<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE SUPPLEMENTAL CONSOLIDATED FINANCIAL STATEMENTS OF CITIGROUP INC.
FOR THE YEAR ENDED DECEMBER 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND ACCOMPANYING DISCLOSURES.
</LEGEND>
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>               DEC-31-1996
<PERIOD-START>                  JAN-01-1996
<PERIOD-END>                    DEC-31-1996
<CASH>                               10,165
<INT-BEARING-DEPOSITS>               11,648
<FED-FUNDS-SOLD>                    109,118<F1>
<TRADING-ASSETS>                    157,358
<INVESTMENTS-HELD-FOR-SALE>          80,883
<INVESTMENTS-CARRYING>                    0
<INVESTMENTS-MARKET>                      0
<LOANS>                             186,456
<ALLOWANCE>                           5,743
<TOTAL-ASSETS>                      626,906
<DEPOSITS>                          184,955
<SHORT-TERM>                          9,753<F2>
<LIABILITIES-OTHER>                  33,307
<LONG-TERM>                          43,246
<PREFERRED-MANDATORY>                 2,965
<PREFERRED>                           3,203
<COMMON>                                 27
<OTHER-SE>                           35,186
<TOTAL-LIABILITIES-AND-EQUITY>      626,906
<INTEREST-LOAN>                      20,090
<INTEREST-INVEST>                         0
<INTEREST-OTHER>                     17,708
<INTEREST-TOTAL>                     37,798
<INTEREST-DEPOSIT>                        0
<INTEREST-EXPENSE>                   21,336
<INTEREST-INCOME-NET>                16,462
<LOAN-LOSSES>                         2,200
<SECURITIES-GAINS>                      276
<EXPENSE-OTHER>                       8,434
<INCOME-PRETAX>                      11,087
<INCOME-PRE-EXTRAORDINARY>           11,087
<EXTRAORDINARY>                           0
<CHANGES>                                 0
<NET-INCOME>                          7,073
<EPS-PRIMARY>                          2.83<F3>
<EPS-DILUTED>                          2.71<F3>
<YIELD-ACTUAL>                            0<F4>
<LOANS-NON>                           3,160<F5>
<LOANS-PAST>                          1,118<F6>
<LOANS-TROUBLED>                        321
<LOANS-PROBLEM>                           0
<ALLOWANCE-OPEN>                      5,561
<CHARGE-OFFS>                         2,697
<RECOVERIES>                            738
<ALLOWANCE-CLOSE>                     6,216<F7>
<ALLOWANCE-DOMESTIC>                      0<F8>
<ALLOWANCE-FOREIGN>                       0<F9>
<ALLOWANCE-UNALLOCATED>                   0<F10>

<FN>
<F1>  Includes Securities Purchased Under Resale Agreements.
<F2>  Purchased Funds and Other Borrowings.
<F3>  Primary  EPS  represents   Basic  EPS  under   Financial   Accounting   Standards  No.  128,   "Earnings  per
Share" (SFAS No. 128).
<F4>  Taxable Equivalent Basis.
<F5>  Includes $905MM of cash-basis commercial loans and $2,255MM of consumer
      loans on which accrual of interest has been suspended.
<F6>  Accruing loans 90 or more days delinquent.
<F7>  Allowance activity for the twelve month period includes ($59)MM in other
        changes, principally foreign currency translation effects, and reserves for securitization activities.
<F8>  No portion of Citigroup's credit loss allowance is specifically allocated
      to any individual loan or group of loans, however, $1,807MM of the
      allowance at December 31, 1996 was attributed to operations outside the
      U.S. (see Note 4 to the 1997 10-K).
<F9>  See Footnote F8 above.
<F10> See Footnote F8 above.
</FN>