UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Exchange Act of 1934 Pursuant to Section 13 or 15(d) of The Securities Date of report (Date of earliest event reported) -- JANUARY 29, 1998 BYL BANCORP ----------- (Exact name of registrant as specified in its charter) CALIFORNIA 000-23257 33-0755794 ---------- --------- ---------- (Name or other Jurisdiction (Commission (IRS Employer of Incorporation) File Number) Identification No.) 18206 IMPERIAL HIGHWAY, YORBA LINDA, CALIFORNIA 92886 - ----------------------------------------------- ----- (Address of principal executive officer) (Zip Code) (Registrants' telephone number, including area code) -- (714) 996-1800 -------------- NA -- (Former name or former address, if changed since last report.) Item 5. OTHER EVENTS ------------ Attached hereto as Exhibit 99 is a Press Release announcing BYL Bancorp to acquire DNB Financial. The merger is expected to close by May 31, 1998. Item 7. FINANCIAL STATEMENTS AND EXHIBITS --------------------------------- (c) Exhibits 99(1) Copy of aforementioned Press Release. SIGNATURE Pursuant to the requirements of the Securities Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BYL BANCORP Dated: January 30, 1998 /s/ BARRY J. MOORE ------------------------------- Barry J. Moore Senior Executive Vice President/ Chief Financial Officer 2