<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED BALANCE SHEETS AND CONSOLIDATED STATEMENTS OF INCOME CONTAINED IN THE COMPANY'S REPORTS FILED ON FORM 10-Q FOR THE PERIODS ENDED MARCH 31, JUNE 30, AND SEPTEMBER 30, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 6-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1997 DEC-31-1997 <PERIOD-START> JAN-01-1997 JAN-01-1997 JAN-01-1997 <PERIOD-END> MAR-31-1997 JUN-30-1997 SEP-30-1997 <CASH> 26,775 28,290 25,491 <INT-BEARING-DEPOSITS> 499 499 199 <FED-FUNDS-SOLD> 19,500 8,400 9,000 <TRADING-ASSETS> 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 22,034 21,538 21,644 <INVESTMENTS-CARRYING> 10,220 12,937 11,360 <INVESTMENTS-MARKET> 10,162 12,946 11,411 <LOANS> 185,820 194,976 206,045 <ALLOWANCE> 3,304 3,253 3,527 <TOTAL-ASSETS> 278,891 279,421 285,871 <DEPOSITS> 248,908 252,610 254,020 <SHORT-TERM> 3,940 1,112 2,464 <LIABILITIES-OTHER> 1,765 2,084 4,765 <LONG-TERM> 3,477 1,914 1,685 <PREFERRED-MANDATORY> 0 0 0 <PREFERRED> 0 0 0 <COMMON> 11,771 11,797 12,008 <OTHER-SE> 9,030 9,904 10,929 <TOTAL-LIABILITIES-AND-EQUITY> 278,891 279,421 285,871 <INTEREST-LOAN> 4,470 9,338 14,569 <INTEREST-INVEST> 444 919 1,379 <INTEREST-OTHER> 58 207 353 <INTEREST-TOTAL> 4,972 10,464 16,301 <INTEREST-DEPOSIT> 1,243 2,715 4,235 <INTEREST-EXPENSE> 1,358 2,907 4,487 <INTEREST-INCOME-NET> 3,614 7,557 11,814 <LOAN-LOSSES> 335 618 722 <SECURITIES-GAINS> 0 (42) (21) <EXPENSE-OTHER> 3,682 7,652 11,937 <INCOME-PRETAX> 1,042 2,383 4,020 <INCOME-PRE-EXTRAORDINARY> 650 1,463 2,405 <EXTRAORDINARY> 0 0 0 <CHANGES> 0 0 0 <NET-INCOME> 650 1,463 2,405 <EPS-PRIMARY> .16 .35 .58 <EPS-DILUTED> .14 .32 .52 <YIELD-ACTUAL> 9.23 9.31 9.37 <LOANS-NON> 3,720 4,105 3,881 <LOANS-PAST> 47 0 0 <LOANS-TROUBLED> 4,367 4,350 3,711 <LOANS-PROBLEM> 0 0 0 <ALLOWANCE-OPEN> 3,129 3,129 3,129 <CHARGE-OFFS> 171 523 897 <RECOVERIES> 11 29 573 <ALLOWANCE-CLOSE> 3,304 3,253 3,527 <ALLOWANCE-DOMESTIC> 3,304 3,253 3,527 <ALLOWANCE-FOREIGN> 0 0 0 <ALLOWANCE-UNALLOCATED> 0 0 0