Conformed Copy SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 -------------------- FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ---------------------- CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) ---------------------- MARINE MIDLAND BANK (Exact name of trustee as specified in its charter) New York 16-1057879 (Jurisdiction of incorporation (I.R.S. Employer or organization if not a U.S. Identification No.) national bank) 140 Broadway, New York, N.Y. 10005-1180 (212) 658-1000 (Zip Code) (Address of principal executive offices) Charles E. Bauer Vice President Marine Midland Bank 140 Broadway New York, New York 10005-1180 Tel: (212) 658-1792 (Name, address and telephone number of agent for service) JITNEY-JUNGLE STORES OF AMERICA, INC. (Exact name of obligor as specified in its charter) Mississippi 64-0280539 (State or other jurisdiction (I.R.S. Employer of incorporation or organization) Identification No.) 1770 Ellis Avenue, Suite 200 Jackson, Mississippi 39204 (601) 965-8600 (Zip Code) (Address of principal executive offices) 10_%SENIOR SUBORDINATED NOTES DUE 2007 (Title of Indenture Securities) General Item 1. GENERAL INFORMATION. Furnish the following information as to the trustee: (a) Name and address of each examining or supervisory authority to which it is subject. State of New York Banking Department. Federal Deposit Insurance Corporation, Washington, D.C. Board of Governors of the Federal Reserve System, Washington, D.C. (b) Whether it is authorized to exercise corporate trust powers. Yes. Item 2. AFFILIATIONS WITH OBLIGOR. If the obligor is an affiliate of the trustee, describe each such affiliation. None Item 16. LIST OF EXHIBITS. EXHIBIT - ------- T1A(i) * - Copy of the Organization Certificate of Marine Midland Bank. T1A(ii) * - Certificate of the State of New York Banking Department dated December 31, 1993 as to the authority of Marine Midland Bank to commence business. T1A(iii) - Not applicable. T1A(iv) * - Copy of the existing By-Laws of Marine Midland Bank as adopted on January 20, 1994. T1A(v) - Not applicable. T1A(vi) * - Consent of Marine Midland Bank required by Section 321(b) of the Trust Indenture Act of 1939. T1A(vii) - Copy of the latest report of condition of the trustee (June 30, 1997), published pursuant to law or the requirement of its supervisory or examining authority. T1A(viii) - Not applicable. T1A(ix) - Not applicable. * Exhibits previously filed with the Securities and Exchange Commission with Registration No. 33-53693 and incorporated herein by reference thereto. SIGNATURE Pursuant to the requirements of the Trust Indenture Act of 1939, the Trustee, Marine Midland Bank, a banking corporation and trust company organized under the laws of the State of New York, has duly caused this statement of eligibility to be signed on its behalf by the undersigned, thereunto duly authorized, all in the City of New York and State of New York on the 16th day of October, 1997. MARINE MIDLAND BANK By: /s/ Frank J. Godino ---------------------------------- Frank J. Godino Assistant Vice President EXHIBIT T1A (vii) Board of Governors of the Federal Reserve System OMB Number: 7100-0036 Federal Deposit Insurance Corporation OMB Number: 3064-0052 Office of the Comptroller of the Currency OMB Number: 1557-0081 FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL Expires March 31, 1999 - -------------------------------------------------------------------------------- 1 This financial information has not /1/ been reviewed, or confirmed for accuracy or relevance, by the Federal Reserve System. Please refer to page i, Table of Contents, for the required disclosure of estimated burden. - -------------------------------------------------------------------------------- CONSOLIDATED REPORTS OF CONDITION AND INCOME FOR A BANK WITH DOMESTIC AND FOREIGN OFFICES--FFIEC 031 REPORT AT THE CLOSE OF BUSINESS JUNE 30, 1997 This report is required by law; 12 U.S.C. Section 324 This report form is to be filed by banks with branches (State member banks); 12 U.S.C. Section 1817 (State and consolidated subsidiaries in U.S. territories and nonmember banks); and 12 U.S.C. Section 161 (National possessions, Edge or Agreement subsidiaries, foreign banks). branches, consoli-dated foreign subsidiaries, or International Banking Facilities. - --------------------------------------------------------------------------------------------------------------------------- NOTE: The Reports of Condition and Income must be signed The Reports of Condition and Income are to be prepared in by an authorized officer and the Report of Condition must accordance with Federal regulatory authority be attested to by not less than two directors (trustees) instructions. NOTE: These instructions may in some cases for State nonmember banks and three directors for State differ from generally accepted accounting principles. member and National Banks. We, the undersigned directors (trustees), attest to the I, Gerald A. Ronning, Executive VP & Controller correctness of this Report of Condition (including the --------------------------------------------- supporting schedules) and declare that it has been Name and Title of Officer Authorized to Sign Report examined by us and to the best of our knowledge and belief has been prepared in conformance with the of the named bank do hereby declare that these Reports of instructions issued by the appropriate Federal regulatory Condition and Income (including the supporting schedules) authority and is true and correct. have been prepared in conformance with the instructions issued by the appropriate Federal regulatory authority /s/ James H. Cleave and are true to the best of my knowledge and believe. ------------------------------------- Director (Trustee) /s/ Gerald A. Ronning ------------------------------------------- /s/ Bernard J. Kennedy Signature of Officer Authorized to Sign Report ------------------------------------- Director (Trustee) 7/25/97 - ----------------------------------------------- /s/ Malcolm Burnett Date of Signature ------------------------------------- Director (Trustee) - --------------------------------------------------------------------------------------------------------------------------- FOR BANKS SUBMITTING HARD COPY REPORT FORMS: STATE MEMBER BANK: Return the original and one copy to the appropriate Federal Reserve District Bank. NATIONAL BANKS: Return the original only in the SPECIAL RETURN ADDRESS ENVELOPE PROVIDED. If express mail is STATE NONMEMBER BANKS: Return the original only in the used in lieu of the special return address envelope, SPECIAL RETURN ADDRESS ENVELOPE PROVIDED. If express return the original only to the FDIC, c/o Quality Data mail is used in lieu of the special return address Systems, 2127 Espey Court, Suite 204, Crofton, MD 21114. envelope, return the original only to the FDIC, c/o Quality Data Systems, 2127 Espey Court, Suite 204, Crofton, MD 21114. - --------------------------------------------------------------------------------------------------------------------------- FDIC Certificate Number / 0 / 0 / 5 / 8 / 9 / ---------------------- (RCRI 9030) NOTICE This form is intended to assist institutions with state publication requirements. It has not been approved by any state banking authorities. Refer to your appropriate state banking authorities for your state publication requirements. REPORT OF CONDITION Consolidating domestic and foreign subsidiaries of the Marine Midland Bank of Buffalo Name of Bank City in the state of New York, at the close of business June 30, 1997 ASSETS Thousands of dollars Cash and balances due from depository institutions: Noninterest-bearing balances currency and coin.................................... $1,044,050 Interest-bearing balances ........................... 2,065,434 Held-to-maturity securities.......................... 0 Available-for-sale securities........................ 3,576,879 Federal funds sold and securities purchased under agreements to resell........................... 3,311,653 Loans and lease financing receivables: Loans and leases net of unearnedincome............... 20,801,413 LESS: Allowance for loan and lease losses............ 429,338 LESS: Allocated transfer risk reserve................ 0 Loans and lease, net of unearned income, allowance, and reserve....................... 20,372,075 Trading assets....................................... 982,806 Premises and fixed assets (including capitalized leases).................................. 221,952 Other real estate owned................................. 8,293 Investments in unconsolidated subsidiaries and associated companies................... 0 Customers' liability to this bank on acceptances outstanding................................. 26,490 Intangible assets....................................... 495,034 Other assets............................................ 530,288 Total assets............................................ 32,634,954 LIABILITIES Deposits: In domestic offices.................................. 20,705,098 Noninterest-bearing.................................. 4,382,353 Interest-bearing..................................... 16,322,745 In foreign offices, Edge, and Agreement subsidiaries, and IBFs.................................. 3,458,100 Noninterest-bearing.................................. 0 Interest-bearing..................................... 3,458,100 Federal funds sold and securities purchased under agreements to resell........................... 3,784,599 Demand notes issued to the U.S. Treasury................ 300,000 Trading Liabilities..................................... 169,194 Other borrowed money: With a remaining maturity of one year or less........ 878,716 With a remaining maturity of more than one year through three years......................... 133,670 With a remaining maturity of more than three years... 112,907 Bank's liability on acceptances executed and outstanding............................................. 26,490 Subordinated notes and debentures....................... 497,648 Other liabilities....................................... 336,900 Total liabilities....................................... 30,403,322 Limited-life preferred stock and related surplus........ 0 EQUITY CAPITAL Perpetual preferred stock and related surplus........... 0 Common Stock............................................ 205,000 Surplus................................................. 1,983,530 Undivided profits and capital reserves.................. 38,878 Net unrealized holding gains (losses) on available-for-sale securities........................ 4,224 Cumulative foreign currency translation adjustments..... 0 Total equity capital.................................... 2,231,632 Total liabilities, limited-life preferred stock, and equity capital..................... 32,634,954