<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF AMERICREDIT CORP. INCLUDED IN ITS QUARTERLY
REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1998
<PERIOD-START>                             JUL-01-1997
<PERIOD-END>                               DEC-31-1997
<CASH>                                          78,437
<SECURITIES>                                     6,500
<RECEIVABLES>                                  269,141
<ALLOWANCES>                                  (11,350)
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                          22,824
<DEPRECIATION>                                   5,592
<TOTAL-ASSETS>                                 562,295
<CURRENT-LIABILITIES>                                0
<BONDS>                                        248,966
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           338
<OTHER-SE>                                     254,608
<TOTAL-LIABILITY-AND-EQUITY>                   562,295
<SALES>                                              0
<TOTAL-REVENUES>                               102,228
<CGS>                                                0
<TOTAL-COSTS>                                   41,916
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                 3,755
<INTEREST-EXPENSE>                              12,045
<INCOME-PRETAX>                                 44,512
<INCOME-TAX>                                    17,137
<INCOME-CONTINUING>                             27,375
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    27,375
<EPS-PRIMARY>                                      .92
<EPS-DILUTED>                                      .85