<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED
BALANCE SHEETS AND CONSOLIDATED STATEMENTS OF INCOME PREIOUSLY FILED ON FORMS
10-Q AND 10-K FOR THE PERIODS INDICATED AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
                                                                       
<PERIOD-TYPE>                   6-MOS                   9-MOS                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1996             DEC-31-1996
<PERIOD-START>                             JAN-01-1996             JAN-01-1996             JAN-01-1996
<PERIOD-END>                               JUN-30-1996             SEP-30-1996             DEC-31-1996
<CASH>                                          89,546                  91,620                 160,962
<INT-BEARING-DEPOSITS>                           1,033                   6,035                   6,545
<FED-FUNDS-SOLD>                                12,960                  22,555                   4,945
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                     67,771                  64,583                 124,502
<INVESTMENTS-CARRYING>                         179,546                 171,407                 279,069
<INVESTMENTS-MARKET>                           177,317                 169,820                 278,876
<LOANS>                                        940,248                 948,091               1,375,479
<ALLOWANCE>                                     15,406                  15,916                  27,797
<TOTAL-ASSETS>                               1,350,478               1,364,052               2,063,837
<DEPOSITS>                                   1,082,487               1,106,807               1,679,424
<SHORT-TERM>                                   129,315                 110,564                 155,658
<LIABILITIES-OTHER>                             12,895                  13,919                  18,027
<LONG-TERM>                                     10,234                  10,234                  64,667
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                  20,000
<COMMON>                                         6,038                   9,172                   8,941
<OTHER-SE>                                     109,509                 113,356                 117,120
<TOTAL-LIABILITIES-AND-EQUITY>               1,350,478               1,364,052               2,063,837
<INTEREST-LOAN>                                 44,600                  68,109                  99,882
<INTEREST-INVEST>                                7,429                  10,859                  16,325
<INTEREST-OTHER>                                   825                   1,107                   1,718
<INTEREST-TOTAL>                                52,854                  80,075                 117,925
<INTEREST-DEPOSIT>                              19,456                  29,250                  42,122
<INTEREST-EXPENSE>                              22,551                  33,906                  50,019
<INTEREST-INCOME-NET>                           30,303                  46,169                  67,906
<LOAN-LOSSES>                                    1,152                   1,852                   3,844
<SECURITIES-GAINS>                                   2                       2                      18
<EXPENSE-OTHER>                                 23,207                  35,265                  53,395
<INCOME-PRETAX>                                 16,684                  25,133                  34,594
<INCOME-PRE-EXTRAORDINARY>                      10,270                  15,482                  21,243
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                    10,270                  15,482                  21,243
<EPS-PRIMARY>                                     1.32<F1>                1.96                    2.65
<EPS-DILUTED>                                     1.31<F2>                1.96                    2.64
<YIELD-ACTUAL>                                    5.10                    5.15                    5.15
<LOANS-NON>                                      3,775                   4,596                   6,822
<LOANS-PAST>                                     2,595                   3,473                   6,432
<LOANS-TROUBLED>                                 1,689                   1,643                   1,763
<LOANS-PROBLEM>                                  8,861                  16,990                  24,579
<ALLOWANCE-OPEN>                                15,171                  15,171                  15,171
<CHARGE-OFFS>                                    1,566                   2,017                   3,758
<RECOVERIES>                                       649                     910                   1,987
<ALLOWANCE-CLOSE>                               15,406                  15,916                  27,797
<ALLOWANCE-DOMESTIC>                             2,312                   2,224                   2,264
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                         13,094                  13,692                  25,533
<FN>
<F1>RETROACTIVELY RESTATED TO GIVE EFFECT OF 4 FOR 1 STOCK SPLIT OCCURRING DURING
OCTOBER 1997.
<F2>RETROACTIVELY RESTATED TO GIVE EFFECT OF 4 FOR 1 STOCK SPLIT OCCURRING DURING
OCTOBER 1997.
</FN>