<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
1996 10-K AND THE 1ST, 2ND AND 3RD QUARTER 1996 10-Q, AS RESTATED FOR TCF
FINANCIAL CORPORATION'S ADOPTION OF SFAS NO.128, EARNINGS PER SHARE, AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
<PERIOD-TYPE> YEAR 3-MOS 6-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-1996 DEC-31-1996 DEC-31-1996 DEC-31-1996
<PERIOD-END> DEC-31-1996 MAR-31-1996 JUN-30-1996 SEP-30-1996
<CASH> 236,446 216,922 220,245 206,506
<INT-BEARING-DEPOSITS> 386,224 4,385 97,783 334,661
<FED-FUNDS-SOLD> 0 0 5,000 5,000
<TRADING-ASSETS> 0 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 999,586 1,117,476 1,049,219 998,001
<INVESTMENTS-CARRYING> 3,910 3,789 3,821 3,856
<INVESTMENTS-MARKET> 3,910 3,789 3,821 3,856
<LOANS> 5,292,920 5,418,564 5,393,769 5,332,800
<ALLOWANCE> 71,865 67,474 70,207 72,809
<TOTAL-ASSETS> 7,430,487 7,316,569 7,340,539 7,433,682
<DEPOSITS> 4,977,630 5,150,023 5,052,557 5,018,672
<SHORT-TERM> 1,113,734 939,963 1,114,507 1,123,169
<LIABILITIES-OTHER> 113,998 114,760 105,857 143,839
<LONG-TERM> 594,438 513,932 469,986 548,429
<PREFERRED-MANDATORY> 0 0 0 0
<PREFERRED> 0 0 0 0
<COMMON> 426 420 426 426
<OTHER-SE> 630,261 597,471 597,206 599,147
<TOTAL-LIABILITIES-AND-EQUITY> 7,430,487 7,316,569 7,340,539 7,433,682
<INTEREST-LOAN> 516,054 129,688 258,565 387,922
<INTEREST-INVEST> 79,750 21,510 41,708 61,049
<INTEREST-OTHER> 17,080 4,574 9,110 13,461
<INTEREST-TOTAL> 612,884 155,772 309,383 462,432
<INTEREST-DEPOSIT> 171,375 44,696 87,670 129,760
<INTEREST-EXPENSE> 258,316 68,058 132,477 196,028
<INTEREST-INCOME-NET> 354,568 87,714 176,906 266,404
<LOAN-LOSSES> 21,446 3,102 10,426 17,398
<SECURITIES-GAINS> 86 85 84 84
<EXPENSE-OTHER> 353,526 79,052 155,262 272,055
<INCOME-PRETAX> 161,408 46,988 96,395 110,589
<INCOME-PRE-EXTRAORDINARY> 100,377 29,422 59,633 68,481
<EXTRAORDINARY> 0 0 0 0
<CHANGES> 0 0 0 0
<NET-INCOME> 100,377 29,422 59,633 68,481
<EPS-PRIMARY> 1.23 .36 .73 .84
<EPS-DILUTED> 1.20 .35 .71 .82
<YIELD-ACTUAL> 5.27 5.07 5.17 5.23
<LOANS-NON> 26,397 39,144 37,838 32,994
<LOANS-PAST> 0 369 166 48
<LOANS-TROUBLED> 3,028 1,603 1,592 3,042
<LOANS-PROBLEM> 15,981 48,101 36,229 32,415
<ALLOWANCE-OPEN> 66,290 66,290 66,290 66,290
<CHARGE-OFFS> 24,294 3,586 10,694 17,231
<RECOVERIES> 8,423 1,668 4,185 6,352
<ALLOWANCE-CLOSE> 71,865 67,474 70,207 72,809
<ALLOWANCE-DOMESTIC> 49,480 49,720 48,307 48,710
<ALLOWANCE-FOREIGN> 0 0 0 0
<ALLOWANCE-UNALLOCATED> 22,385 17,454 21,900 24,099