<ARTICLE> 5 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> SEP-30-1997 <PERIOD-START> OCT-01-1996 <PERIOD-END> SEP-30-1997 <CASH> 94,978 <SECURITIES> 515,165 <RECEIVABLES> 1,431,985 <ALLOWANCES> 31,539 <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 36,683 <DEPRECIATION> 10,657 <TOTAL-ASSETS> 2,447,206 <CURRENT-LIABILITIES> 44,445 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 373 <OTHER-SE> 429,772 <TOTAL-LIABILITY-AND-EQUITY> 2,447,206 <SALES> 0 <TOTAL-REVENUES> 591,440 <CGS> 0 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 228,139 <LOSS-PROVISION> 45,307 <INTEREST-EXPENSE> 93,514 <INCOME-PRETAX> 224,480 <INCOME-TAX> 85,311 <INCOME-CONTINUING> 139,169 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 139,169 <EPS-PRIMARY> 4.12 <EPS-DILUTED> 3.57