<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE SUPPLEMENTAL CONSOLIDATED FINANCIAL STATEMENTS OF CITIGROUP INC.
FOR THE YEAR ENDED DECEMBER 31, 1997 AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND ACCOMPANYING DISCLOSURES.
</LEGEND>
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>               DEC-31-1997
<PERIOD-START>                  JAN-01-1997
<PERIOD-END>                    DEC-31-1997
<CASH>                               12,618
<INT-BEARING-DEPOSITS>               13,049
<FED-FUNDS-SOLD>                    119,967<F1> 
<TRADING-ASSETS>                    180,088
<INVESTMENTS-HELD-FOR-SALE>          91,633
<INVESTMENTS-CARRYING>                    0
<INVESTMENTS-MARKET>                      0
<LOANS>                             198,606
<ALLOWANCE>                           6,137
<TOTAL-ASSETS>                      697,384
<DEPOSITS>                          199,121
<SHORT-TERM>                         14,028<F2> 
<LIABILITIES-OTHER>                  38,301
<LONG-TERM>                          47,387
<PREFERRED-MANDATORY>                 3,275
<PREFERRED>                           3,353
<COMMON>                                 25
<OTHER-SE>                           38,473
<TOTAL-LIABILITIES-AND-EQUITY>      697,384
<INTEREST-LOAN>                      20,765
<INTEREST-INVEST>                         0
<INTEREST-OTHER>                     21,336
<INTEREST-TOTAL>                     42,101
<INTEREST-DEPOSIT>                        0
<INTEREST-EXPENSE>                   24,524
<INTEREST-INCOME-NET>                17,577
<LOAN-LOSSES>                         2,197
<SECURITIES-GAINS>                      995
<EXPENSE-OTHER>                       9,225
<INCOME-PRETAX>                      10,750
<INCOME-PRE-EXTRAORDINARY>           10,750
<EXTRAORDINARY>                           0
<CHANGES>                                 0
<NET-INCOME>                          6,705
<EPS-PRIMARY>                          2.86<F3> 
<EPS-DILUTED>                          2.74<F3> 
<YIELD-ACTUAL>                            0<F4> 
<LOANS-NON>                           3,024<F5> 
<LOANS-PAST>                          1,073<F6> 
<LOANS-TROUBLED>                         59
<LOANS-PROBLEM>                           0
<ALLOWANCE-OPEN>                      5,743
<CHARGE-OFFS>                         2,796
<RECOVERIES>                            725
<ALLOWANCE-CLOSE>                     6,322<F7> 
<ALLOWANCE-DOMESTIC>                      0<F8> 
<ALLOWANCE-FOREIGN>                       0<F9> 
<ALLOWANCE-UNALLOCATED>                   0<F10>

<FN>
<F1>  Includes Securities Purchased Under Resale Agreements.
<F2>  Purchased Funds and Other Borrowings.
<F3> Primary EPS represents  Basic EPS under  Financial  Accounting  Standards No. 128,  "Earnings per Share" (SFAS
No. 128).
<F4>  Taxable Equivalent Basis.
<F5>  Includes $1,064MM of cash-basis commercial loans and $1,960MM of consumer
      loans on which accrual of interest has been suspended.
<F6>  Accruing loans 90 or more days delinquent.
<F7>  Allowance activity for the twelve month period includes $368MM in other
        changes, principally foreign currency translation effects, and reserves for securitization activities.
<F8>  No portion of Citigroup's credit loss allowance is specifically allocated
      to any individual loan or group of loans, however, $1,827MM of the
      allowance at December 31, 1997 was attributed to operations outside the
      U.S. (see Note 4 to the 1997 10-K).
<F9>  See Footnote F8 above.
<F10> See Footnote F8 above.
</FN>