Exhibit 10


                     AMENDMENT TO 1987 DIRECTOR OPTION PLAN


         Section VI.A. of  the Wells Fargo & Company 1987 Director 
Option Plan, as amended and restated effective February 21, 1995, 
is further amended to read in full as follows, effective September 
16, 1997:

                A.     Options Grant Dates.  Effective for options 
          granted after January 2, 1997, options shall be granted 
          automatically on January 2 (or if January 2 is not a business day,
          on the next succeeding business day) of the year to any eligible 
          director who, before December 31 of the previous year, files with 
          the Company's Personnel Division or its designate an irrevocable 
          election to receive a stock option in lieu of retainer fees to be 
          earned in the following year beginning January 1 and ending 
          December 31 ("Plan Year").