<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from financial
statements for the period ended September 30, 1997 and is qualified in its
entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                         146,427
<INT-BEARING-DEPOSITS>                           8,537
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                 1,988
<INVESTMENTS-HELD-FOR-SALE>                    971,168
<INVESTMENTS-CARRYING>                       1,332,414
<INVESTMENTS-MARKET>                         1,352,935
<LOANS>                                      2,822,149
<ALLOWANCE>                                   (39,162)
<TOTAL-ASSETS>                               5,532,030
<DEPOSITS>                                   4,025,304
<SHORT-TERM>                                   685,537
<LIABILITIES-OTHER>                             79,513
<LONG-TERM>                                    356,434
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        14,320
<OTHER-SE>                                     310,922
<TOTAL-LIABILITIES-AND-EQUITY>               5,532,030
<INTEREST-LOAN>                                164,222
<INTEREST-INVEST>                              122,056
<INTEREST-OTHER>                                   988
<INTEREST-TOTAL>                               287,266
<INTEREST-DEPOSIT>                             125,796
<INTEREST-EXPENSE>                             170,518
<INTEREST-INCOME-NET>                          116,748
<LOAN-LOSSES>                                    5,386
<SECURITIES-GAINS>                               6,607
<EXPENSE-OTHER>                                 81,829
<INCOME-PRETAX>                                 58,582
<INCOME-PRE-EXTRAORDINARY>                      37,069
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    37,069
<EPS-PRIMARY>                                     2.78
<EPS-DILUTED>                                     2.76
<YIELD-ACTUAL>                                    7.49
<LOANS-NON>                                     20,211
<LOANS-PAST>                                    12,142
<LOANS-TROUBLED>                                 3,697
<LOANS-PROBLEM>                                 40,153
<ALLOWANCE-OPEN>                                37,840
<CHARGE-OFFS>                                    5,096
<RECOVERIES>                                     1,032
<ALLOWANCE-CLOSE>                               39,162
<ALLOWANCE-DOMESTIC>                            39,162
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0