CONSENT OF INDEPENDENT AUDITORS We consent to the incorporation by reference in the Registration Statement (Form S-8 to be filed on or about January 7, 1998) pertaining to the following stock option agreements of FIRSTPLUS Financial Group, Inc. Stock Option Agreement for Kristin Andrade-Reitz Stock Option Agreement for James Capretz Stock Option Agreement for David Kagnoff Stock Option Agreement for Javier S. Llanes Stock Option Agreement for Michael McGuire Stock Option Agreement for Gustavo L. Mendoza Stock Option Agreement for Denise Orchard Stock Option Agreement for Marie A. Reich Stock Option Agreement for James Rich Stock Option Agreement for Barry Williams of our report dated October 30, 1997, respect to the consolidated financial statements of FIRSTPLUS Financial Group, Inc. included in its Annual Report (Form 10-K) for the year ended September 30, 1997, filed with the Securities and Exchange Commission. /s/ Ernst & Young LLP ------------------------------------- Ernst & Young LLP Dallas, Texas January 6, 1998