SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 14, 1998 REGENCY BANCORP (Exact name of registrant as specified in its charter) California 000-23815 77-0378956 (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation) Identification No.) 7060 N. Fresno, Fresno, California 93720 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (209) 438-2600 Not Applicable (Former name or former address, if changed since last report). Page 1 of 6 pages The Exhibit Index is on Page 4. 1 Item 5. OTHER EVENTS. The Registrant filed the Form 8-K to include as exhibits, Financial Data Schedules amending the Financial Data Schedules submitted on Form 10-K for the period ended December 31, 1996 and to amend the Financial Data Schedules submitted on Form 10-Q for the periods ended June 30, 1996, March 31, 1997, June 30, 1997 and September 30, 1997. Item 7. FINANCIAL STATEMENTS AND EXHIBITS. (a) FINANCIAL STATEMENTS. Not Applicable. (b) PRO FORMA FINANCIAL INFORMATION. Not Applicable. (c) EXHIBITS. 27.2 Financial Data Schedule 27.3 Financial Data Schedule 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. REGENCY BANCORP Date: April 14, 1998 /s/ STEVEN R. CANFIELD ---------------------- Steven R. Canfield EVP & CFO 3 EXHIBIT INDEX Sequential Exhibit No. Description Page No. ----------- ----------- -------- 27.2 Financial Data Schedule 5 27.3 Financial Data Schedule 6 4