<Page>
---------------------------
OMB APPROVAL
OMB Number: 3235-0116
Expires: July 31, 2008
Estimated average burden
hours per response.....6.20
---------------------------
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 6-K
REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13A-16 OR 15D-16 UNDER THE
SECURITIES EXCHANGE ACT OF 1934
For the month of December 7, 2005.
Commission File Number 001-15244
-------------
CREDIT SUISSE GROUP
- --------------------------------------------------------------------------------
(Translation of registrant's name into English)
PARADEPLATZ 8, P.O. BOX 1, CH - 8070 ZURICH, SWITZERLAND
- --------------------------------------------------------------------------------
(Address of principal executive office)
Indicate by check mark whether the registrant files or will file annual reports
under cover of Form 20-F or Form 40-F.
Form 20-F |X| Form 40-F | |
Indicate by check mark if the registrant is submitting the Form 6-K in paper as
permitted by Regulation S-T Rule 101(b)(1):
Note: Regulation S-T Rule 101(b)(1) only permits the submission in paper of a
Form 6-K if submitted solely to provide an attached annual report to security
holders.
Indicate by check mark if the registrant is submitting the Form 6-K in paper as
permitted by Regulation S-T Rule 101(b)(7):
NOTE: Regulation S-T Rule 101(b)(7) only permits the submission in paper of a
Form 6-K if submitted to furnish a report or other document that the registrant
foreign private issuer must furnish and make public under the laws of the
jurisdiction in which the registrant is incorporated, domiciled or legally
organized (the registrant's "home country"), or under the rules of the home
country exchange on which the registrant's securities are traded, as long as the
report or other document is not a press release, is not required to be and has
not been distributed to the registrant's security holders, and, if discussing a
material event, has already been the subject of a Form 6-K submission or other
Commission filing on EDGAR.
Indicate by check mark whether the registrant by furnishing the information
contained in this Form is also thereby furnishing the information to the
Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.
Yes | | No |X|
If "Yes" is marked, indicate below the file number assigned to the registrant in
connection with Rule 12g3-2(b):
82- .
---------------------
<Page>
PRESS RELEASE
[CREDIT SUISSE GROUP LOGO] Media Relations
CREDIT SUISSE GROUP
P.O. Box 1
CH-8070 Zurich
www.credit-suisse.com
Telephone +41 844 33 88 44
Telefax +41 44 333 88 77
media.relations@credit-suisse.com
CREDIT SUISSE GROUP EXPECTS TO REALIZE ADDITIONAL NET INCOME BENEFITS
OF AROUND CHF 1.0 BILLION IN 2008 FROM THE CREATION OF AN INTEGRATED
GLOBAL BANK.
Zurich, December 7, 2005 - CREDIT SUISSE GROUP IS TODAY MEETING INSTITUTIONAL
INVESTORS AND SELL-SIDE ANALYSTS IN LONDON TO UPDATE THEM ON THE PROGRESS IT
HAS MADE AS PART OF ITS STRATEGY TO CREATE AN INTEGRATED GLOBAL BANK. THE
GROUP WILL SET OUT ITS PLANS TO TARGET ADDITIONAL NET INCOME BENEFITS OF
AROUND CHF 1.0 BILLION IN 2008. THE PRESENTATIONS CAN BE FOLLOWED LIVE ON THE
INTERNET FROM 10:30 CET (09:30 GMT).
In 2008, Credit Suisse expects to generate total pre-tax synergy benefits of
CHF 1.3 billion, including pre-tax cost savings of CHF 600 million and,
subject to market conditions, gross revenue synergies of CHF 1.2 billion,
offset by additional revenue-related pre-tax costs of CHF 520 million. This
would result in a positive net income benefit of around CHF 1.0 billion.
Overall cost savings are expected mainly in the areas of information
technology, supply management and real estate and services. In 2007, cost
savings after implementation costs, primarily relating to systems, branding,
property and infrastructure associated with integrating the global bank
structure, are expected to total around CHF 250 million pre-tax.
Over the past 12 months, Credit Suisse Group has been working to reorganize
its current business units into three distinct areas: Investment Banking,
Private Banking and Asset Management. A dedicated Shared Services area will
deliver support services to these three divisions. The new integrated bank
will be operational from January 1, 2006.
THE INTEGRATED CREDIT SUISSE
The integrated Credit Suisse will provide enhanced advisory services and
products with a sharper focus on clients' needs. The integrated organization
is expected to foster cooperation among businesses to capture both revenue
growth and cost saving synergies. As announced, the integrated bank will
adopt the brand name Credit Suisse and a new logo to unite its businesses
beginning January 16, 2006. This will enable Credit Suisse to present one
single face to the market around the world in all business areas.
Oswald J. Grubel, CEO of Credit Suisse Group, stated, "In Investment Banking,
Private Banking and Asset Management, Credit Suisse has a tradition of
creating innovative solutions for clients. Building an integrated bank and
pooling expertise ensures that we will continue this tradition. Credit Suisse
is committed to maintaining a reputation for thought leadership throughout
the industry and to defining the marketplace of the future. This is the
foundation from which Credit Suisse will grow in a rapidly changing
environment."
THE FUTURE OF WINTERTHUR
Credit Suisse Group will continue to manage Winterthur, its insurance
business, as a financial investment. Winterthur will focus on enhancing
profitability in preparation for a potential capital market transaction, as
previously announced. The Group's intention is to maximize the value of this
investment for its shareholders.
ENQUIRIES
Credit Suisse Group, Media Relations Telephone +41 844 33 88 44
Credit Suisse Group, Investor Relations Telephone +41 44 333 31 69
1
<Page>
CREDIT SUISSE GROUP
Credit Suisse Group is a leading global financial services company
headquartered in Zurich. It provides private clients and small and
medium-sized companies with private banking and financial advisory services,
and pension and insurance solutions from Winterthur. In the area of
investment banking, it serves global institutional, corporate, government and
individual clients in its role as a financial intermediary. Credit Suisse
Group's registered shares (CSGN) are listed in Switzerland and in the form of
American Depositary Shares (CSR) in New York. The Group employs around 62,000
staff worldwide. As of September 30, 2005, it reported assets under
management of CHF 1,404.6 billion.
CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING INFORMATION
This press release contains statements that constitute forward-looking
statements. In addition, in the future we, and others on our behalf, may make
statements that constitute forward-looking statements. Such forward-looking
statements may include, without limitation, statements relating to our plans,
objectives or goals; our future economic performance or prospects; the
potential effect on our future performance of certain contingencies; and
assumptions underlying any such statements. Words such as "believes,"
"anticipates," "expects," "intends" and "plans" and similar
expressions are intended to identify forward-looking statements but are not
the exclusive means of identifying such statements. We do not intend to
update these forward-looking statements except as may be required by
applicable laws. By their very nature, forward-looking statements involve
inherent risks and uncertainties, both general and specific, and risks exist
that predictions, forecasts, projections and other outcomes described or
implied in forward-looking statements will not be achieved. We caution you
that a number of important factors could cause results to differ materially
from the plans, objectives, expectations, estimates and intentions expressed
in such forward-looking statements. These factors include (i) market and
interest rate fluctuations; (ii) the strength of the global economy in
general and the strength of the economies of the countries in which we
conduct our operations in particular; (iii) the ability of counterparties to
meet their obligations to us; (iv) the effects of, and changes in, fiscal,
monetary, trade and tax policies, and currency fluctuations; (v) political
and social developments, including war, civil unrest or terrorist activity;
(vi) the possibility of foreign exchange controls, expropriation,
nationalization or confiscation of assets in countries in which we conduct
our operations; (vii) the ability to maintain sufficient liquidity and access
capital markets; (viii) operational factors such as systems failure, human
error, or the failure to properly implement procedures; (ix) actions taken by
regulators with respect to our business and practices in one or more of the
countries in which we conduct our operations; (x) the effects of changes in
laws, regulations or accounting policies or practices; (xi) competition in
geographic and business areas in which we conduct our operations; (xii) the
ability to retain and recruit qualified personnel; (xiii) the ability to
maintain our reputation and promote our brands; (xiv) the ability to increase
market share and control expenses; (xv) technological changes; (xvi) the
timely development and acceptance of our new products and services and the
perceived overall value of these products and services by users;
(xvii) acquisitions, including the ability to integrate successfully
acquired businesses; (xviii) the adverse resolution of litigation and
other contingencies; and (xix) our success at managing the risks involved
in the foregoing. We caution you that the foregoing list of important
factors is not exclusive; when evaluating forward-looking statements, you
should carefully consider the foregoing factors and other uncertainties and
events, as well as the risks identified in our most recently filed
Form 20-F and reports on Form 6-K furnished to the US Securities and
Exchange Commission.
2
<Page>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.
CREDIT SUISSE GROUP
------------------------------
(Registrant)
Date December 7, 2005 By /s/ URS ROHNER
----------------- ---------------------------
General Counsel
/s/ Charles Naylor
Head of Corporate Communications
- ----------------------
* Print the name and title under the signature of the signing officer.
PERSONS WHO ARE TO RESPOND TO THE COLLECTION OF INFORMATION
CONTAINED IN THIS FORM ARE NOT REQUIRED TO RESPOND UNLESS THE
FORM DISPLAYS A CURRENTLY VALID OMB CONTROL NUMBER.
SEC 1815 (09-05)