Exhibit 10.6.9

                                   LEASE

THIS AGREEMENT made and entered into this 30th day of January , 1997 by and 
between Larry Bielfeldt, Agent 1603 Visa hereinafter called Lessor and Mark 
Ruttenberg, hereinafter called Lessee.

WITNESSETH:

1. DEMISE

   Lessor does hereby let and lease to Lessee and Lessee does hereby hire and 
take from Lessor, designated as Suite 3 at 1603 Visa Dr, Normal, IL consisting 
of approximately 1800 square feet, heretofore leased by Lessee from Lessor.

2. TERM

   Lessee shall hold the premises for a term of 3 years, beginning on the 1st 
day of April, 1997 and ending of the 31st day of March, 2000 for the total 
rental of Sixty four thousand eight hundred________________________ _______& 
0/100----------Dollars, payable at the rate of $1,800.00 on the first day of 
each and every month, in advance, without invoicing by Lessor

Lessee shall have the option to extend the term for 3 successive additional 3 
year periods, and will automatically renew unless Lessee gives 60 days notice 
to vacate.

3. RENT

   The monthly rent for the use and occupancy of the demised premises shall 
be payable in lawful money of the United States of America at the office of 
the Lessor, at 3004 G.E. Road Suite #1, Bloomington, Illinois, or such other 
place as Lessor or its assigns may designate from time to time in writing.  
The sum of $1,800.00 shall be paid by Lessee concurrently with the execution 
of this lease, representing rent of the demised premises for the first month 
of said term, end on the first day of each month thereafter during the term.

Rent during the first extended term shall be $1935.00 per month, $2080.00 per 
month during the second extended term, and $2236.00 per month during the 
third extended term, unless Lessee gives 60 day notice to vacate, the 
original lease is in force.  if a lessee is more than 10 days late on 
payments a penalty of $5.00 per day as long as delinquent.

4. USE & OCCUPANCY

   A. Lessee may use the demised premises only for the purpose of conducting 
thereon a medical clinic, general office use, including visits from Client, 
office computer based testing, and retail sales and warehousing.

   B. Lessee agrees not to do or suffer any act the demised premises which 
will unreasonably interfere with, or impair the use and enjoyment or 
adjoining premises of office, retail or related uses, or which will endanger 
the person or property of Lessor, or other tenants, employees, guests, 
patients or any of them.





   C. The Lessee further agrees not to maintain nor to permit to suffer to be 
maintained any nuisance, and will not use nor allow the leased premises to be 
used for any immoral, unlawful or objectionable purpose.

   D. No smoking is allowed inside of the building

5. REPAIRS & MAINTENANCE

   A. Lessor agrees to keep the demised premises including but not limited to 
heating, air, conditioning, electrical and plumbing systems serving said 
premises in good repair, and does hereby agree to perform needed repairs within
a reasonable time after he has had notice of the need of such.

Lessor does also agree to keep the structural portions of the premises, roof 
exterior and public areas of said building and grounds in good and attractive 
repair, including all parking areas.  Lessee is responsible for all minor 
repairs such as light bulbs and insect control.

    B. Lessee agrees to furnish janitor services for the interior of the 
demised premises, for the cleaning of floors, windows and rest rooms in or 
about the demised premises, such work to be performed at least with the 
frequency from time to time for professional offices in said city and to be 
performed in good and workmanlike manner.  Lessee further agrees to keep the 
interior of the demised premises in good attractive and sanitary condition, 
and not to permit any condition to exist in any area subject to his control 
which might reasonably render adjoining or adjacent areas unsanitary.

6.  UTILITIES

    A. Lessee agrees to furnish all their own utilities for heat, air 
conditioning, light, gas.

    B. Lessee agrees not to overload the electrical, plumbing or sewer 
systems of the premises nor to dispose of any waste other than normal paper 
or cardboard boxes.

    C. Lessee agrees to pay promptly for all utilities used by Lessee in 
connection with the demised premises.

    D. Lessor shall pay all real estate taxes, water, maintenance, dumpster, 
and common area maintenance on demised premises.

7.  ALTERATIONS & CHANGES

    A. Lessee agrees that it will not make alterations or changes in the 
       demised premises, without Lessor's prior written consent. Lessee may, 
       from time to time, install and remove furniture, fixtures, and equipment
       appropriate for the use herein authorized


                                   PAGE 2



                                                                        PAGE 6

17. NON-WAIVER

    A. No covenant or condition of this lease can be waived except by 
written consent of both parties, and forbearance or indulgence by either 
party in any regard whatsoever, shall not constitute a waiver of the 
covenant or condition to be performed; and until complete performance the 
other party shall be entitled to invoke any remedy available to him under 
this lease by law, despite said forbearance or indulgence.

    B. The acceptance of rental due hereunder shall not be a waiver of any 
breach of any term, covenant or condition of this lease.

18. NOTICE

    Any notice to Lessor provided for herein, shall be deemed to have been 
served when such notice, addressed to Lessor, has been delivered in person or 
sent by certified mail with return receipt to the place where rent shall last 
have been accepted prior to such notice.  Any notice to Lessee, as provided 
herein, shall be deemed to have served when such notice, addressed to Lessee 
has been delivered in person or sent by certified mail with return receipt to 
Lessee at 19 Cygnet Crossing, Bloomington, IL 61704 _____________________.

19. BINDING ON ASSIGNEES & PERSONAL REPRESENTATIVE

    This lease shall be binding upon and shall inure to the benefits of the 
heirs, legatees, devisees, personal representatives, successors and assigns 
of the respective parties.

20. RULES

    Lessor reserves the right, from time to time, to make reasonable, 
uniform and non-discriminatory rules for the conduct of Lessee, and which 
rules shall apply uniformly to adjoining and adjacent premises as well as 
those demised hereunder, and which shall pertain to the safety, care and 
cleanliness of the premises. All such rules shall be in writing and shall be 
delivered to Lessee, and Lessee shall be afforded reasonable opportunity to 
comply therewith.

21. SUBLEASE

   Lessee may sublet or assign all or any portion of its interest in and to 
this lease and the demised premises with the prior written consent of Lessor, 
which Lessor agrees will not be unreasonably withheld; however, no such 
assignment or sublease shall relieve Lessee of its obligations hereunder.

22. Lessor agrees to finish the lease space in accordance with the plans and  
following specifications attached to and made part here of as Exhibit 1.

23. Please DO NOT shut off any utilities when vacating unit.



                                                                        PAGE 7

IN WITNESS WHEREOF, the parties have hereunto executed this lease Agreement 
the day and year first above set forth.

Mark Rullenberg                          LARRY D. BIEJFELDT

BY:  /s/Mark Rullenberg                  /s/Larry D. Biejfeldt as Agent
     ------------------                  ------------------------------
DATE: 1/30/97                            01/30/97
      -------                            --------






                                 SPECIFICATIONS

               For Remodel of Suite 3, 1603 Visa Dr., Normal, IL

1.  Bathrooms to ADA specifications.

2.  Storage Room (Room #6):
    a.  Close entry from kitchen to storage room.
    b.  Add two (2) electrical outlets to south wall.
    c.  Install doorway and door (to open to south wall), to enter from 
        reception area.

3.  Reception Area (Room #1)
    a.  Build L-shaped receptionist work area 6'6" by 6'6" long by 48" high 
        with 12" counter-top.
    b.  Build Desk High counter (12 1/2) around the interior of the 
        L-shaped counter 30" wide.
    c.  Desk high counter to allow 28" high cabinets to be placed underneath.
    d.  Build airlock at entrance 7'x5' per ADA specification.

4.  Office (Room #7)
    a.  Close present doorway, install doorway and door on south end of wall.
    b.  Check ballast in this room for specifications.

5.  Office (Room #2)
    a.  Repair door jam.

6.  Office (Room #4)
    a.  Build-out three offices per specifications.
    b.  Remove door, jam and hardware at entrance.

7.  Replace ceiling tile with new through-out space.

8.  Shampoo carpet throughout space.

9.  Remove wall paper and paint off white throughout space.

10. Remove vinyl baseboard molding and replace with wood.



                                   [graphic]

1603 Visa Dr. - Suite 3 
1800 Sq. ft.





                                     LEASE

THIS AGREEMENT made and entered into this 6th day of January 1997 by and 
between Larry Bielfeldt, Agent 1603 Visa Dr. hereinafter called Lessor and 
Mark Ruttenberg hereinafter called Lessee.

WITNESSETH:

1. DEMISE

   Lessor does hereby let and lease to Lessee and Lessee does hereby hire and 
take from Lessor, designated as Suite #2 at 1603 Visa Dr. Normal IL 
consisting of approximately 700 square feet, heretofore leased by Lessee from 
Lessor.

2. TERM

   Lessee shall hold the premises for a term of 26 months, beginning on the 
1st day of February 1998 and ending of the 31st day of March, 2000 for the 
total rental of Nineteen thousand five hundred & 00/100 Dollars, payable at 
the rate of $750.00 on the first day of each and every month, in advance, 
without invoicing by Lessor.

Lessee shall have the option to extend the term for 3 successive additional 3 
year periods, and will automatically renew unless Lessee gives 60 days notice 
to vacate.

3. RENT

   The monthly rent for the use and occupancy of the demised premises shall 
be payable in lawful money of the United States of America at the office of 
the Lessor, at 3004 G.E. Road Suite #1, Bloomington, Illinois, or such other 
place as Lessor or its assigns may designate from time to time in writing. 
The sum of $750.00 shall be paid by Lessee concurrently with the execution of 
this lease, representing rent of the demised premises for the first month of 
said term, and on the first day of each month thereafter during the term.

Rent during the first extended term shall be $806.25 per month, $866.70 per 
month during the second extended term, and $931.70 per month during the third 
extended term, unless Lessee gives 60 days notice to vacate, the original 
lease is in force. If a lessee is more than 10 days late on payments, a 
penalty of $5.00 per day as long as delinquent.

4. USE & OCCUPANCY

   A. Lessee may use the demised premises only for the purpose of conducting 
thereon a medical clinic, general office, computer based testing and retail 
sales which may include limited printing and/or molding equipment.

   B. Lessee agrees not to do or suffer any act on the demised premises which 
will unreasonably interfere with, or impair the use and enjoyment or 
adjoining premises of office, retail or related uses; or which will endanger 
the person or property of Lessor, or other tenants, employees, guests, 
patients or any of them.




                                                                          PAGE 2

   C. The Lessee further agrees not to maintain nor to permit to suffer to be 
maintained any nuisance, nor to commit any waste in or about said demised 
premises, and will not use nor allow the leased premises to be used for any 
immoral, unlawful or objectionable purpose.

   D. No smoking is allowed inside of the building.

5. REPAIRS & MAINTENANCE

   A. Lessor agrees to keep the demised premises including but not limited to 
heating, air conditioning, electrical and plumbing systems serving said 
premises in good repair, and does hereby agree to perform needed repairs 
within a reasonable time after he has had notice of the need of such.

Lessor does also agree to keep the structural portions of the premises, roof 
exterior and public areas of said building and grounds in good and attractive 
repair, including all parking areas. Lessee is responsible for all minor 
repairs such as light bulbs and insect control.

   B. Lessee agrees to furnish janitor services for the interior of the 
demised premises for the cleaning of floors, windows and rest rooms in or 
about the demised premises, such work to be performed at least with the 
frequency from time to time for professional offices in said city, and to be 
performed in good and workmanlike manner. Lessee further agrees to keep the 
interior of the demised premises in good attractive and sanitary condition, 
and not to permit any condition to exist in any area subject to his control 
which might reasonably render adjoining or adjacent areas unsanitary.

6. UTILITIES

   A. Lessee agrees to furnish all their own utilities for heat, air 
conditioning, light, gas.

   B. Lessee agrees not to overload the electrical, plumbing or sewer systems 
of the premises nor to dispose of any waste other than normal paper or 
cardboard boxes.

   C. Lessee agrees to pay promptly for all utilities used by Lessee in 
connection with the demised premises.

   D. Lessor shall pay all real estate taxes, water, maintenance, dumpster, 
and common area maintenance on demised premises.

7. ALTERATIONS & CHANGES

   A. Lessee agrees that it will not make alterations or changes in the 
demised premises, or otherwise commit waste thereon, without Lessor's prior 
written consent. Lessee may, from time to time, install and remove furniture, 
fixtures, and equipment appropriate for the use herein authorized.




provided that no such furniture, fixtures or equipment shall be placed in or 
used or suffered to remain upon the demised premises, if the same shall 
damage said premises, or shall unreasonably interfere with the use and 
enjoyment of adjourning or adjacent premises.

   B. In the event that Lessee shall make alterations or changes in the 
premises, with the prior written consent of the Lessor, Lessee agrees not to 
do or suffer any act which gives rise to a mechanic's lien or materialmen's 
lien.

   C. In the event that Lessee shall with the consent of Lessor, install 
trade fixtures or equipment in the premises, in such a way that removal of 
the same shall leave the premises with apparent damage, Lessee shall repair 
said damage at its expense at the time of the removal of said fixtures or 
equipment.

8. HOLDING OVER

   If the Lessee shall hold-over after the expiration of the term of this 
Lease, any such hold-over tenancy shall be a month to month, or like, 
tenancy. During such tenancy, Lessor and Lessee will be bound by all of the 
terms, covenants and conditions as herein specified, so far as applicable.

9. BANKRUPTCY & INSOLVENCY

   A. This lease or the interest of Lessee, or of any permitted assignee 
hereunder, shall not be subject to garnish or sale under execution, as a 
result of any suit or proceeding which may be brought against said Lessee or 
any assignee or said Lessee; a general assignment by Lessee for the benefit 
of creditors, or any action taken or suffered by Lessee under any insolvency 
or bankruptcy act shall constitute a breach of this lease by Lessee; in such 
event, this lease shall not be treated as an asset of the Lessee after such 
general assignment for the benefit of creditors or after an adjudication of 
bankruptcy.

   B. This lease shall not, nor shall any interest therein, be assignable as 
to the interest of Lessee, by operation of law, without the written consent 
of the Lessor.

10. PARKING SPACES

   Lessor agrees it will furnish and maintain a parking lot suitable and 
conveniently placed for use in connection with the building, in which the 
demised premises are situated. Lessor agrees to be responsible for all snow 
removal from parking area.

11. INSURANCE

   A. Landlord shall provide fire and extended coverage insurance and 
liability upon building. Tenant shall provide liability insurance in the 
amount of $500,000 for property damage and $1,000,000 in liability.

                                   PAGE 3



   B. Lessee hereby releases Lessor of and from any damage or claim of damage 
to the personal property of Lessee on the demised premises, owned or used by 
Lessee or the agents, employees or partners of Lessee, occurring by reason of 
any fire or other casualty, and agrees to hold Lessor harmless therefrom.

12. DAMAGE OR DESTRUCTION OF PREMISES

   A. In the event the demised premises are damaged or destroyed by fire or 
other casualty, Lessor agrees to proceed with reasonable diligence and 
dispatch to repair and restore the same provided, however, that if said 
premises are rendered substantially or wholly untenantable by reason of such 
premises impractical, then Lessor may by notice to Lessee within 30 days 
after such fire or other casualty, cancel and terminate this lease. Lessee 
shall have the same reciprocal right.

   B. In the event that the premises are rendered untenantable in whole or in 
part, by fire or other casualty, the rent hereunder shall therefore abate 
until such time as said premises are again rendered fully tentable.

13. DEFAULT & REMEDIES

   A. In the event that Lessee shall fail to pay any money required of it 
hereunder, within 15 days after notice from Lessor of his failure to do so, 
or if Lessee defaults in any other covenant herein required of him, and fails 
to cure such default within 15 days after notice, in writing, from Lessor of 
such default, or if the Lessee makes an assignment for the benefit of 
Creditors or files his petition in bankruptcy or for adjustment of his 
indebtedness under the bankruptcy laws, or is adjudicated bankrupt, then Lessor
may, by written notice to Lessee cancel this lease.

   B. In the event of termination of the lease, for whatever cause, Lessee 
agrees to deliver immediate possession of the demised premises to Lessor, and 
to remove all of his effects from the premises within ten (10) working days 
after notice in writing.

   C. In the event that Lessee shall fail to perform any covenant herein 
required of him, after notice in writing, if Lessee fails to perform within a 
reasonable time, then Lessor may, if he so desires, perform such covenant; 
and the actual and reasonable costs thereof to Lessor, shall forthwith be 
reimbursed to Lessor by Lessee. Failure of Lessee to reimburse Lessor, after 
notice thereof, shall constitute an additional breach by Lessee, after 
notice, shall not constitute a waiver of said breach of covenant.

   D. In the event that Lessor shall be in breach of any of Lessor's 
warranties, representations and covenants hereunder, if Lessor fails to cure 
the breach within a reasonable time, in addition to all other remedies 
available to Lessee, Lessee may cure said default and shall thereby have an 
offset against rents becoming due and payable and shall exercise said right 
to the extent of any sums expended, including reasonable attorney fees, to 
cure Lessor's default.

                                   PAGE 4



                                                                         PAGE 5

    E. Upon default by Lessee of any provisions contained within this lease, 
Lessor may accelerate the balance due or to become due during the term of 
this lease agreement so that it is immediately due, and may declare this 
lease at an end the landlord does not waive any rights it may have hereunder 
any may pursue any remedies allowed by law. Lessee agrees to pay all costs 
of collection including but not limited to court costs and reasonable 
attorney's fees incurred by Lessor, in enforcing by legal action or otherwise 
any of the Lessor's rights under this lease agreement or under any law of 
this state.

14. ACCEPTANCE & SURRENDER OF PREMISES
    By entry hereunder, Lessee accepts the premises as being in good and 
sanitary order, and agrees upon termination of this lease for whatever 
reason, to surrender to Lessor all said premises, in the same condition as 
when received, reasonable use and wear thereof and damage by fire, acts of God 
or by the elements excepted and to remove all of Lessee's affects and signs 
from the premises.

15. ENTRY BY OWNER
    A. Lessee shall permit Lessor and his agents to enter into and upon 
said premises at all reasonable times and with reasonable notice for the 
purpose of inspecting the same or for the purpose of maintaining the building 
in which said premises are situated, or for the purpose of making repairs, 
alterations or additions to any portion of said building, including the 
erection and maintenance of such scaffolding, canopies, fences, and props as 
may be required.

    B. During the last 2 months of the term and during any extension thereof, 
Lessor and his agents may enter the premises at all reasonable times with 
reasonable notice to the Lessee for the purpose of showing the same to 
prospective tenants.

16. MORTGAGE BY LESSOR
    A. It is understood that Lessor contemplates placing one or more 
mortgages or deed of trust upon the premises for purposes of financing 
construction thereon. In connection therewith, Lessor also contemplates 
assigning all or a part of his rights under and by virtue of this lease. If so 
required by the lending agency, Lessee agrees to acknowledge receipt of notice 
of any such assignment, when presented to it and agrees to pay the rentals 
due under this lease directly to such assignee if so assigned by Lessor.

    B. Lessee is hereby given the right to make payment of any defaulted 
payment by Lessor under any deed of trust or mortgage which is a lien upon or 
against the demised premises, and to deduct the amounts so paid from the rent 
thereafter accruing under the terms of this lease.





17. NON-WAIVER
    A. No covenant or condition of this lease can be waived except by written 
consent of both parties, and forbearance or indulgence by either party in any 
regard whatsover, shall not constitute a waiver of the covenant or condition 
to be performed, and until complete performance the other party shall be 
entitled to invoke any remedy available to him under this lease by law, 
despite said forbearance or indulgence.

    B. The acceptance of rental due hereunder shall not be a waiver of any 
breach of any term, covenant or condition of this lease.

19. NOTICE
    Any notice to Lessor provided for herein, shall be deemed to have been 
served when such notice, addressed to Lessor, has been delivered in person or 
sent by certified mail with return receipt to the place where the rent shall 
last have been accepted prior to such notice. Any notice to Lessee, as 
provided herein, shall be deemed to have served when such notice, addressed 
to Lessee has been delivered in person or sent by certified mail with return 
receipt to Leasee at 3016 Wisteria Lane, Bloomington IL 61704.

19. BINDING ON ASSIGNEES & PERSONAL REPRESENTATIVE
    This lease shall be binding upon and shall inure to the benefits of the 
heirs, legalees, devisees, personal representatives, successors and assigns 
of the respective parties.

20. RULES
    Lessor reserves the right, from time to time, to make reasonable, uniform 
and non-discriminatory rules for the conduct of Lessee, and which rules shall 
apply uniformly to adjoining and adjacent premises as well as those demised 
hereunder, and which shall pertain to the safety, care and cleanliness of the 
premises. All such rules shall be in writing and shall be delivered to 
Lessee, and Lessee shall be afforded reasonable opportunity to comply 
therewith.

21. SUB LEASE
    Lessee may sublet or assign all or any portion of its interest in and to 
this Lease and the demised premises with the prior written consent of Lessor, 
which Lessor agrees will not be unreasonably withheld, however, no such 
assignment or sublease shall relieve Lessee of its obligations hereunder.

22. Lessor agrees to finish the lease space in accordance with the plans and 
following specifications attached to and made part here of as Exhibit 1.

23. Please DO NOT shut off any utilities when vacating unit.

24. All utilities are to be transferred to Lessor at time of lease 
termination.

25. Lessee must provide Lessor with an operable key to premises per City Fire 
Code. All keys must be returned to Lessor at time of vacating premises.




                                                                      PAGE 7

IN WITNESS WHEREOF, the parties have hereunto executed this lease Agreement 
the day and year first above set forth.


    Mark Ruttenberg                          LARRY D. BIELFELDT

BY: Mark Ruttenberg                      BY: Larry D. Bielfeldt [unreadable]
    ---------------                          ------------------
DATE:  1/13/98                                  1/13/98
     --------------                          ------------------



                             SPECIFICATIONS

1. Install solid core door with small window in far west corner of north wall 
   in the reception area of suite #2 (see attached floor plan).

2. Clean Carpet.

3. General Cleaning of Suite #2.



                             [FLOOR PLAN]

                              1603 VISA
                              SUITE 2
                              NORMAL, IL