SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report: April 24, 1998
UST CORP.
(Exact name of registrant as specified in its charter)
Massachusetts 0-9623 04-2436093
(State or other jurisdiction (Commission File No.) (IRS Employer
of Incorporation) Identification No.)
40 Court Street 02108
Boston, Massachusetts (Zip Code)
(Address of principal executive offices)
(617) 726-7000
(Registrant's telephone number,
including area code)
Item 5. Other Events
Included as Exhibit 99.1 hereto is Somerset Savings Bank's Annual
Report on Form 10-K for the year ended December 31, 1997 as filed
with the Federal Deposit Insurance Corporation.
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
The following exhibits are filed with this Current Report on Form 8-K:
Exhibit
Number Description
-------- ---------------------------------------------------
23.1 Consent of Wolf & Company, P.C., Independent
Auditors of Somerset Savings Bank
99.1 Somerset Savings Bank's Annual Report on Form 10-K
for the year ended December 31, 1997 as filed with
the Federal Deposit Insurance Corporation
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EXHIBIT INDEX
Exhibit Page
Number Description Number
-------- --------------------------------------------- -------
23.1 Consent of Wolf & Company, P.C., Independent 5
Auditors of Somerset Savings Bank
99.1 Financial Statements of Somerset Savings Bank
as of December 31, 1997 6
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
UST Corp.
/s/James K. Hunt
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James K. Hunt
Executive Vice President, Chief
Financial Officer and Treasurer
/s/Eric R. Fischer
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Eric R. Fischer
Executive Vice President,
General Counsel and Clerk
Dated: April 23, 1998
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