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                                                                EXHIBIT 99.14(c)


                         Consent of Independent Auditors

We consent to the references to our firm under the caption "Financial
Statements" in the Prospectus/Proxy Statement and in the Statement of Additional
Information of Separate Account Ten of Integrity Life Insurance Company,
relating to the reorganization involving the Touchstone Enhanced Dividend 30
Fund, a series of Touchstone Variable Series Trust, and Separate Account II of
Integrity Life Insurance Company and to the incorporation by reference of our
report dated January 24, 2003, with respect to Separate Account Ten of Integrity
Life Insurance Company in this Registration Statement (Form N-14) as filed with
the Securities and Exchange Commission.


                                                           /s/ Ernst & Young LLP

Kansas City, Missouri
August 21, 2003