<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AND CONSOLIDATED STATEMENTS OF INCOME CONTAINED IN
THE COMPANY'S REPORTS FILED ON FORM 10-Q FOR THE PERIODS ENDED MARCH 31, JUNE
30, AND SEPTEMBER 30, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
                                                                       
<PERIOD-TYPE>                   3-MOS                   6-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997             DEC-31-1997
<PERIOD-START>                             JAN-01-1997             JAN-01-1997             JAN-01-1997
<PERIOD-END>                               MAR-31-1997             JUN-30-1997             SEP-30-1997
<CASH>                                          26,775                  28,290                  25,491
<INT-BEARING-DEPOSITS>                             499                     499                     199
<FED-FUNDS-SOLD>                                19,500                   8,400                   9,000
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                     22,034                  21,538                  21,644
<INVESTMENTS-CARRYING>                          10,220                  12,937                  11,360
<INVESTMENTS-MARKET>                            10,162                  12,946                  11,411
<LOANS>                                        185,820                 194,976                 206,045
<ALLOWANCE>                                      3,304                   3,253                   3,527
<TOTAL-ASSETS>                                 278,891                 279,421                 285,871
<DEPOSITS>                                     248,908                 252,610                 254,020
<SHORT-TERM>                                     3,940                   1,112                   2,464
<LIABILITIES-OTHER>                              1,765                   2,084                   4,765
<LONG-TERM>                                      3,477                   1,914                   1,685
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                        11,771                  11,797                  12,008
<OTHER-SE>                                       9,030                   9,904                  10,929
<TOTAL-LIABILITIES-AND-EQUITY>                 278,891                 279,421                 285,871
<INTEREST-LOAN>                                  4,470                   9,338                  14,569
<INTEREST-INVEST>                                  444                     919                   1,379
<INTEREST-OTHER>                                    58                     207                     353
<INTEREST-TOTAL>                                 4,972                  10,464                  16,301
<INTEREST-DEPOSIT>                               1,243                   2,715                   4,235
<INTEREST-EXPENSE>                               1,358                   2,907                   4,487
<INTEREST-INCOME-NET>                            3,614                   7,557                  11,814
<LOAN-LOSSES>                                      335                     618                     722
<SECURITIES-GAINS>                                   0                    (42)                    (21)
<EXPENSE-OTHER>                                  3,682                   7,652                  11,937
<INCOME-PRETAX>                                  1,042                   2,383                   4,020
<INCOME-PRE-EXTRAORDINARY>                         650                   1,463                   2,405
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                       650                   1,463                   2,405
<EPS-PRIMARY>                                      .16                     .35                     .58
<EPS-DILUTED>                                      .14                     .32                     .52
<YIELD-ACTUAL>                                    9.23                    9.31                    9.37
<LOANS-NON>                                      3,720                   4,105                   3,881
<LOANS-PAST>                                        47                       0                       0
<LOANS-TROUBLED>                                 4,367                   4,350                   3,711
<LOANS-PROBLEM>                                      0                       0                       0
<ALLOWANCE-OPEN>                                 3,129                   3,129                   3,129
<CHARGE-OFFS>                                      171                     523                     897
<RECOVERIES>                                        11                      29                     573
<ALLOWANCE-CLOSE>                                3,304                   3,253                   3,527
<ALLOWANCE-DOMESTIC>                             3,304                   3,253                   3,527
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0