SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ---------------------------------- FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: April 24, 1998 UST CORP. (Exact name of registrant as specified in its charter) Massachusetts 0-9623 04-2436093 (State or other jurisdiction (Commission File No.) (IRS Employer of Incorporation) Identification No.) 40 Court Street 02108 Boston, Massachusetts (Zip Code) (Address of principal executive offices) (617) 726-7000 (Registrant's telephone number, including area code) Item 5. Other Events Included as Exhibit 99.1 hereto is Somerset Savings Bank's Annual Report on Form 10-K for the year ended December 31, 1997 as filed with the Federal Deposit Insurance Corporation. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. The following exhibits are filed with this Current Report on Form 8-K: Exhibit Number Description -------- --------------------------------------------------- 23.1 Consent of Wolf & Company, P.C., Independent Auditors of Somerset Savings Bank 99.1 Somerset Savings Bank's Annual Report on Form 10-K for the year ended December 31, 1997 as filed with the Federal Deposit Insurance Corporation 2 EXHIBIT INDEX Exhibit Page Number Description Number -------- --------------------------------------------- ------- 23.1 Consent of Wolf & Company, P.C., Independent 5 Auditors of Somerset Savings Bank 99.1 Financial Statements of Somerset Savings Bank as of December 31, 1997 6 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UST Corp. /s/James K. Hunt -------------------------------- James K. Hunt Executive Vice President, Chief Financial Officer and Treasurer /s/Eric R. Fischer -------------------------------- Eric R. Fischer Executive Vice President, General Counsel and Clerk Dated: April 23, 1998 4