<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Financial Statements of United Community Financial Corp. as of and
for the six months ended June 30, 1998 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               JUN-30-1998
<CASH>                                          13,301
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                               660,031
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    121,097
<INVESTMENTS-CARRYING>                         222,717
<INVESTMENTS-MARKET>                           226,731
<LOANS>                                        646,188
<ALLOWANCE>                                      6,172
<TOTAL-ASSETS>                               1,692,707
<DEPOSITS>                                   1,527,893
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                             17,314
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                     147,500
<TOTAL-LIABILITIES-AND-EQUITY>               1,692,707
<INTEREST-LOAN>                                 26,305
<INTEREST-INVEST>                               12,233
<INTEREST-OTHER>                                 2,157
<INTEREST-TOTAL>                                40,695
<INTEREST-DEPOSIT>                              19,516
<INTEREST-EXPENSE>                              19,516
<INTEREST-INCOME-NET>                           21,179
<LOAN-LOSSES>                                      400
<SECURITIES-GAINS>                                 253
<EXPENSE-OTHER>                                 12,358
<INCOME-PRETAX>                                  9,483
<INCOME-PRE-EXTRAORDINARY>                       9,483
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     6,163
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    3.97
<LOANS-NON>                                      7,942
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                   594
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 5,982
<CHARGE-OFFS>                                    (224)
<RECOVERIES>                                        14
<ALLOWANCE-CLOSE>                                6,172
<ALLOWANCE-DOMESTIC>                             6,172
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0