<ARTICLE> 9 <CIK> 0000812146 <NAME> ABINGTON BANCORP <MULTIPLIER> 1,000 <CURRENCY> U.S. DOLLAR <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> JUN-30-1998 <EXCHANGE-RATE> 1 <CASH> 12,872 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 216 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 190,551 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 330,378 <ALLOWANCE> (2,908) <TOTAL-ASSETS> 559,778 <DEPOSITS> 348,792 <SHORT-TERM> 27,657 <LIABILITIES-OTHER> 6,638 <LONG-TERM> 130,500 <PREFERRED-MANDATORY> 11,915 <PREFERRED> 0 <COMMON> 480 <OTHER-SE> 33,796 <TOTAL-LIABILITIES-AND-EQUITY> 559,778 <INTEREST-LOAN> 19,702 <INTEREST-INVEST> 8,734 <INTEREST-OTHER> 94 <INTEREST-TOTAL> 28,530 <INTEREST-DEPOSIT> 8,776 <INTEREST-EXPENSE> 16,172 <INTEREST-INCOME-NET> 12,358 <LOAN-LOSSES> 570 <SECURITIES-GAINS> 1,388 <EXPENSE-OTHER> 11,768 <INCOME-PRETAX> 5,175 <INCOME-PRE-EXTRAORDINARY> 5,175 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,355 <EPS-PRIMARY> .95 <EPS-DILUTED> .89 <YIELD-ACTUAL> 7.39 <LOANS-NON> 588 <LOANS-PAST> 22 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 2,280 <CHARGE-OFFS> 176 <RECOVERIES> 234 <ALLOWANCE-CLOSE> 2,908 <ALLOWANCE-DOMESTIC> 1,789 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,119