retained
by the Company and furnished to the Securities and Exchange Commission or its
staff upon request.