EXHIBIT 23.2
 
                        CONSENT OF INDEPENDENT AUDITORS
 
   
    We hereby consent to the use of our report dated August 28, 1997, included
herein related to the balance sheet of the Company as of August 28, 1997, and
our report dated March 6, 1997, included herein related to the balance sheets of
AEGIS Mortgage Corporation as of December 31, 1995 and 1996, and the related
statements of earnings, stockholders' equity, and cash flows for each of the
years in the three year period ended December 31, 1996. We also consent to the
references to us under the headings "Selected Financial Data" and "Experts" in
the prospectus.
    
 
                                          /s/ KPMG PEAT MARWICK LLP
                                          --------------------------------------
 
                                            KPMG Peat Marwick LLP
 
   
Houston, Texas
December 16, 1997