<ARTICLE> 7
<LEGEND>
THESE SCHEDULES HAVE BEEN RESTATED DUE TO THE COMPANY'S ADOPTION OF SFAS NO. 128
AND THE COMPANY'S MERGER WITH AVEMCO, WHICH WAS ACCOUNTED FOR AS A POOLING-OF-
INTERESTS. SEE NOTES 1 AND 2 TO THE CONSOLIDATED FINANCIAL STATEMENTS FOUND IN
THE COMPANY'S FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 1997. THESE SCHEDULES
ARE QUALIFIED IN THEIR ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED>
<PERIOD-TYPE> 3-MOS 3-MOS
<FISCAL-YEAR-END> DEC-31-1997 DEC-31-1996
<PERIOD-START> JAN-01-1997 JAN-01-1996
<PERIOD-END> MAR-31-1997 MAR-31-1996
<DEBT-HELD-FOR-SALE> 379,546,000 338,290,000
<DEBT-CARRYING-VALUE> 0 0
<DEBT-MARKET-VALUE> 0 0
<EQUITIES> 10,509,000 40,833,000
<MORTGAGE> 0 0
<REAL-ESTATE> 0 0
<TOTAL-INVEST> 480,021,000 441,952,000
<CASH> 9,168,000 12,870,000
<RECOVER-REINSURE> 166,945,000 149,698,000
<DEFERRED-ACQUISITION> 6,927,000 8,216,000
<TOTAL-ASSETS> 1,051,298,000 940,293,000
<POLICY-LOSSES> 260,205,000 229,412,000
<UNEARNED-PREMIUMS> 162,681,000 149,694,000
<POLICY-OTHER> 0 0
<POLICY-HOLDER-FUNDS> 0 0
<NOTES-PAYABLE> 75,567,000 73,567,000
<PREFERRED-MANDATORY> 0 0
<PREFERRED> 0 0
<COMMON> 47,876,000 46,237,000
<OTHER-SE> 265,273,000 213,467,000
<TOTAL-LIABILITY-AND-EQUITY> 1,051,298,000 940,293,000
<PREMIUMS> 44,675,000 42,289,000
<INVESTMENT-INCOME> 6,203,000 5,692,000
<INVESTMENT-GAINS> (56,000) 1,326,000
<OTHER-INCOME> 17,703,000 14,299,000
<BENEFITS> 26,618,000 27,236,000
<UNDERWRITING-AMORTIZATION> 3,248,000 4,419,000
<UNDERWRITING-OTHER> 18,592,000 15,826,000
<INCOME-PRETAX> 18,692,000 14,869,000
<INCOME-TAX> 5,661,000 3,339,000
<INCOME-CONTINUING> 13,031,000 11,530,000
<DISCONTINUED> 0 0
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 13,031,000 11,530,000
<EPS-PRIMARY> 0.29 0.27
<EPS-DILUTED> 0.28 0.26
<RESERVE-OPEN> 117,283,000 99,259,000
<PROVISION-CURRENT> 0 0
<PROVISION-PRIOR> 0 0
<PAYMENTS-CURRENT> 0 0
<PAYMENTS-PRIOR> 0 0
<RESERVE-CLOSE> 118,929,000 105,084,000
<CUMULATIVE-DEFICIENCY> 0 0