<ARTICLE> 9 <CIK> 0000948976 <NAME> CALIFORNIA INDEPENDENT BANCORP <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> SEP-30-1997 <CASH> 18,521 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 29,700 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 14,256 <INVESTMENTS-CARRYING> 23,839 <INVESTMENTS-MARKET> 23,963 <LOANS> 183,234 <ALLOWANCE> 4,146 <TOTAL-ASSETS> 282,737 <DEPOSITS> 256,994 <SHORT-TERM> 433 <LIABILITIES-OTHER> 3,107 <LONG-TERM> 120 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 12,116 <OTHER-SE> 9,967 <TOTAL-LIABILITIES-AND-EQUITY> 282,737 <INTEREST-LOAN> 14,646 <INTEREST-INVEST> 1,867 <INTEREST-OTHER> 1,026 <INTEREST-TOTAL> 17,539 <INTEREST-DEPOSIT> 6,958 <INTEREST-EXPENSE> 6,976 <INTEREST-INCOME-NET> 10,563 <LOAN-LOSSES> 3,336 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 9,917 <INCOME-PRETAX> 923 <INCOME-PRE-EXTRAORDINARY> 923 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 612 <EPS-PRIMARY> 0.39 <EPS-DILUTED> 0.34 <YIELD-ACTUAL> 8.38 <LOANS-NON> 6,329 <LOANS-PAST> 1,121 <LOANS-TROUBLED> 500 <LOANS-PROBLEM> 6,696 <ALLOWANCE-OPEN> 4,053 <CHARGE-OFFS> 3,260 <RECOVERIES> 17 <ALLOWANCE-CLOSE> 4,146 <ALLOWANCE-DOMESTIC> 4,146 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0