UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of report (Date of earliest event reported) -- JANUARY 16, 1998 ---------------- BYL BANCORP ----------- (Exact name of registrant as specified in its charter) CALIFORNIA 000-23257 33-0755794 ---------- --------- ---------- (Name or jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No. 18206 IMPERIAL HIGHWAY, YORBA LINDA, CA 92886 - --------------------------------------- ----- (Address of principal executive officer) (Zip Code) (Registrants' telephone number, including area code) -- (714) 996-1800 NA -- (Former name or former address, if changed since last report.) Item 5. OTHER EVENTS ------------ Attached hereto as Exhibit 99 is a Press Release announcing BYL Bancorp's financial results for the year ended December 31, 1997. Final audited financial statements with additional analysis will be filed as part of Company's Form 10-K in March, 1998. Item 7. FINANCIAL STATEMENTS AND EXHIBITS --------------------------------- (c) Exhibits. 99(1) Copy of the aforementioned Press Release. SIGNATURE Pursuant to the requirements of the Securities Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BYL BANCORP Dated: January 16, 1998 By: /s/ BARRY J. MOORE ---------------------------- Barry J. Moore Senior Executive Vice President -2-