<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AT DECEMBER 31, 1995 AND THE CONSOLIDATED STATEMENTS
OF INCOME FOR THE TWELVE MONTHS ENDED DECEMBER 31, 1995 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               DEC-31-1995
<CASH>                                           4,335
<SECURITIES>                                   207,292
<RECEIVABLES>                                  317,292
<ALLOWANCES>                                     2,191
<INVENTORY>                                          0
<CURRENT-ASSETS>                               215,499
<PP&E>                                           6,105
<DEPRECIATION>                                   2,460
<TOTAL-ASSETS>                                 537,949
<CURRENT-LIABILITIES>                          253,583
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            61
<OTHER-SE>                                      91,626
<TOTAL-LIABILITY-AND-EQUITY>                   537,949
<SALES>                                              0
<TOTAL-REVENUES>                                39,326
<CGS>                                                0
<TOTAL-COSTS>                                   30,025
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                   300
<INTEREST-EXPENSE>                                   0
<INCOME-PRETAX>                                  9,001
<INCOME-TAX>                                     3,381
<INCOME-CONTINUING>                                  0
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     5,620
<EPS-PRIMARY>                                     1.10
<EPS-DILUTED>                                     1.09