Exhibit 14(b)

CONSENT OF INDEPENDENT ACCOUNTANTS

We hereby consent to the incorporation by reference into the Prospectuses and
Statement of Additional Information dated April 30, 1998 constituting parts of
Post-Effective Amendment No. 38 to the Registration Statement on Form N-1A (the
"Registration Statement") of Variable Insurance Products Fund of our reports
dated February 10, 1998, relating to the financial statements and financial
highlights included in the December 31, 1997 Annual Report to Shareholders of
Variable Insurance Products Fund II: Investment Grade Bond Portfolio, Asset
Manager Portfolio, Asset Manager Growth Portfolio, Contrafund Portfolio and
Index 500 Portfolio, our reports dated February 5, 1998, relating to the
financial statements and financial highlights included in the December 31, 1997
Annual Report to Shareholders of Variable Insurance Products Fund III: Balanced
Portfolio, Growth & Income Portfolio, and Growth Opportunities Portfolio, and
our reports dated February 5, 1998 and February 3, 1998 (Money Market
Portfolio), relating to the financial statements and financial highlights
included in the December 31, 1997 Annual Report to Shareholders of Variable
Insurance Products Fund: Money Market Portfolio, High Income Portfolio, Equity
Income Portfolio, Growth Portfolio and Overseas Portfolio, which are also
included and incorporated by reference into the combined Proxy
Statement/Prospectus and Statement of Additional Information constituting parts
of the registration statement on Form N-14 for Franklin Life Variable Annuity
Funds A, B and C.  We further consent to the references to our Firm under the
heading "Financial Highlights" in the Prospectuses dated April 30, 1998 and
"Auditor" in the Statement of Additional Information dated April 30, 1998.



PricewaterhouseCoopers LLP
Boston, Massachusetts
August 5, 1998