EXHIBIT 24

                                 [LETTERHEAD]




                   CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS



The Board of Directors
TCF Financial Corporation:

We consent to incorporation by reference of our report dated January 20, 
1998, relating to the consolidated statements of financial condition of TCF 
Financial Corporation and Subsidiaries as of December 31, 1997 and 1996, and 
the related consolidated statements of operations, stockholders' equity, and 
cash flows for each of the years in the three-year period ended December 31, 
1997, which report appears in the Decmber 31, 1997 Form 10-K of TCF Financial 
Corporation, in the following Registration Statements of TCF Financial 
Corporation: Nos. 33-43030, 33-57633, 33-14203, 33-22375, 33-40403, 33-53986 
and 33-63767 on Form S-8.


                                  /s/ KPMG PEAT MARWICK LLP

Minneapolis, Minnesota
March 27, 1998