INDEPENDENT AUDITORS' CONSENT We consent to the incorporation by reference in Schedule 13E-3 (Amendment No. 2) and Schedule 13E-4 (Amendment No. 2 of Wedgestone Financial of our report dated February 13, 1998, appearing in the Annual Report on Form 10-K of Wedgestone Financial for the year ended December 31, 1997. DELOITTE & TOUCHE LLP Los Angeles, California May 1, 1998