EXHIBIT 21.1   SUBSIDIARIES OF FOUNDATION HEALTH SYSTEMS, INC.


Foundation Health Systems, Inc. (DE)*
     -QualMed, Inc. (DE)
          -QualMed Plans for Health of Colorado, Inc. (CO)
               -San Luis Valley Physicians Service Corp., Ltd. (CO Limited
                Partnership) (1)
          -QualMed Health & Life Insurance Company (CO)
          -QualMed Washington Health Plan, Inc. (WA)
          -QualMed Plans for Health, Inc. (NM)
          -QualMed Oregon Health Plan, Inc. (OR)
          -Preferred Health Network, Inc. (CA)
               -Midwest Business Medical Association, Ltd. (IL)
     -Health Net (CA)
          -Health Net Life Insurance Company (CA)
          -PCA of California Insurance Agency (CA)
     -HSI Advantage Health Holdings, Inc. (DE)
          -QualMed Plans for Health of Ohio and West Virginia, Inc. (OH)
          -QualMed Plans for Health of Western Pennsylvania, Inc. (PA)
          -Pennsylvania Health Care Plan, Inc. (PA)
     -National Pharmacy Services, Inc. (DE)
          -Integrated Pharmacy Systems, Inc. (PA)(2)
     -HSI Eastern Holdings, Inc. (DE)
          -Greater Atlantic Health Service, Inc. (DE)
               -QualMed Plans for Health, Inc. (PA)
               -Greater Atlantic Preferred Plus, Inc. (PA)
               -Employ Better Care, Inc. (PA)
     -Foundation Health Corporation (DE)
          -Foundation Health Preferred Administrators (CA)
          -Foundation Health National Life Insurance Company (TX)
          -FH-Arizona Surgery Centers, Inc. (AZ)
          -FH Surgery Limited, Inc. (CA)
          -FH Surgery Centers, Inc. (CA)
          -Foundation Health Facilities, Inc. (CA)
          -FH Assurance Company (Cayman Islands)
          -Foundation Health Warehouse Company (CA)
          -Memorial Hospital of Gardena, Inc. (CA)
          -East Los Angeles Doctors Hospital, Inc. (CA)
          -Foundation Health Vision Services (CA)
          -Denticare of California, Inc. (CA)
          -Managed Alternative Care, Inc. (CA)
          -American VitalCare, Inc. (CA)
          -Foundation Health Federal Services, Inc. (DE)
               -Catalina Professional Recruiters, Inc. (AZ)
          -FHC International, Inc. (DE)
          -Foundation Health International Management Services (CA)
          -Foundation Health Pharmaceutical Services, Inc. (CA)
               -Integrated Pharmaceutical Services (CA)
          -Foundation Health, A Florida Health Plan, Inc. (FL)
               -Foundation Health Medical Group, Florida, Inc. (FL)
          -Foundation Health, A Louisiana Health Plan, Inc. (LA)
          -Foundation Health, An Oklahoma Health Plan, Inc. (OK)
          -Foundation Health, A Texas Health Plan, Inc. (TX)
          -Preferred Health Providers, Inc. (FL)



          -Foundation Health Psychcare Services, Inc. (CA)
          -Intercare, Inc. (AZ)
          -Intergroup Health Plan, Inc. (AZ)
          -Intergroup Prepaid Health Services of Arizona, Inc. (AZ)
          -Interlease of Arizona, Inc. (AZ)
          -Intergroup Healthcare Corporation of Utah (UT)
               -Intergroup of Utah, Inc. (UT)
          -Managed Health Network, Inc. (DE)
               -Health Management Center West, Inc. (MA)
               -Health Management Center, Inc. (MA)
               -Health Management Center, Inc. of Wisconsin (WI)
               -HMC PPO, Inc. (MA)
               -Managed Health Network (CA)
               -MHN Reinsurance Company of Arizona (AZ)
               -MHN Services (CA)
          -Business Insurance Group, Inc. (DE)
               -Business Insurance Company (DE)
               -California Compensation Insurance Company (CA)
               -Combined Benefits Insurance Company (CA)
               -Commercial Compensation Insurance Company (NY)
               -Foundation Health Medical Resource Management (CA)
               -Foundation Integrated Risk Management Solutions, Incorporated 
                (CA)
                    -Axis Integrated Resources, Inc. (DE)
          -Gem Holding Corporation (UT)(3)
               -Gem Insurance Company (UT)
     -QualMed Plans for Health of Pennsylvania, Inc. (PA)(4)
     -FOHP, Inc. (NJ)(5)
          -First Option Health Plan of New Jersey, Inc. (NJ)
          -First Option Health Plan of New York, Inc. (NY)
          -First Option Health Plan of Pennsylvania, Inc. (PA)
          -FOHP Agency, Inc. (NJ)
     -Physicians Health Services, Inc. (DE)
          -Physicians Health Services (Bermuda) Ltd. (Bermuda)
          -Physicians Health Services of Connecticut, Inc. (CT)
          -Physicians Health Services of New Jersey, Inc. (NJ)
          -Physicians Health Services of New York, Inc. (NY)
          -Physicians Health Services Insurance of New York, Inc. (NY)
          -Physicians Health Insurance Services, Inc. (CT)
          -PHS Insurance of Connecticut, Inc. (CT)
          -PHS Real Estate, Inc. (DE)
               -PHS Real Estate II, Inc. (DE)
     -HN Reinsurance Limited (Cayman Islands)
     -M.D. Health Plan, Inc. (CT)

*All subsidiaries wholly owned unless otherwise indicated.


(1)  A limited partnership in which QualMed Plans for Health of Colorado, Inc.
     is an 83.4% limited partner.

(2)  National Pharmacy Services, Inc. owns approximately 90% of the outstanding
     common stock.

(3)  Foundation Health Corporation owns approximately 99.9% of the outstanding
     common stock.



(4)  Foundation Health Systems, Inc. owns approximately 83.0% of the outstanding
     common stock.

(5)  Foundation Health Systems, Inc. owns approximately 97.9% of the outstanding
     common stock.